AU Bank Vetta Credit Card

With the AU Bank Vetta Credit Card, you can earn reward points when you use the card for grocery spends and utility bills payments. You also earn bonus reward points when you reach milestone spends (as mentioned by the bank). The annual fee of the AU Bank Vetta Credit Card is Rs.2,999.

Key Highlights of the AU Bank Vetta Credit Card

These are the key highlights of the AU Bank Vetta Credit Card:

• Get 10 reward points every time you spend Rs.100 on utility bills payments.
• Get a credit shield of up to Rs.2 lakh.
• With the Priority Pass Program, get 1 free airport lounge visit at partner lounges (every calendar quarter).
• One-year Zomato Pro Membership on spends of Rs.50,000 per month.

Features and Benefits of the AU Bank Vetta Credit Card

The AU Bank Vetta Credit Card has the following features and benefits:

Welcome benefits:

• Get vouchers worth Rs.2,000 (from partner brands) when you spend Rs.30,000 within the first 60 days of the credit card being set up.

Reward points benefits:

• Earn 10 reward points every time Rs.100 is spent for utility bills payments.
• Get 4 reward points for every Rs.100 spent at grocery and departmental stores.
• Earn 2 reward points when you spend Rs.100 on other merchant categories.

Milestone benefits:

• Get annual Zomato Pro Membership when you spend Rs.50,000 in one calendar month.
• Get vouchers of Rs.1,000 when you spend Rs.2.50 lakh during your credit card's anniversary year.
• Waiver of first -year fee when you spend Rs.40,000 within the first 90 days of the card being set up.
• Second-year fee waiver when Rs.1.5 lakh is spent during the previous year
• Get 500 reward points as a bonus when you spend Rs.50,000 in one calendar quarter.
• Get an additional 1,000 bonus reward points when your spends reach Rs.1 lakh in one calendar quarter.

Birthday benefits:

• Get 1,000 bonus reward points when you use the AU Bank Vetta Credit Card to complete one retail transaction on your birthday.

Fuel benefits:

• Waiver of 1% fuel surcharge on purchase of fuel at any fuel station across the country
• To avail the fuel surcharge benefit, the transaction amount should be between Rs.400 and Rs.5,000.
• You can get a maximum waiver of Rs.250 in one statement cycle.

Railway lounge benefits:

Every calendar quarter, get 2 complimentary railway lounge visits (for the primary and add-on credit cardholder) at railway stations in these cities:

Airport lounge benefits:

• Get 1 free airport lounge visit in India every calendar quarter.
• 1 free airport lounge visit every calendar quarter at participating airport lounges under the Priority Pass Program.

An add-on credit cardholder also gets the airport lounge bene?ts.

Contactless transaction benefits:

• Make contactless payments by tapping the card at Point-of-Sale (POS) terminals of partner merchants.
• The card PIN does not have to be entered.
• Contactless payments are allowed for transactions amounting to Rs.5,000.

Equated Monthly Instalment (EMI) benefits:

• Convert transactions amounting to Rs.2,000 or more into EMIs.
• Select any suitable repayment tenure.

Insurance benefits:

Card Liability Cover:

• There is zero liability if the credit card you lost has been used for fraudulent transactions (after you report the loss of the credit card).
• You are protected against online frauds, card counterfeit, and credit card skimming.

Travel coverage:

• The AU Bank Vetta Credit Card offers travel cover in the following events:
  1. Delay of baggage
  2. Loss of baggage
  3. Hijacking of airplane
  4. Loss of passport
  5. Flight delay

Redemption of Points Earned on AU Bank Vetta Credit Card

The reward points you earn on the AU Bank Vetta Credit Card can be redeemed for the following:

• Purchasing partner brands’ e-vouchers
• Booking of hotel rooms
• Buying merchandise from the AU Bank catalogue
• Booking flight tickets
• Recharging mobile/Direct-to-home (DTH)

Eligibility Criteria to Apply for the AU Bank Vetta Credit Card

If you want to apply for the AU Bank Vetta Credit Card, the following eligibility criteria have to be met:

• You need to be an Indian resident.
• If you are the primary cardholder, you should be between 21 years and 60 years of age.
• An add-on cardholder should be over 18 years old.

Fees and Charges of the AU Bank Vetta Credit Card

Here are the fees and charges of the AU Bank Vetta Credit Card:

FAQs on AU Bank Vetta Credit Card

1. Will my Zomato Pro Membership get extended when I spend Rs.50,000 for two months each?

   No, the Zomato Pro Membership benefit is applicable only once in a credit card anniversary year.

2. How do I book an XpressEMI?

   You can call 180012001500 and book an XpressEMI.

3. Do I earn reward points when I use the card for purchasing fuel?

   No, you do not earn reward points when you buy fuel with the AU Bank Vetta Credit Card.

4. How can I contact the concierge desk of AU Bank?

   You can contact the concierge desk of AU Bank by calling 18002100298 (toll-free number) or 022-42320298.

5. What is the AU Bank customer care number?

   The AU Bank customer care number is 180012001500. You can also call this number to claim the insurance benefits available with the AU Bank Vetta Credit Card. You can also reach out to the bank's customer care department by writing to creditcard.priority@aubank.in.