Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The AU Bank Zenith Credit Card allows you to earn reward points every time you swipe the credit card for shopping, dining, and international spends. The annual fee of the credit card is Rs.7,999.
Listed below are the key highlights of the AU Bank Zenith Credit Card:
The features and benefits of the AU Bank Zenith Credit Card are mentioned below:
Welcome benefits:
Please note that the welcome benefits will be applicable on retails transactions made within the first 60 days of your credit card being set up.
Reward points benefits:
Birthday benefits:
Fuel benefits:
Milestone benefits:
*The first-year and second-year fee waivers are applicable only on retails spends.
Railway lounge benefits:
Airport lounge benefits:
Equated Monthly Instalment (EMI) benefits:
Insurance benefits:
| Air Accident Cover | Rs.2 crore |
| Credit Shield | Up to Rs.5 lakh |
| Purchase Protection | Up to Rs.50,000 |
Card Liability Cover:
Travel coverage:
You can redeem the reward points earned on the AU Bank Zenith Credit Card for:
In order to apply for the AU Bank Zenith Credit Card, you should meet these eligibility criteria:
These are fees and charges of the credit card:
| Type of charge | Fee |
|---|---|
| Joining fee | NIL |
| Annual fee | Rs.7,999 |
| Fee for an add-on card | NIL |
| Revolving credit charge | 1.99% per month (23.88% annually) |
| Cash advance fee | 2.5% of amount withdrawn, subject to a minimum of Rs.100 |
| Limit for cash advance | 20% of the credit limit |
| Minimum repayment amount | 5% or minimum Rs.100 |
| Overlimit charges | 2.5% of overlimit amount, subject to a minimum of Rs.500 |
| Fee for redeeming reward points | NIL |
| Cash processing fee | NIL |
| Fee for processing an outstation cheque | Rs. 25 |
| Processing fee for balance transfer |
|
| Credit card validation fee at lounges | Rs.2 |
| EMI conversion fee |
|
| Charge for Priority Pass Lounge | $27 plus taxes per person for every visit |
| Foreign currency mark-up fee | 1.99% |
| Fee for duplicate physical statement request | Rs.100 |
| Fee for reissue of lost/damaged/stolen credit card | Rs.100 |
| Goods and Services Tax (GST) | 18% |
| Late Payment Charges |
|
Yes, add-on cardholders will also get the airport and railway lounge benefits.
You can reach the AU Bank concierge desk by calling the toll-free number, 18002100298. You can also call 022-42320298 to reach the concierge desk.
You can write to creditcard.priority@aubank.in and clarify your doubts on the AU Bank Zenith Credit Card.
You can use the AU Bank Zenith Credit Card to make secure and contactless payments. This can be done by tapping your credit card at Point-of-Sale (POS) terminals of partner merchants without having to enter your PIN. Please note that contactless payments can be made for transactions up to Rs.5,000.
The interest-free period is up to 50 days.
To claim the insurance benefits, you can call the AU Bank customer care at 180012001500.
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