Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
AU Bank offers various credit cards based on spending habits and lifestyle. From the plethora of AU Bank credit cards, you can choose the one that is best suited for you. Here is the list of all AU Bank credit cards and their main features.
| Type of card | Joining Fee |
|---|---|
| AU Bank Zenith Credit Card | Nil |
| AU Bank Vetta Credit Card | Nil |
| AU Bank Altura Plus Credit Card | Nil |
| AU Bank Altura Credit Card | Nil |
Annual fee: Rs.7,999.
Key Highlights of the AU Bank Zenith Credit Card:
Annual fee: Rs.2,999
Key Highlights of the AU Bank Vetta Credit Card:
Annual fee: Rs.499
Key Highlights of the AU Bank Altura Plus Credit Card:
Annual fee: Rs.199
Key Highlights of the AU Bank Altura Credit Card:
| Type of card | Annual fee | Joining Fee |
|---|---|---|
| AU Bank Zenith Credit Card | Rs.7,999 | Nil |
| AU Bank Vetta Credit Card | Rs.2,999 | Nil |
| AU Bank Altura Plus Credit Card | Rs.499 | Nil |
| AU Bank Altura Credit Card | Rs.299 | Nil |
| Type of charge | Fee | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fee for an add-on card | NIL | ||||||||||||
| Revolving credit charge |
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| Cash advance fee | 2.5% of amount withdrawn, subject to a minimum of Rs.100 | ||||||||||||
| Limit for cash advance |
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| Minimum repayment amount | 5% or minimum Rs.100 | ||||||||||||
| Overlimit charges | 2.5% of overlimit amount, subject to a minimum of Rs.500 | ||||||||||||
| Fee for redeeming reward points | NIL | ||||||||||||
| Cash processing fee | NIL | ||||||||||||
| Fee for processing an outstation cheque | Rs. 25 | ||||||||||||
| Processing fee for balance transfer |
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| Credit card validation fee at lounges | Rs.2 | ||||||||||||
| EMI conversion fee |
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| Charge for Priority Pass Lounge | $27 plus taxes per person for every visit | ||||||||||||
| Foreign currency mark-up fee |
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| Fee for duplicate physical statement request | Rs.100 | ||||||||||||
| Fee for reissue of lost/damaged/stolen credit card | Rs.100 | ||||||||||||
| Goods and Services Tax (GST) | 18% | ||||||||||||
| Late Payment Charges |
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You can redeem the reward points earned on the AU Bank credit cards for:
You will can contact the AU Bank credit card customer care number and/or send a letter of written communication and ask the bank to close your credit card.
You can reach the AU Bank concierge desk by calling the toll-free number, 18002100298. You can also call 022-42320298 to reach the concierge desk.
The add-on cardholder has to be more than 18 years old.
You can write to creditcard.priority@aubank.in and clarify your doubts on the AU Bank credit cards.
18% GST will be levied on fees and other charges on an AU Altara Plus Credit Card.
There is no joining fee for AU Bank Zenith Credit Card.
On AU credit cards, there is no set limit. It is determined by the applicant's income and CIBIL score. Individuals with a high income and a high CIBIL Score are more likely to be given a large credit limit. To secure fast approval for the AU Bank Credit Cards, the applicant must have a CIBIL Score of 750 or higher.
To avail an AU Bank Credit Card, the applicant should be under the age limit between 21 years to 60 years.
To apply for a credit card from AU Bank, you have to submit several documents like Permanent Account Number (PAN) card, Aadhar card, passport, driving licence, Voter ID, electricity bill, last six months' salary slips, Income Tax Returns (ITR) of last two years, and birth certificate.
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