Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
With the AU Bank Altura Credit Card, you can earn reward points every time you swipe the credit card for shopping, dining, and international spends. The annual fee of the credit card is Rs.199.
Welcome benefits:
Cashback benefits:
Fuel benefits:
Milestone benefits:
Railway lounge benefits:
Equated Monthly Instalment (EMI) benefits:
Insurance benefits:
| Type of charge | Fee |
|---|---|
| Joining fee | NIL |
| Annual fee | Rs.199 |
| Fee for an add-on card | NIL |
| Revolving credit charge | 3.49% per month (41.88% annually) |
| Cash advance fee | 2.5% of amount withdrawn, subject to a minimum of Rs.100 |
| Limit for cash advance | 40% of the credit limit |
| Minimum repayment amount | 5% or minimum Rs.100 |
| Overlimit charges | 2.5% of overlimit amount, subject to a minimum of Rs.500 |
| Fee for redeeming reward points | NIL |
| Cash processing fee | NIL |
| Fee for processing an outstation cheque | Rs. 25 |
| Processing fee for balance transfer |
|
| Credit card validation fee at lounges | Rs.2 |
| EMI conversion fee |
|
| Charge for Priority Pass Lounge | $27 plus taxes per person for every visit |
| Foreign currency mark-up fee | 3.49% |
| Fee for duplicate physical statement request | Rs.100 |
| Fee for reissue of lost/damaged/stolen credit card | Rs.100 |
| Goods and Services Tax (GST) | 18% |
| Late Payment Charges |
|
The AU Bank customer care number is 1800 1200 1500.
You can call 1800 1200 1500 and book an XpressEMI.
No, you do not earn reward points when you buy fuel with the AU Bank Vetta Credit Card.
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