Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Credit cards offered by Oriental Bank of Commerce are co branded credit cards. The bank has partnered with the State Bank of India to provide these cards to their customers. These credit cards have a lot of rewards and benefits to offer such as Reward Points. The points are awarded to OBC customers under the State Bank of India Shop – and – Smile Rewards Program. Whenever a customer purchases a product or a service using their credit card, they earn reward points that can be redeemed to avail rewards.
Under the Oriental Bank of Commerce Rewards Program you can earn reward points by spending money on purchases using your OBC Credit Cards.
| Credit Card Type | Reward Points | Spends Category |
|---|---|---|
| Oriental Bank of Commerce – SBI Platinum Credit Card | 5x points | Departmental Store, Dining, International |
| 2 points on every Rs.100 | Other categories | |
| Oriental Bank of Commerce – SBI Credit Card | 1 point on every Rs.100 | All types of spends |
| 10x points | Grocery, Departmental Stores |
Customers of Oriental Bank of Commerce – SBI Platinum Credit Card can earn up to 40, 000 points in a year.
In case of Oriental Bank of Commerce – SBI Credit Card, the value of 4 Reward Points is Rs.1. The bank also has an introductory offer for the customers of this card. As per the offer, if the customers spend Rs.2000 within 60 days of getting this card, they will receive 2000 Bonus Cash Points.
All the reward points earned by the credit cardholders of Oriental Bank of Commerce under the Shop – and – Smile Rewards Program will be valid for 24 months. If the cardholders do not redeem their points by this period, then their points will expire.
It is very easy to redeem the reward points that you have earned on your Oriental Bank of Commerce Credit Cards. As the credit cards are co-branded card, you have to redeem them through State Bank of India. To redeem the reward points, you have to be the primary card holder. Holders of add- on cards are not allowed to redeem the points.
There are multiple ways to redeem points and you can use any one of them. The ways are –
You can check the reward points that you have earned on your Oriental Bank of Commerce credit card online on the website of SBI card, as these are co – branded cards. You can also check the points via SMS. To do so, you have to simply send ‘Reward XXXX’ (last 4 digits of your credit card number) from your registered number to 5676791. You can also check the points in your monthly card statement as it has a record of all the reward points that you have earned on your credit card.
No, you cannot transfer your Oriental Bank of Commerce credit card reward points to another card.
You will receive the products that you have purchased using your OBC credit card reward points within 15 working days and the vouchers within 10 working days.
Yes, you can combine cash and reward points during redemption.
Yes, you can pay your OBC credit card outstanding balance using the reward points that you have earned on your card.
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