SBI Shopping Credit Cards

SBI Cards, the credit cards division of State Bank of India, offers specially designed shopping credit cards to cater the needs of variety of shopaholics. From walk-in shoppers to online shoppers, the largest lender has a credit card for everyone.

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Packed with exclusive shopping benefits such as welcome shopping vouchers, accelerated reward points on shopping, renewal fee waivers and zero fuel surcharge, the cards are worth having for people who shop frequently.

List of SBI Shopping Credit Cards

Listed below are different shopping credit cards offered by SBI along with their features and benefits.

  • SBI SimplyCLICK Credit Card
  • SBI SimplyCLICK Advantage Credit Card
  • SBI SimplySAVE Credit Card
  • SBI SimplySAVE Advantage Credit Card
  • SBI Unnati Credit Card
  • Spar SBI Card Prime
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Features and Benefits of SBI Shopping Credit Cards

SBI SimplyCLICK Credit Card

  1. With SBI SimplyCLICK Credit Card get a joining gift from Amazon worth Rs.500
  2. Accelerated rewards on online spends at select e-stores
  3. Milestone rewards including e-vouchers worth Rs.2,000
  4. Fuel surcharge waiver of 1% valid at all petrol stations across India
  5. Renewal fee waiver if the annual spends in the first year are equal to or greater than Rs.1 lakh
  6. Powered with contactless technology to allow quick and easy transactions

SBI SimplyCLICK Advantage Credit Card

  1. With SimplyCLICK Advantage SBI Credit Card get a Joining gift from Amazon worth Rs.500
  2. Accelerated rewards on online spends at select e-stores including Amazon, Cleartrip, FoodPanda, etc.
  3. Milestone rewards include e-vouchers worth Rs.2,000 on annual online spends of Rs.1 lakh to Rs.2 lakh
  4. 1% fuel surcharge waiver valid at all petrol stations across India
  5. Renewal fee waiver if the annual spends in the first year equal to Rs.1 lakh
  6. Credit card powered with contactless technology to allow quick transactions
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SBI SimplySAVE Credit Card

  1. With SBI SimplySAVE Credit Card get a Joining offer includes 2,000 bonus reward points on spends exceeding Rs.2,000 in the first 60 days of card issuance
  2. Accelerated reward points on select spends including dining, movies, grocery, etc.
  3. Renewal fee waiver if the annual spends in the first year are equal to or greater than Rs.1 lakh.
  4. 1% fuel surcharge waiver at all the petrol pumps across India
  5. Rs.100 cashback on first ATM cash withdrawal done within 30 days.

SBI SimplySAVE Advantage Credit Card

  1. SBI SimplySAVE Advantage Credit Card is an international credit card accepted across 24 million outlets worldwide, including 3.25 lakh stores in India
  2. Accelerated reward points on select spends including dining, movies, grocery, etc.
  3. Renewal fee waiver if the annual spends in the first year equal to Rs.1 lakh
  4. 1% fuel surcharge waiver at all the petrol pumps across India
  5. Rs.100 cashback on first ATM cash withdrawal

SBI Unnati Credit Card

  1. SBI Unnati credit card is free for first four years
  2. Card issued against a fixed deposit of Rs.25,000 or more with SBI
  3. Earn one reward point for every Rs.100 spent on the card. Reward points can be redeemed for a wide range of gifts
  4. Milestone rewards include Rs.500 cashback on annual spends of Rs.50,000 or more
  5. 1% fuel surcharge waiver on a minimum transaction value of Rs.500 valid at all the petrol stations across India
  6. Card acceptable at all Visa and MasterCard powered outlets across the globe

Spar SBI Card Prime

  1. Spar SBI Card Prime is a shopping credit card that rewards you with points for spending on groceries, dining, and movies
  2. Welcome gift includes 12,000 bonus points equivalent to Rs.3,000 on paying the annual fee of Rs.2,999 + GST (same for paying the renewal fee)
  3. 15 reward points on every Rs.100 spent at online and retail stores of Spar, Max, Home Centre, and Lifestyle
  4. 1% fuel surcharge for transactions between Rs.500 to Rs.4,000
  5. Cumulative milestone benefits worth Rs.14,500

SBI Shopping Credit Cards - Fees and Charges

SBI Shopping Cards

Annual Fee

Renewal Fee

Interest Rate

Cash Withdrawal Fee

SBI SimplyCLICK Credit Card

Rs.499

Rs.499

Up to 3.50% per month

2.5% of transaction amount or Rs.300

SBI SimplySAVE Credit Card

Rs.499

Rs.499

Up to 3.50% per month

2.5% of transaction amount or Rs.300

SBI SimplyCLICK Advantage Credit Card

Rs.499

Rs.499

Up to 3.50% per month

2.5% of transaction amount or Rs.300

SBI SimplySAVE Advantage Credit Card

Rs.499

Rs.499

Up to 3.50% per month

2.5% of transaction amount or Rs.300

SBI Unnati Credit Card

Nil

Rs.499

Up to 3.50% per month

2.5% of transaction amount or Rs.300

Spar SBI Card PRIME

Rs.2999

Rs.2999

Up to 3.50% per month

2.5% of transaction amount or Rs.300

Apply for SBI Shopping Credit Cards

SBI Shopping Credit Cards can be applied both online and offline. Individuals who wish to apply online can directly visit www.sbicard.com, find a credit card that suits their needs and apply for it on the same website. They can also approach financial websites such as Bankbazaar.com, which provide a comparison of features and benefits offered by various cards making it easy for the visitors to make a choice.

SBI Shopping Credit Cards – Features, Rewards & Application

Apply through SBI Website

  1. Go to www.sbicard.com.
  2. You can directly click on 'Apply' button from the top navigation menu or choose a card by browsing through the list of cards present under 'Cards for you' section on the same page
  3. Once you finalise the card, you can click on 'Apply' button below it to send an application for the card
  4. You will be directed to an online application page, where you need to fill basic details such as applicant's name, city, occupation, etc., verify your mobile number and click on 'Next Step'
  5. In the next page, you need to enter specific details that vary with respect to the chosen card to determine your eligibility for the chosen card
  6. In the final step, the bank will verify all the details entered by you, check your eligibility for the chosen card and display an instant decision
  7. If you're eligible for the card, SBI representatives will call you to let you know the next step in the application process. In case, you're not eligible, the screen will display the same message.

Apply by visiting the SBI branch office:

Individuals who do not have access to the internet can directly walk-in to any of the closest SBI branches and apply for a premium card. The application forms are available in all SBI branches. Make sure to check your eligibility before applying for the card. You will also be required to attach the required documents such as your identity proof, address proof, income proof, etc., to the application form.

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