If you are a frequent online shopper then you can apply for the Spar SBI Card Prime Credit Card which on usage allows you to enjoy various benefits and privileges. The process to apply for the credit card is very easy and can be used over 24 million outlets all over the world.
Given below is the list of benefits of using Spar SBI Card Prime:
Fuel Surcharge Waiver
Domestic Airport Lounge Access
Complimentary Priority Pass Membership
Given below is the list of features of using Spar SBI Card Prime:
|Welcome Offer||If you make your first ATM withdrawal within 30 days of receiving your credit card, then you will earn cashback worth Rs.100.|
|Add-On Cards||You can avail the add-on credit card facility for your family members aged 18 years and above.|
|Withdraw cash globally||You can withdraw cash from over 1 million ATMs anywhere in the world.|
|Payment of utility bills||You can use this card to pay your utility bills by using the Easy Bill Pay facility.|
|Balance Transfer on EMIs||You can transfer your existing dues off other bank’s credit card to your Spar SBI Card Prime and clear it via EMIs at lower interest rates.|
|Flexipay||If you make a transaction of Rs.2,500 and above on your Spar SBI Card Prime, you can convert it into easy monthly installment by using the Flexipay facility. You will have to log in to your sbicard.com using your username and password within 30 days of making the transaction to avail this facility.|
|Easy Money facility||You can use the Easy Money facility to get a cheque or a demand draft against your cash limit. The cheque or the demand draft will be delivered to your communication address.|
|Fees and charges||Amount to be paid|
|Annual Fee (one-time)||Rs.2,999 + GST|
|Renewal Fee (per annum)||Rs.2,999 + GST|
|Add-on Fee (per annum)||NIL|
|Cheque Fee||Rs.100 (Up to Rs.10,000 if payment made through cheque)|
|Payment Dishonor fee||2% of the amount subject to a minimum of Rs.500|
|Retrieval of statement fee||Rs.100 for statement more than 2 months old|
|Late payment fee||
|Overlimit||2.5% of the overlimit amount subject to a minimum of Rs.500|
|Emergency card replacement when abroad||NIL|
|Foreign currency transaction||3.5%|
|Rewards redemption fee||Rs.99|
|Cash payment fee||Rs.199|
|Cash advance fee||
All payments will be settled in the order of minimum amount due to paid (inclusive of all taxes applicable + EMIs on EMI based products + 5% of total outstanding amount), fees and other charges, interest rate charged, balance transfer amount, cash advance, and outstanding purchase amount.
You can apply for Spar SBI Card Prime online by following the steps given below:
You can also SMS SPAR to 5676791 from your registered mobile number to apply for Spar SBI Card Prime.
Contactless payment is allowed up to an amount of Rs.2,000 where you won’t be required to provide your PIN. Any amount above Rs.2,000 will require you to provide your PIN number. However, you can also choose the option of providing your PIN for amount below Rs.2,000 as well.
No, your card has to be within 4 cm of the card reader for more than half a second for a transaction to take place. The retailer will also have to enter the transaction amount before you can make any transactions through your card.
No, do not use your card if you find it after getting it blocked. Destroy the card by cutting it through the magnetic strip. The bank will issue you a new card after you have got your old card blocked.
No, there is no difference in the process for internet and ATM transactions. For internet transactions you will be required to provide your 3D secure pin or an OTP, and for ATM transactions, you will have to provide your PIN.
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