The Practo Plus credit card is one such card which specifically caters to your medical needs. In collaboration with Practo, RBL Bank has introduced this card in order to help their customers save money on medical or health spends throughout the year. It is the first card where any kind of purchases help you save more on your medical bills.
Other RBL Bank Credit Cards
Health Cash Benefit
The credit limit of the Practo Plus credit card by RBL Bank is assigned at the discretion of the bank. RBL Bank considers a number of factors before allocating the credit card limit . Some of these factors include the annual income of the primary applicant, the credit score, the credit report along with the repayment habit of past and ongoing debts.
|Type of Fee||Amount|
|Joining Membership fee||Rs.2,000|
|Annual Renewal Membership Fee||Rs.2,000|
|Add-on credit card fee||Nil|
|Finance charges||Up to 3.99% per month or 47.88% per annum|
|Cash advance transaction fee||2.5% of the cash amount. Subject to a minimum of Rs.500.|
|Over limit penalty||Rs.600|
|Overdue penalty||15% of the total amount due. Minimum of Rs.50 and maximum of Rs.1,250.|
|Cash payment at branches||Rs.250 per cash deposit made at RBL Bank branch.|
|Cheque return/dishonour fee||Rs.500|
|Surcharge on railway tickets||1.8% of the ticket amount + IRCTC service charge|
|Foreign currency transaction||Up to 3.50%|
|Fuel transaction charge||1% of the fuel transaction charge or Rs.10; whichever is higher.|
The eligibility criteria for the credit card are as follows:
The list of documents mentioned above is indicative. RBL Bank may ask you to furnish additional documents as and when required during the application procedure.
You can apply for the RBL Bank Practo Plus credit card through offline or online methods. To apply for the card offline, you can get in touch with the bank by calling RBL credit card customer care number i.e +91 22 6232 7777. Along with this, you can also visit any branch of RBL Bank to apply for the card.
The annual fee for the credit card is Rs.2,000.
You can apply for the RBL bank credit card from the RBL Bank website, branch or BankBazaar.
No, there are no reward points as such. Since this is a lifestyle credit card catering to you and your family's health, you will receive HealthCash which can be redeemed for services on Practo. For every Rs.100 spent on any transaction, 1 HealthCash is added to your card.
No, there are no fuel benefits which you will receive on the Practo Plus credit card. However, the card comes with travel benefits where you get 2 complimentary visits to domestic airport lounges per quarter.
To apply for the Practo Plus credit card, you will need to submit your ID proof which can be your Aadhaar card, Passport or Driving License. Apart from this, you will need to submit documents such as Aadhaar card or Passport or an electricity bill of the house as Address Proof. Lastly, as Proof of Income, you will need to submit your latest salary slips, IT returns and Form 16.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.