RBL Bank MoCash Credit Card

The MoCash Credit Card offered by RBL Bank is a unique digital product that is a combination of a credit card and an instant loan. You can easily transfer funds within the credit limit to your bank account and pay it back in easy instalments. The physical credit card can be used for online and offline retail purchases. You can easily manage your loan through the RBL Bank MoCash mobile app. Interest is charged on the amount transferred to your bank account and not on the entire credit line that is available to you. This facility is available on a 24x7 basis. Any high-value expenses on your credit card can also easily be converted into Equated Monthly Instalments (EMI). Apart from reward points, the credit card also offers discounts, vouchers, and fuel surcharge waivers.

Key Highlights of RBL Bank MoCash Credit Card

The main highlights of the MoCash Credit Card offered by RBL Bank are mentioned below:

• Repayment in EMIs: The loan that is availed can be paid in EMIs. You have the option to choose the repayment tenure as well. Card transactions can also be easily converted to EMIs via the MoCash app.
• Instant Money Transfer: The money can be transferred to your bank account at any given time.
• No Interest: In case, the amount is not used as loan the card is not used, no interest will be charged.
• Know Your Limit: With the help of the RBL Bank MoCash app, the credit limit can be known within 3 minutes.

Features and Benefits of RBL Bank MoCash Credit Card

The main benefits and features of the MoCash Credit Card offered by RBL Bank are mentioned below:

RBL Bank MoCash Credit Card Eligibility Criteria

The primary eligibility criteria that must be met for this card are:

• You must be an Indian citizen.
• The principal applicant must be between the ages of 18 years and 70 years.
• You must have a regular source of income.

Documents Required

Once you are eligible for the credit, the required documents must be submitted for the application to be processed. The main documents that must be submitted are mentioned below:

• Income Proof
• Salary Slip
• Income Tax Returns
• Form 16
• Identity Proof
• Aadhaar Card
• Passport
• Driving License
• Address Proof
• Aadhaar Card
• Voter ID
• Passport
• Ration Card

Any other documents that are requested by RBL Bank must be submitted as well.

RBL Bank MoCash Credit Card Application Status

The step-by-step procedure to check the RBL credit card application status is mentioned below:

• Visit the official website of RBL Bank.
• Click on the ‘Menu’ section.
• Next, click on ‘Personal Banking’.
• On the next page, click on ‘Credit Cards’.
• At the bottom of the page, you will find an option to check the status of the application.
• On the next page, enter the reference number and your mobile number.
• Click on ‘Submit’. The status of your application will be displayed on the next page.

FAQ's on RBL Bank MoCash Credit Card

1. What is the annual fee of the RBL Bank MoCash Credit Card?

   The annual fee of the credit card is Rs.500.

2. Can I avail of loans through the RBL Bank BankBazaar SaveMax Credit Card?

   Yes. You can avail of pre-approved loans without any documentation through your RBL Bank BankBazaar SaveMax Credit Card.

3. Where can I apply for the RBL Bank MoCash Credit Card?

   You can apply for the RBL Bank MoCash Credit Card either from the RBL Bank website or from BankBazaar.

4. How can I redeem my reward points?

   You can redeem your reward points from the RBL Bank rewards catalogue on the website. The rewards catalogue consists of many products across various brands which can be bought with your accumulated reward points.