Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL Bank India Start-up Club Platinum Credit Card

    RBL Bank’s India Start-up World Credit Card is an exclusive credit card for start-up business professionals. Tailored to meet the needs of first time entrepreneurs, the card offers complimentary airport lounge access and global concierge services. The rewards programme offered by the card provides enhanced rewards not only on retail purchases but also for reaching certain spending milestones in a year. What’s more, the card offers 2.5% value back on utility bill payments made every month. To get a comprehensive picture about the features and benefits offered by India Start-up World card continue reading the article.

    Features of India Start-up Club World Credit Card

    Airport lounge access:

    India Start-up World Credit Cardholders can enjoy lounge access at more than 700 airports located in India and across the world. At all major domestic airports in India, the cardholders are eligible for two free lounge visits every three months.

    Further, the card users become eligible to the Priority Pass Program through which they can get unlimited access to airport lounges across the world by paying $27 per visit. Any family members or guests accompanying the user should also pay $27 per visit.

    Those who would like to enrol for the Priority Pass Programme should send an e-mail to premiumcardservices@rblbank.com or call the customer care helpline at 1800 123 8040.

    Concierge services:

    The India Start-up World Credit Cardholders can enjoy world class concierge services offered by RBL Bank. They can use the concierge services for assistance on any of the below listed services.

    • For golf course reservation and referral
    • For car rental and limousine reservation and referral
    • For referring and reserving hotel rooms
    • For business services
    • For booking special events and performances
    • For information and referrals related to spa, fitness and sports
    • For referring and reserving dining
    • To deliver gifts and flowers

    For assistance related to any of the aforementioned services, cardholders can call RBL customer service helpline 1800 123 8040.

    Benefits and Rewards Offered by India Start-up Club World Credit Card

    Besides offering exclusive features, the credit card also offers exciting benefits and rewards for using the card.

    • Reward points: Just like every other credit card, India Start-up World Credit Card offers reward points for every Rs.100 spent using the card. However, compared to the other cards it offers a bit more reward points to provide that premium experience to its users.
    • Welcome bonus: As a grand welcome to the users, the bank offers 20,000 reward points as welcome gift. The cardholders who have made their first card usage within first 60 days of receiving the card and paid the joining fee are eligible for the bonus rewards.
    • Earn while you spend: Cardholders will earn 5 reward points for every Rs.100 spent using the card for all types of purchases, except fuel purchases.
    • Bonus rewards: To encourage higher spends on the card, RBL Bank offers bonus reward points for spending certain amounts on the card in a year.
      • 5,000 bonus points – If the spending on the card crosses Rs.2 lakh in one year
      • 10,000 bonus points – If the spending on the card crosses Rs.5 lakh in one year.
      • 10,000 more bonus points – If the spending crosses Rs.10 lakh in one year.

    Together the bonus rewards feature offers 25,000 reward points in one year for spending more than Rs.10 lakh.

    • Additional rewards: By making utility bill payments of Rs.10,000 a month, cardholders can earn 1000 reward points. A maximum of 8,000 reward points can be earned every month with this feature.

    Important Fees and Charges for India Start-up Club World Credit Card

    Type of Fee Amount (INR)
    Joining fee Rs.5,000 + taxes
    Annual membership fee Rs.5,000 + taxes
    Add-on card fee Nil
    Interest rate (for retail purchases and cash withdrawals) Up to 3.5% per month (42.00% per annum)
    Late payment fee 15% of total amount due (Min. Rs.350, Max. Rs.1,000)
    Over limit penalty Rs.600

    Other Charges of RBL Bank’s India Start-up Club World Credit Card

    Type of Charge Amount (INR)
    Cash advance transaction fee 2.5% of the cash amount (Min. Rs.300)
    Call-a-draft fee 2.5% of the draft amount (Min. Rs.300)
    Card replacement fee (for stolen / lost / torn cards) Rs.200
    Surcharge on booking or cancelling railway tickets 1.8% of ticket amount + IRCTC service charge
    Fuel surcharge 1% on fuel transaction value (subject to a minimum of Rs.10)
    Credit card bill cash payment at RBL branches Rs.100 per transaction
    Foreign currency transaction 3.50%
    Outstation cheque fee Rs.100
    Duplicate statement fee Rs.100
    Charge slip retrieval fee or copy fee Rs.100
    Cheque return fee or Auto-debit dishonour fee Rs.500

    India Start-up Club World Credit Card - Eligibility

    Only business owners of a start-up company are eligible to apply for India Start-up World Credit Card by RBL Bank.

    How to apply for RBL Bank India Start-up Club World Credit Card

    The credit card can be applied through RBL Bank’s official website by following the below steps.

    • Visit RBL website (https://rblbank.com/home)
    • From the main menu select ‘Credit Cards > India Start-up World Credit Card’
    • Click on the ‘Apply Now’ button
    • You will be redirected to an online application form, where you need to select the card and enter required details before submitting

    Once the bank receives your application, you’re likely to receive a call on which you will be explained the further process to get the credit card.

    Alternatively, you can also call RBL Bank credit card helpline numbers - 022 6232 7777 or 1800 121 9050 to know the offline process for applying for the start-up credit card. You can also send an e-mail to cardservices@rblbank.com requesting them to help you with the application process of the credit card.  

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