The RBL Bank Classic Rewards Card carries a plethora of benefits for cardholders and their families. Have peace of mind with zero fraud liability. Access your account online anytime you want. Get cash when you need it from any ATM which accepts Mastercard all around the world. Flexible limits and international validity add to the appeal of this credit card. Earn rewards when you spend on your credit card which you can later redeem for a host of gifts and vouchers that include shopping, flight tickets, hotel stay, gadgets, and mobile recharges. Let your family enjoy a credit card for themselves with add-on cards. There are two card options available with the RBL Bank Classic Rewards Credit Card:
Credit and cash advance limits will vary between the Titanium and Platinum card. Annual and joining fees will usually be different.
For every Rs. 100 spent on your Rewards card, you are entitled to 4 reward points. Spend internationally, and your reward points will be doubled to 8 points for every Rs. 100 spent. Double reward points are offered across all categories that include supermarkets, groceries, travel, electrical products and much more. Redeem your points for shopping vouchers, mobile recharges, flights and hotels, personalised gifts and a range of latest products.
Let your family in on the benefits of your RBL Bank Classic Rewards Card with add-on cards. Avail of up to 5 RBL add on credit cards for your family members that include your parents, children and spouse. Children should have attained the age of 18 years.
You are protected in case your card is lost. Report the loss or theft of your card immediately to RBL Bank and you will not be liable to pay for any fraudulent charges made on the card after reporting.
Use your RBL Bank Classic Rewards Card to access cash anywhere in the world. You can withdraw money from any ATM that has the MasterCard, Cirrus or Maestro logo displayed. Cash advances attract a transaction fee and finance charges.
Other RBL Bank Credit Cards
View your credit card statements, find out your available credit limit, billed amount, unbilled purchases and due dates from anywhere in the world. Access your online credit card account from the comfort of your own home or office.
Enjoy international validity on your RBL Bank Classic Rewards Card. The card is accepted in over 1,20,000 merchant outlets in India and over 23 million outlets around the globe.
Your Rewards Credit Card is enabled with a Personal Identification Number and has a microchip embedded in it. This enhances your protection against fraud, duplication and misuse of your credit card. All your transactions must be authorised by your PIN. Online transactions have a layer of a One-time password which will be sent to your registered phone or email to authenticate the transaction.
Stay informed about your credit card with SMS and email alerts sent to your registered phone number and email address. Receive payment due dates, billed amounts, payment reminders, transactions and more regularly.
For any queries or problems you may face with your RBL Bank Classic Rewards Card, you can contact the customer care provided by RBL Bank around the clock. The customer care executives will provide assistance with whatever you may require.
Set your credit limit according to your wish. Cap spending limits and cash advances as per your requirements by calling the RBL credit card customer care number. You can also set different limits for your add-on cards.
|Type of Charge||Amount|
|Joining Fee||Communicated at the time of application.|
|Annual Fee||Up to Rs. 2,000||Up to Rs. 4,000|
|Add on Cards||Up to Rs. 500||Up to Rs. 1,000|
|Interest on revolving credit||Up to 3.4% per month (40.80% p.a.)|
|Minimum due||5% of the total amount due + any amount over limit|
|Type of Charge||Amount|
|Card replacement||Rs. 200|
|Chargeslip retrieval||Rs. 100 per slip|
|Duplicate Statement||Rs. 100 per statement|
|Auto-debit dishonor||Rs. 500|
|Cheque return||Rs. 500|
|Cash advance fee||2.5% of the transaction amount (subject to a minimum of Rs. 300)|
|Call A Draft||2.5% of the transaction amount (subject to a minimum of Rs. 300)|
|Late Payment||15% of the total amount due (subject to Rs. 350 minimum and Rs. 1,000 maximum)|
|Booking Railway ticket charges||1.8% of the ticket amount + IRCTC service charge.|
|Fuel surcharge||2.5 % of the transaction subject to a minimum of Rs. 10.|
|Cash payment at branches||Rs. 100|
|Over limit charges||Rs. 600|
|Outstation Cheque||Rs. 100|
|Foreign Currency Transaction||3.5% + Mastercard charges|
Documentation required to complete your credit card application is as follows.
The main credit card is issued in your name and should be used only by you. For any other person to use your credit card, you must avail of add on cards for them. You can get up to 5 add on cards for your parents, spouse, and children who have attained the age of 18. Add-on card charges will be billed to you.
The card is internationally valid but is available only for residential Indians. As per the RBI guidelines, you need to surrender your credit card before you emigrate or relocate outside of India.
Pay your credit card bill easily at your convenience using any of the following methods.
You will receive up to 50 days interest-free periods on your purchases. If you clear your credit card bill in full by the payment due date, you will not incur any interest. If you choose to carry forward an outstanding balance, interest will be charged. Interest rates can reach up to 3.40% per month. All fresh transactions will attract finance charges from the date of transaction. Cash advances always attract interest from the date of transaction.
You can regulate the credit limits on your main card and add-on cards by calling the customer care service that is available 24x7. You can assign different limits for each card. You can only assign a limit lower than the credit limit granted to you by RBL Bank.
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