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    RBL Bank Classic Reward Credit Card

    We found 1 RBL Bank Classic Reward Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Upto 4,000
    Response Time Within 30 minutes
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    Fee Details

    RBL Bank Classic Reward Credit Card

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The RBL Bank Classic Rewards Card carries a plethora of benefits for cardholders and their families. Have peace of mind with zero fraud liability. Access your account online anytime you want. Get cash when you need it from any ATM which accepts Mastercard all around the world. Flexible limits and international validity add to the appeal of this credit card. Earn rewards when you spend on your credit card which you can later redeem for a host of gifts and vouchers that include shopping, flight tickets, hotel stay, gadgets, and mobile recharges. Let your family enjoy a credit card for themselves with add-on cards. There are two card options available with the RBL Bank Classic Rewards Credit Card:

    • Smart Titanium Card
    • Smart Platinum Card

    Credit and cash advance limits will vary between the Titanium and Platinum card. Annual and joining fees will usually be different.

    Benefits of RBL Bank Classic Rewards Card:

    • Accelerated Reward points:

      For every Rs. 100 spent on your Rewards card, you are entitled to 4 reward points. Spend internationally, and your reward points will be doubled to 8 points for every Rs. 100 spent. Double reward points are offered across all categories that include supermarkets, groceries, travel, electrical products and much more. Redeem your points for shopping vouchers, mobile recharges, flights and hotels, personalised gifts and a range of latest products.

    • Add-on cards:

      Let your family in on the benefits of your RBL Bank Classic Rewards Card with add-on cards. Avail of up to 5 cards for your family members that include your parents, children and spouse. Children should have attained the age of 18 years.

    • No Fraud Liability:

      You are protected in case your card is lost. Report the loss or theft of your card immediately to RBL Bank and you will not be liable to pay for any fraudulent charges made on the card after reporting.

    • Global Cash Advance:

      Use your RBL Bank Classic Rewards Card to access cash anywhere in the world. You can withdraw money from any ATM that has the MasterCard, Cirrus or Maestro logo displayed. Cash advances attract a transaction fee and finance charges.

    Features of RBL Bank Classic Rewards Card:

    • Internet Banking:

      View your credit card statements, find out your available credit limit, billed amount, unbilled purchases and due dates from anywhere in the world. Access your online credit card account from the comfort of your own home or office.

    • Worldwide Validity:

      Enjoy international validity on your RBL Bank Classic Rewards Card. The card is accepted in over 1,20,000 merchant outlets in India and over 23 million outlets around the globe.

    • EMV chip and PIN enabled:

      Your Rewards Credit Card is enabled with a Personal Identification Number and has a microchip embedded in it. This enhances your protection against fraud, duplication and misuse of your credit card. All your transactions must be authorised by your PIN. Online transactions have a layer of a One-time password which will be sent to your registered phone or email to authenticate the transaction.

    • SMS and Email Alerts:

      Stay informed about your credit card with SMS and email alerts sent to your registered phone number and email address. Receive payment due dates, billed amounts, payment reminders, transactions and more regularly.

    • 24/7 Customer Care Service:

      For any queries or problems you may face with your RBL Bank Classic Rewards Card, you can contact the customer care provided by RBL Bank around the clock. The customer care executives will provide assistance with whatever you may require.

    • Flexi Credit Limit:

      Set your credit limit according to your wish. Cap spending limits and cash advances as per your requirements by calling the customer care number. You can also set different limits for your add-on cards.

    Important Fees and Charges:

    Charge Amount
    Titanium Platinum
    Joining Fee Communicated at the time of application.
    Annual Fee Up to Rs. 2,000 Up to Rs. 4,000
    Add on Cards Up to Rs. 500 Up to Rs. 1,000
    Interest on revolving credit Up to 3.4% per month (40.80% p.a.)
    Minimum due 5% of the total amount due + any amount over limit

    Other Charges:

    Charge Amount
    Card replacement Rs. 200
    Chargeslip retrieval Rs. 100 per slip
    Duplicate Statement Rs. 100 per statement
    Auto-debit dishonor Rs. 500
    Cheque return Rs. 500
    Cash advance fee 2.5% of the transaction amount (subject to a minimum of Rs. 300)
    Call A Draft 2.5% of the transaction amount (subject to a minimum of Rs. 300)
    Late Payment 15% of the total amount due (subject to Rs. 350 minimum and Rs. 1,000 maximum)
    Booking Railway ticket charges 1.8% of the ticket amount + IRCTC service charge.
    Fuel surcharge 2.5 % of the transaction subject to a minimum of Rs. 10.
    Cash payment at branches Rs. 100
    Over limit charges Rs. 600
    Outstation Cheque Rs. 100
    Foreign Currency Transaction 3.5% + Mastercard charges

    Eligibility of RBL Bank Classic Rewards Card:

    • The RBL Bank Classic Rewards Card is offered by the bank at its sole discretion.
    • Up to 5 add-on cards can be availed of for parents, children and spouse.
    • Children should be at least 18 years old.

    Documents required for RBL Bank Classic Rewards Card:

    Documentation required to complete your credit card application is as follows.

    • Address Proof such as Driving licence, Passport, Latest bank or credit card statement from another bank, Rental Agreement, Electricity Bill, Phone Bill, any other Utility Bill.
    • ID Proof such as Voter’s ID, Passport, PAN Card, or any other Government photo ID.
    • Income proof and other documents will be intimated by RBL Bank at the time of application.
    • A recent passport-sized photo.

    RBL Bank Classic Rewards Credit Card FAQs:

    1. Can my spouse use my credit card instead of applying for an add-on card?

      The main credit card is issued in your name and should be used only by you. For any other person to use your credit card, you must avail of add on cards for them. You can get up to 5 add on cards for your parents, spouse, and children who have attained the age of 18. Add-on card charges will be billed to you.

    2. Can I retain my RBL Bank Classic Rewards Card if I relocated to another country?

      The card is internationally valid but is available only for residential Indians. As per the RBI guidelines, you need to surrender your credit card before you emigrate or relocate outside of India.

    3. What are the options to pay my credit card bill?

      Pay your credit card bill easily at your convenience using any of the following methods.

      • Write out a cheque to “RBL Bank Credit Card No.”, followed by your 16-digit card number and deposit it in any of the drop boxes available at any RBL Bank branch or provided by Skypak.
      • Set a standing instruction using the ECS or SI facility with RBL Bank to automatically debit your bank account of the credit card bill amount.
      • You can also pay in cash at any RBL Bank Branch. You need to pay Rs. 100 to use this facility.
      • You can also use “Quick Bill Pay” to pay from any bank account.
      • Transfer funds towards your credit card using the National Electronic Funds transfer or NEFT.
      • Use Cards Online to make payments easily and quickly online.

    4. When is interest charged on my purchases?

      You will receive up to 50 days interest-free periods on your purchases. If you clear your credit card bill in full by the payment due date, you will not incur any interest. If you choose to carry forward an outstanding balance, interest will be charged. Interest rates can reach up to 3.40% per month. All fresh transactions will attract finance charges from the date of transaction. Cash advances always attract interest from the date of transaction.

    5. How do I regulate the credit limits on my add-on cards?

      You can regulate the credit limits on your main card and add-on cards by calling the customer care service that is available 24x7. You can assign different limits for each card. You can only assign a limit lower than the credit limit granted to you by RBL Bank.

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  • RBL Bank Classic Reward Credit Card Reviews

    • RBL Bank Credit Card
      "Decent offers"
      0.5 5.0/5 "Blown Away!"
      I got a movie block buster credit card with RBL. The process was simple and quick. There are annual charges of Rs. 3000. I get two movie tickets. One is free and the other there is 50% discount on the ticket. The services are good and overall a nice experience.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • RBL Bank Credit Card
      "Scope for improvement a lot"
      0.5 3.0/5 "Satisfactory"
      I got the credit card with the RBL bank and credit limit value is somewhat okay like thrice of my salary. They are booming up now and they have not provided the offers, also they have to improve a lot on technology aspects. Cooling period is same as forty days of time as everyone follows.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • RBL Bank Credit Card
      "Charging a lot"
      0.5 1.0/5 "Really Bad"
      I was using credit card with Ratnakar bank. Recently I stopped using the card and I am planning to settle the payment and close the card. Because I had found that they are charging a lot. Other than this issue, I do not have any problem with the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • RBL Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      For a couple of months I had been using RBL Platinum Master credit card. I am happy with the reward points and cash back system. I do get special shopping vouchers and offers are also pretty good in this card. I was assigned with a limit of 35k which is reasonable but I am still happy with the limit. Overall I am happy using this RBL card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      There is an annual fee for my credit card which is 1000 rupees. The credit card services of RBL is similar to SBI cards. Whenever I use the card for shopping, I will get some reward points in to my account and those reward points can be redeemed. The services are really good with RBL.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 20, 2017
    • RBL Bank Credit Card
      "Good Entertainment card"
      0.5 4.0/5 "Great!"
      RBL gave me Fun + credit card, initially they gave me food coupon worth Rs.300 can use it in Dominos, Pizza hut etc and they offers for movie tickets at book my show.com worth Rs.500. I am happy with RBL entertainment card. But their credit limit is low, I am using more than six month. Sadly, I did not receive any calls till date for the limit enhancement.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold RBL platinum maxima card for the past 8 months. The interest rates are very high on this card. This card is used much for online shopping , I use this card to buy home appliances, electronics and for other purpose too. The reward points , cash back offers and the other benefits are very much available on this card. I am not at all happy with the credit limit, I am expecting the bank to increase the credit limit on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 16, 2017
    • RBL Bank Credit Card
      "Good Bank and Good Service"
      0.5 5.0/5 "Blown Away!"
      Recently I received a credit card from RBL. They are very prompt enough in responding the customers and providing the best service to the customers. It has been three months when I started to use the card. I never faced any issues with RBL credit card services.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 25, 2017
    • RBL Bank Credit Card
      "Very convenient"
      0.5 5.0/5 "Blown Away!"
      It has been thirty days since I received a credit card from RBL. There are no annual charges for the credit card. The credit limit is very much satisfactory for my usage. I had earned some around 4000 reward points. I purely use this card for shopping purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 21, 2017
    • RBL Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Ratnakar bank has been excellent for me. They give me offers on the credit card which can be used by me they have giving good offers for movie tickets Its been more than one year I have been holding this credit card now I don't use this card much and the credit limit they have offered me is 90k bank agents keep on calling me to enhance my limit . However I did not give my consent to them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 15, 2017
    • RBL Bank Credit Card
      "Fake promises "
      0.5 0.5/5 "Unacceptable"
      Fake promises...they make fool of their customers just to sell their products. I had been promised a limit of very high amount and they gave me 1/4th of it. Their customer service is of no use..they had promised me 8000 points... but they gave me 1000 points.. I will recommend others not to go for this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 15, 2017
    • RBL Bank Credit Card
      "Effective communication required from the bank "
      0.5 2.0/5 "Expected more"
      Very recently I received a credit card from RBL bank. This is not a life time free card but it was given to me through other financial institution called Bajaj. While getting this card, there some sort of mis-communication happened between me and the bank. Because I do not know about annual fees but after getting a card, all of a sudden they informed me that the card is chargeable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 13, 2017
    • RBL Bank Credit Card
      "Need to be very much improved"
      0.5 1.0/5 "Really Bad"
      RBL customer support is not handling the customers in a processed way. The offers are not available with RBL bank platinum maxima card. There is no equated monthly installment option available with this card. The rate of interest is far high, when compared with the other banks. RBL bank services need to be improved in all concerns. The service need to be improvised in future. I am using this card for last 2 years.
      Was this review helpful? 2
      , noida
      Reviewed on Apr 12, 2017
    • RBL Bank Credit Card
      "Comfortable Credit card"
      0.5 4.0/5 "Great!"
      Last month I got RBL credit card its good, they offered me the credit limit of Rs. 88,000 it is sufficient, There is a good EMI option, recently I purchase Air conditioner worth Rs.33,000. I just swiped my credit card and took the product to home. Then RBL executive called and asked me to convert that amount into EMI its great and I have referred this credit card to my friend so they offered me 2000 rewards points.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 03, 2017
    • RBL Bank Credit Card
      "Excellent Customer Service"
      0.5 5.0/5 "Blown Away!"
      Customer service is excellent with RBL for all kind of services. I am using credit card with them for long time, whenever I approached their customer service to get an assistance from them, they responded me in a proper way. And, I am satisfied with the credit limit which is enough for my usage.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 23, 2017
    • RBL Bank Credit Card
      "Work on Customer Oriented"
      0.5 2.0/5 "Expected more"
      My credit limit which I got from the Ratnakar bank is quite decent. But, recently I had an issue with their offer, which is, I booked a movie ticket through online source. So as per the offer, one ticket is free if I use their credit card for ticket booking, but I had not received the offer. Hence, I called the customer care but they denied the offer.
      Was this review helpful? 0
      , noida
      Reviewed on Mar 20, 2017
    • RBL Bank Credit Card
      "Convenient for Shopping"
      0.5 3.0/5 "Satisfactory"
      Recently I have received RBL bank titanium delight credit card, they have assured some reward points based on the transactions. I got this RBL credit card without any hassles, there was a stall near at my office, at the time I have submitted my documents to them. Within ten days RBL have dispatched my credit card, I had received my pin card on same day and they gave two options to change my pin no either through website or ATM. But RBL ATM is less in chennai, only one ATM have seen near to central.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 14, 2017
    • RBL Bank Credit Card
      "Interest rate should be reduced"
      0.5 5.0/5 "Blown Away!"
      My RBL credit card got approved in three days and its delivered within seven days of my application. Their credit limit is good, one specially about this credit card, I could transfer my credit limit to my bank account by my mobile application. Their rate of interest is high other wise ok services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 11, 2017
    • RBL Bank Credit Card
      "Good Membership card"
      0.5 5.0/5 "Blown Away!"
      It holding member ship credit card with RBL, initially I was using Maxima credit card then I upgraded into ICON credit card. Then I got 20,000 reward points value of Rs.5000, I could use those points for any kind of transactions. I am using this credit card around one year, they offered me lot of benefits like petrol and shopping etc. Interest rate is high in RBL, but service is very good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 11, 2017
    • RBL Bank Credit Card
      "Fraudulent sales by RBL BANK"
      0.5 0.5/5 "Unacceptable"
      This bank is collecting information from bajajfinance and processing credit card request without getting any acceptance or approval from customer they stealing personal information of customer and making fraudulent sales and this is really hectic all person information are shared between bajaj fin and rbl bank without customer knowledge and approval. Fraud ppl.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 07, 2017
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