Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 RBL Bank Classic Reward Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Upto 4,000
    Response Time Within 30 minutes
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    Fee Details

    RBL Bank Classic Reward Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The RBL Bank Classic Rewards Card carries a plethora of benefits for cardholders and their families. Have peace of mind with zero fraud liability. Access your account online anytime you want. Get cash when you need it from any ATM which accepts Mastercard all around the world. Flexible limits and international validity add to the appeal of this credit card. Earn rewards when you spend on your credit card which you can later redeem for a host of gifts and vouchers that include shopping, flight tickets, hotel stay, gadgets, and mobile recharges. Let your family enjoy a credit card for themselves with add-on cards. There are two card options available with the RBL Bank Classic Rewards Credit Card:

    • Smart Titanium Card
    • Smart Platinum Card

    Credit and cash advance limits will vary between the Titanium and Platinum card. Annual and joining fees will usually be different.

    Benefits of RBL Bank Classic Rewards Card:

    • Accelerated Reward points:

      For every Rs. 100 spent on your Rewards card, you are entitled to 4 reward points. Spend internationally, and your reward points will be doubled to 8 points for every Rs. 100 spent. Double reward points are offered across all categories that include supermarkets, groceries, travel, electrical products and much more. Redeem your points for shopping vouchers, mobile recharges, flights and hotels, personalised gifts and a range of latest products.

    • Add-on cards:

      Let your family in on the benefits of your RBL Bank Classic Rewards Card with add-on cards. Avail of up to 5 cards for your family members that include your parents, children and spouse. Children should have attained the age of 18 years.

    • No Fraud Liability:

      You are protected in case your card is lost. Report the loss or theft of your card immediately to RBL Bank and you will not be liable to pay for any fraudulent charges made on the card after reporting.

    • Global Cash Advance:

      Use your RBL Bank Classic Rewards Card to access cash anywhere in the world. You can withdraw money from any ATM that has the MasterCard, Cirrus or Maestro logo displayed. Cash advances attract a transaction fee and finance charges.

    Features of RBL Bank Classic Rewards Card:

    • Internet Banking:

      View your credit card statements, find out your available credit limit, billed amount, unbilled purchases and due dates from anywhere in the world. Access your online credit card account from the comfort of your own home or office.

    • Worldwide Validity:

      Enjoy international validity on your RBL Bank Classic Rewards Card. The card is accepted in over 1,20,000 merchant outlets in India and over 23 million outlets around the globe.

    • EMV chip and PIN enabled:

      Your Rewards Credit Card is enabled with a Personal Identification Number and has a microchip embedded in it. This enhances your protection against fraud, duplication and misuse of your credit card. All your transactions must be authorised by your PIN. Online transactions have a layer of a One-time password which will be sent to your registered phone or email to authenticate the transaction.

    • SMS and Email Alerts:

      Stay informed about your credit card with SMS and email alerts sent to your registered phone number and email address. Receive payment due dates, billed amounts, payment reminders, transactions and more regularly.

    • 24/7 Customer Care Service:

      For any queries or problems you may face with your RBL Bank Classic Rewards Card, you can contact the customer care provided by RBL Bank around the clock. The customer care executives will provide assistance with whatever you may require.

    • Flexi Credit Limit:

      Set your credit limit according to your wish. Cap spending limits and cash advances as per your requirements by calling the customer care number. You can also set different limits for your add-on cards.

    Important Fees and Charges:

    Charge Amount
    Titanium Platinum
    Joining Fee Communicated at the time of application.
    Annual Fee Up to Rs. 2,000 Up to Rs. 4,000
    Add on Cards Up to Rs. 500 Up to Rs. 1,000
    Interest on revolving credit Up to 3.4% per month (40.80% p.a.)
    Minimum due 5% of the total amount due + any amount over limit

    Other Charges:

    Charge Amount
    Card replacement Rs. 200
    Chargeslip retrieval Rs. 100 per slip
    Duplicate Statement Rs. 100 per statement
    Auto-debit dishonor Rs. 500
    Cheque return Rs. 500
    Cash advance fee 2.5% of the transaction amount (subject to a minimum of Rs. 300)
    Call A Draft 2.5% of the transaction amount (subject to a minimum of Rs. 300)
    Late Payment 15% of the total amount due (subject to Rs. 350 minimum and Rs. 1,000 maximum)
    Booking Railway ticket charges 1.8% of the ticket amount + IRCTC service charge.
    Fuel surcharge 2.5 % of the transaction subject to a minimum of Rs. 10.
    Cash payment at branches Rs. 100
    Over limit charges Rs. 600
    Outstation Cheque Rs. 100
    Foreign Currency Transaction 3.5% + Mastercard charges

    Eligibility of RBL Bank Classic Rewards Card:

    • The RBL Bank Classic Rewards Card is offered by the bank at its sole discretion.
    • Up to 5 add-on cards can be availed of for parents, children and spouse.
    • Children should be at least 18 years old.

    Documents required for RBL Bank Classic Rewards Card:

    Documentation required to complete your credit card application is as follows.

    • Address Proof such as Driving licence, Passport, Latest bank or credit card statement from another bank, Rental Agreement, Electricity Bill, Phone Bill, any other Utility Bill.
    • ID Proof such as Voter’s ID, Passport, PAN Card, or any other Government photo ID.
    • Income proof and other documents will be intimated by RBL Bank at the time of application.
    • A recent passport-sized photo.

    RBL Bank Classic Rewards Credit Card FAQs:

    1. Can my spouse use my credit card instead of applying for an add-on card?

      The main credit card is issued in your name and should be used only by you. For any other person to use your credit card, you must avail of add on cards for them. You can get up to 5 add on cards for your parents, spouse, and children who have attained the age of 18. Add-on card charges will be billed to you.

    2. Can I retain my RBL Bank Classic Rewards Card if I relocated to another country?

      The card is internationally valid but is available only for residential Indians. As per the RBI guidelines, you need to surrender your credit card before you emigrate or relocate outside of India.

    3. What are the options to pay my credit card bill?

      Pay your credit card bill easily at your convenience using any of the following methods.

      • Write out a cheque to “RBL Bank Credit Card No.”, followed by your 16-digit card number and deposit it in any of the drop boxes available at any RBL Bank branch or provided by Skypak.
      • Set a standing instruction using the ECS or SI facility with RBL Bank to automatically debit your bank account of the credit card bill amount.
      • You can also pay in cash at any RBL Bank Branch. You need to pay Rs. 100 to use this facility.
      • You can also use “Quick Bill Pay” to pay from any bank account.
      • Transfer funds towards your credit card using the National Electronic Funds transfer or NEFT.
      • Use Cards Online to make payments easily and quickly online.

    4. When is interest charged on my purchases?

      You will receive up to 50 days interest-free periods on your purchases. If you clear your credit card bill in full by the payment due date, you will not incur any interest. If you choose to carry forward an outstanding balance, interest will be charged. Interest rates can reach up to 3.40% per month. All fresh transactions will attract finance charges from the date of transaction. Cash advances always attract interest from the date of transaction.

    5. How do I regulate the credit limits on my add-on cards?

      You can regulate the credit limits on your main card and add-on cards by calling the customer care service that is available 24x7. You can assign different limits for each card. You can only assign a limit lower than the credit limit granted to you by RBL Bank.

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  • RBL Bank Classic Reward Credit Card Reviews

    • RBL Bank Credit Card
      "No customer solution"
      0.5 0.5/5 "Unacceptable"
      I got RBL bank credit card but I would like to share that please dont get this card because, there is no proper resolution of the query also their service is pathetic . Even I went to their bank branch also to update my number they gave me the email.id to update my contact number but still I did not get any answer from them. Secondly, I am unable to contact their customer care executive with your new number.then what can i do now. So please dont stuck with the RBL its better to go with other Banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 14, 2017
    • RBL Bank Credit Card
      "It should better"
      0.5 4.0/5 "Great!"
      RBL bank offered me Rs.50,000 as credit credit and Rs.20,000 as cash withdrawal limit with good interest rate. They also giving some good reward point, but I can't utilize the points for anything expect flight tickets. It would be great if they provides the option to redeem the points for any purchase because RBL is taking annual fee of Rs.1500 which is high.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • RBL Bank Credit Card
      "Credit card service worst"
      0.5 1.0/5 "Really Bad"
      I had requested to cancel card one year before even not using that in spite they sent me statement for annual charge with a auto debit insurance premium which I had with other card earlier. Struggling to get cancelled all these years. I am totally disappointed with RBL and suggest not to go with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 12, 2017
    • RBL Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      RBL has offered me a credit card with a limit of around 80K. There are offers on the card, just that I have not utilized the same. I am happy with the customer services as they are excellent in communicating to the customers and sorting out the queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2017
    • RBL Bank Credit Card
      "Comfortable"
      0.5 4.0/5 "Great!"
      I use RBL credit card which is a life time free card. I am happy with the services of RBL and I used to receive reward points and cash back offers on my credit card on my usage. Till date, I never faced any kind of issues for the card. The overall service is good.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jul 07, 2017
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am holding the RBL bank credit card from the six months of time. Services are good with them and there are no issues on that. I have not got much offers from their end but the things are good like its the zero percentage rate of interest credit card and I need to explore about this card.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jul 06, 2017
    • RBL Bank Credit Card
      "Completely Worst ever services"
      0.5 0.5/5 "Unacceptable"
      I have faced Worst service, its so irritating services 1. there are no facility to talk to customer care executive for any doubts its always process IVR only and then disconnect the call. 2. Promised for welcome gift on complying some conditions but after complying all condition still not only waiting for welcome gift but also suffering to talk to anyone from RBL.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 04, 2017
    • RBL Bank Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      I am using RBL Platinum credit card there are some annual charges applicable but they provided some complimentary offers for two years there are no charges applicable. I done lot of transaction through RBL credit card, I got good reward points and some discounts are availiable for all transactions.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 04, 2017
    • RBL Bank Credit Card
      "Fraud Bank Ever"
      0.5 0.5/5 "Unacceptable"
      Stay away from all their offer gimmicks, they commit something else while they want to sell a card. I have a recorded audio from their customer care too that clearly stated that they would want me to upgrade the card and I would get 8000 rewards points which can be redeemed against the 2000 annual fees. (Note: this is the only bank which takes annual fees at the start and not at the end of the year). Now, they are not even adjusting the amount neither they are giving the value of INR 2000 of reward points which they committed multiple times.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 02, 2017
    • RBL Bank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with RBL and I received this card because of all my transactions I do at Bajaj Finserv. The process was simple and easy, I did not have to do much from my end. I received a proper credit limit and the offers are also up to the mark.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 29, 2017
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding this RBL card for almost a year. If I spend more than 5k per month on this card I would be getting rs 500 voucher which can be redeemed as a movie ticket on book my show. This card has an annual fee of rs 500. Happy about the credit limit also I always prefer to pay my credit card bills through NEFT. I am very much satisfied using this RBL card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 23, 2017
    • RBL Bank Credit Card
      "Interest rate should be flexible"
      0.5 3.0/5 "Satisfactory"
      Whenever I convert some purchase amount into an Emi, RBL taking interest rate around 25% it is very high. Offers are good, I used to get reward points for shopping, dinning, restaurant etc and also they giving some movie ticket offers at bookmyshow.com
      Was this review helpful? 0
      , thiruvallur
      Reviewed on Jun 23, 2017
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Recently I received a credit card from RBL. They are very prompt enough in responding the customers and providing the best service to the customers. It has been two months when I started to use the card. I never faced any issues with RBL credit card services and the credit limit is around 86000 rupees and the annual charges of this card is 1000 rupees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
    • RBL Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Iam using this RBL credit card . They are very prompt enough in responding the customers and providing the best service to the customers. Its very good to use this card and I never faced any issues with RBL credit card services.they have offered the credit limit as 1.5 laks and they give good offer like movie ticket voucher everything.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • RBL Bank Credit Card
      "Hopeless"
      0.5 2.0/5 "Expected more"
      I am really not that much impressed with the RBL credit card , I do not wish to get alerts from them regularly. Credit limit value is good but they are lacking with the service aspects like response and customer service . Offers are not much good with them.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jun 09, 2017
    • RBL Bank Credit Card
      "Good and convenient credit card"
      0.5 5.0/5 "Blown Away!"
      I am using RBL Fun+ credit card, I used to get good reward points, movie tickets and cash backs offers. I am using it from july 2016, in this one year they didn't increase the credit limit but initially they gave me very good credit limit there is no need to increase it, I am very satisfied with that.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 08, 2017
    • RBL Bank Credit Card
      "Satisfied with the process"
      0.5 5.0/5 "Blown Away!"
      The process at RBL for the credit card was nice. The customer support is good and the documentation was not much. I got a rate of 16.5% and the processing charges was normal. I was comfortable with the interest rate and the disbursement was also on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 08, 2017
    • RBL Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Recently I received a credit card from RBL. They are very prompt enough in responding the customers and providing the best service to the customers but they have not given details explanation about the card. It has been four months when I started to use the card. I never faced any issues with RBL credit card services and the credit limit they have offered is 75k
      Was this review helpful? 0
      , pune
      Reviewed on Jun 07, 2017
    • RBL Bank Credit Card
      "Very Good to use"
      0.5 5.0/5 "Blown Away!"
      Holding a RBL bank Platinum Delight credit card for past 2 months. This card has the benefits of cash back offers, reward points, fuel surcharge waiver. The online shopping offers are also available with this card. I am happy with the credit limit, The customer service is good with RBL and the rate of interest is nominal with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2017
    • RBL Bank Credit Card
      "Excellent Card to use"
      0.5 5.0/5 "Blown Away!"
      I love using RBL Credit card . The service which I get from RBL is really good, The benefits like reward points and other offers are available with this card. The reward points can be redeemed to book tickets and the other way I can redeem those points as holiday package. I am happy with the credit limit. The card is used for each and every shopping I do. Overall I am very much happy using this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 05, 2017
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