Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 RBL Bank Classic Reward Credit Card
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    1st Year Fee
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    Upto 4,000
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    RBL Bank Classic Reward Credit Card

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    RBL Bank Classic Reward Credit Card

    The RBL Bank Classic Rewards Card carries a plethora of benefits for cardholders and their families. Have peace of mind with zero fraud liability. Access your account online anytime you want. Get cash when you need it from any ATM which accepts Mastercard all around the world. Flexible limits and international validity add to the appeal of this credit card. Earn rewards when you spend on your credit card which you can later redeem for a host of gifts and vouchers that include shopping, flight tickets, hotel stay, gadgets, and mobile recharges. Let your family enjoy a credit card for themselves with add-on cards. There are two card options available with the RBL Bank Classic Rewards Credit Card:

    • Smart Titanium Card
    • Smart Platinum Card

    Credit and cash advance limits will vary between the Titanium and Platinum card. Annual and joining fees will usually be different.

    Benefits of RBL Bank Classic Rewards Card:

    • Accelerated Reward points:

      For every Rs. 100 spent on your Rewards card, you are entitled to 4 reward points. Spend internationally, and your reward points will be doubled to 8 points for every Rs. 100 spent. Double reward points are offered across all categories that include supermarkets, groceries, travel, electrical products and much more. Redeem your points for shopping vouchers, mobile recharges, flights and hotels, personalised gifts and a range of latest products.

    • Add-on cards:

      Let your family in on the benefits of your RBL Bank Classic Rewards Card with add-on cards. Avail of up to 5 cards for your family members that include your parents, children and spouse. Children should have attained the age of 18 years.

    • No Fraud Liability:

      You are protected in case your card is lost. Report the loss or theft of your card immediately to RBL Bank and you will not be liable to pay for any fraudulent charges made on the card after reporting.

    • Global Cash Advance:

      Use your RBL Bank Classic Rewards Card to access cash anywhere in the world. You can withdraw money from any ATM that has the MasterCard, Cirrus or Maestro logo displayed. Cash advances attract a transaction fee and finance charges.

    Features of RBL Bank Classic Rewards Card:

    • Internet Banking:

      View your credit card statements, find out your available credit limit, billed amount, unbilled purchases and due dates from anywhere in the world. Access your online credit card account from the comfort of your own home or office.

    • Worldwide Validity:

      Enjoy international validity on your RBL Bank Classic Rewards Card. The card is accepted in over 1,20,000 merchant outlets in India and over 23 million outlets around the globe.

    • EMV chip and PIN enabled:

      Your Rewards Credit Card is enabled with a Personal Identification Number and has a microchip embedded in it. This enhances your protection against fraud, duplication and misuse of your credit card. All your transactions must be authorised by your PIN. Online transactions have a layer of a One-time password which will be sent to your registered phone or email to authenticate the transaction.

    • SMS and Email Alerts:

      Stay informed about your credit card with SMS and email alerts sent to your registered phone number and email address. Receive payment due dates, billed amounts, payment reminders, transactions and more regularly.

    • 24/7 Customer Care Service:

      For any queries or problems you may face with your RBL Bank Classic Rewards Card, you can contact the customer care provided by RBL Bank around the clock. The customer care executives will provide assistance with whatever you may require.

    • Flexi Credit Limit:

      Set your credit limit according to your wish. Cap spending limits and cash advances as per your requirements by calling the customer care number. You can also set different limits for your add-on cards.

    Important Fees and Charges:

    Charge Amount
    Titanium Platinum
    Joining Fee Communicated at the time of application.
    Annual Fee Up to Rs. 2,000 Up to Rs. 4,000
    Add on Cards Up to Rs. 500 Up to Rs. 1,000
    Interest on revolving credit Up to 3.4% per month (40.80% p.a.)
    Minimum due 5% of the total amount due + any amount over limit

    Other Charges:

    Charge Amount
    Card replacement Rs. 200
    Chargeslip retrieval Rs. 100 per slip
    Duplicate Statement Rs. 100 per statement
    Auto-debit dishonor Rs. 500
    Cheque return Rs. 500
    Cash advance fee 2.5% of the transaction amount (subject to a minimum of Rs. 300)
    Call A Draft 2.5% of the transaction amount (subject to a minimum of Rs. 300)
    Late Payment 15% of the total amount due (subject to Rs. 350 minimum and Rs. 1,000 maximum)
    Booking Railway ticket charges 1.8% of the ticket amount + IRCTC service charge.
    Fuel surcharge 2.5 % of the transaction subject to a minimum of Rs. 10.
    Cash payment at branches Rs. 100
    Over limit charges Rs. 600
    Outstation Cheque Rs. 100
    Foreign Currency Transaction 3.5% + Mastercard charges

    Eligibility of RBL Bank Classic Rewards Card:

    • The RBL Bank Classic Rewards Card is offered by the bank at its sole discretion.
    • Up to 5 add-on cards can be availed of for parents, children and spouse.
    • Children should be at least 18 years old.

    Documents required for RBL Bank Classic Rewards Card:

    Documentation required to complete your credit card application is as follows.

    • Address Proof such as Driving licence, Passport, Latest bank or credit card statement from another bank, Rental Agreement, Electricity Bill, Phone Bill, any other Utility Bill.
    • ID Proof such as Voter’s ID, Passport, PAN Card, or any other Government photo ID.
    • Income proof and other documents will be intimated by RBL Bank at the time of application.
    • A recent passport-sized photo.

    RBL Bank Classic Rewards Credit Card FAQs:

    1. Can my spouse use my credit card instead of applying for an add-on card?

      The main credit card is issued in your name and should be used only by you. For any other person to use your credit card, you must avail of add on cards for them. You can get up to 5 add on cards for your parents, spouse, and children who have attained the age of 18. Add-on card charges will be billed to you.

    2. Can I retain my RBL Bank Classic Rewards Card if I relocated to another country?

      The card is internationally valid but is available only for residential Indians. As per the RBI guidelines, you need to surrender your credit card before you emigrate or relocate outside of India.

    3. What are the options to pay my credit card bill?

      Pay your credit card bill easily at your convenience using any of the following methods.

      • Write out a cheque to “RBL Bank Credit Card No.”, followed by your 16-digit card number and deposit it in any of the drop boxes available at any RBL Bank branch or provided by Skypak.
      • Set a standing instruction using the ECS or SI facility with RBL Bank to automatically debit your bank account of the credit card bill amount.
      • You can also pay in cash at any RBL Bank Branch. You need to pay Rs. 100 to use this facility.
      • You can also use “Quick Bill Pay” to pay from any bank account.
      • Transfer funds towards your credit card using the National Electronic Funds transfer or NEFT.
      • Use Cards Online to make payments easily and quickly online.

    4. When is interest charged on my purchases?

      You will receive up to 50 days interest-free periods on your purchases. If you clear your credit card bill in full by the payment due date, you will not incur any interest. If you choose to carry forward an outstanding balance, interest will be charged. Interest rates can reach up to 3.40% per month. All fresh transactions will attract finance charges from the date of transaction. Cash advances always attract interest from the date of transaction.

    5. How do I regulate the credit limits on my add-on cards?

      You can regulate the credit limits on your main card and add-on cards by calling the customer care service that is available 24x7. You can assign different limits for each card. You can only assign a limit lower than the credit limit granted to you by RBL Bank.

    Top Other Credit Card by RBL Bank

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  • RBL Bank Classic Reward Credit Card Reviews

    • RBL Bank Credit Card
      "Its average"
      0.5 3.0/5 "Satisfactory"
      When I took personal loan from Bajaj Finserv, they offered me RBL credit card. They both got a tie up, I received the card without processing fee but some joining fee of Rs. 999 applicable. RBL offered me lower credit limit but I have not started using the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • RBL Bank Credit Card
      "Rewards is very good"
      0.5 1.0/5 "Really Bad"
      I dont like to use RBL credit card as they have send the card without intimating to me. I have not signed up for this card. I have not received/ accepted the card. RBL will charge rs 1000 for the same. This was offered to me before 6 months back. I do get many offers on Book my show and I used to get some special discounts during festive season too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • RBL Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I got RBL Icon credit card around 3 years ago. I have credit limit of Rs.1,50,000. This card is used for shopping purpose and for other usages. I get the reward points cash back offers and other benefits with this card,. I pay the annual fee of Rs.3,000 every year. I am satisfied using the RBL credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • RBL Bank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      Very good service from RBL , I can say the representatives of RBL was very helpful ,when ever I contact their customer service they will be very responsible in answering I use to get good offers regularly from RBL . Even the interest rate was also fine ,I never had any issues regarding their services ,I can say the service of RBL was excellent till now .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 17, 2017
    • RBL Bank Credit Card
      "Looking for more credit limit"
      0.5 4.0/5 "Great!"
      I have Platinum super RBL credit card, Totally I have accumulated 4000 points, I used to get some points for shopping. RBL gave me the credit limit around Rs. 35,000 they should increase the credit limit. I have been using this credit card around 5 to 6 months its good to hold but only the concern about the limit.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Sep 16, 2017
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      That was a very good service from RBL very supportive and responsible representatives ,no interest no extra charges ,I frequently use my credit card there is no extra charges even if I cross the due date, so overall service was excellent ...
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Very recently I got this Titanium delight credit card from RBL. The customer service is very good with RBL, they give proper response to customers, I use this card for traveling, for ticket bookings, and for bill payments. The credit limit is average with this card and I am satisfied with it. The annual fee of Rs.500 I need to pay towards this Titanium delight credit card.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 11, 2017
    • RBL Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I use the Platinum delight credit card for past 4 months. I am satisfied with the credit limit, because it is better than my HDFC credit card. The customer service is good with RBL credit card department. There is no hassle to reach their support team. I pay the Annual fee of Rs.500 towards the platinum delight credit card.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 11, 2017
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      The rate of interest is high with the RBL platinum credit card. The customer service is better with RBL. I hold the RBL platinum card for more than a year. There is no annual fee for this RBL platinum credit card. I have the credit limit 1lakh rupee. I am satisfied having the credit card with RBL.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 06, 2017
    • RBL Bank Credit Card
      "Good for Shopping"
      0.5 5.0/5 "Blown Away!"
      My RBL credit card is good for shopping, they used to give reward points for all transaction, customer service is also very supportive. I took this credit card before four month, they gave me bonus points of 10,000 and there was no joining fee.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 05, 2017
    • RBL Bank Credit Card
      "Good one"
      0.5 2.0/5 "Expected more"
      RBL credit card has got some super facility also the time scales are really good. Interest rate offered by them was also equally good. On the other hand, Processing fees were really high when it comes to RBL. More than all, they were lot of hidden charges which was not explained to me in detail when I tried to contact them and I did not receive any response at all. I have not received any rewards on this card till date. They have collaboration with Visa .
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 01, 2017
    • RBL Bank Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I am having the RBL bank credit card and am using it from the last one year of time. Response is really a good one for me and I would like to say that they have provided the excellent credit limit value. Customer service is good one with the RBL credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 01, 2017
    • RBL Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I am using the RBL platinum credit card for past 6 months. This card is used for shopping restaurant bill payments and for mall shopping purposes. I not happy with he credit limit. The credit limit can be increased with RBL platinum credit card. I pay Rs.1000 annual fee every year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 30, 2017
    • RBL Bank Credit Card
      "Overall experience and benefits are good"
      0.5 5.0/5 "Blown Away!"
      All the benefits are available on my credit card from Ratnakar Bank. The customer services are good and the bank has given me good deals on the movie tickets, I also get the rewards and there are good options for EMI. The statements are also clear. The interest rate and charges are a bit high.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Aug 30, 2017
    • RBL Bank Credit Card
      "Card which offer EMI on cash withdrawal"
      0.5 5.0/5 "Blown Away!"
      I am using RABOBANK INTERNATIONALcredit card which offers me 50000 as my card limit.I am using this credit card from the last 4 months.Already i have withdrawn 25000rs from the credit card were i can pay back the actual amount by converting it to an emi.they charged 500rs for the withdrawal from the credit card.The rate of interest charged for the card is 12%.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 29, 2017
    • RBL Bank Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I wont recommend RBL to anyone, While taking this card from them. No body informed about the annual charges of Rs.2000 it is very high compared to all credit card. Hence I am planning to close the credit card,I have received a text message stating that i need to pay the amount of 2000 Iam calling the customer care no response,even I tried reaching the guy who gave me this card, his number is always switched off, they have cheated on me,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 28, 2017
    • RBL Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      RBL is a credit card i am using with but their limit is very high, so because of the higher limit i am not up to the mark for any offers but their customer service is fine, Very good customer service which was really helpful for me ,So it was an fine service
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 24, 2017
    • RBL Bank Credit Card
      "Brand new card"
      0.5 4.0/5 "Great!"
      My RBL credit card is a brand new credit card as I am holding this RBL credit card for a period of 3 months and no issues absolutely. Its just a basic credit card the limit offered on this card is 35k and there were no overdraft facility on this card and the name of the card is PVR Cinemas RBL credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 24, 2017
    • RBL Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am credit card holder of RBL. I am holding this credit card for about a years now and the limit offered on this card is very good they have offered is 1.6 lakhs and the 1st fee annual charge of this card is 2499 and after that its a life time free card and no issues on this card normal rewards points and cash back is there in the card
      Was this review helpful? 0
      , noida
      Reviewed on Aug 23, 2017
    • RBL Bank Credit Card
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I am using RBL bank credit card from the last one year of time, also the customer service is a good one. Online services are also good one , also the payment was not delayed till now. Credit limit value is good one with them and it is 1 lakh but the service i dint like with them they have unnecessary charges
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 22, 2017
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