Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL Bank Classic Platinum Credit Card

  • We found 1 RBL Bank Classic Platinum Credit Card
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    The Classic Platinum card is brought to you in association with MasterCard. Use your card to shop in India and abroad while you earn reward points. Redeem your rewards from the catalogue for a range of products and vouchers. RBL gives you the best guarantee they can with enhanced security features that include EMV Chip, PIN and zero lost card liability. Extend the benefits of this card to your family members by availing add on card for up to 5 of them. RBL offers a unique benefit called Flexi limit which allows you to cap spending limits on your card as well as supplementary cards. You can choose different amounts for different cards. Be up to date with SMS and email alerts. Avail of up to 50 days credit free periods. Finance charges are a maximum of 3.40% per month.

    Benefits of RBL Bank Classic Platinum Card:

    • Earn Rewards:

      Making shopping more rewarding with your RBL Bank Classic Platinum Credit Card. Earn 2 points for every Rs. 100 spent locally. Use your card internationally and earn 4 points for every Rs. 100 spent abroad. You can redeem the reward points collected from the rewards catalogue that includes personalised gifts, shopping vouchers, flights and hotel bookings, mobile recharges, and a range of other products.

    • Zero Lost Card Liability:

      In case you lose your credit card, you are secured against fraudulent transactions once your report the card.

    • Supplementary cards:

      You can avail of add-on cards for up to 5 family members that include your spouse, parents and children. Children are eligible only if they have reached 18 years of age. You can set the credit limits as per your requirements and the charges will be billed to you.

    • Ready Cash:

      Have 24/7 access to cash around the world with your RBL Bank Classic Platinum Credit Card. Make cash withdrawals from any Mastercard ATM around the globe.

    • Flexi Credit Limit:

      You can regulate the spending limits on your own credit card and your add on cards. Simply call the customer care hotline and request them to cap the credit limit account to the desired amount. You may only reduce the credit limit which RBL Bank has granted to you.

    Features of RBL Bank Classic Platinum Card:

    • EMV chip and PIN enabled:

      Every RBL Bank Classic Platinum Card is embedded with an EMV chip and has a Personal Identification Number attached to it. These features provide extra protection against misuse, fraud, and duplication of your credit card. Any merchant transaction must be authenticated with your PIN to verify your identity. Any online transaction must be authorized with a one-time password which will be sent to your registered email or phone.

    • International Validity:

      Your RBL Bank Classic Platinum Card is valid around the world. Use your card at any merchant outlet that accepts Mastercard which includes more than 1,20,000 merchant outlets in India and over 23 million outlets internationally.

    • 24/7 Account Access:

      Access your online credit card account from anywhere in the world. Log into to your internet banking account at any time to view statements, make payments and check transactions and unbilled purchases, and more.

    • 24/7 Customer Care Service:

      RBL provides a customer care hotline that is at your service around the clock. Call the toll-free number for any issues or queries you may have.

    • SMS and Email Alerts:

      Receive alerts on your registered phone number and email address regarding your transactions, payment due dates, bill amounts, missed payments and more. Stay up to date and stay informed on all your credit card details.

    Important Fees and Charges:

    Charge Amount (INR)
    Joining Fee Communicated at the time of application.
    Annual Fee Up to Rs. 4,000
    Add on Cards Up to Rs. 1,000
    Interest on revolving credit Up to 3.4% per month (40.80% p.a.)
    Minimum due 5% of the total amount due + any amount over limit

    Other Charges:

    Charge Amount (INR)
    Cash advance fee 2.5% of the transaction amount (subject to a minimum of Rs. 300)
    Call A Draft 2.5% of the transaction amount (subject to a minimum of Rs. 300)
    Late Payment 15% of the total amount due (subject to Rs. 350 minimum and Rs. 1,000 maximum)
    Booking Railway ticket charges 1.8% of the (ticket amount + IRCTC service charge)
    Fuel surcharge 2.5 % of the transaction (subject to a minimum of Rs. 10)
    Over limit charges Rs. 600
    Cash payment at branches Rs. 100
    Foreign Currency Transaction 3.5% + Mastercard fees
    Outstation Cheque Rs. 100
    Duplicate Statement Rs. 100
    Card replacement Rs. 200
    Chargeslip retrieval Rs. 100
    Cheque return Rs. 500
    Auto-debit dishonor Rs. 500

    Eligibility of RBL Bank Classic Platinum Card:

    • The RBL Bank Classic Platinum Card is offered by RBL bank at its sole discretion.
    • Add on cards can be availed of for up to 5 family members.
    • Family members include spouse, parents, and children who have attained the age of 18 years.

    Documents required for RBL Bank Classic Platinum Card:

    Documentation required to complete your RBL Bank Classic Platinum credit card application is as follows.

    • Address Proof (Any one of the following)
      • Rental Agreement, Passport, Driving licence, Latest bank or credit card statement from another bank, Phone Bill, Electricity Bill, any other Utility Bill.
    • ID Proof (Any one of the following)
      • Voter’s ID, Passport, PAN Card, or any other Government photo ID.
    • Income proof and other documents required will be communicated by RBL Bank at the time of application.
    • A recent passport-sized photo.

    RBL Bank Classic Platinum Credit Card FAQs:

    1. How many days credit is granted by RBL Bank on my Classic Platinum Card?

      RBL Bank grants up to 50 days interest-free on any purchase made on your Classic Platinum Credit Card. Depending on the date of purchase and your billing date, the number of interest-free days will be calculated. Clear your bills in full to receive an interest-free period on all purchases.

    2. When will RBL Bank charge interest on my Classic Platinum Credit Card?

      Interest is charged only when you carry forward a balance from the previous month’s statement. If you pay your credit card bill in full, no interest is applicable. You can incur up to 3.40% per month on your outstanding balance. Furthermore, all subsequent purchases will attract interest from the date of transaction.

    3. Is there an interest-free period on cash advances?

      No, interest is charged from the date of transaction on cash withdrawals.

    4. How do I change the credit limit on my credit card?

      You can set credit limits on your main and add-on credit cards by calling the RBL customer care. A customer care executive will set the limit to the desired amount as per your request. You can only request for the credit limit to be reduced from what it was originally.

    5. How do I pay my RBL Bank Classic Platinum Credit Card Bill?

      Pay your credit card bill using any of the following methods.

      • Standing Instructions/ECS - Set a standing instruction using the ECS or SI facility with RBL Bank. The bank will automatically debit your bank account of the credit card bill amount on the due date.

      • Cheque - Deposit a cheque at any RBL Bank branch in the drop boxes available or any drop box provided by Skypak.

      • Cash - Visit any RBL Bank branch to pay your bill in cash. The bank charges Rs. 100 for this service.

      • Quick Bill Pay - You can also use “Quick Bill Pay” to pay from any bank account.

      • National Electronic Funds Transfer - Make a transfer of funds from your bank account towards your credit card using the National Electronic Funds transfer or NEFT.

      • Cards Online - Cards Online is an easy credit card payment option available on the RBL Bank website.

    Top Other Credit Card by RBL Bank


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    RBL Bank Classic Platinum Credit Card Reviews

    • RBL Bank Credit Card
      "Baja finserv credit card "
      0.5 4.5/5 "Excellent!"
      I got this card as pre approved card from Baja finserv in Jun 2019 within 3 days as their documents processing was very fast which had a limit of 45000/- after 6 months they increased my limit to 95000/- , which is sufficient and there customer service is very good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Feb 01, 2020
    • RBL Bank
      RBL Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I hold a RBL credit card and i am using from quite a long time. RBL services are very smooth, i remember the process of getting this card was very easy and comfort. I do get offers here and i am very happy to have this card. The payments options are easy.
      Was this review helpful? 1
      , pune
      Reviewed on Feb 02, 2019
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      The annual fee is high in RBL credit card. I have purchased this credit card recently 1 week ago. The customer care service is good. The annual fee for this card is 2000. They have offered me a credit limit of Rs. 1.30 lakhs and i am not satisfied with it.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 19, 2018
    • RBL Bank Credit Card
      "Good Services"
      0.5 3.0/5 "Satisfactory"
      They have provided me a credit limit of Rs. 90000 and I'm happy about it. I have purchased this RBL credit card 1 year before. I have received a call from RBL. The people came to my place to collect the documents to me. I don't remember about the annual fee. I'm not aware of the plans and benefits of this card.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 05, 2018
    • RBL Bank Credit Card
      "The Worst Bank & Customer Service"
      0.5 0.5/5 "Unacceptable"
      This Bank Promotes their credit cards by offering fake offers to customers & if you again reach customer service, they will not respond and with out using card bills will be generated. I have 4 credit cards from different banks, when compare to others banks, RBL is the worst and ever i have seen. So, its better if anyone gets call from RBL to ignore. Highly recommended not to respond.
      Was this review helpful? 2
      , chennai
      Reviewed on Apr 24, 2018
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      It is an excellent card to use but their customer service need be improved with RBL . I use this card for past 2years. There is annual fee of Rs,1500 I pay towards this card. The Credit Limit is high here they gave the limit up to Rs.1Lakh and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 07, 2017
    • RBL Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I am using the RBL platinum credit card for past 6 months. This card is used for shopping restaurant bill payments and for mall shopping purposes. I not happy with he credit limit. The credit limit can be increased with RBL platinum credit card. I pay Rs.1000 annual fee every year.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Aug 30, 2017
    • RBL Bank Credit Card
      "Pathetically poor Customer service"
      0.5 0.5/5 "Unacceptable"
      Bank branch officials are clueless about their products. Good luck calling their customer care number or emailing them your concerns. On your email they'll ask you to call back on that very same customer care number. If you don't have an account with this bank and are planning on getting one, don't do it. Turn to the opposite direction and go away from this bank as far as you can, as fast as you can.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 14, 2017
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