Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Credit Card PIN Generation

    Personal Identification Number (PIN) is a 4-digits numerical code issued with payment cards to perform various financial transactions at merchant terminals. Once ICICI Credit card is issued, the banks send the PIN separately to your registered mailing addressed after the card is dispatched. If you do not receive the PIN within 7-10 days of receiving the credit card, you can generate the PIN manually. Read on to know more about the different ways to generate the ICICI Credit Card PIN.

    Methods to Generate ICICI Credit Card PIN

    ICICI Bank currently offers 4 different options to generate your credit card PIN which are as follows:

    1. Online mode:
      • ICICI Bank internet banking
      • ICICI iMobile app
    2. Offline mode:
      • ICICI Bank ATM
      • ICICI customer care
      • SMS

    Online mode:

    ICICI Credit Card PIN can be generated through the following online modes:

    ICICI Internet Banking

    If you're an existing ICICI customer with internet banking access to your account, you can link your new credit card to the account and use the same account to generate a PIN for your card.

    If you're a new customer, you can create an internet banking account using your new ICICI credit card details.

    Once you gain internet banking access for your credit card, follow the instructions to generate the PIN.

    • Login to your ICICI net banking account.
    • Click on 'My Accounts'.
    • Select 'Credit Cards'.
    • Click on 'Generate Credit Card PIN Online'.
    • ICICI bank will then send an OTP to your registered mobile number.
    • Enter the OTP and click on 'Continue'.
    • Enter a 4-digit credit card PIN of your choice.
    • Re-enter the PIN and click on 'Submit'.

    The bank will then send you a notification that your PIN has been set successfully.

    ICICI mobile app

    ICICI Bank's mobile app, iMobile, also allows you to set the 4-digit PIN for your new credit card. However, before using the facility, you need to install the app, register and add your credit card.

    Once you have access to the app, follow the below process for PIN generation.

    • Open and login to the iMobile app on your mobile
    • Click on 'Services'
    • Select 'Card Services > Credit card PIN Generation'
    • Enter the required details
    • Click on 'Submit'

    On successful validation of the details, the screen will pop a message saying that the PIN has been set successfully.

    Offline mode:

    Here are the ways to generate ICICI Credit Card through offline mode:

    ICICI Bank ATM

    When you're generating ICICI credit card PIN for the first time, you can visit any ICICI Bank ATM to do so. Here are the steps to set the PIN using through the bank ATM:

    • Visit any nearest ICICI Bank ATM.
    • Insert your ICICI credit card and choose the language of your preference.
    • Select 'Create PIN using OTP' option.
    • As soon as you click on that, a One Time Password (OTP) will be sent to your registered mobile number.
    • Enter the OTP on the ATM screen.
    • In the next step, enter a 4-digit PIN of your choice.
    • Re-type the PIN and click on 'Submit'.
    • Once the OTP is verified, the PIN will be set successfully. You will find the same message on the ATM screen and might also receive a confirmation message to your mobile number.

    Customer Care

    Another easy and convenient way to generate the 4-digit PIN for your new ICICI credit card is by calling ICICI Bank credit card customer care.

    You can dial 1860 120 7777 and follow the instructions to set your credit card PIN.


    You can generate your ICICI Bank Credit Card via SMS facility by typing a message in the format CCPIN XXXX along with the last four digits of your credit card and send it to 92156-76766. The bank will verify your details to proceed the PIN generation request.

    How to Activate ICICI Credit Card PIN?

    ICICI Bank typically dispatches a ICICI credit card through post or courier to your registered mailing address.

    When the bank dispatches the card, it's already in active stage. However, a PIN is required to further activate it for usage at merchant terminals, ATM withdrawals, etc.

    Therefore, generating the PIN and using the card for PIN-required transactions for the first time would automatically activate the card.

    However, if you find any issues in using the card for the first time, you can contact ICICI customer care.

    How to Change ICICI Credit Card PIN?

    In case you forget your ICICI credit card PIN or if you wish to reset the PIN, you can do it at any ICICI bank ATM, through net banking account or by calling customer care.

    Changing ICICI credit card PIN at an ATM

    • Choose your preferred language after inserting the card in the ATM machine.
    • Enter your existing credit card PIN
    • Click on 'Change PIN'
    • Enter the OTP received on your registered mobile number.
    • Now, type in the 4-digit PIN of your choice.
    • Re-type the PIN and click on 'Submit'.

    ICICI bank will then send you a message that your PIN has been changed.

    Changing ICICI credit card PIN through your net banking account

    • Login to your ICICI credit card net banking account.
    • Click on ‘Credit Card’ option
    • Click on 'Change PIN'.
    • The bank will then send an OTP to your registered mobile number.
    • Enter the OTP and click on 'Continue'.
    • Enter a new 4-digit PIN of your choice.
    • Re-enter the PIN and click on submit.

    ICICI bank will then notify you that your PIN has been changed.

    Alternatively, you can also call ICICI credit card customer care to raise a request for PIN change.

    Credit card PIN safety precautions

    To ensure the safety and confidentiality of your credit card from fraudsters and hackers, follow the safety precautions mentioned below:

    • Check your credit card details every month to avoid any discrepancies.
    • Ensure that your credit card is swiped in your presence. to prevent chances of skimming (duplicating the details of the card using a skimming device) or any fraudulent activity.
    • At no point should your write down your credit card PIN on your card or on a paper.
    • Never share your credit card details through emails, SMS services, etc.
    • Never save your credit card details on any merchant websites.
    • Always ensure that the websites you are making online transactions are secure. Websites starting with 'https' are generally authentic and secure.

    FAQs on ICICI Credit Card PIN

    1. Can I use the same PIN for both primary and add-on ICICI credit cards?

      No, you cannot use the same PIN for multiple cards. Once your add-on credit card is delivered, you will receive a separate PIN at your mailing address.

    2. Can I use my ICICI net banking account to generate my add-on credit card PIN?

      No, you cannot use ICICI Bank's net banking account to generate add-on card PIN. It's only for primary credit cards. You can call the customer care or visit ICICI ATM to set a PIN for your ICICI Bank add-on card.

    3. My ICICI credit card PIN is blocked after entering the PIN incorrectly for 3 consecutive times. How to reset my PIN?

      If the card is blocked due to incorrect PIN entries, you need to generate a new PIN either by calling customer care, through net banking or using mobile app.

    4. Is CVV mandatory for credit card transaction?

      CVV is a 3-digits number present at the back side of the card which is mandatorily required to perform financial transactions. It is essential for verification during the transaction.

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