Golf credit cards usually come with high annual fees. Is it worth availing a golf credit card?

You will be the best judge in this case. It depends on how often you use a golf course facility. If you are someone who visits golf courses quite often and enjoys the game, you can consider getting a gold credit card as it will help you save a lot of money. Golf, in general, is an expensive game.

Do I have to make a prior booking for using a golf course through my gold credit card?

Yes, you will be required to make a prior booking to use the facility. For a particular tee-off date, the bookings usually open 15 days in advance. However, this may vary from one golf club to another. It is advisable to get in touch with the golf club that you are visiting to have clarity about it.

Are there banks which offer golf privileges on supplementary or add-on cards as well?

In general, card issuers offer golf privileges to the primary cardholder only. However, you can get in touch with your issuer to understand the terms and conditions and have a better idea.

Do the golf clubs in India allow us to bring guests for a session?

Yes, you will be allowed to invite guests to play with you. However, the charges for the guest player will have to be borne separately.

Is it compulsory for me to bring a guest to a session?

No, it is not mandatory for you to bring a guest along with you. However, there are golf clubs which do not allow single players on weekends (and even on weekdays, in some instances). In such cases, the golf club might tag one single player with another if that suits the requirements.

Am I allowed to cancel a confirmed booking at a golf course?

Yes, you can cancel your confirmed booking at a golf course. However, in such cases, the booking has to be cancelled at least 6 days before the tee time. You should also keep in mind that some golf clubs do not allow the cancellation of bookings.

What happens to the free slot that I have availed through my golf credit card if I am unable to make it for the golf session and fail to cancel the booking on time?

In case you are unable to make it for the golf session and you fail to cancel the booking on time, the free slot that you have availed through your golf credit card will be deducted from the total number of complimentary slots that are available on your card.

Is it mandatory for me to provide a handicap certificate to play golf?

Yes, in most golf clubs, you will be required to present your handicap certificate to be able to use the facility.

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Golf Credit Cards in India

A slew of banks and financial institutions all over India offer special credit cards that come with certain privileges that cater to customers who range from part-time golfers to golf aficionados. These cards give holders access to a wide range of clubs and golf courses situated not just in India, but all over the world.

Updated On - 12 Sep 2025

Some of the most attractive golf credit cards in India are as follows:

HSBC Premier MasterCard

The HSBC Premier MasterCard offers cardholders exclusive golfing privileges as well as access to some of the finest golf courses all over India.

Features of HSBC Premier MasterCard Golfing Privileges

Cardholders receive a free membership to the Golf Fee Card, which gives them special discounts as well as access to some of the best golf courses all over India.
Cardholders also gain access to more than 2,000 golf courses situated in more than 102 countries all over the world
Cardholders can also enjoy free access to a wide range of golf courses in India. Some of these courses are as follows:
1. The Panchkula Golf Course in Chandigarh
2. The Oxford Golf Course in Pune
3. The Gold Greens Golf Resort in Gurgaon
4. The Clover Greens in Bangalore
5. The Agra Golf Club in Agra
6. The Kodaikanal Golf Club in Kodaikanal
7. The Kashmir Golf Club in Srinagar
Cardholders can also avail of five free games at the golf courses mentioned above over the course of one calendar year.

IndusInd Bank Iconia Visa Credit Card

The IndusInd Bank Iconia Visa Credit Card allows you to get free golf rounds and also earn reward points when you swipe the card.

Features of IndusInd Bank Iconia Visa Credit Card

Golfing Privileges
You get free golf rounds at golf courses across India.
You get 1 free golf round every quarter.

HDFC Diners Club Black Credit Card

The HDFC Diners Club Black credit card offers cardholders a wide range of golfing related privileges and services all over India and across the world.

Features of HDFC Diners Club Black Credit Card Golfing Privileges

Customers can enjoy an unlimited number of free golf games at nearly twenty golf courses across India and at over forty golf courses around the world
Customers can also avail of a green fee waiver through this card
Cardholders can also gain access to an unlimited number of free golfing lessons at certain golf courses and ranges across India
Cardholders can avail of the bank's 24-hour golf concierge assistance service

Axis Bank Reserve Credit Card

The Axis Bank Reserve Credit Card comes with various exclusive memberships, access to lounges, complimentary golf games, movie ticket discounts, etc.

Features of Axis Bank Reserve Credit Card

Cardholders get 50 free golf rounds each year at select Indian golf courses.
Cardholders get four complimentary chauffeured luxury airport pick-ups/drop-offs per year.
Both primary and add-on cardholders receive unlimited domestic lounge access for free. For guests, 12 complimentary visits per year are offered.
Cardholders can avail 8 complimentary VIP support services for airport processes such as immigration, check-in, security screening, and more.
With the Priority Pass membership, primary and add-on cardholders receive unlimited access to international lounges. For guests, 12 complimentary visits per year are offered.
Cardholders are also entitled to free memberships to Accorplus, Club Marriott Asia Pacific, ITC Culinaire, and EazyDiner Prime.

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IndusInd Bank Legend Credit Card

The IndusInd Bank Legend Credit Card is a super-premium credit card that provides benefits across a range of categories such as travel, shopping, entertainment, golf, etc.

Features of IndusInd Bank Legend Credit Card

Cardholders are offered monthly golf games and individual golf lessons for free.
Cardholders earn 1 reward point for every Rs.100 spent on weekdays and 2 reward points for every Rs.100 spent on weekends.
Priority Pass Membership offers access to more than 600 lounges throughout the world.
With the EazyDiner Prime Membership, cardholders get a joining bonus of 2,000 EazyPoints, exciting discounts across select restaurants, complimentary food, and more.
Cardholders can buy 1 movie ticket to get another one for free through BookMyShow.

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FAQs on Golf Credit Cards in India

Golf credit cards usually come with high annual fees. Is it worth availing a golf credit card?
You will be the best judge in this case. It depends on how often you use a golf course facility. If you are someone who visits golf courses quite often and enjoys the game, you can consider getting a gold credit card as it will help you save a lot of money. Golf, in general, is an expensive game.
Do I have to make a prior booking for using a golf course through my gold credit card?
Yes, you will be required to make a prior booking to use the facility. For a particular tee-off date, the bookings usually open 15 days in advance. However, this may vary from one golf club to another. It is advisable to get in touch with the golf club that you are visiting to have clarity about it.
Are there banks which offer golf privileges on supplementary or add-on cards as well?
In general, card issuers offer golf privileges to the primary cardholder only. However, you can get in touch with your issuer to understand the terms and conditions and have a better idea.
Do the golf clubs in India allow us to bring guests for a session?
Yes, you will be allowed to invite guests to play with you. However, the charges for the guest player will have to be borne separately.
Is it compulsory for me to bring a guest to a session?
No, it is not mandatory for you to bring a guest along with you. However, there are golf clubs which do not allow single players on weekends (and even on weekdays, in some instances). In such cases, the golf club might tag one single player with another if that suits the requirements.
Am I allowed to cancel a confirmed booking at a golf course?
Yes, you can cancel your confirmed booking at a golf course. However, in such cases, the booking has to be cancelled at least 6 days before the tee time. You should also keep in mind that some golf clubs do not allow the cancellation of bookings.
What happens to the free slot that I have availed through my golf credit card if I am unable to make it for the golf session and fail to cancel the booking on time?
In case you are unable to make it for the golf session and you fail to cancel the booking on time, the free slot that you have availed through your golf credit card will be deducted from the total number of complimentary slots that are available on your card.
Is it mandatory for me to provide a handicap certificate to play golf?
Yes, in most golf clubs, you will be required to present your handicap certificate to be able to use the facility.

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