Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Credit cards, those ubiquitous pieces of plastic, have slowly taken over most other forms of payment in today’s digital world. With the use of plastic money rising, more and more salaried professionals are moving to a credit-driven economy. Using a credit card is no longer the privilege of the wealthy, thanks to a range of credit cards tailor-made for the working individual. Applying for a credit card has also become easier, with banks and financial institutions offering working professionals different payment options.
The SBI Simply Save credit card offers the salaried individual the following features and benefits:
A more detailed list of the benefits and features available with the card are listed below:
Some of the many features and benefits of the HSBC Visa Platinum credit card are as follows:
Some Of the Other Benefits & Featues of HDFC Bank Diners Club Black Card
The above credit cards offer the salaried individual a range of benefits and perks across varied categories. While some cards are more suited to the globe-trotter in the form of cashback and discounts on international spends, others are more lifestyle cards that offer dining rewards or golf lessons. Salaried individuals are spoilt for choice when it comes to credit cards, with the ones listed above offering attractive interest rates and minimal fees for the range of services and perks they offer.
A salaried person can obtain a credit card which allows him or her to make cashless transactions from the credit limit approved by the bank. One of the biggest eligibility criteria to get a credit card is to have a stable source of income. The annual income of salaried persons decides the credit limit of the credit card.
Yes. You can apply for an SBI SimplySAVE credit card if you have a salary account. It is one of the best credit cards which charges low annual fees. This card is also beneficial for those who want to get discounts on everyday grocery purchases. However, this card does not offer any benefits on travel and several other categories.
The credit limit of the SBI SimplyCLICK credit card depends on credit score, income and the highest limit on the existing credit cards and various other internal factors. So, the limit varies from one applicant to another applicant. SBI card does not communicate the credit limit during the time of application. The applicants will get to know the credit limit only when they get their new SBI SimplyCLICK card.
SBI will let their applicants know about the status of their credit card applications. However, if they want to track their credit card application, they need to follow certain steps.
There are various ways through which you can redeem your reward points, which include both offline as well as offline.
The salaried persons should earn at least Rs.20,000 per month, while self-employed applicants should earn at least Rs.30,000 per month to avail an SBI SimplyCLICK Credit Card. Apart from this, the applicants should also meet other requirements such as age limit, credit score, location and different other requirements set by SBI.
The following are the identity proofs required to apply for an HSBC VISA Platinum credit card:
Permanent Account Number (PAN) card, Aadhar card, Passport, Voter ID card, Driving Licence, Electricity bill.
Zero liability lost card means that the cardholder will not be held responsible for any unauthorized transactions made with a cardholder’s account.
Axis Bank Platinum credit card users will get 25% cash backs on all the movie tickets booked.
Axis Bank Platinum credit card users can earn six points per Rs.200 spent on credit cards in India.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
