Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free
     

    Get a card

  • Top Credit Cards with Zero Annual Fees

    Loading your search...
  • Credit cards is a fancy replacement for cash, however it comes with conditions such as fees, charges, payments on time, etc. Most people avoid opting for a credit card owing to the endless charges associated with it. However, there are a few credit cards that does not require you to pay any annual fees for lifetime. They are:

    First Citizen Citibank Titanium Credit Card:

    • Citibanks’ First Citizen Titanium Credit Card comes with attractive rewards and priveleges in store such as free parking, exclusive sales preview and special billing counters at Shoppers Stop.
    • Cardholders of this card can also enjoy benefits on first time usage and some other welcome benefits from Shoppers Stop such as gift vouchers and cashback offers.
    • You can earn up to 4.9% using this card on its accelerated rewards and redemption program.
    • At Shoppers Stop, cardholders can also bag up to 7 First Citizen Points per Rs.100 spent.
    • Apart from these attractive features, the First Citizen Citibank Titanium Credit Card does not attract any joining fee, renewal fuel and charges a cash advance fee of only 2%.

    Kotak Fortune Gold Credit Card:

    • The Kotak Fortune Gold Credit Card comes with absolutely no annual fees for life, no joining fee and no renewal fee.
    • Additional features include interest free cash withdrawals and no charge on EMI,
    • The card attracts 0% Balance Transfer and 0% Fuel surcharge.
    • With a small cash advance fee of 3% and other deals and discounts, the Fortune Gold Credit Card from Kotak allows you to save up over Rs.5000 annually.

    Kotak Urbane Gold Credit Card:

    • The Urbane Gold Credit Card from Kotak comes with zero joining as well as renewal fee, provided the cardholder has spent Rs.15,000 in a year on the card.
    • Cardholders can earn up to 3x reward points using the card every time they spend Rs.100.
    • With every 1000 reward points, cardholder can earn up to Rs.75 worth gifts.
    • Charged at a 3.4% regular interest rate only, the card makes an ideal choice for saving up on all kinds of fees associated with a credit card.

    Kotak Trump Gold Credit Card:

    • The Kotak Trump Gold Credit Card is free for life, with no annual fees, no joining fee and no renewal fee, either.
    • Attractive features of the card include 10% cashback on movies, plays and restaurants.
    • The card does not levy any fuel surcharge and attracts a mere cash advance fee of 2.5%.
    • The card can be availed at a regular interest rate of 3.3%.

    ICICI Bank Instant Platinum Credit Card:

    • There is no joining fee as well as renewal fee on the Instant Platinum Credit Card from ICICI.
    • Apart from this attractive feature, the card also comes with low interest charges of 2.49% monthly.
    • Cardholders can also enjoy a fuel surcharge waiver at all HPCL outlets.

    ICICI Bank Instant Gold Credit Card:

    • The Instant Gold Credit Card from ICICI Bank comes with many useful features such as fuel surcharge waiver, low interest rate of 2.49% and no renewal fees.
    • Also, you can earn 1 i-mint point on this card every time you spend Rs.100.
    • The card also allows you maximum of 48 days of interest free credit while you shop.

    Jet Airways Citibank Titanium Credit Card:

    • With zero joining fees and zero renewal fee and a really low interest rate of 2.5%, the Jet Airways Titanium credit card from Citibank is one of the best choices among credit cards.
    • Cardholders can also earn 2 JPMiles with every Rs.100 spent on the card and flight tickets booked on jetairways.com, cardholders can earn double JPMiles.
    • Additionally, you can get 1000 JPMiles post first usage of the card every year.

    Jet Airways CitiBusiness Credit Card:

    • With privileges on flight ticket bookings on Jet Airways and no joining and renewal fee, the Jet Airways CitiBusiness Card can be availed at a regular interest rate of 3.15%.
    • Additionally, you can also win up to double JPMiles when you book tickets on jetwairways.com.

    Citibank IndianOil Platinum Credit Card:

    • The IndianOil Platinum Credit Card from Citibank does not levy any joining as well as renewal fee on its cardholders.
    • Cardholders of this card can enjoy benefits such as free fuel worth over Rs.2400 and 5% discount on fuel at IndianOil outlets, without the need for any annual fees.

    Inner Circle Platinum Credit Card:

    • The Inner Circle Platinum Credit Card from Standard Chartered does not charge any annual fee for life.
    • Cardholders can enjoy shopping by earning rewards at Lifestyle and affiliated stores.
    • Discount vouchers worth up to Rs.2500 can also be availed on this card.
    • Low interest rate of 3.1% and 3% monthly cash advance fee are other key highlights of the card.

    Indian Oil Citibank Titanium Credit Card:

    • The Indian Oil Titanium Credit Card from Citibank does not levy any joining fee and renewal fee on its cardholders.
    • With a low interest rate of 3.15% and 2% cash advance fee and discounts of up to 5% on fuel at Indian Oil outlets, this card is ideal for individuals always on the go.
    • At Indian Oil outlets, you can use this card and earn 4 Turbo Points with every Rs.150 spent.
    • You can also earn 1 Turbo point when you spend Rs.150 anywhere else, as well.

    RBS GO Titanium Credit Card:

    • With no joining fees and no renewal fees either, the GO Titanium Credit Card from RBS is one of the best credit cards in the market.
    • At a low regular interest rate of 3.5% and 2.5% cash advance fee, this card comes with many benefits.
    • With this card, you can have Global CashAxess at any time in the day.
    • It also offers lost card protection features along with zero liability.
    • Every Rs.100 spent using this card can even earn you 3 GO miles.
    • Other reward points and Airline miles can be earned on this card to utilise it to the maximum.
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Credit Card Reviews

    • Axis Bank Credit Card
      "Service is not up to the mark"
      0.5 1.0/5 "Really Bad"
      I am holding credit card from Axis Bank. I received the card on time. Credit limit is very less. I am not satisfied with their customer service. I lost my credit card. I informed them many times about it but they have not issued a credit card yet. When I call their customer care they ask me to go to branch and when I go to their branch they ask me to call customer care.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 16, 2019
    • IndusInd Bank
      Bank Bazaar Credit Card
      "User friendly"
      0.5 4.0/5 "Great!"
      While surfing a credit score in a website I came to know about Bank Bazaar for the first time then I preferred to apply for a credit card and the process was good. Customer service is a nominal and okay. I use to check credit score through a website.
      Was this review helpful? 0
      , thane
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am using INDUSIND bank credit card for more than a month which was applied through an online. On time I received a card from bank. The credit limit is okay which was given from bank. Not yet use the card. The customer service is good and responsiveness.
      Was this review helpful? 0
      , thane
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I have come to know about Bankbazaar from the internet. Their customer service is good and very helpful throughout the process. I have been using Bankbazaar for the last 4 months. I check free credit score and mobile application is user friendly.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 16, 2019
    • Citibank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am using my new INDIANOIL CITI PLATINUM CARD. I was delivered on time. Citi bank has given very less credit limit. I am expecting 1 lakh and above. It is a lifetime free card. I am having a hard time to pay my bills and it takes 2 days to reflect my payment.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 16, 2019
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am holding an HDFC credit card. I have been using this credit card almost 10 years. I had received the card on time and credit limit is nominal. Sometimes I am getting some benefits like cashback offer and reward points. HDFC bank customer service is great.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • Axis Bank Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      I am holding a credit card from Axis Bank. I received the card on time. It is a lifetime free card. I have been using this credit card for the last 2 years. Axis bank Netbanking and mobile banking are user friendly. They have given me enough credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Need to imrprove customer service"
      0.5 4.0/5 "Great!"
      I am using INDUSIND bank credit card for more than 3 months which was applied directly to bank. On time I received a card from bank. It is a life time free credit card.The credit limit is nominal . I use this card for all purposes. The customer service is no proper response.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      I have used the services of Bankbazaar earlier as well. The customer support is good and they are quick to respond. The process is also satisfactory as it was easy to use the portal and place a request. There were follow up calls as well. In all no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have come to know about Bankbazaar from a promotional message. I have been using their service more than 5 years. I visit this website to check financial products and credit score. Their customer service is good. Website and mobile application is quite user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Unhappy with the process"
      0.5 3.0/5 "Satisfactory"
      I had applied for a credit card with Indusind Bank. The process has not been satisfactory. The credit card was sent to my old address and I did not even receive a call as well. Since I was no available at that address it returned to the bank and after which I got no card from them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 16, 2019
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am holding HDFC bank titanium credit card for more than 9 months which was applied directly to bank. On time I received a card from bank. It is an annual fee chargeable card.The credit limit is nominal and enhanced it. I use this card for all purposes but I get less reward point.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have received my Indusind Bank PLATINUM AURA EDGE MASTER CARD. I am not able to pay my credit card bill through netbanking. The process seems very difficult to me.It is a lifetime free card and credit limit is nominal. They deliver the card on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • RBL Bank Credit Card
      "Need to decrease charges"
      0.5 2.0/5 "Expected more"
      I am holding RATNAKAR bank credit card for less than 2 years. It is an annual fee chargeable. The limit is okay now they have increased to 7 thousands only. I use this card electricity, ticket booking, restaurants, to buy electronic items based on the usage I get more points. They are taking some hidden charges without any intimation.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 16, 2019
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding SBI credit card from long time, their service is good, they have charged me annual fee but waived off option is available, i am happy with the credit limit they have given me good limit as per my requirement, even the interest rate they have charged me is less comparing to market price.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • YES Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using YES bank credit card for long time my experience till now with this bank was good, they provide me good offers in all products, and they have not charged me annual fee in this card, it is life time free credit card, and i am happy with the credit limit which they have given me in this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • Standard Chartered Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have been holding standard chartered bank from long time, but i am not satisfied with their service , their service is not up to the mark, they have charged me annual fee but no waived off option is available in this card, i hold this account two years before, but they have not increase my credit limit, their customer care service is not up to the mark.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card for a while, and they have not charged any annual fee in this card , it is life time free card and i am okay with my credit limit which they have given me in this card and like they charge annual fee but most of time it use to get waived off so i considered as no annual fee they charge and they provide good offers and discount in this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about Bank bazaar through Online only ,This portal was well known to all ,I have tried checking credit score it is very useful ,This portal is very useful to search all the required information related to all financial products . I am satisfied with the service .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using HDFC credit card for long time, they have not charged me annual fee in this card, it is life time free credit card and i am happy with the credit limit they have given me in this card, and there is not much offers they have given in maximum products, they mostly given offers on miles that more important for me , overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.