SBI RuPay Credit Cards

1. Get 350 activation bonus reward points on a transaction of Rs.500 and above within 45 days of the card's issuance.
2. Get up to 10% in value in the form of reward points on purchasing tickets for the AC1, AC2, AC3, Executive Chair Car, and Chair Car through irctc.co.in and the IRCTC Mobile App.
3. Book train tickets at www.irctc.co.in and save 1% on transaction fees.
4. Get 1 reward point for every Rs.125 you spend on retail non-fuel transactions, such as purchasing train tickets via the IRCTC mobile app or website at www.irctc.co.in.
5. Get 4 complimentary visits to participating railway lounges per year in India.
6. Enjoy a 1% fuel surcharge waiver on fuel transactions between Rs.500 and Rs.3,000 at all petrol pumps in India.

Shaurya SBI Credit Card

Features and Benefits:

1. As a welcome gift, enjoy 1,000 reward points.
2. Get 5X reward points on grocery purchases, CSD, dining, movies, and department stores.
3. Get 1 reward point for every Rs.100 you spend across other categories.
4. Get RuPay's complimentary personal accidental insurance coverage worth Rs.2 lakh.

Shaurya Select SBI Credit Card

Features and Benefits:

1. Get 10 reward points for every Rs.100 you spend on groceries, departmental stores, movies, and dining.
2. Get 2 reward points for every Rs.100 you spend across other categories.
3. Pay the renewal fee and receive 1,500 reward points.
4. Earn a Rs.500 Pizza Hut e-voucher by spending Rs.50,000 in a calendar quarter.
5. Get an e-gift voucher worth Rs.7,000 from Yatra or Pantaloons on spending Rs.5 lakh annually.
6. Enjoy a renewal fee waiver on spending Rs.1.5 lakh or more annually.
7. Get complimentary personal accident insurance coverage worth Rs.10 lakh from RuPay. 
8. Avail 24x7 concierge services like lower and gift delivery assistance, courier services, restaurant referrals, etc. 

SimplySAVE SBI Credit Card

Features and Benefits:

1. Get 2,000 bonus reward points after spending at least Rs.2,000 in the first 60 days.
2. Get 10 reward points for every Rs.150 you spend on groceries, department stores, dining, and movies.
3. Get 1 reward point for every Rs.100 you spend across other categories.
4. Spend Rs.1 lakh and above in a year to enjoy annual fee reversal from the second year.
5. Enjoy a 1% fuel surcharge waiver on fuel transactions between Rs.500 and Rs.3,000 at all petrol pumps in India.

Reliance SBI Card

Features and Benefits:

1. Receive a Reliance retail voucher worth Rs.500 upon payment of your joining fees.
2. Spend Rs.1 lakh and above in a year to enjoy annual fee reversal from the second year.
3. Enjoy a 1% fuel surcharge waiver on fuel transactions between Rs.500 and Rs.4,000 at all petrol pumps in India.
4. Spend Rs.25,000 at participating Reliance retail stores annually and get a Reliance retail voucher worth Rs.500.
5. Get 5 reward points for every Rs.100 you spend at participating Reliance retail stores.

Reliance SBI Card PRIME

Features and Benefits:

1. Receive a Reliance retail voucher worth Rs.3,000 upon payment of your joining fees.
2. Spend Rs.3 lakh and above in a year to enjoy annual fee reversal from the second year.
3. Spend Rs.75,000 at participating Reliance retail stores annually and get a Reliance retail voucher worth Rs.1,500.
4. Get 10 reward points for every Rs.100 you spend at participating Reliance retail stores.
5. Get 1 movie ticket worth Rs.250 per month via BookMyShow.
6. Enjoy a 1% fuel surcharge waiver on fuel transactions between Rs.500 and Rs.4,000 at all petrol pumps in India.

1. Enjoy 8 complimentary visits to domestic airport lounges per year.
2. Enjoy 4 complimentary visits to international airport lounges per year.

SBI RuPay Credit Card Charges

The joining and renewal fees for SBI RuPay credit cards are given in the table below:

Eligibility Criteria for SBI RuPay Credit Card

The following are the basic criteria to apply for an SBI RuPay credit card:

1. You must be a self-employed or salaried individual with a stable income source.
2. You must be at least 21 years old. The minimum age requirement for add-on cards is 18 years old.
3. You must be an Indian or a Non-Resident Indian (NRI).
4. You should have a good CIBIL score.

Documents Required for SBI RuPay Credit Card

To documents required to apply for an SBI RuPay credit card are as follows:

1. Proof of identity
2. Proof of address
3. Proof of income
4. PAN card
5. Bank statement
6. Passport-size photographs

Process to Activate SBI RuPay Credit Card

You can activate your SBI RuPay credit card via the SBI credit card website or SBI mobile banking by following the steps mentioned below:

Step 1: Visit the SBI credit card website or SBI mobile banking.

Step 2: Log into your account.

Step 3: Under the ‘Requests’ menu, click on the 'Card Activation' option.

Step 4: Select your credit card from the drop-down list.

Step 5: Activate your card by clicking on the ‘Activate’ button.

Additionally, you have the option to activate your SBI using the following methods:

1. Ask the Chatbot ILA ‘What is the process to activate your SBI credit card?’ and get your card activated by logging in with your password and user ID.
2. For assistance in activating your credit card, contact 1800 180 1290 (toll-free), 1860 500 1290, 1860 180 1290, 39 02 02 02 (Prefix local STD code).
3. You can also write to customer care of SBI.

How to Pay SBI RuPay Credit Card Bill

In order to pay your SBI credit card bill, you can select one of the following options:

Internet/Mobile Banking:

Step 1: Visit the SBI credit card website and log into your bank account.

Step 2: Select the 'Pay Now' option.

Step 3: Choose the amount and payment option.

Step 4: Select the 'Pay Now' button and pay your bill.

SBI Yono App:

The credit card bills can be paid through the SBI Yono mobile application. You can use this option by logging in to the Yono app and navigating to the 'My Credit Cards' section.

UPI App:

SBI RuPay credit card holders can make their bill payments through UPI applications.

Auto Debit Facility:

The National Automated Clearing House (NACH) makes it simple to set up an autopay feature for transferring money from your bank account to your SBI credit card account. Following authorisation, each time a payment is made, a cheque will be written out to your designated account, saving you money on late fees and other expenses.

You may also choose to use the SBI Auto Debit option. With this facility, you can set up automatic deductions from your bank account when the payment is due.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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