Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Shaurya SBI Card

    The Shaurya SBI Credit Card is specifically curated for the Armed Forces personnel protecting the country. The credit card comes with complimentary insurance coverage, accelerated reward points, and a fuel surcharge waiver. There is no joining fee for the card and the annual fee is Rs.250 along with a finance charge of 2.5% per month.

    Key Highlights of the Shaurya SBI Credit Card

    • 5x reward points on dining, departmental store and grocery spends.
    • 1% fuel surcharge waiver.
    • Complimentary Personal Accident Insurance worth Rs.2 lakh.
    • Annual fee waivered on annual spend exceeding Rs.50,000.

    Features and Benefits of the SBI Shaurya Credit Card

    Reward Point Benefits
    • 10 reward points on every Rs.100 spent on other expenses.
    • 10 reward points for every Rs.100 spent on Movies and Canteen departments.
    Spend-Based Benefits On spending Rs.50,000 in a year, the annual fee of Rs.250 will be waived.
    Fuel Benefits 1% fuel surcharge waiver on all transactions.
    Insurance Benefits Complimentary Personal Accident Insurance worth Rs.2 lakh offered by RuPay.

    Other Benefits of Shaurya SBI Credit Card

    The following are the various other benefits of Shaurya SBI Credit Card:

    Global Acceptance

    The SBI credit card is accepted globally. This credit card is accepted in 190 countries and by 44 million businesses. The SBI Shaurya Select Credit Card is accepted at 3.7 million terminals in India.

    Reward Points

    Your reward points may be redeemed on SBI's reward page. On the SBI reward website, there are a variety of items that you may purchase with your earned reward points.

    Other Bill Payment

    This credit card may also be used to pay for utility bills such as telephone bills, electricity bills, and other utilities. Spending on bill payment is a simple way to accumulate reward points.

    Balance Transfer

    You can use the SBI Credit Card to transfer the balance from another bank's credit card. This service will also assist you in making simple Equated Monthly Instalment (EMI) payments on your outstanding credit card bills.

    Other Benefits

    Get assistance with courier service, restaurant referrals, car rentals, and other services 24×7. Your service branch, such as the Navy, Air Force, Army, or paramilitary, will be imprinted on the credit card.


    The transactions can be converted into simple monthly instalments. You may convert a transaction of Rs.2,500 into an affordable EMI within 30 days if you use the Shaurya Select Credit Card.

    Shaurya SBI Credit Card Limit

    The credit limit for the Shaurya SBI Credit Card will be assigned by the State Bank of India.

    SBI Shaurya Credit Card Fees and Charges

    Type of Fee Charge
    Joining fee Nil
    Annual fee Rs.1,499
    Late payment fee If the total amount due is between:
    • 0 and Rs.200 - Nil
    • Rs.200 and Rs.500 – Rs.100
    • Rs.500 and Rs.1,000 – Rs.400
    • Rs.1,000 – Rs.10,000 – Rs.600
    • Rs.10,000 – Rs.25,000 – Rs.800
    • Above Rs.25,000 – Rs.950
    Finance charges 2.5% per month.
    Card replacement fee Rs.100
    Cash advance fee 2.5% of the transaction amount (subjected to a minimum of Rs.300)
    Cash advance limit Up to 80% of the credit limit
    Minimum amount due 5% of the total outstanding amount (minimum of Rs.300)
    Cheque fee Rs.100
    Overlimit fee 2.5% of the amount subject to a minimum of Rs.500.
    Foreign currency mark-up 3.5%
    Free credit period 20 – 50 days
    Rewards redemption fee Rs.99

    Documents Required for the Shaurya SBI Credit Card

    Income Proof Identity Proof Proof of Address
    IT Returns Aadhaar Card Ration Card
    Form 16 Driving License Passport
    Salary Slip Voter ID Aadhaar Card
    - - Voter ID

    FAQs on SBI Shaurya Credit Card

    1. Is there an annual fee waiver on the Shaurya SBI Credit Card?

      Yes, on spending more than Rs.50,000 in a year, the annual fee of Rs.250 will be waived.

    2. Does the Shaurya SBI Credit Card offer accelerated reward points?

      Yes, on the departmental store, grocery, dining and CSD spends, the cardholder will receive 5 reward points for every Rs.100 spent.

    3. Is the add-on card facility available for the Shaurya SBI Credit Card?

      Yes, primary cardholders of the Shaurya SBI Credit Card can also get an add-on credit card at no extra cost.

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