Is there an annual fee waiver on the Shaurya SBI Credit Card?

Yes, on spending more than Rs.50,000 in a year, the annual fee of Rs.250 will be waived.

Does the Shaurya SBI Credit Card offer accelerated reward points?

Yes, on the departmental store, grocery, dining and CSD spends, the cardholder will receive 5 reward points for every Rs.100 spent.

Is the add-on card facility available for the Shaurya SBI Credit Card?

Yes, primary cardholders of the Shaurya SBI Credit Card can also get an add-on credit card at no extra cost.

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Shaurya SBI Card

The Shaurya SBI Credit Card is specifically curated for the Armed Forces personnel protecting the country. The credit card comes with complimentary insurance coverage, accelerated reward points, and a fuel surcharge waiver. There is no joining fee for the card and the annual fee is Rs.250 along with a finance charge of 2.5% per month.

Key Highlights of the Shaurya SBI Credit Card

5x reward points on dining, departmental store and grocery spends.
1% fuel surcharge waiver.
Complimentary Personal Accident Insurance worth Rs.2 lakh.
Annual fee waivered on annual spend exceeding Rs.50,000.

Features and Benefits of the SBI Shaurya Credit Card

Reward Point Benefits	10 reward points on every Rs.100 spent on other expenses.10 reward points for every Rs.100 spent on Movies and Canteen departments.
Spend-Based Benefits	On spending Rs.50,000 in a year, the annual fee of Rs.250 will be waived.
Fuel Benefits	1% fuel surcharge waiver on all transactions.
Insurance Benefits	Complimentary Personal Accident Insurance worth Rs.2 lakh offered by RuPay.

Other Benefits of Shaurya SBI Credit Card

The following are the various other benefits of Shaurya SBI Credit Card:

Global Acceptance

The SBI credit card is accepted globally. This credit card is accepted in 190 countries and by 44 million businesses. The SBI Shaurya Select Credit Card is accepted at 3.7 million terminals in India.

Reward Points

Your reward points may be redeemed on SBI's reward page. On the SBI reward website, there are a variety of items that you may purchase with your earned reward points.

Other Bill Payment

This credit card may also be used to pay for utility bills such as telephone bills, electricity bills, and other utilities. Spending on bill payment is a simple way to accumulate reward points.

Balance Transfer

You can use the SBI Credit Card to transfer the balance from another bank's credit card. This service will also assist you in making simple Equated Monthly Instalment (EMI) payments on your outstanding credit card bills.

Other Benefits

Get assistance with courier service, restaurant referrals, car rentals, and other services 24×7. Your service branch, such as the Navy, Air Force, Army, or paramilitary, will be imprinted on the credit card.

FlexiPay

The transactions can be converted into simple monthly instalments. You may convert a transaction of Rs.2,500 into an affordable EMI within 30 days if you use the Shaurya Select Credit Card.

Shaurya SBI Credit Card Limit

The credit limit for the Shaurya SBI Credit Card will be assigned by the State Bank of India.

SBI Shaurya Credit Card Fees and Charges

Type of Fee	Charge
Annual fee	Rs.250
Renewal fee	Rs.250 from second year onwards
Late payment fee	If the total amount due is between: 0 and Rs.200 - Nil Rs.200 and Rs.500 – Rs.100 Rs.500 and Rs.1,000 – Rs.400 Rs.1,000 – Rs.10,000 – Rs.600 Rs.10,000 – Rs.25,000 – Rs.800 Above Rs.25,000 – Rs.950
Finance charges	2.5% per month.
Card replacement fee	Rs.100
Cash advance fee	2.5% of the transaction amount (subjected to a minimum of Rs.300)
Cash advance limit	Up to 80% of the credit limit
Minimum amount due	5% of the total outstanding amount (minimum of Rs.300)
Cheque fee	Rs.100
Overlimit fee	2.5% of the amount subject to a minimum of Rs.500.
Foreign currency mark-up	3.5%
Free credit period	20 – 50 days
Rewards redemption fee	Rs.99

Documents Required for the Shaurya SBI Credit Card

Income Proof	Identity Proof	Proof of Address
IT Returns	Aadhaar Card	Ration Card
Form 16	Driving License	Passport
Salary Slip	Voter ID	Aadhaar Card
-	-	Voter ID

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on SBI Shaurya Credit Card

Is there an annual fee waiver on the Shaurya SBI Credit Card?
Yes, on spending more than Rs.50,000 in a year, the annual fee of Rs.250 will be waived.
Does the Shaurya SBI Credit Card offer accelerated reward points?
Yes, on the departmental store, grocery, dining and CSD spends, the cardholder will receive 5 reward points for every Rs.100 spent.
Is the add-on card facility available for the Shaurya SBI Credit Card?
Yes, primary cardholders of the Shaurya SBI Credit Card can also get an add-on credit card at no extra cost.

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