The Shaurya SBI Credit Card is specifically curated for the Armed Forces personnel protecting the country. The credit card comes with complimentary insurance coverage, accelerated reward points, and a fuel surcharge waiver. There is no joining fee for the card and the annual fee is Rs.250 along with a finance charge of 2.5% per month.
|Reward Point Benefits||
|Spend-Based Benefits||On spending Rs.50,000 in a year, the annual fee of Rs.250 will be waived.|
|Fuel Benefits||1% fuel surcharge waiver on all transactions.|
|Insurance Benefits||Complimentary Personal Accident Insurance worth Rs.2 lakh offered by RuPay.|
The credit limit for the Shaurya SBI Credit Card will be assigned by the State Bank of India.
|Type of Fee||Charge|
|Late payment fee||If the total amount due is between:
|Finance charges||2.5% per month.|
|Card replacement fee||Rs.100|
|Cash advance fee||2.5% of the transaction amount (subjected to a minimum of Rs.300)|
|Cash advance limit||Up to 80% of the credit limit|
|Minimum amount due||5% of the total outstanding amount (minimum of Rs.300)|
|Overlimit fee||2.5% of the amount subject to a minimum of Rs.500.|
|Foreign currency mark-up||3.5%|
|Free credit period||20 – 50 days|
|Rewards redemption fee||Rs.99|
|Income Proof||Identity Proof||Proof of Address|
|IT Returns||Aadhaar Card||Ration Card|
|Form 16||Driving License||Passport|
|Salary Slip||Voter ID||Aadhaar Card|
Yes, on spending more than Rs.50,000 in a year, the annual fee of Rs.250 will be waived.
Yes, on the departmental store, grocery, dining and CSD spends, the cardholder will receive 5 reward points for every Rs.100 spent.
Yes, primary cardholders of the Shaurya SBI Credit Card can also get an add-on credit card at no extra cost.
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