IDFC First Bank Lifetime Free Credit Cards

1. All the IDFC First Bank credit cards are lifetime free.
2. The cardholders are not required to pay joining or annual fees.
3. IDFC Bank charges interest rates ranging from 0.75% per month to 9% per month on its credit cards.
4. The cardholders need not have to pay extra charges for redeeming the reward points.
5. The foreign markup fee of all its credit cards is 3.5%.
6. No over limit fee is levied on the IDFC First Bank credit cards.
7. The cardholders get 10x rewards on every Rs.100 spent.
8. The credit cards offer free visits to the railway lounges.
9. The card holders can earn unlimited reward points.

Eligibility Criteria for IDFC First Lifetime Free Credit Cards

The applicants should fulfill the following eligibility criteria to get IDFC First Bank Credit Cards:

1. An applicant should be at least 21 years of age to apply for an IDFC First Bank Credit Card.
2. He or she should have the permanent or current residential address in India.
3. Any salaried or self-employed individuals having at least Rs.25,000 monthly income can apply for IDFC First Bank credit card.
4. He or she should have a good credit score no default payment.
5. An applicant should pass all the internal policies set by the IDFC First Bank to get a credit card.

Documents Required for a IDFC First Lifetime Free Credit Cards

You need to submit the photocopies of the following documents to apply for IDFC First Bank Lifetime Free Credit Card:

1. Identity Proof: Permanent Account Number (PAN) card, Aadhar card, Passport, Voter ID card, Driving license.
2. Address Proof: Electricity bill, Ration card, Driving license, Telephone bill, Last two months bank statement.
3. Age Proof: Passport, Std. 10 pass certificate, birth certificate, voter ID.
4. Income Proof: Latest salary slips, Form 16, Audited Financial Document, Income Tax Return (ITR) file, Business Continuity Proof.

Presently, there are five lifetime free credit cards offered by IDFC First Bank. Let us have a look at their features and benefits.

IDFC First Millennia Card

The following are the features and benefits of IDFC First Millennia Card:

1. The card is launched for millennial lifestyle.
2. Cardholders will get 10x reward points on every incremental spends of more than Rs.20,000 per month and amount spent on birthday.
3. The card provides 3x, and 6x reward points on doing online and offline purchases of amount up to Rs.20,000 per month.
4. The reward points have lifetime validity and can be used while making online and offline purchases.
5. Cardholders will get welcome benefits worth Rs.500 after making purchases above Rs.15,000 within the first three months of issuance of the card.
6. Avail 25% discount on purchasing movie tickets.
7. Complimentary roadside assistance will be provided worth Rs.1,399.
8. Get access of railway lounger three times per quarter.
9. Avail 20% discount on dining at 1500+ restaurants across the country.
10. Up to 15% discounts is provided at more than 3,000 health and wellness outlets.
11. Equated Monthly Instalment (EMI) can be converted if the transaction is above Rs.2,500.
12. Get 1% fuel surcharge waiver across India.
13. It provides lost liability and personal accident cover worth Rs.25,000 and Rs.2,00,000, respectively.

IDFC First Classic Credit Card

The features and benefits of IDFC First Classic Credit Card are as follows:

1. Get 6x and 3x credit card reward points on amount spent on online and offline stores on transaction up to Rs.20,000 every month.
2. Cardholders will get 5% on the transactional value, if they make EMI transactions within the first three months of card issuance.
3. Get up to 25% discounts on movie tickets purchased.
4. Access to visit railway lounger four times every quarter.
5. Get 1% fuel surcharge waiver.
6. Cardholders will get up to 15% discounts at more than 3,000 health and wellness centres across the country.
7. Get up to 20% discount at 1500+ restaurants.
8. The card provides Complimentary Roadside Assistance of up to Rs.1,399.
9. Get exciting offers and discounts on 50+ apps.

IDFC First Select Credit Card

Here's the features and benefits of IDFC First Select Credit Card:

1. Get welcome benefits worth Rs.500 on transactions done above Rs.15,000 within the first three months of the card issuance.
2. Get Buy One Get One free movie ticket on movie tickets Rs.250 per month.
3. Avail 5% cashback on the transaction value on making EMI transaction.
4. It provides up Rs.1,399 Complimentary Roadside Assistance.
5. Get four complimentary access in domestic airport lounge per visits.
6. It provides air accident cover worth up to Rs.1 crore.
7. Get 1% fuel surcharge waiver.
8. Exciting offers on 50+ apps.
9. It provides personal accident and lost card liability cover worth Rs.5 lakhs and Rs.50,000, respectively.
10. Cardholders will get travel insurance cover worth Rs.22,500.

IDFC First Wealth Credit Card

The following are the features and benefits of IDFC First Wealth Credit Card:

1. The cardholders will get 6x and 3x reward points on online & offline purchases.
2. Get access to domestic and international lounges per quarter.
3. Get four complimentary spa visits per year.
4. Get buy one get one offer on movie tickets purchased.
5. Avail two complimentary golf rounds per month.
6. It provides air accident cover worth Rs.1 crore.
7. Get 1% fuel surcharge waiver.
8. It offers travel insurance cover of Rs.22,500.
9. Personal accident cover and lost liability cover of Rs.10 lakhs and Rs.50,000, respectively.

IDFC First WOW Credit Card

Given below are the features and benefits of IDFC First WOW Credit Card:

1. Get 4x reward points on your spends.
2. The cardholders will get zero forex markup fee.
3. Get 20% discount on more than 1500 restaurants.
4. It has zero joining and annual fee.
5. Get personal accident cover and lost liability cover of Rs.2 lakhs and Rs.25,000, respectively.
6. Get up to 15% discounts at 3,000+ Health and Wellness stores.
7. Cardholders will get complimentary roadside assistance of Rs.1,399.
8. Get fuel surcharge waiver of 1%.

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>