A credit card PIN is a 4-digit personal identification number of the card user. When making a transaction online or at a merchant shop, the user has to enter the 4-digit PIN. As soon as the credit PIN is entered by the credit card owner, the system matches the user ID and the PIN before allowing the customer to make a transaction. The credit card PIN is basically a security measure and at no point should be shared with anyone, in other words, it should be non-confidential. The credit card PIN is the last step of a transaction. If the user ID of the customer and the credit card PIN match, the transaction is approved.
Customers can generate their HDFC credit card PIN either at an ATM or via their online net banking account.
Customers can change their HDFC credit card PIN either through their net banking account or at an ATM.
To ensure the safety and confidentiality of your credit card from fraudsters and hackers, follow the safety precautions mentioned below:
You should block your card immediately. This will ensure that no one can misuse your credit card. You can block your credit card by calling the bank’s customer care number or through your net banking account - which can be done with a few steps.
The CVV number is the three-digit number on the back of your card. You will be required to use the 3-digit number as part of the verification process for most online transactions.
No, you will receive a separate PIN for your add-on cards. This will enhance your security as well.
Yes, all credit cards come with rewards points as it is a sort of an incentive for using your credit.
For safety reasons, the credit card PIN for your virtual card will be different as well.