The credit limit for a credit card differs from one card to another and also from one customer to another. The bank will look into a lot of factors before they set a credit limit for your credit card. An add-on credit cardholder will have the same credit limit as the primary cardholder.
You can increase the limit of your credit card by raising a request to the bank in writing or by contacting the bank's customer care:
In most cases you will have to submit these documents when applying for an increase in credit card limit:
When you get the credit limit of your card increased, and also pay the bills on time and in full, your credit score will increase. However, if you request the bank for an increase in credit limit frequently and cannot pay the bills on time, the credit score will reduce.
No, you do not have to pay any fee to increase the credit limit of your card.
Yes, you can always ask the bank to decrease the limit of your credit card.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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