Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • AU Bank Credit Card Limit

    The financial freedom of using a credit card comes with a cap on the limit you can use. The credit limit for a credit card differs from one card to another and also from one customer to another. The bank will look into a lot of factors before they set a credit limit for your credit card. An add-on credit cardholder will have the same credit limit as the primary cardholder.

    How to Increase Credit Limit on AU Bank Credit Card?

    You can increase the limit of your credit card by raising a request to the bank in writing or by contacting the bank's customer care:

    • You can reach an AU Bank credit card customer care representative by calling 1800 1200 1500.
    • For Vetta and Zenith credit cards, you can write to
    • You can write to for all queries regarding credit cards.
    • You can also reach the AU Bank customer service by writing to

    Documents to Increase AU Bank Credit Card Limit

    In most cases you will have to submit these documents when applying for an increase in credit card limit:

    • Form 16
    • Income tax returns
    • Last two month’s salary slips

    FAQs on AU Bank Credit Card Limit

    1. If I increase my credit card limit, my credit score be affected?

      When you get the credit limit of your card increased, and also pay the bills on time and in full, your credit score will increase. However, if you request the bank for an increase in credit limit frequently and cannot pay the bills on time, the credit score will reduce.

    2. Should I pay any fee to increase the credit limit of my card?

      No, you do not have to pay any fee to increase the credit limit of your card.

    3. Am I allowed to ask AU Bank to decrease the limit of my credit card?

      Yes, you can always ask the bank to decrease the limit of your credit card.

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