Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Axis Bank Credit Card Limit

    Axis Bank Credit Card Limit Online
    Axis Bank Credit Card Limit

    It is an undeniable fact that credit cards bring with them a world of financial freedom. It saves the cardholders from wandering for loans during the times of financial crisis. In fact, in case of making big-ticket purchases also, credit cards have played a very important role. Gone are the days when individuals had to sit and wait for company bonuses to be able to make a high-end purchase like a fridge, washing machine, etc. Thanks to credit cards, they do can do it now without having to wait for an annual bonus.

    However, this financial freedom also comes with cap which is called the credit limit. It can be defined as the amount of money that the bank issues to a cardholder on a particular card. Axis Bank has different credit limits and it varies from card to card. Let us find out more about this concept.

    How to Increase Credit Limit on Axis Bank Credit Card?

    Axis bank offers credit limit increase for its existing credit card holders under the ‘Credit Limit Enhancement’ feature. To become eligible for enhancement the credit card should be more than three months old. It should be active and has no payment delays throughout its history. There should be no limit enhancement/decrease or Instant loan availed on the card in the last six months.

    Despite all the eligibility factors, the final credit limit enhancement approval of your credit card is subject to Axis bank’s internal policies.

    During the bank’s periodic review, if your card becomes eligible for limit enhancement, you may receive a call or an SMS/e-mail from the bank. If you’re fine with all the terms and conditions and would like to avail the offer, you can convey your acceptance on the same call. The phone banking executive will then direct you about how to proceed further with the process.

    Typically, once the request has been raised, the bank will take one day to process the same. Once your card is upgraded you will receive a confirmation message on your registered mobile number and e-mail.

    Place a Request for Credit Limit Enhancement

    If you don’t receive any call from the bank, you can raise a request by yourself to avail the offer. For that, as mentioned above, your card should be more than three months old, don’t have any late payments, and have not received any limit enhancement in the past six months. If you are sure that you met the above criteria, you can follow any one of the options mentioned below.

    • Internet Banking: If you have Axis bank internet banking account with your existing credit card registered in it, you can simply login to check the eligibility of the card for limit enhancement and apply for the same.

    Login to your online banking account, click Accounts >My Credit Cards Accounts> Limit Enhancement & Check for Limit increase.

    If your credit card is eligible, you can select the same and submit the request for limit enhancement. In case, your card is not eligible, you will find a prompt message saying ‘your card is currently not eligible for limit enhancement’.

    • Mobile App: Download Axis bank mobile app. Login with your net banking credentials, click Credit Cards > Check for limit increase. If your card is eligible, the card number will be displayed, selecting which you can raise a request. In case, it’s not eligible, you will see a prompt message saying the same.
    • Call/e-mail: You can simply call Axis bank customer care numbers 1860-419-5555, 1860-500-5555, to check your eligibility as well as to raise a request for limit increase on your credit card.

    You can mail to them at creditcards@axisbank.com requesting to increase the credit limit on your card.

    If your card is eligible for enhancement, you may have to submit the following documents if you don’t have an account with Axis bank. Last two months’ salary slips, if salaried, and latest IT returns if self-employed.

    Axis Bank Credit Card EMI Reviews

    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Axis Bank has offered NEO credit card and am using it for past 6 months. The credit limit is sufficient for the beginner, its 40K. The rate of interest is too high for late payment charges which they need to reduce. It is a life time free credit card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Credit limit is not sufficient "
      0.5 5.0/5 "Blown Away!"
      For the past 6 months, I am using the AXIS bank credit card . My credit limit is around 25 k only . But this credit limit is very insufficient to use .I am not getting any notification about the various offers in on-line . Annual fees is around 499 - .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using the credit card with the AXIS BANK the card is user friendly to use. The credit limit with this card is satisfactory added on that the offers with this card is good. I am using it from last few years with this card. There is a EMI conversion option but there is no balance transfer option with this card.
      Was this review helpful? 0
      , bhopal
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I am using this credit card for the last couple of years where i am quite satisfied with the services of them. There has been an annual charges of 500 with this card and i am satisfied with the credit limit with this card as well. There has been some good benefits like reward points with this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 21, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been using this Credit card for the last three years and the services of them has been pretty good. They had given me with a good credit limit and there has also been some good benefits with this card as well. It has some annual charges which will get waved off as per the usage.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 21, 2019
    • Axis Bank Credit Card
      "Better"
      0.5 4.5/5 "Excellent!"
      I am using Axis PRIVILEGE CREDIT CARD from last 6 months which was processed through online. The credit limit was good and enough. I have no issues with the customer service. I don't know about the charges. The annual charges are applicable. There was no offers till now.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 21, 2019
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is good in the credit card services. The credit limit is of 1.6 Lakh. I get a cash back of 10% when I purchased an apple phone. The customer support is good and they are responsive. The statements are sent on time and there are no hassles in all.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have received AXIS PRIVILEGE CREDIT CARD and it was applied through online portal. I got the reward points and have been using the card for more than 3 months. The payment mode is easy to make the payment. I am happy with the credit limit. I don't know about the annual fee. They have taken longer time to complete documentation procedure.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "They need to increase the credit limit of customer "
      0.5 4.0/5 "Great!"
      The services of AXIS BANK credit card is good . Their customer service response is very good . They offered very low credit limit with this card , i was expecting more limit . I am holding this card for past 6month . I am not aware about the annul fee . I use this card for multipurpose .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      I bought the AXIS BANK card card . The Credit Card has got Cash back offers and reward points reward point. The limit is very low but there is no issue with the card. The whole application process was easy and hassle free. I got the card with in a few days .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      AXIS BANK credit card i am using it since from last few years and i am facing with no issues with this card added on that the card has satisfactory credit limit. I am getting good offers with this card. The billing option is easy with no hassle process and it is comfortable to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "good card"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis Myzone credit card for last 5 years ago. The cash back offer and reward points are good. The credit limit was average. The annual charges are applicable and its Rs.800. The customer service was good. The interest rate is moderate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Good reward card"
      0.5 4.0/5 "Great!"
      I am using Axis Bank my choice credit card since 13 years . The which i used since 13 years its really wonderful.I am getting more reward points in this card.Credit limit is really sufficient limit. The card charges comes under zero annual charges its a life time free card. I am getting some special offers from Axis Bank still i haven't used.
      Was this review helpful? 1
      , pune
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been almost five years since i am using this credit card, and it has been offering me with some good benefits. I am satisfied with the credit limit with this card and they had been offering me with some better benefits like cash backs. There was no annual charges with this card so far.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I've been using the AXIS BANK credit card for a while. I never had any issues with their services. They have offered me a very good limit and this card is very useful for online portals Overall it has been smooth experience with the card and their services.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My application has been approved with AXIS BANK credit card . I close this credit card because of my personal reason . But the services which i got through this card was very satisfactory . After every transaction i use to get proper mail messages . There is no joining perk with this card.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The response was not immediate from the customer service. The offers are not good on Axis credit card. The interest rate is okay for late payment charges compared to other cards. The credit limit was sufficient. I have taken AXIS PRIVILEGE CREDIT CARD and using it for last 3 months. They don't charge annual fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have directly applied with Axis bank for the Credit Card.It is a free card .The credit limit is good and i got the credit limit is upto 1.5 lakhs.There was cashback offers and reward points as well.The agent explained the process clearly and not yet faced any issues till now .The Overall service is good .
      Was this review helpful? 0
      , mirzapur
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I have been using the Axis credit card for past 3 months. They are charge annual fee of Rs.1800. The credit limit was okay and they have taken more than a week to deliver the card. There was no hidden charges and the charges are okay which was mentioned on the kit. After receiving the card and I have received a call from the executive and have been informed If I utilize 25K then annual charges will be waived off.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have applied a credit card with AXIS BANK . The application is very good. So far there hasn't been any issues with their services. I've been using the card for the last few years experience is good. Credit limit is satisfactory and i am happy with customer support too .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 18, 2019
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