Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Axis Bank Credit Card Limit

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    Axis Bank Credit Card Limit Online
    Axis Bank Credit Card Limit

    It is an undeniable fact that credit cards bring with them a world of financial freedom. It saves the cardholders from wandering for loans during the times of financial crisis. In fact, in case of making big-ticket purchases also, credit cards have played a very important role. Gone are the days when individuals had to sit and wait for company bonuses to be able to make a high-end purchase like a fridge, washing machine, etc. Thanks to credit cards, they do can do it now without having to wait for an annual bonus.

    However, this financial freedom also comes with cap which is called the credit limit. It can be defined as the amount of money that the bank issues to a cardholder on a particular card. Axis Bank has different credit limits and it varies from card to card. Let us find out more about this concept.

     

    How to Increase Credit Limit on Axis Bank Credit Card?

     

    Axis bank offers credit limit increase for its existing credit card holders under the ‘Credit Limit Enhancement’ feature. To become eligible for enhancement the credit card should be more than three months old. It should be active and has no payment delays throughout its history. There should be no limit enhancement/decrease or Instant loan availed on the card in the last six months.

    Despite all the eligibility factors, the final credit limit enhancement approval of your credit card is subject to Axis bank’s internal policies.

    During the bank’s periodic review, if your card becomes eligible for limit enhancement, you may receive a call or an SMS/e-mail from the bank. If you’re fine with all the terms and conditions and would like to avail the offer, you can convey your acceptance on the same call. The phone banking executive will then direct you about how to proceed further with the process.

    Typically, once the request has been raised, the bank will take one day to process the same. Once your card is upgraded you will receive a confirmation message on your registered mobile number and e-mail.

     

    Place a Request for Credit Limit Enhancement

    If you don’t receive any call from the bank, you can raise a request by yourself to avail the offer. For that, as mentioned above, your card should be more than three months old, don’t have any late payments, and have not received any limit enhancement in the past six months. If you are sure that you met the above criteria, you can follow any one of the options mentioned below.

      

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    Axis Bank Credit Card EMI Reviews

    • Axis Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I am using Axis Bank credit card which i am using for more than 2 years .I have taken this credit card through bank directly.This was a free card and got the details about the card process through the agent.I have got good credit limit and this card is good to use .I am satisfied with the service so far .
      Was this review helpful? 0
      , surat
      Reviewed on Sep 21, 2019
    • Axis Bank
      Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using Axis Bank credit card which was taken through Bank directly .I am using this credit card for the past 1 year .The credit limit was really good it was upto 40,000 and it was very much comfortable as well.This was a chargeable card and having good reward points as well as cash back offers.
      Was this review helpful? 0
      , dhuri
      Reviewed on Sep 20, 2019
    • Axis Bank Credit Card
      "Benefits should be improved"
      0.5 2.0/5 "Expected more"
      My master privilege card has yearly fee of Rs.1500, Its a basic card for regular usage. Some time I get fuel surcharges around 2% but its not so beneficial , I am getting reward points based on my spend. For 100 rupees I get 4 points is equal to one rupee.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 20, 2019
    • Axis Bank Credit Card
      "Good for cash back"
      0.5 5.0/5 "Blown Away!"
      AXIS bank upgraded my credit card feature in my seven years of experience, earlier I had my zone card now I got classic signature card it has yearly fee of Rs. 5000, they give same value of Rs.5000 cash back for shopping purpose like big bazaar and they do have airport lounges, air miles.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 20, 2019
    • Axis Bank Credit Card
      "User friendly"
      0.5 4.0/5 "Great!"
      Axis bank offered for visa credit card and I am satisfied with the credit limit. I have been using for more than 2 years.It is a life time free credit card. I have availed EMI option and there was charges for high of 18%. I use this card for shopping purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2019
    • Axis Bank Credit Card
      "Need to enhance the credit limit"
      0.5 5.0/5 "Blown Away!"
      I am holding AXIS bank BUZZ credit card for more than 2 years which was processed bank directly. It is an annual fee chargeable 500 rupees and there is an option for a waiver off for certain a amount usage. The credit limit is low for this card. EMI option is applicable. I use mostly for shopping and fuel purpose. Based on the usage I get reward points.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2019
    • Axis Bank Credit Card
      "EMI interest should be reduced"
      0.5 4.0/5 "Great!"
      AXIS bank gives good reward points based on my credit card spend, for the selected partners they give some discounts for the shopping and movie bookings. But they are lacking in rate of interest for the emi conversation because they are charging 18% per annum.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2019
    • Axis Bank Credit Card
      "Need to decrease interest charges"
      0.5 4.0/5 "Great!"
      I have been using AXIS bank visa credit card for more than 1 year which was processed through bank directly. The credit limit is for 24 thousands which was low as per my requirement. EMI option is applicable but charges are high for 18%. I use this card for shopping and restaurants purposes.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 18, 2019
    • Axis Bank Credit Card
      "Convenient card"
      0.5 4.0/5 "Great!"
      I have been using Axis Bank credit card and they have provided me a some offer for particular period but I did not utilize it. I was using Mychoice credit card and upgraded to Neo card. Also got addon card from my wife with zero fee. They are charging me Rs.250 as an annual fee. They are good in updates and also very helpful.
      Was this review helpful? 0
      , ramanathapuram
      Reviewed on Sep 18, 2019
    • Axis Bank Credit Card
      "Need overall improvement on the customer support"
      0.5 2.0/5 "Expected more"
      Axis customer support is not upto the mark, to reach their tamil regional language executives its very difficult. Minimum I need to recharge for Rs.50 because they have long duration to connect with particular person. Its a basis card only for the reward points I can redeem it.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 17, 2019
    • Axis Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have Axis Bank credit card which was offered by Bank since have Salary account . I am using this credit card for the past 5 years .This was a free card and the credit limit was good and it was really sufficient .There are good reward points as well as cash back offers .Customer service was really good and comfortable .
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 17, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Axis is offered me a Platinum credit card and am satisfied with the credit limit. I got a limit of 2.5L which is quite convenient for me to do the transactions. Many times, I have availed EMI option and there was no hidden charges. They never charged me annual fee.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 17, 2019
    • Axis Bank Credit Card
      "Not happy with interest rate"
      0.5 4.0/5 "Great!"
      The rate of interest is higher on Axis Bank credit card when I convert my payments into EMI. I am having a credit limit of 2L which am satisfactory. The annual fee is available but it will be reversible. The customer service is very good. I hold Axis Buzz card.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Sep 17, 2019
    • Axis Bank Credit Card
      "Best card with best features"
      0.5 5.0/5 "Blown Away!"
      I am using Axis bank for last four years, they always help me at right time. I make all the transactions through mobile app and they generally have the communication through online. Based on the transactions they are providing some rewards with cash back and they keep on remaining the offers as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 17, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      For the past 3 years I am holding AXIS bank Vistra credit card. Directly applied to bank. Since I am holding an account with them the process was smooth. It is a life time free credit card. The limit is good of 1.3 lakhs. EMI options are applciable. I use for economic class to book the tickets so I get points but I am unable to redeem it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 16, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using Axis Bank credit card for the past 6 years.Since have salary account bank offered this credit card .I have got all the information very clearly through the agent .The credit limit was very good and it was 1,65000.This was a chargeable card and for first 3 years it will be free.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 16, 2019
    • Axis Bank Credit Card
      "Premium travel card for Vistara"
      0.5 4.0/5 "Great!"
      I have a Vistara card from Axis bank hence i get a gold membership on Vistara club and i get a business class ticket on every 2.5 lakhs i spent on this card. I am holding this card for almost 1 year. The credit limit is less when i compared to the others. Even i called the customer care to increase the limit, still i haven't received any response.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 16, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 3.0/5 "Satisfactory"
      Axis credit card is good among my other cards. The customer service is upto the mark and the branch is near to my place and its very easy to visit the branch. Actually card is in my wife name and am using the card on her behalf. The credit limit is okay. Can Improve a lot interms of loan disbursal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2019
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am having Axis Bank credit card which was directly taken through Bank .I am using this credit card for more than 2 years ,I have got all the details about the card process.The credit limit was good and it was upto 54,000,This was a paperless approval.I am really satisfied with service of this card.
      Was this review helpful? 1
      , thane
      Reviewed on Sep 16, 2019
    • Axis Bank Credit Card
      "Best International Card"
      0.5 5.0/5 "Blown Away!"
      I have Axis international card, one time I use this card at Thailand. The interest rate was very normal for abroad transactions, they give more benefits at e commerce site like amazon, flipkart, myntra . I used to get cash back for bill payment and other transactions. The customer support is very helpful for my credit card queries.
      Was this review helpful? 0
      , karnal
      Reviewed on Sep 15, 2019
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