Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    SBI Credit Card Limit

    SBI Credit Card Limit Online
    SBI Credit Card Limit

    With credit cards, the entire functionality of the economy across the world has changed. Now, for every medical emergency, a cardholder will not have to run to a bank. Financial independence will be in their pocket in the form of credit cards. However, this financial freedom also comes with a cap. Credit cards come with a credit limit for the cardholders spending beyond which invites an Over-limit fine. SBI cards also have their own credit limit. The credit limit on SBI cards varies from card to card and can depend on a variety of factors. Let’s take a look at the concept of credit limit on SBI cards in detail.

    How to Increase Credit Limit on SBI Credit Card?

    SBI offers two different ways for its credit card customers to revise their credit limits.

    1. Pre-approved credit limit offer
    2. Credit limit increase on request
    • Pre-Approved Credit Limit Offer: In this method, SBI takes the onus to identify credit card customers eligible for pre-approved limit enhancement based on its internal risk policy.

    Eligible customers will either receive a call or an SMS/e-mail from the bank detailing the offer. They can also find them in their monthly statement as well as in their online account.

    Customers eligible for pre-approved limit enhancement offer don’t have to furnish any documents but have to send their acceptance to the offer to the bank.

    • Accepting SBIs Pre-Approved Limit Enhancement Offer: Once you receive intimation from SBI offering credit limit enhancement on your card, you can follow any one of the following methods to accept the offer
    • Net Banking: You can login to SBIs website exclusive meant for credit cards, www.sbicard.com, to accept limit enhancement.

    Login to your account, click ‘Offers or Benefits’ from the left hand side menu, find ‘Credit Limit Increase offer’ on your account and click submit. Your acceptance will be automatically sent to the bank.

    Call 1860-180-1290 or 39 02 02 02 (prefix your STD code), tell them that you have received a message or call about credit enhancement offer and your willingness to accept the offer.

    • Send an SMS: You can also send last four digits of your SBI credit card on which the limit increase has been offered from your registered mobile number to avail the offer.

    Send an SMS ‘INCR ABCD’ (last 4 digits of your credit card) to 5676791

    • Credit Limit Increase on Request: When you don’t receive any such pre-approved offers from SBI, you can still apply for the enhancement by directly contacting the bank.

    You can call the aforementioned customer helpline numbers to check your eligibility for credit limit enhancement. In case you are eligible, your application will be processed based on the income documentation method. By submitting your recent income documents, you need to convince the banker that you can handle much higher credit limits without defaulting.

    Income documents accepted for credit limit revision are

    • Last two month’s salary slips
    • Form 16 and
    • Income tax returns IV

    You can submit the soft copies of the above documents at www.sbicard.com/email or you can send the same through post to Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon – 122002.

    Once the bank receives the documents, based on its internal risk policy, your request will be processed.

    SBI Credit Card EMI Reviews

    • review Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have applied with State Bank Of India Credit Card . The credit limit is good and i have got credit limit is upto 80000.There was good cashback offers and reward points as well The agent clearly explained the process of Credit Card I have not yet faced any difficulties .The agent came and collected the documents and i gave my finger prints then only i got the credit card .The Overall service is Good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • review Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am using this State Bank Of India Credit card for the past 3years.The name of the card is platinum card.There are cash back offers and rewards points also .The credit limit is good .I got Credit Limit upto 25000only .I have not faced any issues in using this card till now ,The Overall Service is good .
      Was this review helpful? 0
      , udaipur
      Reviewed on Mar 18, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit limit with the STATE BANKOF INDIA credit card is very lower than the other card what i hold but the best feature with this card is there is a option of money transfer with this card. The offers are good with this card also there is a EMI option.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 18, 2019
    • review Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Iam using this State Bank Of India Credit card for the past 3 years. The name of the card is SBI Titanium .Iam getting cashback offers and reward points but not used any points till now since statying in rural area reward points are not used.Since have salary account got State Bank Of India Credit Card.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Mar 18, 2019
    • review Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I have been using this credit card for the last ten years or above that, the services has been quite good. There has been a good credit limit with this card and it has some annual charges of 500 as well. Depending up on the need and offers with the card i have been using it for all purposes.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 15, 2019
    • review Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      SBI provides very good services on credit card when compared to other credit cards. I am using this credit card from last 1.5 years and there was annual fee charged for this credit card. Offers like cash backs are reward points are very good in this card. Credit limit is sufficient in SBI.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 15, 2019
    • review Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for State Bank Of India Credit Card Since have salary account got this credit card , I am using this card for the past 8 months.The credit limit is good ,The credit limit is upto 54000.There are cashback offers only for fuels and reward point also there for shopping and hotels .The Overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 15, 2019
    • review Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using SBI Credit card for the past 5years .The credit limit is good .I got Credit limit upto 3.5 lakhs. There was cashback offers and reward points as well .I have applied the SBI Credit Card through SBI bank .The Overall service is good and satisfactoty .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 15, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I have been holsing the credit card with the STATE BANK OF INDIA and they have offered with the satisfactory credit limit with this card added on that it has the very good offers which is satisfactory with this card. There is a EMI conversion option with this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 15, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      the credit limit with the card where i am holding it with the STATE BANK OF INDIA is very good and also i am getting the satisfactory credit limit along with that it is the free card and they offer the EMI option but not availed yet with this credit card
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 13, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The credit limit is satisfactory with the credit card where i am using the credit card with the STATE BANK OF INDIA also the rate of interest was nominal. They have provided with goo and sufficient offers with this credit card. The customer service is good.
      Was this review helpful? 2
      , mumbai
      Reviewed on Mar 04, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am facing no issues with the credit card of STATE BANK OF INDIA, they provide with satisfactory credit limit also the card is user friendly to access. The card has good offers like online purchase, rewards points, cash backs with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 04, 2019
    • review Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am happy with the services of STATE BANK OF INDIA . The offers were good with this card such as on online portal in amazon , flipkart and even while booking the flight ticket . I am holding this card for more than 1 year . There is no delay in getting the card .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 02, 2019
    • review Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a credit card with SBI from long time. I did not face any issues on this credit card so far. Credit limit is sufficient in this credit card and there was no annual fee charged. Offers are very good in this credit card and it is useful.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card with the STATE BANK OF INDIA with no issues with this card. I have faced with no issues with this credit card. The credit limit is satisfactory with this credit card added on that there is a EMI conversion option with this card.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the credit card with the STATE BANK OF INDIA since from last 6 months with this credit card. I have faced with no issue with this card also they have offered with the good credit limit with this card. I get the offers like rewards points, cash backs with this card.
      Was this review helpful? 0
      , madurai
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit card with the STATE BANK OF INDIA is very good also they are providing with the good offers along with that they are offering with the satisfactory credit l limit with this card. It is a user friendly card to access. The service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit limit is very good with the credit cartd what i am holding with the STATE BANK OF INDIA. They provide the rate of interest which is higher with this credit card. The credit limit is good and they are with good service. The card is user friendly to use.
      Was this review helpful? 0
      , madurai
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I have taken the credit card with the STATE BANK OF INDIA and it is a good card to use. They have provided the credit limit which is satisfactory with this card added on that the card has good offers. They provide the EMI conversion option with this card.
      Was this review helpful? 0
      , madurai
      Reviewed on Feb 28, 2019
    • review Credit Card
      "EXCELLENT"
      0.5 4.0/5 "Great!"
      STATE BANK OF INDIA credit card i am holding it from last few years i have faced with no issues with this credit card added on that they have given the good offers with this card like cash backs, rewards points which is satisfactory with this card.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 28, 2019
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