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The government of India launched the ‘Pashu Kisan Credit Card’ for the benefit of all animal husbandry farmers. This card will increase the animal husbandry business in the country and help the farmers earn more. The Reserve Bank of India (RBI) has decided to extend the services of the Pashu Kisan Credit Card for a working capital requirement for a lot of activities that are related to animal husbandry and fisheries.
Given below are the features of the Pashu Kisan Credit Card scheme:
Other Banks Kisan Credit Card
You will need to submit these documents when you apply for a Pashu Kisan Credit Card:
Please note that the beneficiary will have to lease or own any of the fisheries-related activities like a tank, pond, raceway, open water bodies, rearing unit, and hatchery. He/she should also have a licence for fish farming and fishing-related activities.
You should lease or own a registered fishing vessel, registered boat, have a fishing licence, and also permission for fishing in estuary and sea, and fish farming/mariculture activities in estuaries.
Individuals belonging to the economically weaker sections such as animal husbandry farmers, livestock owners, and fish farmers can apply for a Pashu Kisan Credit Card.
Pashu Kisan Credit Cards are offered by top banks such as Axis Bank, HDFC Bank, State Bank of India, etc.
All livestock owners will have to pay an interest rate of 4.00% under the Pashu Kisan Credit Card Scheme.
Cattle farmers can get loans of up to Rs.3 lakh.
The loan repayment period of the Pashu Kisan Credit Card Scheme is five years.
The minimum interest rate on Pashu Kisan Credit Card 7% per annum.
Banks that offer Pashu Kisan Credit Card are the State Bank of India, Axis Bank, HDFC Bank, ICICI Bank, Bank of Baroda, etc.
Yes. The Pashu Kisan Credit Card scheme will now be extended by the Reserve Bank of India in order to continue meeting the animal husbandry-related services' working capital requirements.
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