Pashu Kisan Credit Card

The 'Pashu Kisan Credit Card' was launched to benefit of all animal husbandry farmers. This card will increase the animal husbandry business in the country and help the farmers earn more. The Reserve Bank of India (RBI) has decided to extend the services of the Pashu Kisan Credit Card for a working capital requirement for a lot of activities that are related to animal husbandry and fisheries.

Updated On - 07 Dec 2025
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What is a Pashu Kisan Credit Card?

The Pashu Kisan Credit Card Scheme, launched by the Haryana government, provides livestock owners with easy loans for animal care, feed, and medicines, thereby supporting cattle farmers and promoting animal husbandry in India’s agricultural economy. The Pashu Kisan credit card scheme offers a maximum loan amount, depending on the number and type of animals the farmer owns.

Pashu Kisan Credit Card Scheme

The details about the Pashu Kisan Credit Card scheme are mentioned below:

  1. The Pashu Kisan Credit Card aims to financially support farmers involved in this sector as cattle farming plays a vital role in the rural Indian economy. 
  1. The scheme is farmer-friendly by offering easy access to credit by minimizing complex formalities. 
  1. The simplified online application process enables farmers to apply conveniently from their homes. 
  1. Promotes an inclusive environment, helping cattle farmers across India grow and thrive. 
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Objectives of the Pashu Kisan Credit Card Scheme

The key objectives of the Pashu Kisan Credit Card scheme are given below:

  1. Provide accessible financial support to rural livestock farmers through easy credit for animal maintenance. 
  1. Helping farmers afford proper feed, shelter, and healthcare for their livestock, thereby promoting animal welfare. 
  1. Support veterinary care and disease prevention, encouraging improved livestock management practices. 
  1. Enhance animal husbandry standards across India by improving the overall well-being of livestock. 

Features of Pashu Kisan Credit Card

Given below are the features of the Pashu Kisan Credit Card scheme:

  1. Makes credit more affordable for livestock farmers by providing easy access to low-interest loans. 
  1. Loan amounts are tailored to the type and number of animals owned—for example, cows, buffaloes, and goats qualify for different amounts. 
  1. Allows farmers to apply easily without the need to visit multiple offices through online mode. 
  1. Flexible repayment options enable farmers to repay the loan in installments aligned with their income cycle. 
  1. The fund is provided to improve livestock breed by maintaining their health through advanced equipment and technologies. 
Pashu Kisan Credit Card
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Eligibility Criteria for the Pashu Kisan Credit Card

The applicant must fulfill the eligibility criteria to apply for Pashu Kisan Credit Card: 

Dairy Farming

  1. Those owning cows, buffaloes, and other milch animals. 
  1. Credit can be used for purchasing feed, medicines, and other essentials to maintain the health and productivity of dairy animals. 
  1. Loan amounts are based on livestock count. 

Poultry and Small Ruminants (Goats and Sheep)

  1. Poultry farmers and small ruminant rearers are eligible for the scheme. 
  1. Funds can cover expenses for feeding, medicine, and daily care of birds and animals. 
  1. Improving operational efficiency by providing financial assiatnce. 
  1. Helps rural goat and sheep farmers maintain healthier flocks, boosting productivity and income. 

Fishery (Inland)

  1. Fish farmers can access credit for purchasing fish feed, pond maintenance, and overall care of aquatic livestock. 
  1. Enables investment in quality inputs and modern techniques, thereby supporting India’s growing fisheries sector. 
  1. Loan benefits include higher yields and better profitability for those managing inland fisheries or large ponds. 

Marine Fisheries

  1. Marine fishermen are also eligible, including those involved in deep-sea fishing. 
  1. Funds are used for boat maintenance, purchasing high-quality fish feed, and upgrading fishing equipment. 
  1. Funds the fishermen to avail themselves of necessary resources for efficient and safe operations thereby helping in sustaining marine livelihoods. 
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Documents Required for Pashu Kisan Credit Card

The documents required to apply for Pashu Kisan Credit Card are mentioned below: 

  1. Aadhaar card (ID proof) 
  1. Proof of livestock ownership 
  1. Proof of residence 
  1. Bank account details 
  1. Recent passport-sized photograph 

How To Apply for Pashu Kisan Credit Card?

You can apply for Pashu Kisan Credit Card both online and offline. Here are more details about the application procedure: 

Online Application: 

  1. Farmers can apply via the official portal by filling in details such as name, livestock ownership, and bank info. 
  1. Upload te required documents, such as ID proof, livestock proof, etc. 
  1. After verification, the credit card is issued. 

Offline Application: 

  1. Farmers can apply at the nearest bank branch. 
  1. Fill out the application form and submit the necessary documents. 
  1. The card is issued by the bank after verifying the documents. 
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FAQs on Pashu Kisan Credit Card

  • Who can apply for a Pashu Kisan Credit Card?

    Individuals belonging to the economically weaker sections such as animal husbandry farmers, livestock owners, and fish farmers can apply for a Pashu Kisan Credit Card.

  • Which are the banks that offer the Pashu Kisan Credit Card?

    Pashu Kisan Credit Cards are offered by top banks such as Axis Bank, HDFC Bank, State Bank of India, etc.

  • What is the interest rate of the Pashu Kisan Credit Card Scheme?

    All livestock owners will have to pay an interest rate of 4.00% under the Pashu Kisan Credit Card Scheme.

  • What is the maximum loan amount offered to cattle farmers?

    Cattle farmers can get loans of up to Rs.3 lakh.

  • What is the loan repayment period of the Pashu Kisan Credit Card Scheme?

    The loan repayment period of the Pashu Kisan Credit Card Scheme is five years.

  • What is the minimum interest rate on Pashu Kisan Credit Card?

    The minimum interest rate on Pashu Kisan Credit Card 7% per annum.

  • Has the Reserve Bank of India decided to extend services of the Pashu Kisan Credit Card?

    Yes. the Pashu Kisan Credit Card scheme will now be extended by the Reserve Bank of India in order to continue meeting the animal husbandry-related services' working capital requirements.

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