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  • PM Kisan Scheme

    The PM Kisan scheme was launched on 1 December 2018 with the main aim of increasing the income of Small and Marginal Farmers (SMFs). Under the scheme, financial aid is provided to SMFs for the purchase of inputs that are required for crop health.

    Initially, Rs.75,000 crore was provided by the scheme to over 9.9 crore farmers. In August 2020, Rs.17,000 crore was transferred by the Prime Minister of India to 8.5 crore farmers. The money was transferred directly into the beneficiary’s bank account.

    Features – PM Kisan Scheme

    The main features of the PM Kisan scheme are mentioned below:

    • 100% of the funds are provided by the Government of India.
    • SMFs are provided Rs.6,000 in a year in three equal instalments. However, the small and marginal farmer families can own land of up to 2 hectares to be eligible to receive the amount.
    • The farmers that are eligible to receive support under the scheme will be identified by the State Government and Union Territory administration.
    • The scheme will be operational from 1 December 2018.
    • The amount will be transferred directly to the beneficiary’s bank account.

    Exclusions – PM Kisan Scheme

    The exclusions of the scheme are mentioned below:

    • Institutional land holders.
    • Farmer families who belong to the below-mentioned categories:
    • Present and former constitutional post holders.
    • Present and former State Ministers or Ministers.
    • Present and former Members of State Legislative Councils, State Legislative Assemblies, Rajya Sabha, and Lok Sabha.
    • Present and former Mayors of Municipal Corporations.
    • Present and former Chairpersons of District Panchayats.
    • Individuals who have paid the income tax for the last assessment year.
    • Architects, chartered accountants, engineers, and doctors.
    • Retired pensioners with a monthly pension of Rs.10,000 or more.
    • Retired and serving officers.
    • State/Central Government/ Department/Office/Ministry employees.

    New Farmer Registration

    The registration process is simple and can be completed online. Individuals will need to visit https://pmkisan.gov.in/registrationform.aspx and provide the Aadhaar number and captcha to view the registration form. The registration process can be completed by filling in the relevant details and submitting the form.

    Process to Check Beneficiary List

    Individuals who have applied for the scheme can check if they have made the list. The step-by-step procedure to check the beneficiary list is mentioned below:

    • Visit https://pmkisan.gov.in/.
    • Click on ‘Beneficiary List’. The option can be found under the ‘Farmers Corner’ section.
    • On the next page, enter the state, district, sub-district, block, and village.
    • Click on ‘Get Report’.
    • The complete list will be displayed.

    Kisan Credit Card

    The Government of India offers the Kisan Credit Card (KCC) scheme to help farmers against high-interest rates that are levied by money lenders. The rate of interest is low and the repayment tenure is based on the marketing season of the crop.

    FAQs

    1. Is it mandatory for the beneficiary to provide the bank account details?

      Yes, it is mandatory for the beneficiary to provide the bank account details.

    2. Will the monetary benefit that is provided under the scheme be directly credited into the account of the beneficiary?

      Yes, the benefit will be credited directly into the bank account of the beneficiary.

    3. Is it compulsory to provide the Aadhaar details?

      Yes, it is compulsory for the beneficiary to provide his/her Aadhaar details.

    4. Will farmer families or individuals owning more than 2 hectare of land be eligible for the scheme?

      No, individuals or family farmers owning more than 2 hectare of land will not be eligible for the benefits under the scheme.

    5. Will an individual not owning any land be eligible for the benefits under the scheme?

      No, individuals who do not own any land will not be eligible for the benefits under the scheme.

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