The IndusInd Bank has introduced the Indus Multi Currency Card which is a foreign exchange card which can be used all over the world with increased security and added protection. The credit card comes with an issuance fee of Rs.300 and a reload fee of Rs.100.
|Purchase and Loading Benefits||
|Type of Charge||Amount|
|Re-issuance of Card fee||Rs.100|
|Cross Currency||3.50% mark up|
|Add-on Card fee||Nil|
|Charge Slip Retrieval||USD 2.00|
|Cash Advance Transaction fee||1%|
|Inactivity fee||USD 3.00 per quarter after 18 months of inactivity|
|International SMS charge||N/A|
|Replacement Card fee (International)||N/A|
|Currency||ATM Cash Withdrawal Fee||Daily Limit for POS Withdrawal||Balance Enquiry Fee||Daily Limit for ATM Withdrawal|
|GBP||GBP 1.00||Rs.7 lakh||GBP 0.50||Rs.3 lakh|
|AUD||AUD 2.00||Rs.7 lakh||AUD 0.50||Rs.3 lakh|
|USD||USD 2.00||Rs.7 lakh||USD 0.50||Rs.3 lakh|
|SGD||SGD 2.70||Rs.7 lakh||SGD 0.75||Rs.3 lakh|
|CAD||CAD 2.50||Rs.7 lakh||CAD 0.50||Rs.3 lakh|
|EUR||EUR 1.50||Rs.7 lakh||EUR 0.50||Rs.3 lakh|
|JPY||JPY 250.00||Rs.7 lakh||JPY 60.00||Rs.3 lakh|
|AED||AED 7.00||Rs.7 lakh||AED 2.00||Rs.3 lakh|
|CHF||2.50||Rs.7 lakh||0.70||Rs.3 lakh|
|ZAR||ZAR 22.00||Rs.7 lakh||ZAR 5.50||Rs.3 lakh|
|THB||THB 63.00||Rs.7 lakh||THB 16.00||Rs.3 lakh|
|HKD||HKD 16.00||Rs.7 lakh||HKD 4.00||Rs.3 lakh|
|SAR||SAR 7.50||Rs.7 lakh||SAR 2.00||Rs.3 lakh|
|NZD||NZD 2.50||Rs.7 lakh||NSD 0.60||Rs.3 lakh|
Listed below are the eligibility criteria for the applicants of Indus Multi Currency Travel Card:
Magnetic strip cards are more prone to frauds and misuse. Indus Multi Currency Travel Card has been developed according to the standards of EMV to prevent such frauds and misuse. This is why the chip-based card provides more security than a magnetic strip card.
No, this card can’t be used in India.
It is not possible to reload the card outside India. However, your family or friends can get your card reloaded from their nearest IndusInd Bank branch in India or any partner agent who issued the card.
No, you can use the card only after the card is issued by the bank. The activation procedure of the card takes around 24 working hours. You will be notified with an SMS alert on your registered mobile number once the card is activated.
Your Personal Identification Number (PIN) is a 4 digit secured number that is assigned to your card and will be given only to you. Your PIN will be handed to you along with the welcome kit that is provided by the bank.
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