Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The IndusInd Bank has introduced the Indus Multi Currency Card which is a foreign exchange card which can be used all over the world with increased security and added protection. The credit card comes with an issuance fee of Rs.300 and a reload fee of Rs.100.
| Convenience Benefits |
|
| Purchase and Loading Benefits |
|
| Security Benefits |
|
| Type of Charge | Amount |
|---|---|
| Issuance Fee | Rs.300 |
| Re-issuance of Card fee | Rs.100 |
| Reload fee | Rs.100 |
| Cross Currency | 3.50% mark up |
| Add-on Card fee | Nil |
| Charge Slip Retrieval | USD 2.00 |
| Cash Advance Transaction fee | 1% |
| Inactivity fee | USD 3.00 per quarter after 18 months of inactivity |
| Chargeback fee | NA |
| International SMS charge | NA |
| Replacement Card fee (International) | NA |
| Currency | ATM Cash Withdrawal Fee | Balance Enquiry Fee | Daily Limit for ATM Cash Withdrawal | Daily Limit POS Withdrawal |
|---|---|---|---|---|
| US Dollar (USD) | USD 2.00 | USD 0.50 | Rs.3 lakh | Rs.7 lakh |
| Euro (EUR) | EUR 1.50 | EUR 0.50 | Rs.3 lakh | Rs.7 lakh |
| Swiss Franc (CHF) | CHF 2.50 | CHF 0.60 | Rs.3 lakh | Rs.7 lakh |
| British Pound (GBP) | GBP 1.00 | GBP 0.50 | Rs.3 lakh | Rs.7 lakh |
| Canadian Dollar (CAD) | CAD 2.00 | CAD 0.50 | Rs.3 lakh | Rs.7 lakh |
| Australian Dollar (AUD) | AUD 2.00 | AUD 0.50 | Rs.3 lakh | Rs.7 lakh |
| Japanese Yen (JPY) | JPY 250.00 | JPY 60.00 | Rs.3 lakh | Rs.7 lakh |
| Singapore Dollar (SGD) | SGD 2.70 | SGD 0.75 | Rs.3 lakh | Rs.7 lakh |
| UAE Dhiram (AED) | AED 7.00 | AED 2.00 | Rs.3 lakh | Rs.7 lakh |
| Hong Kong Dollar (HKD) | HKD 16.00 | HKD 4.00 | Rs.3 lakh | Rs.7 lakh |
| Thailand Baht (THB) | THB 63.00 | THB 16.00 | Rs.3 lakh | Rs.7 lakh |
| South African Rand (ZAR) | ZAR 22.00 | ZAR 5.50 | Rs.3 lakh | Rs.7 lakh |
| New Zealand Dollar (NZD) | NZD 2.50 | NZD 0.60 | Rs.3 lakh | Rs.7 lakh |
| Saudi Riyal (SAR) | SAR 7.50 | SAR 2.00 | Rs.3 lakh | Rs.7 lakh |
Listed below are the eligibility criteria for the applicants of Indus Multi Currency Travel Card:
To procure an Indus Multi Currency Travel card, an applicant will have to submit the following documents:
Magnetic strip cards are more prone to frauds and misuse. Indus Multi Currency Travel Card has been developed according to the standards of EMV to prevent such frauds and misuse. This is why the chip-based card provides more security than a magnetic strip card.
No, this card can’t be used in India.
It is not possible to reload the card outside India. However, your family or friends can get your card reloaded from their nearest IndusInd Bank branch in India or any partner agent who issued the card.
No, you can use the card only after the card is issued by the bank. The activation procedure of the card takes around 24 working hours. You will be notified with an SMS alert on your registered mobile number once the card is activated.
Your Personal Identification Number (PIN) is a 4 digit secured number that is assigned to your card and will be given only to you. Your PIN will be handed to you along with the welcome kit that is provided by the bank.
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