Indus Multi Currency Travel Card-features And Benefits
At present, IndusInd Bank offers one forex card called the Indus Multi Currency Travel Card. Listed below are the features and benefits of the card:
This prepaid credit card comes with an embedded chip that guarantees high security.
Cardholders can load their Indus Multi Currency Travel Card with 8 different kinds of currencies namely, USD, GBP, AUD, Euro, SGD, CAD, the UAE Dirham and SAR.
Cardholders can easily make international payments or booking for airlines, railways, hotels, stores, restaurants, petrol pumps without having to pay any extra charge and with just a single swipe.
Cardholders can make online transactions with convenience.
Cardholders can withdraw cash using the Indus Multi Currency Travel Card from VISA ATMs across the world. This features saves them from standing in long queues to exchange or buy currency.
Card Holders need not worry about fluctuations in currency rates as once they load their card, the exchange rate remains the same.
Each time the cardholder swipes to make a transaction, they will receive an SMS and email alert confirming the same. This helps in avoiding any kind of fraud.
Cardholders can easily encash the leftover balance once they come back to India. The process of refund is initiated immediately after the completion of a few formalities.
The process of card replacement in case of loss or damage of card is easy and hassle-free.
Card Holders need not pay any charges for cash withdrawal from ATMs (* 2 withdrawals per currency wallet per month).
Cardholders can get their Indus Multi Currency Travel Card through any branch of the bank across India.
Cardholders receive a ready-to-use card kit instantly once the approval is done.
This card can be loaded and reloaded multiple times.
Cardholders can keep a track of their expenditure or can check the balance of their Indus Multi Currency Travel Card through the bank’s website.
Cardholders are sent information about the available balance frequently on their registered mobile number.
Periodic statements are sent to the cardholders once they confirm the frequency of these statement.
In case of loss or damage of card, cardholders can hot list their card within minutes over the phone by dialling 1860-500-5004 (from India) and +91-22-6155-3100 (from outside India).
Cardholders can access their Indus Multi Currency Travel Card anytime and anywhere using the bank’s online portal. This portal can be used to access the balance of the card and transaction history as well as other details. To access their online account, cardholders must visit forex.indusind.com/customerportal. Cardholders can register on the portal using the number of their card, expiry date of the card, date of birth, and CVV. They must also change the user id and the password to complete the process.
Fees And Charges On Indus Multi Currency Travel Card
Issuance Fee (Chip Prepaid Card in INR)
Issuance Fee (Chip Single Card in INR)
Reload Fee in INR
Re-Issue Card Fee in INR
Eligibility Criteria For Applicants Of Indus Multi Currency Travel Card
Listed below are the eligibility criteria for the applicants of Indus Multi Currency Travel Card:
Applicant must be a bonafide citizen of India planning to travel abroad.
Corporates are planning to send their employees abroad for official or business purposes (subject to completion of KYC norms).
Sponsors/parents of students travelling abroad for higher studies. The card will be issued in the student's name and will be reloaded up to the allowed ceiling, recommended from time to time.
Expats residing in India (subject to completion of KYC norms).
Documents Required To Procure An Indus Multi Currency Travel Card
To procure an Indus Multi Currency Travel card, an applicant will have to submit the following documents:
Copies of first and last pages of their passport.
PAN or Form 60 in lieu thereof, in case the amount used is Rs.50,000 or above.
Proof of address (in case the address is different from that on the passport).
Documents related to the travel.
Faqs Related To Indusind Multi Currency Travel Card
What makes the Indus Multi Currency Travel Card better than a magnetic strip card?
Magnetic strip cards are more prone to frauds and misuse. Indus Multi Currency Travel Card has been developed according to the standards of EMV to prevent such frauds and misuse. This is why the chip-based card provides more security than a magnetic strip card.
Can I use this card in India?
No, this card can’t be used in India.
Can the card be reloaded outside India?
It is not possible to reload the card outside India. However, your family or friends can get your card reloaded from their nearest IndusInd Bank branch in India or any partner agent who issued the card.
Can I start using the Indus Multi Currency Travel Card immediately on receiving the card kit?
No, you can use the card only after the card is issued by the bank. The activation procedure of the card takes around 24 working hours. You will be notified with an SMS alert on your registered mobile number once the card is activated.
How can I find the PIN of my Indus Multi Currency Travel Card?
Your Personal Identification Number (PIN) is a 4 digit secured number that is assigned to your card and will be given only to you. Your PIN will be handed to you along with the welcome kit that is provided by the bank.
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I got RBL card offer from BAJAJ Finance. I have been using this card past 10 months which is a life time free card. The credit limit is sufficient of 55K. EMI conversion is avail and I can convert via mobile app whenever required with nominal charge. I use this card for general purpose. Based on usage I get points but not yet redeem it.
SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
The bank agent suggest me to take credit card from INDUSIND and I have taken it because it doesn't have any annual fee. The offer and reward points are available in the card are good. I am satisfied with the limit of the card. I used the card for general purposes. But it will be nice, if the offers and reward points will be more.
I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
I have got INDUSIND credit card few months ago and I have used it for two months now ,the credit limit of the card is Rs.70000 which is a life time free card. The bank have informed me every details about the reward points and offers but I have not got any time check it. I am satisfied with their card service.
Am having ICICI credit card for two years, I feel good and have not face any issues. The best part about the card is its a life time free card. I used to get my card statement on time. I used this card for shopping, groceries and for many other personal purposes.I am using the bank mobile app which function smooth and simple.
I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
Since it is a life time free card offer from INDUSIND so I chosen it and applied through online. I received a call on time and they have done the verification process. Hence I received the card by 7 days, the credit limit is okay for me. Its easy to use for all purposes.
CITI has provided good offers and benefits on 2 months before. So I chosen this card and applied through online. It is annual fee chargeable of 500 rupees bu there is waiver off option if I spend 30K within a year. The credit limit is 65K. There is EMI conversion avail for this card.
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Reviewed on Mar 21, 2020
I have used credit card from HDFC bank for 1 year which is very good and also very comfortable, its a life time free card and lots of offers are available in the card. This card was suggested to me by my colleague. Mobile banking also functions very smooth.
INDUSIND bank credit card have an credit limit of of Rs.75000, there is no offers available in the card and it also have a charges of 3000 along with GST. I hardly receive any remainder messages for my bill payment due to that some time I could not pay my bill on time. I would advise them send my bill on time before the due date.
I have been using ICICI card for more than one year. They have provided an annual fee chargeable card and waiver off option is applicable. The credit limit is okay of 50K. Since I need to do purchase about 45K on some of the month so this limit is not sufficient. I swipe the card for travel, shopping and fuel purposes. I have not opted for EMI conversion.
I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
I got INDUSIND credit card from few months ago.The card have an EMI conversion. I used the card for multi purposes like shopping, online payment, ticket booking. This is annually chargeable card, I am not satisfied with the credit limit of Rs.75000 as I am expecting more than than 1 lakh.
I got a life time free card offer from INDUSIND bank hence applied through online on three months back. I received the call on time and the process was done on smooth. I got the card on exact time frame. The credit limit is sufficient and they provided good offers and benefit as well.I use this card for shopping and travel purpose.
RBL credit card is a chargeable card, I always have to go to Bajaj Finance to pay my credit card bill. I am not satisfied with the customer service which has to be improved. I used this card when ever needed for shopping, fuel surcharge and bill payment.The limit of the card is fine.
HDFC credit card is very convenience to use, I have been using the card for 4.5 months for Shopping, groceries, fuel surcharge and electricity bill payment also. I pay my credit card bill through ATM. I always get my bill on time, this card was suggested to me by the bank agent.
I used RBL card for twice only. I get message or call for EMI conversion from banker. It is a life time free card. Once all the process done I received the card by 15 days. I am holding this card past 6 months. The credit limit is sufficient of 30K. Once I tried to convert for EMI of 3 months it was done on time without any problem. It is Bajaj card.
I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.