Credit card ever since it was introduced in the country has been proved to be a boon for the ones who have availed it. A Credit card enables an individual to purchase anything even if he/she is running a little low on cash as they can choose to pay for the purchase in installments.
Though a credit card offered by banks and financial institutions enables individual to be financially independent, if not used judiciously it can result in the individual falling into a debt trap. In a bid to make sure that a credit card holder doesn’t find himself/herself in such a situation, banks have introduced the service of credit card statements to their esteemed customers.
A credit card statement is the summary of how the credit card was used within a specific billing period. It contains all the information with regards to the purchases carried out through the card, payments made among others with the billing cycle.
By availing the service of credit card statement offered by ICICI bank one is liable to avail benefits like:
In the ICICI bank credit card statement all transactions carried out courtesy the card are listed in detail. Apart from that the below mentioned details are also incorporated in a ICICI bank credit card statement:
ICICI bank credit card holders can avail the service of estatements offered by ICICI bank by registering for it either online or offline. To register online, the cardholders needs access to ICICI bank net banking while when requesting for it offline, one needs to visit the nearest branch of the bank.
The complete process of requesting for e-statements is as follows:
In the instance there is an error in the credit card statement, cardholders can try doing the following to fix the error:
All current and savings account holders of ICICI bank can register for statements by e-mail.
To avail credit card statements via email one does not need to pay as the service is provide by the bank free of cost.
Cardholders can register for email statements through the ICICI credit card Net Banking facility or by visiting the nearest ICICI branch.
No, once you register for online credit card statement, issuance of hard copies will be stopped by the bank.
Savings account customers who register for email statements can receive a monthly update of their accounts. Customers who have current accounts with ICICI bank can choose to get daily/weekly/monthly statements via email. As for credit card customers, e-statements are provided on a monthly basis.