Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    How to Close or Cancel Axis Credit Card

    Do you avail a credit card offered by Axis Bank? Are you looking to close the credit card aviled from the bank? To find out more about Axis bank credit card cancellation, keep on reading.

    Process To Close Axis Credit Card

    An Axis bank cardholder can terminate his/her Axis bank credit card by writing to the bank or by calling the customer care centres that exist for providing support to the customers.

    • An Axis bank credit card customers can send a email to the bank executives in a bid to close their credit cards. Customers can send the bank authorities to close their credit cards by sending emails to premium.cards@axisbank.com or creditcards@axisbank.com
    • Axis bank credit card customers in the country can call on 1800-233-5577/1800-209-5577/ 1800-103-5577 at anytime of the day to cancel their card membership with the bank.

    Things To Know Before Closing An Axis Bank Credit Card

    Before deciding to cancel a Axis bank credit card, the customer needs to consider the following points:

    • All outstanding dues, pending loans, EMI facilities, balance transfers along with other charges needs to be cleared
    • All unused reward points tha exists on the card needs to be redeemed within 45 days of requesting for the closure of the credit card.
    • The pending dues in the credit card that the applicant wishes to close cannot be transferred to another credit card once the request to close the credit card is raised by the cardholder.

    When Can Axis Bank Cancel A Credit Card?

    Axis bank can also terminate a cardholders credit card at its sole discretion without any specific reason or cause.  If done so, the cardholder will have to clear all the outstanding amount on the credit card immediately. Apart from that, no annual fees or other charges would be refunded on basis of pro-rata. Other reasons include:

    • Consistently failing to pay any amount due to the bank within the due date
    • Failing to perform obligations as per the terms and conditions
    • Any cheque/ECS/pay online using other bank account/standing instructions delivered to the bank and not encashed
    • Any representation made by the cardholder that proves to be incorrect or incomplete

    How To Reactivate A Closed Axis Bank Credit Card?

    To request the bank to reactivate the closed Axis bank credit card, the customers needs to raise request. However, the request can be raised only when the cardholder has cancelled the card himself/herself. To reactivate a closed credit card offered by Axis bank, the applicant needs to call customer care centers and validate the credit card number, expiry date, Date of birth and registered mobile number. The credit card can also be reactivated by sending a email to the bank authorities along with an identity proof and a passport size photograph.

    Check How to Close or Cancel Other Banks Credit Card Online

    How to Close or Cancel Axis Credit Card Reviews

    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I've been using the AXIS BANK credit card for a while. I never had any issues with their services. They have offered me a very good limit and this card is very useful for online portals Overall it has been smooth experience with the card and their services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My application has been approved with AXIS BANK credit card . I close this credit card because of my personal reason . But the services which i got through this card was very satisfactory . After every transaction i use to get proper mail messages . There is no joining perk with this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The response was not immediate from the customer service. The offers are not good on Axis credit card. The interest rate is okay for late payment charges compared to other cards. The credit limit was sufficient. I have taken AXIS PRIVILEGE CREDIT CARD and using it for last 3 months. They don't charge annual fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have directly applied with Axis bank for the Credit Card.It is a free card .The credit limit is good and i got the credit limit is upto 1.5 lakhs.There was cashback offers and reward points as well.The agent explained the process clearly and not yet faced any issues till now .The Overall service is good .
      Was this review helpful? 0
      , mirzapur
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I have been using the Axis credit card for past 3 months. They are charge annual fee of Rs.1800. The credit limit was okay and they have taken more than a week to deliver the card. There was no hidden charges and the charges are okay which was mentioned on the kit. After receiving the card and I have received a call from the executive and have been informed If I utilize 25K then annual charges will be waived off.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have applied a credit card with AXIS BANK . The application is very good. So far there hasn't been any issues with their services. I've been using the card for the last few years experience is good. Credit limit is satisfactory and i am happy with customer support too .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "Best reward card"
      0.5 4.5/5 "Excellent!"
      I am using Axis Bank Neo credit card since 5 years .I am getting more reward points in this card.Credit limit is really sufficient limit they given Rs. 195000. The card charges comes under zero annual charges its a life time free card. What are the purchase i am doing more rewards.Customer service is excellent in Axis Bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a credit card directly with Axis bank. The credit limit is good and it is of 40,000 earlier and then increased to 60000 now. There cashback offers and reward points as well .Other than that the Overall Service is good and Satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Axis bank credit card for long time,They have not charged me annual fee in this card,as it is life time free credit card,and i am happy with the credit limit which they have given me in this card,they have increase my limit up to 1,15,000 ,in initial they have given me up to 50,000 only.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit limit with the AXIS BANK is very good. They have given 1.15 Lakh with this credit card it is good and it is satisfactory with this card. I am getting good offers with this card which is regarding the loans. The customer service is very good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been three years since i am using this credit card and the services which they had been providing so far was good. It does not have any annual charges and they had provided me with a good credit limit as well. I have been using the card for all sort of purposes and purchases.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "GOOD CARD TO USE"
      0.5 5.0/5 "Blown Away!"
      AXIS BANK credit card i am using it since from last few years and i am facing with no issues with this card added on that the card has satisfactory credit limit. I am getting good offers with this card. The billing option is easy with no hassle process.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 18, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am holding AXIS BANK credit card . I Wanted to have a credit card and applied for it online. I am happy about the limit. I have been using this card since 1 years .I am happy about the quick processing of my application. Benefits were reward point , movie tickets offers .
      Was this review helpful? 0
      , rudrapur
      Reviewed on Mar 17, 2019
    • Axis Bank Credit Card
      "They need to reduce addtional charges "
      0.5 3.0/5 "Satisfactory"
      I hold an account with AXIS BANK form the past few years and as far the customer service works fine and i never had any complaint with it. I have done most of the transactions with this bank. For on-line shopping i prefer this card , it works great and it has offers related features too. Never had OTP issues while doing Transaction. Only hidden charges are more.
      Was this review helpful? 1
      , new delhi
      Reviewed on Mar 17, 2019
    • Axis Bank Credit Card
      "Average card "
      0.5 4.0/5 "Great!"
      I am using AXIS BANK credit card . It take cares of my needs. I am using this credit card for past few years and till date never had any issues when it comes to transactions. It has a great friendly interface where everything works great. The card is chargeable and everything is done online .
      Was this review helpful? 0
      , pune
      Reviewed on Mar 17, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been holding INDUSIND bnk credit card for long time,They have not charged me annual fee in this card,as it is life time free credit card, and i am happy with the credit limit which they have given me in this card, and i am happy with the credit limit which they have given me in this card,Their service was good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 17, 2019
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Axis bank neo card for long time.They have not charged me annual fee in this card, as it is life time free credit card, and i am happy with the credit limit which they have given me in this card, but not much offers are available in this card.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 17, 2019
    • Axis Bank Credit Card
      "Average card"
      0.5 3.5/5 "Pretty good"
      I have been holding Axis bank my zone credit card for long time.I am not happy with the credit limit which they have given me in this card,and they have charged me annual fee,with no waived off option available,and there is no offers available in this card.I do not like this card much.because of annual fee, and even they have not given me offers.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 17, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I had a credit card with Axis BANK and used for past 2 years but am not using currently. I have cancelled the card because of consolidated charges. It was a Visa card, the credit limit was good and enough.The annual fee is applicable and it has discount benefits.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Mar 16, 2019
    • Axis Bank Credit Card
      "Transparent interest rates"
      0.5 5.0/5 "Blown Away!"
      I almost use this card for almost 3.5 years . Based on my salary account I got this Axis bank credit card . Credit limit is very less even also I am more satisfied with that . Various offers in on-line shopping . It is life time free credit card . Axis bank provides transparent interest rates to the customer .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 16, 2019
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