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    How to Close or Cancel Axis Credit Card

    Do you avail a credit card offered by Axis Bank? Are you looking to close the credit card aviled from the bank? To find out more about Axis bank credit card cancellation, keep on reading.

    Process To Close Axis Credit Card

    An Axis bank cardholder can terminate his/her Axis bank credit card by writing to the bank or by calling the customer care centres that exist for providing support to the customers.

    • An Axis bank credit card customers can send a email to the bank executives in a bid to close their credit cards. Customers can send the bank authorities to close their credit cards by sending emails to premium.cards@axisbank.com or creditcards@axisbank.com
    • Axis bank credit card customers in the country can call on 1800-233-5577/1800-209-5577/ 1800-103-5577 at anytime of the day to cancel their card membership with the bank.

    Things To Know Before Closing An Axis Bank Credit Card

    Before deciding to cancel a Axis bank credit card, the customer needs to consider the following points:

    • All outstanding dues, pending loans, EMI facilities, balance transfers along with other charges needs to be cleared
    • All unused reward points tha exists on the card needs to be redeemed within 45 days of requesting for the closure of the credit card.
    • The pending dues in the credit card that the applicant wishes to close cannot be transferred to another credit card once the request to close the credit card is raised by the cardholder.

    When Can Axis Bank Cancel A Credit Card?

    Axis bank can also terminate a cardholders credit card at its sole discretion without any specific reason or cause.  If done so, the cardholder will have to clear all the outstanding amount on the credit card immediately. Apart from that, no annual fees or other charges would be refunded on basis of pro-rata. Other reasons include:

    • Consistently failing to pay any amount due to the bank within the due date
    • Failing to perform obligations as per the terms and conditions
    • Any cheque/ECS/pay online using other bank account/standing instructions delivered to the bank and not encashed
    • Any representation made by the cardholder that proves to be incorrect or incomplete

    How To Reactivate A Closed Axis Bank Credit Card?

    To request the bank to reactivate the closed Axis bank credit card, the customers needs to raise request. However, the request can be raised only when the cardholder has cancelled the card himself/herself. To reactivate a closed credit card offered by Axis bank, the applicant needs to call customer care centers and validate the credit card number, expiry date, Date of birth and registered mobile number. The credit card can also be reactivated by sending a email to the bank authorities along with an identity proof and a passport size photograph.

    Check How to Close or Cancel Other Banks Credit Card Online
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