Do you avail a credit card offered by Axis Bank? Are you looking to close the credit card aviled from the bank? To find out more about Axis bank credit card cancellation, keep on reading.
Process To Close Axis Credit Card
An Axis bank cardholder can terminate his/her Axis bank credit card by writing to the bank or by calling the customer care centres that exist for providing support to the customers.
An Axis bank credit card customers can send a email to the bank executives in a bid to close their credit cards. Customers can send the bank authorities to close their credit cards by sending emails to firstname.lastname@example.org or email@example.com
Things To Know Before Closing An Axis Bank Credit Card
Before deciding to cancel a Axis bank credit card, the customer needs to consider the following points:
All outstanding dues, pending loans, EMI facilities, balance transfers along with other charges needs to be cleared
All unused reward points tha exists on the card needs to be redeemed within 45 days of requesting for the closure of the credit card.
The pending dues in the credit card that the applicant wishes to close cannot be transferred to another credit card once the request to close the credit card is raised by the cardholder.
When Can Axis Bank Cancel A Credit Card?
Axis bank can also terminate a cardholders credit card at its sole discretion without any specific reason or cause. If done so, the cardholder will have to clear all the outstanding amount on the credit card immediately. Apart from that, no annual fees or other charges would be refunded on basis of pro-rata. Other reasons include:
Consistently failing to pay any amount due to the bank within the due date
Failing to perform obligations as per the terms and conditions
Any cheque/ECS/pay online using other bank account/standing instructions delivered to the bank and not encashed
Any representation made by the cardholder that proves to be incorrect or incomplete
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How To Reactivate A Closed Axis Bank Credit Card?
To request the bank to reactivate the closed Axis bank credit card, the customers needs to raise request. However, the request can be raised only when the cardholder has cancelled the card himself/herself. To reactivate a closed credit card offered by Axis bank, the applicant needs to call customer care centers and validate the credit card number, expiry date, Date of birth and registered mobile number. The credit card can also be reactivated by sending a email to the bank authorities along with an identity proof and a passport size photograph.
Check How to Close or Cancel Other Banks Credit Card Online
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I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
This is Axis Bank Flip card, actually i am getting more reward points that i am converting as a Indian rupees directly from my account 5% on all transactions. I am happy with the credit limit and this card has a EMI facilities and the customer service was excellent.
Since Axis bank person called me directly, so I applied this credit card in personal. The customer service was good and they given a sufficient credit limit. The limit is good they given a twice of my salary, mostly i am using this card for all purpose.
This is AXIS Bank privilege credit card and i applied this card with other channel. I am getting credit card statement through soft copy. Its a travel card i am using for airline ticket booking and also i am getting discount in airline, its very useful.
As I am having my bank account in AXIS, the banker has offered a credit card. I got my card on time without any delay.The reward points are good. I used this card for on line payment. I have another card from the same bank but with the different variant but the pin generation was not an easy process, i hope the bank will look in to this process.
I have been using AXIS NEO card for past one year. It is a life time free card and the credit limit is sufficient and I got more than 50K, recently they proposed to enhance but I haven't agreed. Their service is good and charges also low when compare to other. I use for online shopping, there is no much offers in this card.
From Axis Bank, the rate of interest and fee was high, if loan or emi conversion i am doing interest was high, need to decrease. This is a privilege card i am using since 18 months , and they given a sufficient credit limit. This bank has a good customer service.
I have been using AXIS card for more than 5 years which was offered from bank and accepted for the same. It is a life time free card. The credit limit is sufficient of 1.95L at initial they provided for 1.20L. I use this card frequently in many places got good points but when I try to redeem it got expired. Interest is high. EMI conversion is applicable but not yet used.
I have taken My zone credit card from AXIS Bank and this offer was provided to me by the bank. I have just started using this card and every thing is done by online which is very simple and no manual work. With in 1-2 days, it got approved and i got this card on 3rd day.
I have Axis Bank credit card which was taken through bank.I am using this my zone card almost 3 to 4 years. This was a life time free card and its having an option for making card to card payments. Emi conversion is also possible, fuel benefits, movie ticket offers and airport lounge access is available.
I am using Axis bank credit card which was taken through bank.This card is providing fuel benefits ,movie ticket offers and also cash back offers which is very useful .The service of this credit card was pretty good ,This was a life time free card and not faced any hassles until this card was delivered .
AXIS Bank offered a flip credit card which i am using for more than 1 -2months. Annual charges for this card is Rs. 500 and there is no fee wavier and the credit limit is okay. For shopping and movie ticket booking, i got voucher worth of Rs.500 flipkart and i am getting some discounts.
I am using AXIS Bank My Zone credit card more than 2 years. Annual charges for this card is Rs. 500+ GST if i spend some amount there wont be any charges. Credit limit is sufficient and i got this offer from bank directly. Maximum i am using the card for travel and shopping, getting reward points and not redeemed yet.
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CHINMAY K L
Reviewed on Mar 15, 2020
I am using AXIS Bank credit card more than 4 years and they given a sufficient credit limit of Rs. 90K. This is a life time free card, mostly i am using for shopping, travel, fuel and gold purchase. EMI options are available for all except gold and fuel.
Since one year, i am using AXIS Bank My zone credit card. This is a life time free card and they given a sufficient credit limit of Rs. 95K. I am using this card for all purpose and the rate of interest was better. Customer service and responsiveness was good.
AXIS Bank given a credit limit of Rs. 40,000 and i am using this card for all purposes. This bank offered me a Neo credit card and i am using this card more than 1 year. Annual charges for this card is Rs. 500 and there is a no fee wavier and i applied this card through bank directly.
On 4 months before I got a credit card offer via AXIS bank directly. Once the process done by 10 days received the card. The credit limit is sufficient of 50K. It is a life time free card . They are providing good benefits of cash back. Emi conversion is applicable. It is easy to convert with nominal charge.
I am holding NEO credit card from Axis bank and i get a money back offer on this card. They have given me a credit limit of Rs. 40000 and they don't charge me any annual fee because based on my salary account they have given me this card. I am using this card for last 1 year. They do sent offer messages to my number.
I am using Axis bank credit card which was taken through bank for the past 5 years.The credit limit was 40,000 and this was a chargeable card. I am getting cash back benefits as well as reward points which is very useful. This card is useful for online shopping .
Axis bank card is a wonderful card to use which am using for more than 5 years and they have provided the loan offer also. Depends on my spending, they are increasing the credit limit on a periodically. When i call the customer care for any kind of clarification, they will rectify it immediately.