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  • How to Close or Cancel Axis Credit Card

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    Do you avail a credit card offered by Axis Bank? Are you looking to close the credit card aviled from the bank? To find out more about Axis bank credit card cancellation, keep on reading.

    Process To Close Axis Credit Card

    An Axis bank cardholder can terminate his/her Axis bank credit card by writing to the bank or by calling the customer care centres that exist for providing support to the customers.

    • An Axis bank credit card customers can send a email to the bank executives in a bid to close their credit cards. Customers can send the bank authorities to close their credit cards by sending emails to premium.cards@axisbank.com or creditcards@axisbank.com
    • Axis bank credit card customers in the country can call on 1800-233-5577/1800-209-5577/ 1800-103-5577 at anytime of the day to cancel their card membership with the bank.
     

    Things To Know Before Closing An Axis Bank Credit Card

    Before deciding to cancel a Axis bank credit card, the customer needs to consider the following points:

    • All outstanding dues, pending loans, EMI facilities, balance transfers along with other charges needs to be cleared
    • All unused reward points tha exists on the card needs to be redeemed within 45 days of requesting for the closure of the credit card.
    • The pending dues in the credit card that the applicant wishes to close cannot be transferred to another credit card once the request to close the credit card is raised by the cardholder.
     

    When Can Axis Bank Cancel A Credit Card?

    Axis bank can also terminate a cardholders credit card at its sole discretion without any specific reason or cause. If done so, the cardholder will have to clear all the outstanding amount on the credit card immediately. Apart from that, no annual fees or other charges would be refunded on basis of pro-rata. Other reasons include:

    • Consistently failing to pay any amount due to the bank within the due date
    • Failing to perform obligations as per the terms and conditions
    • Any cheque/ECS/pay online using other bank account/standing instructions delivered to the bank and not encashed
    • Any representation made by the cardholder that proves to be incorrect or incomplete
     

    How To Reactivate A Closed Axis Bank Credit Card?

    To request the bank to reactivate the closed Axis bank credit card, the customers needs to raise request. However, the request can be raised only when the cardholder has cancelled the card himself/herself. To reactivate a closed credit card offered by Axis bank, the applicant needs to call customer care centers and validate the credit card number, expiry date, Date of birth and registered mobile number. The credit card can also be reactivated by sending a email to the bank authorities along with an identity proof and a passport size photograph.

     
      

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    How to Close or Cancel Axis Credit Card Reviews

    • Axis Bank Credit Card
      "Best Service"
      0.5 3.5/5 "Pretty good"
      I have Axis bank credit card which was applied through Bank directly.I am using this credit card for the past 8 months .This was a chargeable card .The credit limit was really good and it was sufficient .I have got this credit card on time and got all the details about the card process.
      Was this review helpful? 1
      , vellore
      Reviewed on Sep 13, 2019
    • Axis Bank
      Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      EMI options on is very nominal for this credit card, credit limit of the card is good, using this Axis Bank credit card from 18 months, 24/7 days customer care service is available, ATM service is available if I want to withdraw the cash from this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 12, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Axis card which i have started using recently. This is a flipkart axis bank hence if i purchase through flipkart, i get more offers. In every shopping of more than Rs. 100 i get a cashback of 1.5% which is beneficial for me. For flipkart user, the offers are great compared to normal user of the website.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 12, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am holding Axis Bank credit card where the customer service is available 24/7 days, ATM service are available in many places, rewards points offers are good, if we pay credit card bills it gets updated instantly to my credit card which I liked most in this card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 12, 2019
    • Axis Bank Credit Card
      "Service is Good"
      0.5 5.0/5 "Blown Away!"
      Axis bank credit card is good and i have used many variant but i haven't face any issues till now. I don't get any offers on this card. If i spent Rs. 30000 my annual fee will get waived off anyway i spent more than Rs. 1 lakh on this card. Axis bank customer care service is really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I use Axis Neo credit card for last one year. The credit limit is not an issue, they have given me a good limit. I got a life time free credit card. Their customer service is always excellent and even the branch is near to my office so its easy to visit. I am getting fuel benefits, cash back offer and etc.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2019
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis Neo credit card from last 3 years and satisfied with the services. They have provided me a life time card and also the offers are fine for online purchase. I have converted some of my transactions into EMI, the charges were reasonable only.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 11, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am also using Axis Bank credit card for last 6 to 7 years and am happy with it. The customer support is very good. I have tried EMI conversion and the charges are reasonable. I think, its annually free. I have Myzone card and the limit was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 10, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I got a good credit limit on Axis myzone credit card. It is a life time free. I have been using the card for multi purpose for almost 3 years. The best thing is they are providing cash back and reward points for each and every transactions of mine.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 10, 2019
    • Axis Bank Credit Card
      "Best Card for EMI"
      0.5 5.0/5 "Blown Away!"
      I have Axis Neo card around 1.5 year, their emi interest is very lesser when I purchased one plus 6T mobile worth Rs. 42,000 then I convert the amount into one year of emi, monthly I paid around Rs.3500 they gave me lower interest its best and I am holding life time free card from Axis bank.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 09, 2019
    • Axis Bank Credit Card
      "Need to increase the limit"
      0.5 4.0/5 "Great!"
      I do have another credit card with AXIS bank that features are good, they have yearly fee but its minimal however the credit limit is lesser so they need to increase it because my friend is working in government sector along with me the bank gave Rs. 2 lakh of limit based on his profile but I got only Rs.45,000 its not fair.
      Was this review helpful? 1
      , kanpur
      Reviewed on Sep 05, 2019
    • Axis Bank Credit Card
      "Can do better"
      0.5 4.0/5 "Great!"
      I am using AXIS Neo credit card for last two years its not upto the mark, I felt the features are normal but it would be great if they provide some benefits. . The help desk is always reachable and they are providing the solution within the expected time.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 05, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I am holding Axis bank credit card from past 1 year. There are good offers on cash back and it is a life time free credit card.The credit limit is sufficient for this card. Mostly I use for shopping, restaurants and fuel purposes based on the usage I get reward points and cash back , will get discount up to 10%.
      Was this review helpful? 1
      , mumbai
      Reviewed on Sep 03, 2019
    • Axis Bank Credit Card
      "Collecting people behaviour was not good"
      0.5 3.5/5 "Pretty good"
      I had used Axis credit card then recently have surrendered the card because my 2 year son had to go for operation so I have arranged some money which I withdrawn from the card which I could not re-pay on time so it got over due and made the payment later, post this reason have closed the card. I have no issues with this card but the only thing is the attitude with collecting people when I faulted with the payment which was not good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 01, 2019
    • Axis Bank Credit Card
      "Good for online shopping"
      0.5 5.0/5 "Blown Away!"
      I am using Axis card for last six years, its easy to convert all the transactions with emi and it has lower interest as compared to others. They keep increasing the limit often based on the transactions, the offers are there in amazon and other e commerce portal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 31, 2019
    • Axis Bank Credit Card
      "Server should be updated"
      0.5 3.5/5 "Pretty good"
      There is a good feature, if we take any loan in Axis only one or two emi we need to pay then we can foreclosure the loan without any charges but other bank take 3% of foreclosure. I do have reward points for the spends but due to technical issue I am unable to convert it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 31, 2019
    • Axis Bank Credit Card
      "Server should be updated"
      0.5 3.5/5 "Pretty good"
      There is a good feature, if we take any loan in Axis only one or two emi we need to pay then we can foreclosure the loan without any charges but other bank take 3% of foreclosure. I do have reward points for the spends but due to technical issue I am unable to convert it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 31, 2019
    • Axis Bank Credit Card
      "Easy to use the card"
      0.5 5.0/5 "Blown Away!"
      I have been using the mywing card Variant from Axis bank. I don't use any benefits and hardly i use the card in merchant shops. They have enhanced the limit every year hence the limit is Rs. 85000 now. Its a hassle free card to use. Axis bank customer care service is good. I get everything on my app.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 31, 2019
    • Axis Bank Credit Card
      "Do not purchase Axis bank card if you are Indian online mar"
      0.5 1.0/5 "Really Bad"
      Even though the international sites are very genuine, i'm unable to use the transaction in Axis bank. They do not understand the customer's expectation. The card is not allowing me to do a transaction in udemy.com, placeit.net and these company websites are not on their list hence i throw the card on their place and i will not recommend this card to anyone.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 30, 2019
    • Axis Bank Credit Card
      "Savior card"
      0.5 4.5/5 "Excellent!"
      Right time they are delivering the messages in Axis bank. For past 1.5 years, i am using the neo card from Axis bank. I get 10% while doing a recharges and movie ticket booking. While filling the fuel, i get some sur charges waiver also. The given credit limit is really fine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2019
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