Do you avail a credit card offered by Axis Bank? Are you looking to close the credit card aviled from the bank? To find out more about Axis bank credit card cancellation, keep on reading.
Process To Close Axis Credit Card
An Axis bank cardholder can terminate his/her Axis bank credit card by writing to the bank or by calling the customer care centres that exist for providing support to the customers.
An Axis bank credit card customers can send a email to the bank executives in a bid to close their credit cards. Customers can send the bank authorities to close their credit cards by sending emails to email@example.com or firstname.lastname@example.org
Things To Know Before Closing An Axis Bank Credit Card
Before deciding to cancel a Axis bank credit card, the customer needs to consider the following points:
All outstanding dues, pending loans, EMI facilities, balance transfers along with other charges needs to be cleared
All unused reward points tha exists on the card needs to be redeemed within 45 days of requesting for the closure of the credit card.
The pending dues in the credit card that the applicant wishes to close cannot be transferred to another credit card once the request to close the credit card is raised by the cardholder.
When Can Axis Bank Cancel A Credit Card?
Axis bank can also terminate a cardholders credit card at its sole discretion without any specific reason or cause. If done so, the cardholder will have to clear all the outstanding amount on the credit card immediately. Apart from that, no annual fees or other charges would be refunded on basis of pro-rata. Other reasons include:
Consistently failing to pay any amount due to the bank within the due date
Failing to perform obligations as per the terms and conditions
Any cheque/ECS/pay online using other bank account/standing instructions delivered to the bank and not encashed
Any representation made by the cardholder that proves to be incorrect or incomplete
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How To Reactivate A Closed Axis Bank Credit Card?
To request the bank to reactivate the closed Axis bank credit card, the customers needs to raise request. However, the request can be raised only when the cardholder has cancelled the card himself/herself. To reactivate a closed credit card offered by Axis bank, the applicant needs to call customer care centers and validate the credit card number, expiry date, Date of birth and registered mobile number. The credit card can also be reactivated by sending a email to the bank authorities along with an identity proof and a passport size photograph.
Check How to Close or Cancel Other Banks Credit Card Online
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I am using AXIS BANK credit card for past 5 years. I get movie tickets offers and cash back. The reward points are not available in this card. Credit limit offered from bank is R.39K which is fine. They have not offered with EM conversion. I use this card mostly for shopping.
I am using AXIS BANK credit card for past 1 year. Rate of interest is basically high for EMI conversion. I have a credit limit of 50K, which is not sufficient. The limit is enhanced yet. It is a annual fee charges is Rs.500. The customer support response is good.
I am holding AXIS bank credit card for more than one year. It is annual fee chargeable of 1500 rupees. For 1st year it was free and 2nd year onwards charges applicable. The credit limit of 1.30L. EMI conversion is avail and charges are nominal. I use for travel purpose and to book movie tickets. I get good reward points.
I have Axis Bank credit card which was offered by bank itself .I have salary account with this bank and using it for the past 2 years .This was a paperless approval .There are more reward points and getting cash back offers for fuel .There are movie ticket offers but i am not using ,There is no grace time to pay the credit card bill payment .If pay the bill on delay there will be additional charges.
I am using AXIS BANK credit card for past 3 to 4 years. I am paying the annual fee around Rs.900 but I am not getting the much benefits for it. Hence, I will close this card soon. Bank offered with the limit of 80K. There is no waiver off on fuel surcharges.
Axis bank credit card is a chargeable one. I am having a Neo credit card and there is no reward points and cashback facility available. I have not called the customer care service till now. They are charging me a annual fee of Rs. 499 and it will get waived off if i use the card for Rs. 1 lakh but I'm not doing that much transaction annually.
Am holding Axis bank credit card about 3 years. Its a basic card, I'm getting a 50 days of time to make the payment but other banks are giving only 45 days of time. There is no charges for paying LIC policies amount . When i am doing a EMI transaction, for the first month i don't need to pay and the EMI amount will get added from the second month.
Am having a platinum credit card from Axis bank and its a normal credit card. They have increased my limit upto Rs. 2.5 lakhs because when i got the card limit was only Rs. 1.2 lakhs. I need to pay the annual fee of s. 500 and it will not waived off. Its a problem free card to use.
I have been using AXIS bank credit card for more than 4 years. The credit limit of 2.24L is fine. Their service is good. Initial they had provided only 50K now they have enhanced well. I can withdraw the cash limit up to 70K. I am getting good offers for dinning and airport lounges based on usage, I get good benefits. I use this card for an emergency purpose and I can pay my bill by next month without any charge.
From Axis bank, i have a mybuzz card. Even though I'm not aware of the benefits, the card is flexible to use. The only drawback of the card is that the purchase worth of below Rs. 2500 cannot convert into EMI. The card is easy to access and their app is very good. There is a annual fee of Rs. 500 on this card. Their executive approached me to buy this card.
I have Axis Bank credit card which i am using for the past 4 years .This was a chargeable card and having movie ticket offers .I have taken this credit card through bank and this was a chargeable card ,Need to pay Rs.500 yearly basis ,There was no difficulties faced so far on using this credit card .
Axis Bank credit card is very great and am using the card for around one year. There is no hidden charges and the credit limit is also fine. The annual fee is Rs.500. I am getting reward and cash back for ticket booking and petrol filling. I had a Buzz card and now upgraded to Flipkart card. Their customer service is also very good and its 24/7. The interest rate is around 18% to 20%.
I have Axis Bank credit card which was taken through Bank.I am using this credit card for the past 4 years .The credit limit was 70,000 it is mostly used for shopping purpose .The agent clearly explained the credit card process ,I have submitted all my required documents through the agent .If dont have cash can use this credit card and pay later .
I am using AXIS NEO credit card for the past 2 years and this is my first card. Initially Rs. 65k. After i upgrading as a privilege card going to increase my limit high. Annual charges is Rs. 500 wavier not really sure. When ever i used credit card i never used reward points, i am getting pvr benefits chroma and more.
I have Axis Bank credit card which was taken through Bank.This was a chargeable card and using for the past 4months,The credit limit was less than 40,000 and not satisfied with the service.There are cash back offers as well as reward points. So far not faced any difficulties on using this card.
I have Axis Bank credit card which was taken through Bank.The credit limit was pretty good and using this credit card for the past 1.5years ,There are fuel benefits also on this card ,I have got this credit card on time and submitted the required documents also.There are cash back offers as well as reward points but not more.
Axis card is good for international purchase and I use to get discount. I am using this card for 2 years and I have a limit of Rs.60,000, which is sufficient. The rate of interest for EMI conversion is 17% which is normal. It is a life time free credit card.
I am holding Axis bank vistara credit card for the past 1 year. Credit limit is good Rs. 1,33,000 and i get a lots of benefits on this card. I can make the payment easily & immediately. Credit limit is good and need to increase the limit. They are sending the statements on time. Annual charges for this card is Rs. 1500 and no fee wavier. Customer service was good. I am using this card for domestic flight ticket booking and getting low reward points.
I have Axis Bank credit card which was taken through Bank.I am using this credit card for the past 7 to 8 years.This was a free card ,I am getting movie ticket offers and airport longue access.I can get some credits and encash as well.There was no drawbacks faced so far on using this credit card.
I am holding AXIS bank credit card for more than 2 years. For an online purchase I get 10-15% discount. It is a life time free card. The credit limit is 1.5L sufficient. EMI conversion charges are okay. I use for shopping, restaurants, online shopping.I am using platinum card. On monthly I am using 3K only.