From beginners to top-level executives, there’s a credit card for just about every professional, and more cards are being added to the databases each day. While some find it easy to maintain them, others don’t. So, they tend to cancel their credit card to follow a simpler financial approach. In this page, we will talk about how to go about closing a HSBC Bank Credit Card.
Cancelling a HSBC Credit Card involves a very simple procedure. Here’s how you can do it:
HSBC Bank suggests that you cut your credit card into four pieces, along where the chip and the magnetic stripes are located, so that the card cannot be used for duplication or other criminal purposes.
Here is a list of few things you need to keep in mind before going ahead with the cancellation of your credit card:
Cancellation of a credit card usually has an impact on a person’s credit score. For instance, if a person has a lot of credit cards, and they cancel one, their Credit Utilisation Ratio (CUR) comes down. This will in turn have a negative impact on their credit score.
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