Credit Card for Doctors in 2025

The sole entrant thus far in this emerging market is the HDFC Bank Doctor's Superia credit card. Packed with features and benefits, this card caters to travel, lifestyle as well as day-to-day needs, making it an ideal credit card for the working medical professional. Use the card for everything from shopping to dining to enjoy discounts and rewards. Redeem the rewards for exciting gifts or air miles.

Features and Benefits of HDFC Bank Doctor's Superia Credit Card

The HDFC Bank Doctor's Superia credit card offers cardholders a range of features and benefits, as mentioned below:

1. Enjoy a welcome gift of 1,000 reward points, redeemable against a wide array of products and services from the rewards catalogue.
2. Accrue 1,000 reward points each time the card is renewed, thereby doubling the reward points.
3. Earn 3 reward points for every Rs.150 spent on the credit card.
4. Earn Airmiles and redeem them for more than 20 international airlines or any domestic airlines. 100 Airmiles is equal to 667 reward points.
5. Enjoy a fuel surcharge waiver on fuel spends made using the credit card.
6. Dine in style and enjoy discounts through the Power Dining program and earn 50% more reward points at partner restaurants.
7. Avail indemnity insurance of up to Rs.20 lakh.
8. You can report to HDFC's customer service to get your card blocked in case you lose it.
9. Revolving credit on your credit card.
10. Interest free credit for up to 50 days.
11. Reward points valid for up to 2 years from the date of accumulation.

Fees and Charges of the HDFC Bank Doctor's Superia Credit Card

Eligibility Criteria of the HDFC Bank Doctor's Superia Credit Card

The eligibility criteria for the HDFC Bank Doctor's Superia credit card is as follows:

1. In case of salaried doctors, the applicant should be over 21 years and below 60 years at the time of application.
2. In case of self-employed doctors, the applicant should be over 21 years and below 65 years at the time of application.

Doctor's SBI Card

The State Bank of India's credit card section - SBI Card offers a special credit card for doctors who are associated with the Indian Medical Association (IMA). The Doctor's SBI Card is the only credit card which is associated with the IMA. The credit card offers a host of benefits along with a well-structured reward points structure.

Features and Benefits of Doctor's SBI Card

1. Enjoy a welcome gift in the form of an e-Gift voucher from Yatra.com worth Rs.1,500.
2. This card is associated with the Indian Medical Association (IMA).
3. Avail a professional indemnity insurance cover of Rs.20 lakh with the card.
4. Earn 5X reward points on purchasing medical supplies, travel bookings and international transactions.
5. Earn 5X reward points on all spends charged on the card on Doctor's Day (1st July)
6. Earn 1 reward point for every Rs.100 spent on the card
7. Get branded e-gift voucher worth Rs.5,000 on reaching the milestone annual spend limit of Rs.5 lakh
8. If you spend Rs.2 lakh annually then your renewal fee will be reversed.
9. Get Professional Indemnity Insurance Cover of Rs.20 lakh.
10. Enjoy complimentary Priority Pass Program worth Rs.599 with the Doctor's SBI Card
11. Enjoy 8 complimentary domestic airport lounge access
12. Enjoy 4 complimentary international airport lounge access outside India
13. Enjoy access to more than 1,000 airport lounges across the world
14. Enjoy fuel surcharge benefits of 1% across all petrol pumps around the country

Fees and Charges of Doctor's SBI Card

Eligibility Criteria of the Doctor's SBI Card

The eligibility criteria for the Doctor's SBI Card are as follows:

1. The applicant should be a salaried or a self-employed practitioner with a minimum working experience of 3 years.
2. The applicant should be over 21 years and below 65 years at the time of application. This is applicable to both salaried and self-employed doctors.

RBL Bank Doctor's SuperCard

The RBL Bank Doctor's SuperCard, acts as a debit card, credit card, loan card, and EMI card. This co-branded credit offers a multitude of offers and benefits for cardholders.

Features and Benefits of RBL Bank Doctor's SuperCard

1. Avail a professional indemnity insurance cover of Rs.20 lakh with the card
2. Spend Rs.1 lakh annually to get your second annual fee waived off
3. Convert your available cash limit into a personal loan for 3 months at an interest rate of 1.16% per month.
4. Get gift vouchers worth Rs.2,000 on reaching the milestone annual spend limit of Rs.1 lakh
5. Get additional gift vouchers worth Rs.1,000 on spending Rs.1,000 within 30 days of its issuance
6. Get additional gift vouchers worth Rs.1,000 on spending anything between Rs.1.5 lakh and Rs.2 lakh.
7. Withdraw interest-free cash from ATMs for a period of up to 50 days
8. Avail emergency loans against the cash limit of your credit card without any added interest
9. Easily convert all your purchases into EMIs
10. Enjoy 4 complimentary domestic airport lounge access every year
11. Enjoy discounts on movie tickets - buy one and get one free on BookMyShow.com
12. Earn 1 reward point for every Rs.100 spent on the card
13. Earn 2X reward points on all online transactions barring the education, insurance, wallet load, and utility bill payments
14. Enjoy premium waiver for professional indemnity insurance cover on spending Rs.3.5 lakh or more in a card year
15. Enjoy fuel surcharge benefits of Rs.100 every month

Fees and Charges of RBL Bank Doctor's SuperCard

Eligibility Criteria of the RBL Bank Doctor's SuperCard

1. In case of salaried doctors, the applicant should be over 21 years and below 60 years at the time of application.
2. In case of self-employed doctors, the applicant should be over 21 years and below 65 years at the time of application.

How to Apply for a Doctor's Credit Card

Online

Step 1: You should go to the official website of your bank and then apply for a credit card after you fill in details like email ID, name, income, contact number, address, etc.

Step 2: You will then get a call from the bank representative and he/she will guide you through the process.

Step 3: The representative will collect your documents from your house and the bank will verify all documents and issue your credit card.

Offline

Step 1: Go to a bank and ask them about the different credit cards.

Step 2: The representative will help you choose a card that matches your requirements.

Step 3: You will need to fill up an application form and also give some documents like address proof, identity proof, passport-size photographs, income proof, etc.

Step 4: The bank will verify these documents.

Step 5: Once this is done, the credit card will be issued to you.

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