Credit cards have become very popular, and now many banks have launched credit cards exclusively for certain professionals like doctors and have tailored benefits and perks to suit their needs. With travel vouchers and a plethora of discounts, these cards have been designed to provide a feature-rich credit card with the needs of doctors in mind.
|HDFC Bank Doctor’s Superia Credit Card||Travel|
|Doctor’s SBI Card||Lifestyle|
|RBL Bank Doctor's SuperCard||Rewards|
Credit cards have become ubiquitous, with the humble piece of plastic being used for everything from buying groceries and fuel to paying for big-ticket purchases such as international vacations or appliances. Credit cards offer their owners easy credit and the chance to pay off this amount in instalments, along with the lure of offers and discounts. While there are numerous credit cards targeted at particular demographic groups and to cater to different needs, a credit card for professionals is not so common.
A few banks have launched credit cards exclusively for certain professionals and have tailored benefits and perks to suit their needs. A credit card for doctors is one such category that is slowly emerging. With travel vouchers and a plethora of discounts, these cards have been designed to provide a feature-rich credit card with the needs of doctors in mind.
The sole entrant thus far in this emerging market is the HDFC Bank Doctor's Superia credit card. Packed with features and benefits, this card caters to travel, lifestyle as well as day-to-day needs, making it an ideal credit card for the working medical professional. Use the card for everything from shopping to dining to enjoy discounts and rewards. Redeem the rewards for exciting gifts or air miles.
The HDFC Bank Doctor's Superia credit card offers cardholders a range of features and benefits, as mentioned below:
|Renewal fee||Rs.1,000 (waived if annual card spends are over Rs.1 lakh).|
The eligibility criteria for the HDFC Bank Doctor's Superia credit card is as follows:
The State Bank of India's credit card section – SBI Card offers a special credit card for doctors who are associated with the Indian Medical Association (IMA). The Doctor's SBI Card is the only credit card which is associated with the IMA. The credit card offers a host of benefits along with a well-structured reward points structure.
|Type of Charge||Amount|
|Renewal fee||Rs.1,499 (waived if annual card spends are over Rs.2 lakh).|
The eligibility criteria for the Doctor's SBI Card are as follows:
|Type of Charge||Amount|
|Annual fee||Rs.999 plus applicable taxes|
|Renewal fee||Rs.999 plus applicable taxes (waived if annual card spends are over Rs.1 lakh).|
Step 1: You should go to the official website of your bank and then apply for a credit card after you fill in details like email ID, name, income, contact number, address, etc.
Step 2: You will then get a call from the bank representative and he/she will guide you through the process.
Step 3: The representative will collect your documents from your house and the bank will verify all documents and issue your credit card.
Step 1: Go to a bank and ask them about the different credit cards.
Step 2: The representative will help you choose a card that matches your requirements.
Step 3: You will need to fill up an application form and also give some documents like address proof, identity proof, passport-size photographs, income proof, etc.
Step 4: The bank will verify these documents.
Step 5: Once this is done, the credit card will be issued to you.
No, the annual fee does not include GST.
The Doctor's SBI Card (IMA) is a credit card that is associated with the Indian Medical Association (IMA). The credit card has been curated keeping in mind a doctor's lifestyle.
You will get an interest-free period of up to 50 days using the HDFC Bank Doctor's Superia Credit Card.
No, only the primary cardholder has to be a doctor. Add-on credit cards will be given to family members even if they are not doctors.
When you apply for a credit card online, you need to upload documents like the proof of identity, proof of address and income documents.
You can call the number +91 22 7119 0900 or send an email to their ID firstname.lastname@example.org in case of any query.
The SBI Doctor's Card is accepted at over 24 million outlets all over the world including 3.25 lakh outlets in India.
Yes, the RBL Doctor's Super Card offered the ‘Buy Now Pay Later' facility.
In case of any query, you can send it via post to the address given below:
SBI Cards and Payment Services Limited Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034.
The cash advance limit for HDFC Doctor's Superia Card is 40% of the credit limit.
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