Credit cards have become ubiquitous, with the humble piece of plastic being used for everything from buying groceries and fuel to paying for big-ticket purchases such as international vacations or appliances. Credit cards offer their owners easy credit and the chance to pay off this amount in instalments, along with the lure of offers and discounts. While there are numerous credit cards targeted at particular demographic groups and to cater to different needs, a credit card for professionals are not so common.
A few banks have launched credit cards exclusively for certain professionals and have tailored benefits and perks to suit their needs. Credit cards for doctors is one such category that is slowly emerging. With travel vouchers and a plethora of discounts, these card have been designed to provide a feature-rich credit card with the needs of doctors in mind.
The sole entrant thus far in this emerging market is the HDFC Bank Doctor’s Superia credit card. Packed with features and benefits, this card caters to travel, lifestyle as well as day-to-day needs, making it an ideal credit card for the working medical professional. Use the card for everything from shopping to dining to enjoy discounts and rewards. Redeem the rewards for exciting gifts or air miles.
The HDFC Bank Doctor’s Superia credit card offers cardholders a range of features and benefits, as mentioned below:
Given below are the fees and charges associated with the HDFC Bank Doctor’s Superia credit card:
|Annual fee||No information|
|Renewal fee||Rs.1,000 (waived if annual card spends are over Rs.1,00,000).|
|Late payment fee||Varies, depending on the outstanding amount. The minimum fee is Rs.100 and the maximum is Rs.700.|
|Overlimit fee||2.5% of the overlimit amount (the minimum fee is Rs.500)|
The eligibility criteria for the HDFC Bank Doctor’s Superia credit card is as follows: