Central Bank of India RuPay Select Credit Card

The RuPay Select Credit Card is offered by Central Bank of India in association with National Payments Corporation of India (NPCI). Central Bank of India RuPay Select Credit Card comes with a minimal annual fee and offers exclusive cashback offers, discounts on dining, welcome gifts, comprehensive insurance coverage and a lot more.

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Features And Benefits of Central Bank of India Rupay Select Credit Card

  1. Welcome gift discount coupon from Apollo Pharmacy and a gift voucher worth Rs.500 from Croma Stores
  2. Cardholders can earn 3 loyalty points on every Rs.100 spent on the card
  3. Pay utility bills using RuPay Select Credit Card and get 5% cash back on the transaction amount on all payments made through online and point of sale terminals. Maximum cashback per month is capped at Rs.50
  4. 5% cashback on dining-related spends subject to a maximum cashback of Rs.50 per month
  5. Insurance cover worth Rs.10 lakh that provides coverage for permanent total disability and death due to personal accident
  6. Two complimentary airport lounge visits per quarter valid at more than 30 domestic airport lounges across 11 Indian cities
  7. Four fee airport lounge visits per year valid at more than 500 international airport lounges located in more than 300 cities across the globe
  8. 24x7 assistance for concierge services including referrals and reservations for hotels, car rentals, dining, and consultancy services
  9. RuPay Select Credit Cards are acceptable at all RuPay enabled POS terminals and ATMs in India
  10. International RuPay Select Credit Cards are accepted at ICS enabled terminals located at over 39.3 million retail outlets and over 2 million international ATMs in over 185 countries
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Central Bank Of India Rupay Select Credit Card Fees & Charges

Type of Charge

Amount

Credit card issuance fee

Rs.500

Annual fee

Rs.500

Add-on card fee

NIL

Renewal fee

Rs.100

Finance charges or interest

3.5% per month

Cash withdrawal fee

Rs.100 per transaction

Late payment fee

Outstanding less than Rs.100 - NIL

Rs.100 to Rs.500 - Rs.100

Rs.501 to Rs.10,000 - Rs.350

Rs.10,001 to Rs.20,000 - Rs.500

Rs.20,001 and above - Rs.650

Card re-issuance fee (In case of lost or stolen card)

Rs.100

Emergency card replacement abroad

Rs.150

Over limit fee

2% of the over limit amount subject to a minimum of Rs.100

Card de-blocking charges

Rs.100 per request

Charge slip retrieval charges

Rs.100 per slip

Cheque return charges

Rs.150 per instrument

ECS or auto debit dishonour charges

Rs.150 per instance

Duplicate statement

Rs.100 per request

Railway ticket booking

2.5% of the transaction value + Rs.30

Foreign currency transaction charges

3.5% of the transaction amount

Central Bank of India Rupay Select Credit Card Eligibility Criteria

To apply for a RuPay Select Credit Card, the applicant should

  1. Have a minimum age of 18 years and maximum age of 65 years
  2. Have an account with Central Bank of India
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Documents Required to Apply for Central Bank Of India Rupay Select Credit Card

  1. Contact details such as mobile number and e-mail address, etc.
  2. Copy of PAN card
  3. Copy of address proof
  4. Copy of salary slip (for salaried individuals)
  5. Copy of latest Income Tax return for self-employed

Apply for Central Bank Of India Rupay Select Credit Card Online

To apply for any of the RuPay Credit Cards offered by Central Bank of India, you need to visit RuPay official website and follow the steps mentioned below.

  1. Visit www.rupay.co.in
  2. From the main menu, click on 'Apply Now'
  3. You will be redirected to RuPay card request form where you need to fill the required fields with accurate details
  4. Select 'Credit Card' and choose Central Bank of India from the drop down
  5. You must also choose the preferred or current bank from the drop-down, enter your PIN code and click on 'Submit'

Once the application has been submitted, you will receive a call back from the respective department. You can clear all your doubts and know the application process over the call.

Alternatively, you can also call to Central Bank of India credit card customer care helpline at 1800 222 368 to find the process of applying for a RuPay credit card.

FAQs on Central Bank Of India Rupay Select Credit Card

  • What is the cash withdrawal fee for the Central Bank of India RuPay Select Credit Card?

    The cash withdrawal fee is Rs.100.

  • How old should I be to be eligible for the Central Bank of India RuPay Select Credit Card?

    You should be between 18 years and 65 years of age.

  • What is the overlimit fee for the Central Bank of India RuPay Select Credit Card?

    The overlimit fee is 2% of the over limit amount subject to a minimum of Rs.100.

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