The RuPay Select Credit Card is offered by Central Bank of India in association with National Payments Corporation of India (NPCI). Central Bank of India RuPay Select Credit Card comes with a minimal annual fee and offers exclusive cashback offers, discounts on dining, welcome gifts, comprehensive insurance coverage and a lot more.
|Type of Charge||Amount|
|Credit card issuance fee||Rs.500|
|Add-on card fee||NIL|
|Finance charges or interest||3.5% per month|
|Cash withdrawal fee||Rs.100 per transaction|
|Late payment fee||
Outstanding less than Rs.100 – NIL
Rs.100 to Rs.500 – Rs.100
Rs.501 to Rs.10,000 – Rs.350
Rs.10,001 to Rs.20,000 – Rs.500
Rs.20,001 and above – Rs.650
|Card re-issuance fee (In case of lost or stolen card)||Rs.100|
|Emergency card replacement abroad||Rs.150|
|Over limit fee||2% of the over limit amount subject to a minimum of Rs.100|
|Card de-blocking charges||Rs.100 per request|
|Charge slip retrieval charges||Rs.100 per slip|
|Cheque return charges||Rs.150 per instrument|
|ECS or auto debit dishonour charges||Rs.150 per instance|
|Duplicate statement||Rs.100 per request|
|Railway ticket booking||2.5% of the transaction value + Rs.30|
|Foreign currency transaction charges||3.5% of the transaction amount|
To apply for a RuPay Select Credit Card, the applicant should
To apply for any of the RuPay Credit Cards offered by Central Bank of India, you need to visit RuPay official website and follow the steps mentioned below.
Once the application has been submitted, you will receive a call back from the respective department. You can clear all your doubts and know the application process over the call.
The cash withdrawal fee is Rs.100.
You should be between 18 years and 65 years of age.
The overlimit fee is 2% of the over limit amount subject to a minimum of Rs.100.
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