Central Bank of India RuPay Platinum Credit Card

Central Bank of India in partnership with the National Payments Corporation of India (NPCI) is offering two different types of RuPay credit cards - RuPay Select and RuPay Platinum.

The RuPay Platinum Credit Card is a zero annual fee credit card that offers exclusive cashback offers, discounts on dining spends, welcome gifts, comprehensive insurance cover and a lot more. Listed below are the features and benefits offered by RuPay Platinum Credit Card offered by Central Bank of India in detail.

Features and Benefits of Rupay Platinum Credit Card

Welcome gift includes Rs.500 gift voucher from Croma Stores and a 15% off discount coupon from Apollo Pharmacy
One loyalty point for every Rs.100 spent on the card
5% cash back on all utility bill payments made through online and point of sale terminals. Maximum cashback capped at Rs.50 per month
5% cashback on dining-related payments subject to a maximum of Rs.50 per month
Insurance cover worth Rs.2 lakh that provides coverage for death, personal accident and total disability
24x7 assistance for concierge services including referrals and reservations for hotels, car rentals, dining, and consultancy services
RuPay Platinum Credit Cards are acceptable at all RuPay enabled POS terminals and ATMs in India
International RuPay Platinum Credit Cards are accepted at ICS enabled terminals located at over 39.3 million retail outlets and over 2 million international ATMs in over 185 countries

Central Bank Of India Rupay Platinum Credit Card Fees and Charges

Type of Charge	Amount
Credit card issuance fee	NIL
Annual fee	Zero
Add-on card fee	NIL
Renewal fee	Rs.100
Finance charges or interest	2.99% per month
Cash withdrawal fee	Rs.100 per transaction
Late payment fee	Outstanding less than Rs.100 - NIL Above Rs.100 - Rs.100
Card issuance fee (In case of lost or stolen card)	Rs.100
Emergency card replacement abroad	Rs.150
Over limit fee	2% of the over limit amount subject to a minimum of Rs.100
Card de-blocking charges	Rs.100 per request
Charge slip retrieval charges	Rs.100 per slip
Cheque return charges	Rs.150 per instrument
ECS or Auto debit dishonour charges	Rs.150 per instance
Duplicate statement	Rs.100 per request
Railway ticket booking	2.5% of the transaction value + Rs.30
Foreign currency transaction charges	3.5% of the transaction amount

Central Bank Of India Rupay Platinum Credit Card Eligibility Criteria

To apply for a RuPay Platinum Credit Card, the applicant should

Have a minimum age of 18 years and maximum age of 65 years
Have an account with Central Bank of India

Documents Required to Apply for Central Bank Of India Rupay Platinum Credit Card

Contact details such as mobile number and e-mail ID, etc.
PAN Card
Address proof
Salary slip for (for salaried individuals)
Copy of latest Income Tax return for self-employed

Apply for Central Bank Of India Rupay Platinum Credit Card Online

To apply for any of the RuPay Credit Cards offered by Central Bank of India, you need to visit RuPay official website and follow the steps mentioned below.

Visit www.rupay.co.in
From the main menu, click on 'Apply Now'
You will be redirected to RuPay card request form where you need to fill the required details
Select 'Credit Card' and choose 'Central Bank of India' from the drop down
You must also choose preferred or current bank from the drop-down, enter your PIN code and click on 'Submit'

Once the application has been submitted, you will receive a call back from the respective department. You can clear all your doubts and know the application process over the call.

Alternatively, you can also call to Central Bank of India credit card customer care helpline at 1800 222 368 to find the process of applying for a RuPay credit card.

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