Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Central Bank of India in partnership with the National Payments Corporation of India (NPCI) is offering two different types of RuPay credit cards – RuPay Select and RuPay Platinum.
The RuPay Platinum Credit Card is a zero annual fee credit card that offers exclusive cashback offers, discounts on dining spends, welcome gifts, comprehensive insurance cover and a lot more. Listed below are the features and benefits offered by RuPay Platinum Credit Card offered by Central Bank of India in detail.
| Type of Charge | Amount |
|---|---|
| Credit card issuance fee | NIL |
| Annual fee | Zero |
| Add-on card fee | NIL |
| Renewal fee | Rs.100 |
| Finance charges or interest | 2.99% per month |
| Cash withdrawal fee | Rs.100 per transaction |
| Late payment fee |
Outstanding less than Rs.100 – NIL Above Rs.100 – Rs.100 |
| Card issuance fee (In case of lost or stolen card) | Rs.100 |
| Emergency card replacement abroad | Rs.150 |
| Over limit fee | 2% of the over limit amount subject to a minimum of Rs.100 |
| Card de-blocking charges | Rs.100 per request |
| Charge slip retrieval charges | Rs.100 per slip |
| Cheque return charges | Rs.150 per instrument |
| ECS or Auto debit dishonour charges | Rs.150 per instance |
| Duplicate statement | Rs.100 per request |
| Railway ticket booking | 2.5% of the transaction value + Rs.30 |
| Foreign currency transaction charges | 3.5% of the transaction amount |
To apply for a RuPay Platinum Credit Card, the applicant should
To apply for any of the RuPay Credit Cards offered by Central Bank of India, you need to visit RuPay official website and follow the steps mentioned below.
Once the application has been submitted, you will receive a call back from the respective department. You can clear all your doubts and know the application process over the call.
Alternatively, you can also call to Central Bank of India credit card customer care helpline at 1800 222 368 to find the process of applying for a RuPay credit card.
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