Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Central Bank of India RuPay Platinum Credit Card

    Central Bank of India in partnership with the National Payments Corporation of India (NPCI) is offering two different types of RuPay credit cards – RuPay Select and RuPay Platinum.

    The RuPay Platinum Credit Card is a zero annual fee credit card that offers exclusive cashback offers, discounts on dining spends, welcome gifts, comprehensive insurance cover and a lot more. Listed below are the features and benefits offered by RuPay Platinum Credit Card offered by Central Bank of India in detail.

    Features And Benefits Of Rupay Platinum Credit Card

    • Welcome gift includes Rs.500 gift voucher from Croma Stores and a 15% off discount coupon from Apollo Pharmacy
    • One loyalty point for every Rs.100 spent on the card
    • 5% cash back on all utility bill payments made through online and point of sale terminals. Maximum cashback capped at Rs.50 per month
    • 5% cashback on dining-related payments subject to a maximum of Rs.50 per month
    • Insurance cover worth Rs.2 lakh that provides coverage for death, personal accident and total disability
    • 24x7 assistance for concierge services including referrals and reservations for hotels, car rentals, dining, and consultancy services
    • RuPay Platinum Credit Cards are acceptable at all RuPay enabled POS terminals and ATMs in India
    • International RuPay Platinum Credit Cards are accepted at ICS enabled terminals located at over 39.3 million retail outlets and over 2 million international ATMs in over 185 countries

    Fees And Charges Related To Central Bank Of India Rupay Platinum Credit Card

    Fee Type


    Credit card issuance fee


    Annual fee


    Add-on card fee


    Renewal fee


    Finance charges or interest

    2.99% per month

    Cash withdrawal fee

    Rs.100 per transaction

    Late payment fee

    Outstanding less than Rs.100 – NIL

    Above Rs.100 – Rs.100

    Card issuance fee (In case of lost or stolen card)


    Emergency card replacement abroad


    Over limit fee

    2% of the over limit amount subject to a minimum of Rs.100

    Card de-blocking charges

    Rs.100 per request

    Charge slip retrieval charges

    Rs.100 per slip

    Cheque return charges

    Rs.150 per instrument

    ECS or Auto debit dishonour charges

    Rs.150 per instance

    Duplicate statement

    Rs.100 per request

    Railway ticket booking

    2.5% of the transaction value + Rs.30

    Foreign currency transaction charges

    3.5% of the transaction amount

    Eligibility To Apply For Rupay Platinum Credit Card

    To apply for a RuPay Platinum Credit Card, the applicant should

    • Have a minimum age of 18 years and maximum age of 65 years
    • Have an account with Central Bank of India

    Documents Required To Apply For Rupay Platinum Credit Card

    • Contact details such as mobile number and e-mail ID, etc.
    • PAN Card
    • Address proof
    • Salary slip for (for salaried individuals)
    • Copy of latest Income Tax return for self-employed

    Apply For Central Bank Of India Rupay Platinum Credit Card Online

    To apply for any of the RuPay Credit Cards offered by Central Bank of India, you need to visit RuPay official website and follow the steps mentioned below.

    • Visit
    • From the main menu, click on ‘Apply Now
    • You will be redirected to RuPay card request form where you need to fill the required details
    • Select ‘Credit Card’ and choose ‘Central Bank of India’ from the drop down
    • You must also choose preferred or current bank from the drop-down, enter your PIN code and click on ‘Submit

    Once the application has been submitted, you will receive a call back from the respective department. You can clear all your doubts and know the application process over the call.

    Alternatively, you can also call to Central Bank of India’s credit card customer care helpline at 1800 222 368 to find the process of applying for a RuPay credit card.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.