Syndicate Bank, one of India’s oldest commercial banks, offers a single credit card to its customers. This credit card comes in two variants, the Gold and the Classic. Being one of the major banks in India, it offers loans, deposits and other related services to a million customers. The bank has played an important role in rural banking and its financial development and literacy. With its credit cards, it offers a host of benefits and features that include convenience, affordability and simplicity.
Syndicate Bank offers you a credit card which is absolutely free of cost and is free for life! Be free from joining fees and annual fees. Syndicate Bank also charges one of the lowest finance charges of 2% per month. With these credit cards, you can even earn rewards which you can redeem against your renewal fees, or encash it at 50 paise per point.
Syndicate Bank offers two cards, the Classic and the Gold. Both cards are photo and signature cards
Avail of credit periods of 20 days to 50 days on your purchases. This depends on the date of transaction and if the previous balance is cleared in full.
Get attractive rates of interest on your revolving credit as low as 2% per month or 24% per annum. Upon default, you could attract higher interest rates of 2.5% p.m.
Avail of this card at no cost, and furthermore, enjoy zero annual fees for life.
Syndicate Bank credit cards are accepted in more than 9 lakh merchants in India, and over 300 million merchants around the world. The cards can also be used online, for mail orders and telemarketing.
Withdraw cash through any of the Syndicate Bank ATMs at concessional rates. The card can also be used at more than 1.2 lakh ATMs in India and over 25 lakh ATMs worldwide.
In the event that you lose your credit card, report it immediately and you will not have to bear any liability after notifying the bank. After notifying Syndicate Bank, the card loss liability is limited to Rs. 1,000.
Earn reward points when you use your credit card. For every Rs. 200 spent on your Syndicate Bank credit card, you will earn 1 point.
Call the Syndicate Bank customer care around the clock for any assistance. Use the hotline to report loss or theft, inquire about your balance, transactions, card being declined and much more.
Get supplementary cards for your family members and let them enjoy the benefits of your Syndicate Bank credit card. Family members should be above the age of 18.
|Charge||VISA Gold ‘N More|
|Renewal Fee||Levied every three years if applicable|
|Rate of interest per month||2.00% (24% per annum)|
|Rewards earned for every Rs. 200 spent||1 point||1 point|
You can redeem your reward points on two categories.
In order to be eligible for a Syndicate Bank Credit Card, you should meet the following eligibility standards set by the bank.
Syndicate Bank offers only one credit card in two variants.
The Credit Card Statement will be generated on the 20th of every month. Syndicate Bank stipulates the payment due date as the 10th of the succeeding month.
Syndicate Bank imposes 10% of the total payment as the minimum amount due. This amount must be paid by the due date to avoid penalties, higher rates of interest and other corrective action.
Yes, Syndicate Bank offers credit cards to existing customers without the need for proof of income. Home loan, term deposit, pigmy deposit, car loan customers can be offered credit cards with prefixed limits. The limits depend on the customer’s relationship with the bank. Defence personnel and Judges are also eligible for pre-approved credit cards.
Classic Cardholders can withdraw 15% of their credit limit. Gold Cardholders can withdraw up to 25% of their credit limit. Syndicate Bank offers concessional charges on cash advances, however, interest will be charged from the transaction date.
You can pay your Syndicate Bank Credit Card bill through the following ways.
*Note: All the rates are subject to change, therefore, customers are required to keep on checking the rates from time to time.
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