Odisha Gramya Bank realises that farmers need credit to perform their daily farming or agricultural activities. Being a company that works in the banking and financial sector, Odisha Gramya Bank has come up with ways to help the farmers. They have introduced various agriculture products or schemes through which they provide loans to the farmers. One such scheme is the Odisha Gramya Bank Kisan Credit Card Scheme.
The Kisan Credit Card Scheme helps farmers by providing them with money on credit for various purposes such as –
Odisha Gramya Bank offers various other agriculture products or schemes besides the Kisan Credit Card, some of them are –
A farmer can apply for an Odisha Gramya Bank Kisan Credit Card by following the steps mentioned below –
Farmers can also apply for the credit card by visiting any branch of the bank.
You can get more information about Odisha Gramya Bank Kisan Credit Card from their website or the nearest branch. You can also contact them on their customer care number to get the information.
Only if farmers are borrowing a loan of more than Rs.1, 00, 000 through their Odisha Gramya Bank Kisan Credit Card, they have to provide a collateral security. If their loan amount is less than Rs.1, 00, 000, a collateral is not required.
Yes, a farmer can take a loan through Odisha Gramya Bank Kisan Credit Card to raise different types of crops