Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Yes Prosperity Rewards Credit Card

  • We found 1 Yes Prosperity Rewards Credit Card
    1st Year Fee
    Joining Perks
    Reduced to 0 On spends of 5,000 in 90 days 299
    What you'll love
    Fee details

    The Yes Prosperity Rewards Credit Card is a value for money card which provides individuals an opportunity to earn rewards each time they use it. A simple application process, zero documentation, and a host of reward options make this a card suited for someone who likes being rewarded each step of the way.

    Yes Prosperity Rewards Credit Card Highlights

    • Nil processing fee
    • Zero documentation
    • Wide range of products against which rewards can be redeemed
    • Welcome reward points

    Benefits of Yes Prosperity Rewards Credit Card

    Some of the benefits of this credit card are highlighted below:

    • Fuel waiver – Fill fuel in your vehicle without worrying about paying extra, for the fuel surcharge is waived off when you fill petrol/diesel using the Yes Prosperity Rewards Credit Card.
    • Reward system – Cardholders earn reward points on each spend, including additional points on the completion of every year. This is in addition to the Welcome Bonus where one stands a chance to earn a 1,000 points.
    • Product range – The points earned by a cardholder can be redeemed against a wide range of products.

    Features of Yes Prosperity Rewards Credit Card

    Listed below are a few features which differentiate this card from the rest.

    • Preferential interest rates – Cardholders who opt for revolving credit are entitled to special interest rates ranging between 2.4 and 3.22% per month.
    • Security – All online transactions are secured using MasterCard’s SecureCode.
    • Nil processing fee – Individuals can apply for this credit card without worrying about additional processing fee.
    • Instant EMI – This is a feature wherein cardholders can purchase expensive items and repay the amount through simple EMIs.
    • Competitive interest rates – The interest ranges between 12 and 15% p.a.

    Eligibility criteria for Yes Prosperity Rewards Credit Card

    Individuals who wish to apply for this card are expected to satisfy a few basic eligibility criteria, as mentioned below:

    • An applicant should be between the age of 21 and 60 years.
    • An applicant should have a steady source of income. Applicants can either be self-employed or salaried.
    • An applicant should have a minimum annual income equivalent to Rs.5.5 lakh.

    Documents required

    Individuals need not worry about any documents, for Yes Bank has a zero documentation policy in place for this credit card.

    Fees and other charges

    Fee Type Amount
    First year fee (membership) Rs.250
    Renewal fee (membership) Rs.250

    How to Apply for Yes Prosperity Rewards Credit Card

    Eligible individuals can apply for the Yes Prosperity Rewards Credit Card online, through the official website of the bank. They will need to fill in a few basic details, with bank representatives reaching out to them if they meet all their criteria.


    1. What are the factors which impact preferential interest rates?

      The preferential interest rates are impacted by the relationship an individual has with Yes Bank. Cardholders who have a Salary/Savings Account with the bank are charged a lower rate on revolving credit compared to those who have no account with the bank.

    2. What are the repayment tenures under Instant EMI?

      The tenures range between 3 months and 2 years, with cardholders having the option to repay the amount in this time.

    3. Can I get my fee waived?

      Yes, the annual fee can be waived, subject to a cardholder spending a certain amount. The fee for the first year is waived if one spends a minimum of Rs.5,000 in the first three months after getting the card, while the renewal fee can be waived if one spends Rs.15,000 in the preceding year.

    4. How does the Annual Reward Points system work?

      Under this system, a cardholder can earn 10,000 reward points on the anniversary of the card, subject to him/her spending a sum of Rs.1.8 lakh in that year.

    5. What can the reward points be redeemed for?

      The reward points can be redeemed for products ranging from mobile phones, pen drives, headphones, gift cards, perfumes or air miles.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.