Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • YES Prosperity Edge Credit Card

  • We found 1 YES Prosperity Edge Credit Card
    1st Year Fee
    Joining Perks
    Reduced to 0 On spends of 15,000 within 90 days 1199
    What you'll love
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    Fee details

    The Prosperity Edge Credit card offers a highly rewarding experience. The loyalty program of the card is the exclusively designed to help you save while you spend. From accelerated reward points as bonus to preferential interest rate, this credit card has some exceptional features and benefits.

    YES Prosperity Edge Credit Card Key Highlights

    • Earn 15,000 bonus reward points on milestone spends in an anniversary year.
    • Enjoy accelerated reward points on dining, grocery, department store, and supermarket spends.
    • Dedicated reward redemption portal for cardholders.

    YES Prosperity Edge Credit Card Lifestyle Benefits

    • Avail maximum reward points on everyday spends like groceries, supermarket and department store purchases.
    • Enjoy 15,000 bonus points if you achieve an annual spend of Rs.6 lakh or more in an anniversary year.
    • Get 5X reward points on your first 3 transactions with a biller who is registered on YES PayNow.
    • Get 4 reward points for every Rs.200 spent.
    • Earn 2 reward points for every Rs.200 spent in other select merchant categories.
    • Reward points that you earn never expire.

    YES Prosperity Edge Credit Card Features and Benefits

    Rewards redemption option:
    • Redeem your reward points into Air Miles. You can use it to book your flight tickets wherein 10 reward points will be 1 InterMile or 1 Club Vistara Point.
    Fuel Surcharge waiver:
    • Save on your fuel bills using the 1% fuel surcharge waiver applicable at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
    • You can get a waiver of Rs.250 per statement cycle.
    Golf course benefits:
    • Get 4 free rounds of green per calendar year (select golf courses in the country)
    • You get one complimentary golf lesson every month at select golf courses in India.
    Insurance benefits:
    • Get Life Insurance Coverage of up to Rs.50 lakh for death due to an air accident.
    • Also, get medical insurance of up to Rs.15 lakh for emergency hospitalisation while travelling abroad.
    • Avail the credit shield cover against accidental death of the primary cardholder.
    Airport and lounge benefits:
    • You get 1 free lounge visit at domestic airports in India per calendar quarter. This is only for the primary cardholder.
    • Complimentary Priority Pass membership and 1 complimentary domestic lounge access every quarter.

    YES Prosperity Edge Credit Card fees and charges

    Type of Fee Amount
    First Year Fee Rs.1,199 (Taxes will applicable)
    Renewal Fee (annual) Rs.1,199 (Taxes will applicable)
    Interest rate 3.5% per month
    Foreign currency mark up 3%

    First year membership fee reversal: Your membership fee will be reversed if your total retail expenses cross Rs.15,000 within 90 days of your card being set up date or the upgrade date.

    Renewal membership fee reversal condition: The renewal membership fee will be reversed on the total spends of Rs.75,000 in the previous year. This is valid on all retail purchases including fuel expenses.

    Eligibility Criteria for YES Prosperity Edge Credit Card

    To be eligible to get a YES Prosperity Edge Credit Card, you need to fulfill the following eligibility criteria:

    • You need to be at least 21 years of age.
    • You should not be over 60 years.
    • You should be a salaried or self-employed person.
    • Your minimum net monthly salary should be Rs.60,000.
    • If you are self-employed, your Income Tax Return should be Rs.7.20 lakh or more.

    Documents Required for YES Prosperity Edge Credit Card

    Address proof Any one of the documents
    • Passport
    • Telephone bill
    • Electricity bill
    • Passport
    • Voter ID card
    • Ration card
    • Aadhaar card
    Identity Proof Any one of the documents
    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar card
    • Voter’s ID card
    • Driving license
    Income proof (For salaried)
    • Recent pay slips
    • Last 6 months bank statements
    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Audited profit and loss statement
    • Balance sheet
    Other documents
    • Duly-filed application form
    • Passport size photographs

    FAQs on YES Prosperity Edge Credit Card

    1. How do I get the concierge services? Can I reach the Concierge desk via e-mail?

      Please dial 1800119371 to reach the concierge desk. You can also contact the YES bank credit card customer care department at 1800 103 1212.

    2. Is there a maximum limit for the fuel surcharge waiver offered by my card?

      Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

    3. Is the fuel surcharge waiver fixed at 1%?

      The fuel surcharge waiver can vary between 1% and 2.5% of the amount spent on fuel transaction.

    4. How do NRI cardholders redeem their reward points?

      NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to You can also contact your bank relationship manager for more information.

    5. Can I covert a transaction I made on my YES Prosperity Edge Credit Card into EMI?

      Yes, you can convert a transaction into EMI without processing fees.


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