The Prosperity Edge Credit card offered by YES Bank offers a highly rewarding experience. The loyalty program offered by the card is the exclusively designed to help you save while you spend. From accelerated reward points as bonus to preferential interest rate, this credit card has some exceptional features and benefits.
YES Prosperity Edge Credit Card key highlights
With this card, you get to earn 1,250 rewards points if your spends are Rs.7,500 or more before 30 days from the date of card issuance.
Enjoy accelerated reward points on birthdays, dining bills, international and online spends.
Apart from the preferential interest rate, you also get to enjoy great discounts and offers on your birthdays, dining bills, online and international spends.
First year membership fee reversal: Your membership fee will be reversed if your total retail expenses cross Rs.15,000 within 90 days of your card being set up date or the upgrade date. This is valid only on retail purchases.
Renewal membership fee reversal condition: The renewal membership fee will be reversed on the total spends of Rs.75,000 in the previous year. This is valid on all retail purchases including fuel expenses.
Eligibility to apply for YES Prosperity Edge Credit Card
To be eligible to get a YES Prosperity Edge Credit Card, you need to fulfill the following eligibility criteria:
You need to be at least 21 years of age.
You should not be over 60 years.
You should be a salaried or self-employed person.
Your minimum net monthly salary should be Rs.60,000.
If you are self-employed, your Income Tax Return should be Rs.7.20 lakh or more.
Or, you should have a fixed deposit with YES Bank.
Documents requited to apply for YES Prosperity Edge Credit Card
Any one of the documents
Voter ID card
Any one of the documents
Voter’s ID card
Income proof (For salaried)
Recent pay slips
Last 6 months bank statements
Income proof (For self-employed)
Recent ITR (Income Tax Returns)
Audited profit and loss statement
Duly-filed application form
Passport size photographs
Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
YES Prosperity Edge Credit Card FAQs
How do I get the concierge services? Can I reach the Concierge desk via e-mail?
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I didn't go through with the customer care service till now since i didn't face any problem with them. There is no particular reason for choosing the credit card from YES bank. Its a good limit which i have received from YES bank. I have got a life time free credit card. They have sent me a credit card without any delay. Currently there is no offers available on this card.
I'm not happy about the credit limit provided by YES bank. Due to this limit issue, i am planning to close the card in the upcoming months. When i compared to my other cards, the limit is less which is Rs. 59000. In YES bank mobile app, EMI conversion facility is not available. While applying the card, they assured me that they will provide more credit limit but they failed to do so.
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Reviewed on Mar 03, 2020
I am using the YES bank credit card for last 1 month I'm getting the same benefits like other credit cards. The card is accessible in international travel. They have given me a credit limit of Rs. 64000. They have provided the card on time. Documentation process was very quick because executive came to my place to get the documents. This is a life time free credit card to use.
YES bank credit card is free of cost and there is no hidden charges on the card hence i have availed this card. The agent explained me about the features of the card. They have sanctioned the credit limit of Rs. 15000 which is not enough for me when i compared to my salary. I get a fuel waiver and some percentage of discount when i purchase through Amazon.
YES bank credit card has a lots of facilities on flight tickets and airport lounge access which is a main thing for me. I'm getting reward points based on my purchase another plus point of the card is there is no annual fee for this card. I have given all the documents through online and offline. I got the card 2 months back and I'm yet to receive my first month bill.
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LAL BAHADUR SHARMA
Reviewed on Jan 29, 2020
YES bank credit card service is really fine because their executive came to pick up the documents. I'm fine with the credit limit. I have got to know about the offers but i haven't started using it. Its a life time free credit card and i have received the card on time.
I have limit of Rs. 2.5 lakhs in my existing card but when i applied YES bank card , they said they will be providing my existing card limit but they have provided me only Rs. 30,000 due to this issue, I am planning to close this card. Since a life time free card so that i have selected this card.
I have chosen this credit card for zero joining fee and annual fee from YES bank but they have not provided much details about the card. Its a life time free credit card. For every Rs. 100 if I spent, i get 3 reward points. I have received the first month statement and its clear to understand.
I never called the customer care service of YES bank. So far I never missed any bill payment. In this card, I get a complementary lounge access in Airport so that I opted for this card. I get Quarterly 3 times for domestic and international to access the lounge facility in airport. There is no yearly charges for this card.
I have received a call for YES bank credit card offer so that i had applied the same. I'm not aware of the benefits provided by them. The collection executive guy came to my place to collect all the documents and i provide all the details whatever he require after that there is no any call from the bank side.
It was easy to fill the application for YES bank credit card and the offers are really good. Its a life time free credit card and i get some rewards points based on my purchase. I got my card on time and i never had any hassles till now. I'm quite satisfied with the limit provided to me. The documentation process was smooth since the executive came to my place.
Facilities are good thats the reason i have opted YES prosperity edge card. Even though if i have not purchased anything from this card, there is no yearly charges thats the main benefit. They have given me a credit limit of Rs. 30000 which is less for me. EMI option is available but i have not used that facility.
YES bank is giving me a life time free card plus airport lounge access facility these are main reason which I expect from credit card since YES bank is filling my expectation, I have chosen this bank. They have limited documentation and they are providing the card very fast and the credit limit which they have given is very low considering my credit score and my existing credit cards.
I have Yes Bank credit card which was applied through Online.I have applied for prosperity edge card and got the same card.This card is good to use and there was no difficulties faced so far on using this card .Each and everything s good on this card so far.The credit limit was very less it was upto 25,000 only.
YES bank app is not that much good and its taking some time to load the application but the card is good. I have got a call and they informed me there is no charges for that i bought the YES bank credit card. The given credit limit is very less but from other banks i got more credit limit. I have received the yes bank credit card on time.
I have chosen YES PROSPERITY EDGE because of some good features like fuel surcharge waiver off and etc. The credit limit is good. It is a life time free card which am happy. I have used the card and its been more than a month. The documentation process was smooth while getting the card.
Basically its a free card hence there is no annual charges. I got the reviews from my friends so i have chosen the YES bank credit card and the service has been splendid. I'm not at all satisfied with the credit limit because the limit given was less and i was expected the minimum limit of Rs. 1 lakh. If they do not increase the credit limit in the upcoming days, surely i won't use this card.
There is no specific reason for choosing the card and i'm having a more number of possibility to get the card from yes bank and the rejection rate is low for yes bank credit card so i applied this card. There is a buy 1 ticket get 1 ticket free in bookmyshow movie tickets. For the 1st year, the annual fee will be free. From the second year, the annual fee will be Rs. 500 for that some criteria if i cross that, the annual fee will get waived off.
I have not much used of it hence i have not aware of the complete benefits. Executive never informed me about the charges and in the welcome kit, details were not there. Even I'm not aware of my billing cycle also. It is a life time free credit card. YES bank provided me a limit of Rs. 15000 which is very bad.
I was seeing a lots of offers when i purchase the card but they keep on repeating the same offers or if i spent Rs. 10000 they will give Rs. 250 Amazon voucher which is a not that much worth to spend. I didn't face any issue of getting the card. I'm satisfied with the credit limit provided to me. Its a free card.