Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading
  • We found 1 Yes Prosperity Edge Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee details

    The Prosperity Edge Credit card offered by YES Bank offers a highly rewarding experience. The loyalty program offered by the card is the exclusively designed to help you save while you spend. From accelerated reward points as bonus to preferential interest rate, this credit card has some exceptional features and benefits.

    YES Prosperity Edge Credit Card key highlights

    • With this card, you get to earn 1,250 rewards points if your spends are Rs.7,500 or more before 30 days from the date of card issuance.
    • Enjoy accelerated reward points on birthdays, dining bills, international and online spends.
    • Apart from the preferential interest rate, you also get to enjoy great discounts and offers on your birthdays, dining bills, online and international spends.

    YES Prosperity Edge Credit Card lifestyle benefits

    • Enjoy 15,000 bonus points if you achieve an annual spend of Rs.6 lakh or more in an anniversary year.
    • Earn 6 reward points on retail purchases made on your birthday.
    • Earn 5 reward points on every Rs.100 spent on international purchases.
    • Earn 4 reward points on every Rs.100 spent on all online purchases.
    • Earn 3 reward points on every Rs.100 on retail spends.
    • Register on Yes PayNow and earn 500 reward points.

    YES Prosperity Edge Credit Card features and benefits

    • Rewards redemption option: Redeem your reward points into JPMiles and use it to book your flight tickets. 4 reward points will be 1 JPMile.
    • Fuel Surcharge waiver: Save on your fuel bills using the fuel surcharge waiver applicable at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
    • Insurance benefits: Get Life Insurance Coverage of up to Rs.50 lakh for death due to an air accident. Also, get medical insurance of up to Rs.15 law in case of emergency hospitalisation abroad.
    • Credit shield: This feature that the card offers protects you in case of loss of card, fraudulent activities, or theft.
    • Priority Pass Membership and MasterCard Lounge Program: Enjoy up to 2 domestic lounge visits every quarter across 30+ airport lounges in India.
    • Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
    • Card Protection Plan: Safeguard your credit card with the Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.

    YES Prosperity Edge Credit Card fees and charges

    Type of fee Amount
    Joining fees Rs.1,000 (Waived if total spends exceed Rs.15,000 within the first 90 days from the date of card issuance)
    Annual fee Rs.1,000 (Waived if total spends exceed Rs.75,000 within 12 months prior to the renewal)
    Finance charges For YES Bank salary and savings account holders 2.99% per month and 35.88% per annum. For Non-YES Bank cardholders: 3.22% per month and 38.64% annually.
    Cash advance charges 2.5% of the advance amount
    Over limit charges 2.5% of Over Limit Amount or Rs.500 (Whichever is higher)
    Add-on card fee Nil up to 3 cards
    Late payment fees Outstanding balance up to Rs.100- Nil From Rs.101 to Rs.500- Rs.100 From Rs.501to Rs.5,000- Rs.400 From Rs.5,001 to Rs.20,000- Rs.500 Above Rs.20,000- Rs.700
    Returned cheque Rs.350
    Foreign currency mark-up charge 3% on the transaction amount
    Duplicate statement request Rs.100 per statement
    Re-issue of lost or stolen card Rs.100

    Eligibility to apply for YES Prosperity Edge Credit Card Card

    To be eligible to get a YES Prosperity Edge Credit Card Card, you need to fulfill the following eligibility criteria:

    • You need to be at least 21 years of age.
    • You should not be over 60 years.
    • You should be a salaried or self-employed person.
    • Your minimum net monthly salary should be Rs.60,000.
    • If you are self-employed, your Income Tax Return should be Rs.7.20 lakh or more.
    • Or, you should have a fixed deposit with YES Bank.

    Documents requited to apply for YES Prosperity Edge Credit Card

    Address proof Any one of the documents
    • Passport
    • Telephone bill
    • Electricity bill
    • Passport
    • Voter ID card
    • Ration card
    • Aadhaar card
    Identity Proof Any one of the documents
    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar card
    • Voter’s ID card
    • Driving license
    Income proof (For salaried)
    • Recent pay slips
    • Last 6 months bank statements
    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Audited profit and loss statement
    • Balance sheet
    Other documents
    • Duly-filed application form
    • Passport size photographs

    Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.

    How to apply for YES Prosperity Edge Credit Card Card?

    You can visit YES Bank’s official website and apply for a YES Prosperity Edge Credit Card. If you choose to apply through BankBazaar, follow the below process:

    • Open the official BankBazaar website
    • Under the “Cards” option on the menu, choose “Credit Card”
    • Filter your results by choosing “YES Bank”
    • You will see a list of credit cards offered by YES Bank
    • Against “Yes Prosperity Edge Credit Card” click on the “Check Eligibility” option
    • Enter you contact details and proceed
    • If you are eligible, you will be redirected to fill an online application
    • Enter all the details required
    • Upload the required documents
    • Click on “Submit”
    • Make a note of the “Application ID” and use to check the status of the application

    FAQs on YES Prosperity Edge Credit Card Card

    1. How do I get the concierge services? Can I reach the Concierge desk via e-mail?
    2. Please dial 1800119371 to reach the concierge desk. You can also contact the bank’s credit card customer care department at 1800 103 1212.

    3. Is there a maximum limit for the fuel surcharge waiver offered by my card?
    4. Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

    5. Should I pay a reward redemption fee while I redeem the accumulated points on my YES Prosperity Edge Credit Card?
    6. Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

    7. How do NRI cardholders redeem their reward points?
    8. NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to support@yesrewardz.com. You can also contact your bank relationship manager for more information.

    9. Can I covert a transaction I made on my YES Prosperity Edge Credit Card into EMI?
    10. Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.

    Other Yes Bank Credit Cards
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Yes Prosperity Edge Credit Card Reviews

    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I recently applied for YES PROSPERITY EDGE credit card, They have not charged me annual fee. The credit limit which they have given to me was good. The reason for choosing this card is because i want this bank credit card as i have never use this bank as for my experience i applied for it. The process for applying card was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2019
    • YES Bank Credit Card
      "Better card"
      0.5 4.5/5 "Excellent!"
      YES BANK has delivered the credit card on time. I have taken YES PROSPERITY EDGE through online channel. The credit limit is okay. There was an annual fee less than Rs.1000. First priority for taking this card was lounge access and the reward points are good. I am using the card for more than 2 months.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 04, 2019
    • YES Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      This is life time free card and rewards point offer available in this card and I am satisfied with credit limit after approval within ten days taken time then I got card ,and customer service is provided is good and their response is properly . I am happy with yes bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 26, 2019
    • YES Bank Credit Card
      "Good Credit card with best feature"
      0.5 5.0/5 "Blown Away!"
      When I approached for the credit card through online channel, they have suggested YES Bank card, the bank gave me the good credit card, the card feature is good. I have received some joining perks in terms of reward points. The credit cad process was hassle free.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 26, 2019
    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      When I applied my credit card with YES BANK through online channel. I got a good response and response. The interest rate is 2.9% per month which is better compared to others. I have chosen YES PROSPERITY EDGE CARD because of the benefits. The card was delivered after a week.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 15, 2019
    • YES Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I am using yes bank credit card last 1 month . Service provided by yes bank is good and their response is good . This is life time free card i used for multipurpose .After approval card i got after 7 days I satisfied with limit and rewards point offer in this card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 09, 2019
    • YES Bank Credit Card
      "Good to Hold"
      0.5 4.0/5 "Great!"
      I received YES bank credit card within a week, the documentation was quick, I got door service the executive came to my and collected the papers for the card approval. The credit limit is satisfactory, I can earn reward points based on my spends.
      Was this review helpful? 1
      , noida
      Reviewed on Feb 12, 2019
    • YES Bank Credit Card
      "Not happy with the Limit."
      0.5 2.0/5 "Expected more"
      I hold yes bank Credit card and i am not happy with Yes bank. I was looking for a good limit and the limit given to me was 30k. The limit is the same and they have not increased it. Limit could have been more and if it is increased it will be a good card to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 23, 2019
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.