YES Prosperity Edge Credit Card features a host of benefits that create value on every penny spent on the card. Designed to provide maximum benefits on most aspects of our everyday life such as retail spends, travel, online shopping, fuel purchases and others, the Prosperity Edge card is a must-have for frequent shoppers. Let’s explore the features of the card in details along with the process to apply for it online.
YES Prosperity Edge Credit Card comes with a host of unique advantages. These include -
Welcome reward points
Within the first 30 days of card issuance, if customers spend Rs.7,500 on retail purchases, they will receive 1,500 reward points.
Annual bonus reward points
In one anniversary year (12 months from when the card was set up or on the renewal date), if cardholders spend Rs.6 lakh or more, they will receive 15,000 reward points equal to Rs.3,750. These points can be exchanged for exciting gifts and offers.
Cardholders are eligible to enjoy accelerated reward points on their birthdays and on certain online and international purchases, charged to their YES Prosperity Edge Credit Card.
Exciting Edge reward points program
Edge Reward Point Redemption
Customers can exchange their reward points for a number of exciting gifts and services.
Preferential rate of interest and foreign mark-up fee
Lounge access and membership to Priority Pass Programme
MasterCard lounge program
MasterCard World Golf Program
Customers can avail the following insurance covers on their YES Prosperity Edge Credit Card -
Waiver on fuel surcharge
For transactions amounting to Rs.400 to Rs.5,000 charged on YES Prosperity Edge Credit Card, cardholders will get the fuel surcharge waived at fuel stations across the country. The amount for surcharge reversal is capped at Rs.250 per statement cycle.
Contactless card technology
The YES Prosperity Edge Credit Card is provided with contactless technology, ensuring quick, reliable and safe payments at retail stores. This card can be used for the purpose of making convenient payments.
Customers can shop online without worrying about security thanks to MasterCard SecureCode. This is a 3D secure Password that can be created by the cardholder. This code is applicable only for retail transactions and on registration based on standing instruction.
Customers can pay for extravagant purchases made through their YES Prosperity Edge Credit Card by repaying the same through EMIs or equated monthly instalments. Cardholders who have earned reward points through their transactions can get them converted to EMIs. The main benefits of this option are -
Loan on your credit card
Termed as ‘Quick Loan’ facility, YES Bank offers immediate funds to select credit cardholders. The loan amount will be within the credit limit of the card and the approved amount will be disbursed within 3 working days.
If you wish to apply for Prosperity Edge Credit Card, you can contact YES Bank’s credit card customer care, check your eligibility to apply for the card and know the application process.
Alternatively, you can directly apply for the card online on Bank Bazaar website. Bank Bazaar is an authorised fintech company that has partnered with YES Bank to provide online application services for the customers. Interestingly, Bank Bazaar offers a unique paperless credit card approval process. Application, as well as documentation, will be done online and you don’t have to submit any hard copies of documents nor you need to visit any bank branches or executives.
To apply through Bankbazaar.com, visit the website, click on ‘Credit Cards’, filter the results to see only YES Bank credit card. Find YES Prosperity Edge Credit Card from the list and click on ‘Check Eligibility’ You will be asked a set of questions, based on which your eligibility to apply for the card will be determined. Once your profile is eligible to apply for the card, you will be redirected to the online application page, where you need to fill all the required details and upload the documents to apply for the card. You may receive an acknowledgement once your application is successfully submitted.
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The eligibility criteria that customers have to meet prior to availing the YES Prosperity Edge Credit Card are as follows -
The following are the list of documents required to apply for YES Prosperity Edge Credit Card
The bank may ask you for other documents based on your eligibility for the card.Other Yes Bank Credit Cards