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Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Prosperity Edge Credit card offered by YES Bank offers a highly rewarding experience. The loyalty program offered by the card is the exclusively designed to help you save while you spend. From accelerated reward points as bonus to preferential interest rate, this credit card has some exceptional features and benefits.
| Type of fee | Amount |
| Joining fees | Rs.1,000 (Waived if total spends exceed Rs.15,000 within the first 90 days from the date of card issuance) |
| Annual fee | Rs.1,000 (Waived if total spends exceed Rs.75,000 within 12 months prior to the renewal) |
| Finance charges | For YES Bank salary and savings account holders 2.99% per month and 35.88% per annum. For Non-YES Bank cardholders: 3.22% per month and 38.64% annually. |
| Cash advance charges | 2.5% of the advance amount |
| Over limit charges | 2.5% of Over Limit Amount or Rs.500 (Whichever is higher) |
| Add-on card fee | Nil up to 3 cards |
| Late payment fees | Outstanding balance up to Rs.100- Nil From Rs.101 to Rs.500- Rs.100 From Rs.501to Rs.5,000- Rs.400 From Rs.5,001 to Rs.20,000- Rs.500 Above Rs.20,000- Rs.700 |
| Returned cheque | Rs.350 |
| Foreign currency mark-up charge | 3% on the transaction amount |
| Duplicate statement request | Rs.100 per statement |
| Re-issue of lost or stolen card | Rs.100 |
To be eligible to get a YES Prosperity Edge Credit Card Card, you need to fulfill the following eligibility criteria:
| Address proof |
Any one of the documents
|
| Identity Proof |
Any one of the documents
|
| Income proof (For salaried) |
|
| Income proof (For self-employed) |
|
| Other documents |
|
Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
You can visit YES Bank’s official website and apply for a YES Prosperity Edge Credit Card. If you choose to apply through BankBazaar, follow the below process:
Please dial 1800119371 to reach the concierge desk. You can also contact the bank’s credit card customer care department at 1800 103 1212.
Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.
Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.
NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to support@yesrewardz.com. You can also contact your bank relationship manager for more information.
Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
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