Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Yes Prosperity Edge Credit Card

  • We found 1 Yes Prosperity Edge Credit Card
    1st Year Fee
    Joining Perks
    Reduced to 0 On spends of 15,000 within 90 days 1199
    What you'll love
    Fee details

    The Prosperity Edge Credit card offered by YES Bank offers a highly rewarding experience. The loyalty program offered by the card is the exclusively designed to help you save while you spend. From accelerated reward points as bonus to preferential interest rate, this credit card has some exceptional features and benefits.

    YES Prosperity Edge Credit Card key highlights

    • With this card, you get to earn 1,250 rewards points if your spends are Rs.7,500 or more before 30 days from the date of card issuance.
    • Enjoy accelerated reward points on birthdays, dining bills, international and online spends.
    • Apart from the preferential interest rate, you also get to enjoy great discounts and offers on your birthdays, dining bills, online and international spends.

    YES Prosperity Edge Credit Card lifestyle benefits

    • Enjoy 15,000 bonus points if you achieve an annual spend of Rs.6 lakh or more in an anniversary year.
    • Earn 6 reward points on retail purchases made on your birthday.
    • Earn 5 reward points on every Rs.100 spent on international purchases.
    • Earn 4 reward points on every Rs.100 spent on all online purchases.
    • Earn 3 reward points on every Rs.100 on retail spends.
    • Register on Yes PayNow and earn 500 reward points.

    YES Prosperity Edge Credit Card features and benefits

    • Rewards redemption option: Redeem your reward points into JPMiles and use it to book your flight tickets. 4 reward points will be 1 JPMile.
    • Fuel Surcharge waiver: Save on your fuel bills using the fuel surcharge waiver applicable at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
    • Insurance benefits: Get Life Insurance Coverage of up to Rs.50 lakh for death due to an air accident. Also, get medical insurance of up to Rs.15 law in case of emergency hospitalisation abroad.
    • Credit shield: This feature that the card offers protects you in case of loss of card, fraudulent activities, or theft.
    • Priority Pass Membership and MasterCard Lounge Program: Enjoy up to 2 domestic lounge visits every quarter across 30+ airport lounges in India.
    • Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
    • Card Protection Plan: Safeguard your credit card with the Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.

    YES Prosperity Edge Credit Card fees and charges

    Type of Fee Amount
    First Year Fee Rs.1,199 (Taxes will applicable)
    Renewal Fee (annual) Rs.1,199 (Taxes will applicable)

    First year membership fee reversal: Your membership fee will be reversed if your total retail expenses cross Rs.15,000 within 90 days of your card being set up date or the upgrade date. This is valid only on retail purchases.

    Renewal membership fee reversal condition: The renewal membership fee will be reversed on the total spends of Rs.75,000 in the previous year. This is valid on all retail purchases including fuel expenses.

    Eligibility to apply for YES Prosperity Edge Credit Card

    To be eligible to get a YES Prosperity Edge Credit Card, you need to fulfill the following eligibility criteria:

    • You need to be at least 21 years of age.
    • You should not be over 60 years.
    • You should be a salaried or self-employed person.
    • Your minimum net monthly salary should be Rs.60,000.
    • If you are self-employed, your Income Tax Return should be Rs.7.20 lakh or more.
    • Or, you should have a fixed deposit with YES Bank.

    Documents requited to apply for YES Prosperity Edge Credit Card

    Address proof Any one of the documents
    • Passport
    • Telephone bill
    • Electricity bill
    • Passport
    • Voter ID card
    • Ration card
    • Aadhaar card
    Identity Proof Any one of the documents
    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar card
    • Voter’s ID card
    • Driving license
    Income proof (For salaried)
    • Recent pay slips
    • Last 6 months bank statements
    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Audited profit and loss statement
    • Balance sheet
    Other documents
    • Duly-filed application form
    • Passport size photographs

    Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.

    YES Prosperity Edge Credit Card FAQs

    1. How do I get the concierge services? Can I reach the Concierge desk via e-mail?

      Please dial 1800119371 to reach the concierge desk. You can also contact the Yes bank credit card customer care department at 1800 103 1212.

    2. Is there a maximum limit for the fuel surcharge waiver offered by my card?

      Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

    3. Should I pay a reward redemption fee while I redeem the accumulated points on my YES Prosperity Edge Credit Card?

      Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

    4. How do NRI cardholders redeem their reward points?

      NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to You can also contact your bank relationship manager for more information.

    5. Can I covert a transaction I made on my YES Prosperity Edge Credit Card into EMI?

      Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.


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