The Prosperity Edge Credit card offered by YES Bank offers a highly rewarding experience. The loyalty program offered by the card is the exclusively designed to help you save while you spend. From accelerated reward points as bonus to preferential interest rate, this credit card has some exceptional features and benefits.
YES Prosperity Edge Credit Card key highlights
With this card, you get to earn 1,250 rewards points if your spends are Rs.7,500 or more before 30 days from the date of card issuance.
Enjoy accelerated reward points on birthdays, dining bills, international and online spends.
Apart from the preferential interest rate, you also get to enjoy great discounts and offers on your birthdays, dining bills, online and international spends.
Documents requited to apply for YES Prosperity Edge Credit Card
Any one of the documents
Voter ID card
Any one of the documents
Voter’s ID card
Income proof (For salaried)
Recent pay slips
Last 6 months bank statements
Income proof (For self-employed)
Recent ITR (Income Tax Returns)
Audited profit and loss statement
Duly-filed application form
Passport size photographs
Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
FAQs on YES Prosperity Edge Credit Card Card
How do I get the concierge services? Can I reach the Concierge desk via e-mail?
Please dial 1800119371 to reach the concierge desk. You can also contact the bank’s credit card customer care department at 1800 103 1212.
Is there a maximum limit for the fuel surcharge waiver offered by my card?
Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.
Should I pay a reward redemption fee while I redeem the accumulated points on my YES Prosperity Edge Credit Card?
Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.
How do NRI cardholders redeem their reward points?
NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to email@example.com. You can also contact your bank relationship manager for more information.
Can I covert a transaction I made on my YES Prosperity Edge Credit Card into EMI?
Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.
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I have not much used of it hence i have not aware of the complete benefits. Executive never informed me about the charges and in the welcome kit, details were not there. Even I'm not aware of my billing cycle also. It is a life time free credit card. YES bank provided me a limit of Rs. 15000 which is very bad.
I was seeing a lots of offers when i purchase the card but they keep on repeating the same offers or if i spent Rs. 10000 they will give Rs. 250 Amazon voucher which is a not that much worth to spend. I didn't face any issue of getting the card. I'm satisfied with the credit limit provided to me. Its a free card.
I have received my YES PROSPERITY EDGE from Yes Bank. Credit limit is good and there is no annual fee.Yes bank customer service was good, I had received the card on time. The features of the card are great. I am getting reward points and cashback offer.
I had applied for YES PROSPERITY EDGE credit card where it took 20 days to approve and the credit limit is good, EMI options are available, annual free charges is zero, card has good cash back and reward points offers, PIN number was easy to generate.
I have recently taken YES BANK Prosperity Edge card. The reason for getting the card is its life time free. The credit limit is less. I have not used the card yet and will be using it soon. The application is good. Actually they are provided me one benefit, if I pay my electricity bill through this card and will be getting 250 points every month.
I had applied YES PROSPERITY EDGE CARD on 2 months before which was processed through an online. The credit limit is given for a sufficient to use for this card. It is life time free credit card. On time I received a card but I have not received a kit instead of sending they told to download through an online.
I am using the credit card from other bank and the limit is around Rs. 5 lakhs but in YES bank, they have provided me a limit of Rs.30000 and i don't know at basis they are providing the limit. I get the priority pass in airports and rest of the offers are similar like other banks.
I have selected yes bank prosperity rewards edge credit card past 3 month.Its is life time free credit car.There is no sufficient limit is provide from banker end .There is no cash back offer and no rewards points .while document submitted on line as well executive .Customer service is not good.
YES bank response is lacking especially on the notification part whenever I send mail only I am getting reply from the customer support. I am holding Yes prosperity Edge card, they deducted Rs. 1500 as charges but they said will refund it shortly.
Sometimes the charges are unpredictable with YES BANK credit card. They have provided me a life time credit card. I am using Prosperity card for almost one year. The credit limit was satisfied. I don't understand the reward system which should be simplified. Their app should be enhanced.
Its a no charge card because its a life time free and offering me a airport launch access hence i have taken this card. I get a cashback, discounts and reward points on this card. They have provided me a credit limit of Rs. 50000 on my YES bank prosperity Edge card. I have got some joining benefits.
They are providing a free credit card for life time hence i have taken from yes bank. 1 month back, i have taken this card. The given credit limit is around Rs. 50000 which is fine for me. There is no annual fee on this card. Within the stipulated time, they have sent a card to my residential address.
The rate of interest and charges are as per RBI guidelines. I have taken YES PROSPERITY EDGE through online channel. The reward points are much better in this card and its a life time free credit card. The limit is only 20K but I have expected bit more. The card was delivered in a week.
Just got a good offer like rewards points hence i purchased this card. I get a credit limit of Rs. 1.50 lakhs and there is no annual fee. My monthly statement has sent to residential and its easy to understand. I'm not using their credit card banking. I use online banking to pay the bill.
Everything was pretty user friendly and the card delivery time is not acceptable. After applied the credit card, it took 5 weeks to get the credit card and the process is quite long. It was basically a free card and it had a benefits of master card with Golf program. Without any yearly annual fee, its a convenient card to use.
I just qualified for this yes bank credit card hence i got it. I get the rewards points on petrol filling, restaurants usage and many more. They have provided me a limit of Rs. 68000 and its a hassle free card to use. I'm using this card for both offline and online transaction.
I have selected yes bank prosperity edge past months ago Documents submitted through executive they giving clear information about credit card. while transaction cash back offers and rewards point applicable.Its life time free credit card , sufficient limit is provide from banker end and Customer is excellent.
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Reviewed on Jun 21, 2019
There is a launch access is available in Airport hence i have purchased the YES bank credit card. I can access the facility quarterly twice. I'm getting the rewards points which i am not using the card for that purchase. I'm sufficient with the credit limit. Once they have called me for a welcome call in that they have explained me about the card features.
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MANIKANTH PRASAD BOGGAVARAPU VEERA
Reviewed on Jun 11, 2019
I have taken YES PROSPERITY EDGE through online channel, the process was immediate and they have delivered the card on time. The credit limit is fine for me. There was no annual fee. I have used the card and the payment mode is easy. The documentation process was fine.
YES bank card processing is good and they are prompt in sending the messages and the communication is good whenever i do the purchase i get the immediate message alert and mail alert the card protection is good. I'm aware of their terms and conditions for bill payment. They have give me a welcome call after i received the card.
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RAJASHRI SANJEEV CHAVAN
Reviewed on Jun 09, 2019