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  • Yes First Preferred Credit Card

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    YES First Preferred Credit Card offers exceptional benefits. From complimentary Priority Pass Membership and movie benefits to exclusive welcome rewards and lifestyle benefits, this credit card offers it all.

    YES First Preferred Credit Card key highlights

    • Get 15,000 reward points when you make your first transaction (Terms and conditions apply)
    • Enjoy 25% discount on movie tickets made on BookMyShow.
    • Get 20,000 reward points every anniversary year if your annual spends exceed Rs.7.5 lakh.
    • Earn 8 reward points on every Rs.100 spent on retail shopping.
    • For each YES PayNow registration, get 1,000 reward points.
    • Enjoy fuel surcharge waiver at all fuel stations in India for transactions between Rs.400 to Rs.5,000.

    YES First Preferred Credit Card lifestyle benefits

    • Get Green Fee waiver at select golf courses in India.
    • Enjoy complimentary Golf Lesson every month at select golf courses across the country.
    • Enjoy 4 complimentary airport lounge accesses under the Priority Pass Membership.
    • Enjoy 3 domestic lounge accesses limited to 3 visits per quarter for primary cardholders in over 25 lounges in India.
    • Enjoy life insurance cover of up to Rs.1 crore in case of flight accidents.

    YES First Preferred Credit Card features and benefits

    • Medical Insurance: Get Rs.25 lakh medical insurance for emergency hospitalization when traveling overseas.
    • Credit shield: Also, get credit shield in case of accidental death of the primary cardholder.
    • Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referrals, movie tickets assistance, and flower and gift delivery.
    • Automobile assistance: Get 24x7 emergency automobile assistance with your YES First Preferred Credit Card. You can use this service for emergency towing assistance or roadside repair.
    • Card Protection Plan: Safeguard your credit card with the Credit Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.

    YES First Preferred Credit Card fees and charges

    Type of fee Amount
    Joining fees NIL
    Annual fee NIL
    Finance charges For YES Bank salary and savings account holders- 2.75% per month and 23.88% per annum. For Non-YES Bank cardholders: 2.75% per month and 33% annually. For cards issued against fixed deposits: 2.59% per month and 31.08% per annum.
    Cash advance charges 2.5% of the advance amount
    Over limit charges 2.5% of Over Limit Amount or Rs.500 (Whichever is higher)
    Add-on card fee Nil up to 3 cards
    Late payment fees Outstanding balance up to Rs.100- Nil From Rs.101 to Rs.500- Rs.100 From Rs.501to Rs.5,000- Rs.400 From Rs.5,001 to Rs.20,000- Rs.500 Above Rs.20,000- Rs.700
    Returned cheque Rs.350
    Foreign currency mark-up charge 1.75% on the transaction amount
    Duplicate statement request Rs.100 per statement
    Re-issue of lost or stolen card Rs.100

    Eligibility to apply for YES First Preferred Credit Card

    To be eligible to get a YES First Preferred Credit Card, you need to fulfill the following eligibility criteria:

    • You should be a minimum of 21 years.
    • You should not be over 60 years.
    • Your minimum net monthly salary should be Rs.2 lakh.
    • If you are self-employed, your Income Tax Return should be Rs.24 lakh or more.
    • Or, you should have a fixed deposit with YES Bank of Rs.3 lakh or above.

    Documents required to apply for YES First Preferred Credit Card

    Address proof Any one of the documents
    • Passport
    • Telephone bill
    • Electricity bill
    • Passport
    • Voter ID card
    • Ration card
    • Aadhaar card
    Identity Proof Any one of the documents
    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar card
    • Voter’s ID card
    • Driving license
    Income proof (For salaried)
    • Recent pay slips
    • Last 6 months bank statements
    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Audited profit and loss statement
    • Balance sheet
    Other documents
    • Duly-filed application form
    • Passport size photographs

    Note: The above list is for reference only. YES Bank reserves the right to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.

    FAQs on YES First Preferred Credit Card

    1. How do I reach the YES Bank concierge desk?
    2. Please dial 1800119371 to reach the concierge desk. You can also contact the YES bank’s credit card customer care department at 1800 103 1212.

    3. Is there a cap on the fuel surcharge waiver?
    4. Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

    5. Is there a fee to redeem my reward points accumulated in my YES Bank First Preferred Credit Card?
    6. Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

    7. How do I get more information about the complimentary golf lessons that the YES Bank First Preferred Credit Card offers?
    8. Please dial 1800 102 6263 to book your golf lessons.

    9. Is YES First Preferred Credit Card as contactless card?
    10. Yes. This is a contactless card.

    Other Yes Bank Credit Cards
      

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    Yes First Preferred Credit Card Reviews

    • YES Bank Credit Card
      "Yet to experience the card"
      0.5 4.0/5 "Great!"
      I have some plenty of cards hence i have not yet started using the card. They have called me so many times but I'm in a situation to talk with them. In the welcome kit, they have not informed about the billing due date. This totally a free life time card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 26, 2019
    • YES Bank
      YES Bank Credit Card
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      I had selected to go with YES FIRST PREFERRED Credit Card since it is a popular bank and the process in getting this card has been pretty easy. The Credit limit with the card has been sufficient and they had also explained me about the benefits & features with this card and it is a life time free card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 04, 2019
    • YES Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I am using YES bank First Preferred credit card for more than a month. I have applied through on line. When at an initial verification the process was smooth.On time i received a card. The credit limit is sufficient to use.It is a life time free credit card. I use to get cash back and reward points based on the transactions.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 02, 2019
    • YES Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I applied for YES PROSPERITY REWARD PLUS CREDIT CARD recently, It is life time free credit card, the reason for choosing this card is for their offers , like they use to give good offers in petroleum , i am happy with the credit limit which they have given to me , the card dispatch very quick like after 5 days i received the card, the process of getting card was simple.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 17, 2019
    • YES Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My application has been taken with YES BANK , they offered me with YES BANK EXCLUSIVE credit card . Benefits were attractive with this card . It is chargeable card but they gave me life time free card . I use to get many offers on this card . Overall it is good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 18, 2019
    • YES Bank Credit Card
      "YES BANK Credit Card"
      0.5 4.0/5 "Great!"
      I bank with YES Bank for the credit card. The process to get card was smooth and the credit limit is also fine. The customer support is good and they are responsive as well. There are good deals on the card. I recently received the card and it has been good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 07, 2019
    • YES Bank Credit Card
      "Easy to use"
      0.5 5.0/5 "Blown Away!"
      For past 3 months i have been using the credit card with Yes Bank. I have got a credit limit of Rs. 30000 and I'm satisfied with it. This is a life time free credit card. There is a cashback offer available in card. Online purchase offer is there in Amazon and Flipkart. I have called the customer care service and the response is best.
      Was this review helpful? 4
      , new delhi
      Reviewed on Nov 15, 2018
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