YES First Preferred Credit Card is one the premier credit cards offered by YES Bank. There are two ways to avail the card - one is by providing your income details and the another is to open a fixed deposit account with the bank. The YES First Preferred Credit Card provides enormous benefits and exclusive rewards for the cardholders. The card serves both lifestyle and travel purposes by providing offers on dining, shopping, travel, entertainment, and others.
The features and benefits offered by YES First Preferred Credit Card are listed below. You can also find various fees and charges associated with the card along with the process to apply for the same.
The accrued reward points can be redeemed for flight or hotel or movie ticket booking through a dedicated online portal. The reward point equals Rs.0.25. You can also exchange the points for exclusive products on the rewards catalogue, and also for Jet Privilege (JP) Miles. Every 4 reward points can be exchanged for 1 JP Mile.
Under the MasterCard Lounge Program, cardholders will get 3 free visits per quarter to more than 25 domestic airports within India.
| Type of Fee | Amount |
|---|---|
| Joining fee | NIL |
| Renewal membership fee | NIL |
| Interest rate on revolving credit, overdue amount, and cash advances (For YES Bank salary or savings account holders) | 1.99% per month or 23.88% per year |
| Interest rate (For those who do not have YES Bank salary account) | 2.75% p.m. or 33% p.a. |
| Interest rate (For credit cards issued against fixed deposits) | 2.59% p.m. or 31.08% p.a. |
| Preferential foreign currency markup fee | 1.75% |
If you wish to apply for Prosperity Edge Credit Card, you can contact YES Bank’s credit card customer care, check your eligibility to apply for the card and know the application process.
Alternatively, you can directly apply for the card online on Bank Bazaar website. Bank Bazaar is an authorised fintech company that has partnered with YES Bank to provide online application services for the customers. Interestingly, Bank Bazaar offers a unique paperless credit card approval process. Application, as well as documentation, will be done online and you don’t have to submit any hard copies of documents nor you need to visit any bank branches or executives.
To apply through Bankbazaar.com, visit the website, click on ‘Credit Cards’, filter the results to see only YES Bank credit card. Find YES Prosperity Edge Credit Card from the list and click on ‘Check Eligibility’ You will be asked a set of questions, based on which your eligibility to apply for the card will be determined. Once your profile is eligible to apply for the card, you will be redirected to the online application page, where you need to fill all the required details and upload the documents to apply for the card. You may receive an acknowledgement once your application is successfully submitted.
If you do not wish to apply for a YES Bank Preferred Credit Card online, please visit the nearest YES Bank branch and a bank executive will be able to assist you. You will be asked to fill up the credit card application form manually and submit it with all necessary documents. If your application is approved by the bank, the credit card will be sent via post to your registered address.
YES. You can register your YES Bank first Preferred Credit Card with Samsung Pay. Please visit https://www.yesbank.in/credit-card-application-status for more details on how to link your YES Bank credit card to Samsung Pay.
YES Bank has a dedicated customer service department for their credit cardholders. You can contact the round-the-clock customer service department at 1800 103 6000 which is a toll-free number for people calling from mobiles and landlines within India. Customer calling from outside India can contact YES Bank by calling +91 22 4935 0000. Alternatively, you can also write to YES Bank credit card department at yesfirstcc@yesbank.in.
YES. From time to time, YES Bank offers great discounts and cashback for their credit cardholders. Please visit https://www.yesbank.in/credit-card-application-status for the complete list of latest offers available for YES Bank credit cardholders.
Please 1800 11 9371 or 022 42320239 to reach the exclusive concierge service desk.
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Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
