Union JCB Wellness Credit Card
Union Bank of India in collaboration with JBC offers the Union JCB Wellness Credit Card that comes with various lifestyle and wellness benefits. You can apply for the credit card online and the process is simple.
The Union JCB Wellness Credit Card comes with several milestone and reward points benefits. Annual benefits of around Rs.22,000 per year are provided if you opt for the premium card. You can link the card to an UPI app to make payments. Complimentary health check-up, complimentary gold game, and airport lounge access are some of the benefits that are offered.
Features and Benefits of Union JCB Wellness Credit Card
The main features and benefits of the Union JCB Wellness Credit Card are mentioned in the table below:
Category | Features |
Milestone Rewards | If you spend a certain amount of money in a year, reward points are offered and are mentioned below:Rs.1.5 lakh: 1,000 pointsRs.2 lakh: 1,500 pointsRs.2.5 lakh: 2,000 points |
UPI | The card can be linked to UPI apps for transactions. |
Accidental Insurance Coverage | Rs.10 lakh: Covered by NPCIRs.30 lakh: Borne by cardholder |
Fuel Purchase Waiver | 1% waiver (maximum of Rs.100 every billing cycle) |
Reward Points | 4 reward points for every Rs.100 spent on apparel, departmental stores, groceries, shopping, and dining.2 reward points for other non-fuel spends. |
Complimentary Airport Lounge Access | International: 2 every yearDomestic: 2 every quarter (8 per year) |
Gold Program | One golf round is offered as a complimentary per year. |
Gym Access Program | 15/30 days is offered as a free trial once a year. |
Health Check-Up | Diagnostic test is provided as a complimentary. |
Spa Services | Complimentary and discounted program on a 60-minute massage session. |
Online Account Management | You can track payments, make payments, and view statements online. |
Wide Acceptance | The card can be used all over the world. |
Eligibility Criteria of Union JCB Wellness Credit Card
The eligibility criteria that must be met to apply for the Union JCB Wellness Credit Card are mentioned below:
Category | Criteria |
Age | Professional: 18 years – 70 yearsSalaried: 18 years – 65 years |
Against Term Deposit | At least 18 years old |
CIBIL Score | Employees of Government/ State Government Institutions/ PSUs: 650 and aboveProfessionals/ Salaried/ Others: 700 and above |
Documents Required for Union JCB Wellness Credit Card
The list of documents that must be submitted when you apply for the Union JCB Wellness Credit Card are mentioned below:
- Application form.
- PAN Card.
- Address proof.
- Proof of income
- Salaried Employees: Last three months salary slips and bank statement.
- Others: Six months bank statement and two years Income Tax Returns.
- Original term deposit receipt (if applicable).
Fees and Charges for Union JCB Wellness Credit Card
The different fees and charges that are applicable are given in the table below:
Joining Fee | Rs.999 plus GST |
Annual Fee | Rs.999 plus GST |
Annual Fee Waiver | If you spend Rs.1,00,000 in a year, the annual fee need not be paid. No annual fee needs to be paid for the first year. |
How to Avail Union JCB Wellness Credit Card Benefits?
The process that must be followed to avail the benefits of the Union JCB Wellness Credit Card are given below:
- Visit https://www.rupay.co.in/select-booking.
- Click on ‘Sign Up’.
- Enter your name, city, and card type. You will need to select ‘RuPay Select Credit Card Program’ as the card type.
- Choose ‘Union Bank of India RuPay Select Credit Card’.
- Create an account.
- Login to avail the benefits.
FAQs on Union JCB Wellness Credit Card
- What is the process to activate the Union JCB Wellness Credit Card?
You will need to send an SMS to 7836884400 from the registered mobile number to activate the credit card. The format of the SMS is CARDACK WXXXX (where XXXX is the last four numbers of the credit card).
- Is it possible to increase the credit limit on the Union JCB Wellness Credit Card?
Yes, you can visit the nearest Union Bank of India branch to increase the credit limit on the Union JCB Wellness Credit Card.
- Can the Union JCB Wellness Credit Card be used for international transactions?
Yes, the Union JCB Wellness Credit Card can be used for international transactions.
- Can I use the reward points that I have earned on the Union JCB Wellness Credit Card to withdraw cash?
No, you cannot use the reward points that you have earned on the Union JCB Wellness Credit Card to withdraw cash.
- Can I pay the Union JCB Wellness Credit Card bill on the VYOM app?
Yes, you can pay the Union JCB Wellness Credit Card bill on the VYOM app.
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