Standard Chartered Bank is the biggest multinational bank in our country and has 99 offices peppered in 42 cities. It has been running a successful and reputed business here since 1858. The name Standard Chartered originated from the names of the two banks that partnered to form this bank in the year 1969- The Chartered Bank of India, Australia and China, and Standard Bank of British South Africa.
Standard Chartered PLC, as a British worldwide banking and financial services conglomerate with its base in London, has a wide network of over 1700 sub offices, associates and partnership ventures all over the world. It is an international bank that functions in individual, corporate as well as organized banking arena. In spite of its UK base, it is ironical that over 90 percent of the bank’s profits are from Asia and Africa. Standard Chartered bank’s Platinum Rewards Credit Card presents you with plenty of attractive features and saving options.
Features of SC Platinum Rewards Credit Card:
If you use this card to pay for fuel in any petrol bunk in the country, you can earn redeemable cash points which either translates to rebates or cash return.
This card is perfect for those looking to lead an epicurean life no matter where they go. Get attractive discounts or earn points when you stay at premier hotels, dine at your favourite restaurants or food joints- both in the country and abroad.
Benefits of SC Platinum Rewards Credit Card:
You will also get two cash points every time you spend INR. 150 using your card anywhere. These accrued points can be used for some real big purchase or to pay back the balance amount due in your card.
You also get to enjoy a gamut of opulent lifestyle perks. A great range of unrivalled value for money offers when you go for vacations, golfing, movies, events and more awaits you.
Eligibility Criteria and Documentation:
You should be an Indian resident aged at least 18 to apply for a Standard Chartered Credit card. Also, applicants will be asked to submit an ID proof, a proof of address and other income related documents while applying for the loan.
The annual membership fee is waived off for the initial year.
And from the second year onwards, the yearly membership renewal fee would be INR. 750.
There shall be no additional fees.
If you are applying for multiple cards for your family members’ (those above age 18), INR. 750 is levied per card.
If you spend more than you’re allowed credit limit, an overlimit fee of INR. 500 per one transaction or 2.5 percent of the over limit sum will be charged.
Interest Charges:
Standard Chartered Platinum Rewards Credit Card customarily let go off interest charges if the amount due is paid completely within the agreed time frame every month. But they do levy full interest on the whole unsettled balance amount from the day of your purchase if the entire due amount is not paid.
For Statement Outstanding amount less than or equal to INR. 500 – INR. 100
For Statement Outstanding amount between INR. 501 and INR. 2000 – INR. 350
For statement outstanding amount between INR. 2001 and INR. 5000 – INR. 500
For statement outstanding amount between INR. 5001 and INR. 10,000 – INR. 600
For statement outstanding amount greater than INR. 10,000 – INR. 700
SCB Platinum Rewards Credit Card FAQs:
Can I apply for a supplementary card?
Yes, you can apply for a supplementary credit cards online. However, all add-on cards come with separate annual fee and renewal fees.
What should I do if I accidentally misplace or lose my card?
You can reach Standard Chartered’s 24/7 help desk to instantly block the card. You will be free from any fraudulent transactions made using the card after you have blocked it.
What can I submit as the income proof?
You can submit your latest payslips and income tax return statements as income proof.
What lifestyle benefits do I get with this card?
Cardholders stand to get exclusive offers on dining, golfing, movie tickets and holidays.
What will be the card replacement fee?
In case of loss of card or if it has to be replaced for some other reason, a replacement charge of INR. 250 is levied.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
Credit card payment outstanding amount I am paying please find credit card no missing please send my email id credit card no my credit card missing how much amount outstanding amount my credit card please tell my sir standard chartered Bank
Overall customer care support is excellent and they resolve the issue within specified timeline. Credit card is good for purchasing and other things like other cards. Mainly I got this as lifetime free credit-card and customer-support is good.
Was this review helpful?
0
Nitesh Sitaram Gurav
, mumbai
Reviewed on Jul 21, 2019
It has almost been five years since i am using the STANDARD CHARTED BANK CREDIT CARD where i am not much happy with the services provided by them. The credit limit with the card is very less and there hasn't been any good benefits in holding this card. It does have an annual charges and i use the card very rarely.
It has been more than three years since i am using this credit card and the services of them has been pretty good. They had given me with a credit limit of almost 35,000 which is very less and there has been benefits with the card like good cash back offers. I had not been using this card much.
Was this review helpful?
0
ARVIND KUMAR KUMAR
, faridabad
Reviewed on Mar 13, 2019
I have been using standard chartered rewards credit card, they have charged me annual fee in this card,but waiver option is available, they have given me less credit limit,it okay for me, and there rewards points is good compare to another bank reward credit card i have,they have given me average service.
Was this review helpful?
0
KETAN KUMAR TANK
, ahmedabad
Reviewed on Jan 19, 2019
I bank with Standard Chartered Bank for the credit card. Earlier it was very useful to me and now they have degraded a lot. I am not too happy with the services and they need to work on the overall process. The features are also not up to the mark when compared.
Was this review helpful?
0
ANIMESH MOHAPATRA
, bangalore
Reviewed on Jan 19, 2019
I have been using Standard chattered platinum credit card for last 1 year. Am satisfied with the credit limit . Their customer service and response is good . I get cash back offers and reward points . There is no additional charges for the transaction which i make . Overall am satisfied with service and card
I have received the Standard Chartered card in 2011. They have given me a credit limit of Rs. 1.84 lakhs and they have keep on sending a messages also to keep on increasing the credit limit and i have rejected the same. They are providing 5% cashback in grocery shops. There is a 1+1 movie ticket offer in particular website. There is a cashback offers on diwali festival and 10% cashabck offers on online purchased. There is zero percentage on EMI conversion and i will receive some shoppers stop vouchers.
Was this review helpful?
0
MALLIKHARJUNA CH
, chennai
Reviewed on Nov 15, 2018
This is the oldest card which I'm using. Since 2004, i have been using this card. There is no annual fee and i have not gone for any kind of interest payments. There was some offers. I'm just using the credit card just to avoid the cash hence my usage is very less. They have offered me a credit limit of more than a Rs. 1 lakhs.
Was this review helpful?
0
KUSHAL CHAKRABORTY
, kolkata
Reviewed on Nov 13, 2018
I am an active user of Standard charted platinum rewards credit card. The card comes with great reward points for every purchase and point can be redeemed in lifestyles website. However, after using the credit card for 4+ years, they still have not upgraded my card with maximum benefit card for loyal customers.
It is a life time free card, and the customer service level is also good in this bank, they have given the good limit which is really useful for me, about the rewards and all its just getting accumulated but i am not using it, so may be whenever i needed i may use it for redemption.
Was this review helpful?
0
ASHUTOSH SHARMA
, gurgaon
Reviewed on Aug 30, 2018
Standard chartered Bank has also offered me a platinum rewards credit card. I get 5% cash back on departmental stores. The customer support is good and there are no issues in the process. The transactions are also smooth. The statements are also clear.
The annual fee is zero. They are offering a waiver for annual fee and fuel sur charges. Apart of from that they are giving 2% cashback offers on Groceries, fuel and any departmental purchase like Groceries, electronic items subject to term and conditions and the maximum cashback of Rs. 500. I have purchased this card more than 1 year.
Was this review helpful?
0
RAJENDRA KUMAR SAINI
, jaipur
Reviewed on Aug 02, 2018
I have been holding this card for the last one year and the services which they had been providing so far had been very good. There has been a good credit limit which they had given with the card as well, i had been using the card for shopping and all other purchases and there has been good offers that i had been getting with the card.
My credit card was taken with STANDARD CHARTER Bank 6 years back. They have offered reward card for which the benefits are reward points . The credit limit was very satisfactory . The customer service and responses was really good. Its a life time free card .
Was this review helpful?
0
MAYUR DHINGRA
, hyderabad
Reviewed on Jul 30, 2018
There are no charges in Standard chartered bank credit card. I have purchased this credit card for past 10 years. They are providing a very good rewards points. I can redeem the rewards points into cash. There is no offers on online purchase. Sometimes i used to receive a offers on offline purchase. The customer care service is good.
Was this review helpful?
0
HARSHAD BALDANIYA
, thane
Reviewed on Jul 25, 2018
I had been holding this card for the last 4-5 years and the services which they had been providing so far had been very good. They had been given me with a credit limit of 50 thousand which has been good. There has been good offers with the card available like reward point offers where there. There has been charges which they had been making which has been a little high.
I have not use much with Standard chartered bank credit card. I'm not aware of the offers provided by this credit card. Couple of week before only i have purchased this credit card for that they have offered me a credit limit of Rs. 54000 and I'm satisfied with it. I have never experienced of their customer care service. I did not face any problems with the credit card so far.
For past 4 years, I'm using this standard chartered bank credit card. They have offered me a credit limit of Rs. 1.65 lakhs. I don't need to pay any annual charge for this credit card. I'm not avail any of the offers given by standard chartered card. I don't need to contact the customer care service since the services are very much.
Whenever I'm spending some time, then i will get payback points. They used to send a message if u use some particular amount, i will get some cashback. Based on that i will choose the purchase. For my salary account. They have offered me a free standard chartered bank credit card as complementary. I'm not aware of the annual fee. It is too difficult to speak with the customer care. In back side of the card, they have provide the customer care number which is not working most of the time. The mail support is really fine.
Was this review helpful?
1
KAMINENIPALLE PURNACHANDRA
, bangalore
Reviewed on Jul 01, 2018
