Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Standard Chartered Platinum Rewards Credit Card
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    Standard Chartered Platinum Rewards Credit Card is Rated as "Great!" by 95 Users

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    Standard Chartered Platinum Rewards Credit Card

    Standard Chartered Bank is the biggest multinational bank in our country and has 99 offices peppered in 42 cities. It has been running a successful and reputed business here since 1858. The name Standard Chartered originated from the names of the two banks that partnered to form this bank in the year 1969- The Chartered Bank of India, Australia and China, and Standard Bank of British South Africa.

    Standard Chartered PLC, as a British worldwide banking and financial services conglomerate with its base in London, has a wide network of over 1700 sub offices, associates and partnership ventures all over the world. It is an international bank that functions in individual, corporate as well as organized banking arena. In spite of its UK base, it is ironical that over 90 percent of the bank’s profits are from Asia and Africa. Standard Chartered bank’s Platinum Rewards Credit Card presents you with plenty of attractive features and saving options.

    Features of SC Platinum Rewards Credit Card:

    • If you use this card to pay for fuel in any petrol bunk in the country, you can earn redeemable cash points which either translates to rebates or cash return.
    • This card is perfect for those looking to lead an epicurean life no matter where they go. Get attractive discounts or earn points when you stay at premier hotels, dine at your favourite restaurants or food joints- both in the country and abroad.

    Benefits of SC Platinum Rewards Credit Card:

    • You will also get two cash points every time you spend INR. 150 using your card anywhere. These accrued points can be used for some real big purchase or to pay back the balance amount due in your card.
    • You also get to enjoy a gamut of opulent lifestyle perks. A great range of unrivalled value for money offers when you go for vacations, golfing, movies, events and more awaits you.

    Eligibility Criteria and Documentation:

    You should be an Indian resident aged at least 18 to apply for a Standard Chartered Credit card. Also, applicants will be asked to submit an ID proof, a proof of address and other income related documents while applying for the loan.

    Fees & Other Charges:

    • The joining fee for this credit card is INR. 399.
    • The annual membership fee is waived off for the initial year.
    • And from the second year onwards, the yearly membership renewal fee would be INR. 750.
    • There shall be no additional fees.
    • If you are applying for multiple cards for your family members’ (those above age 18), INR. 750 is levied per card.
    • If you spend more than you’re allowed credit limit, an overlimit fee of INR. 500 per one transaction or 2.5 percent of the over limit sum will be charged.

    Interest Charges:

    Standard Chartered Platinum Rewards Credit Card customarily let go off interest charges if the amount due is paid completely within the agreed time frame every month. But they do levy full interest on the whole unsettled balance amount from the day of your purchase if the entire due amount is not paid.

    • For Statement Outstanding amount less than or equal to INR. 500 – INR. 100
    • For Statement Outstanding amount between INR. 501 and INR. 2000 – INR. 350
    • For statement outstanding amount between INR. 2001 and INR. 5000 – INR. 500
    • For statement outstanding amount between INR. 5001 and INR. 10,000 – INR. 600
    • For statement outstanding amount greater than INR. 10,000 – INR. 700

    SCB Platinum Rewards Credit Card FAQs:

    1. Can I apply for a supplementary card?
    2. Yes, you can apply for a supplementary card online. However, all add-on cards come with separate annual fee and renewal fees.

    3. What should I do if I accidentally misplace or lose my card?
    4. You can reach Standard Chartered’s 24/7 help desk to instantly block the card. You will be free from any fraudulent transactions made using the card after you have blocked it.

    5. What can I submit as the income proof?
    6. You can submit your latest payslips and income tax return statements as income proof.

    7. What lifestyle benefits do I get with this card?
    8. Cardholders stand to get exclusive offers on dining, golfing, movie tickets and holidays.

    9. What will be the card replacement fee?
    10. In case of loss of card or if it has to be replaced for some other reason, a replacement charge of INR. 250 is levied.

    Standard Chartered Platinum Rewards Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Life Time Free Credit Card"
      0.5 5.0/5 "Blown Away!"
      My organization provided Standard Chartered salary account and also a credit card. Credit limit is nominal it is fine for me. Its a life time free platinum credit card, I am getting good reward points which is used to buy the products in online store.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Standard Chartered Bank Credit Card
      "Services are good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard Chartered Bank and the banking services are good. There are good deals and offers and there are no charges related. There are a lot of offers online too, and my transactions goes through smoothly. The limit is good too.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Standard Chartered Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am happy with the services provided by Standard Chartered Bank. I hold a credit card and it has been a very good experience till date. They are providing me with the normal offers. I also have a decent credit limit. There are also no charges, it is free for life.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have the standard chartered bank credit card and am using it from the last three years of time. Customer service is an excellent one with them and I have not faced any issues with them till now.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Standard Chartered Bank Credit Card
      "Good to Approach"
      0.5 4.0/5 "Great!"
      I am yet to get the Standard Chartered credit card, Recently I applied through their executive, customer interaction is good. The executive called and approved the credit card on time without any activation fee and also there are no annual charges which is applicable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • Standard Chartered Bank Credit Card
      "Exellent card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Platinum card with Standard charted bank for past 6years. I use this card for mobile payments, shopping , grocery, online purchases and for bill payments. I am satisfied with the credit limit. There is no annual fee with this card.
      Was this review helpful? 0
      , greater noida
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Good experience with STANDARD CHARTERED BANK credit card . I have earned reward points for every purchasing on my credit card, I used to make payment through online.They are very transparent in transactions statements, no hidden charges.But I wish standard Chartered bank should improve offers on credit card, because I didn't receive any offers on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      The experience at Standard Chartered Bank for the credit card is good. The customer services are satisfactory and it is a better experience. There are no hassles in my statements and also in the offers. The credit limit is also good. They provide better services for this product.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have the Standard charted bank visa credit card for past 4years. The customer support is good with Standard charted bank credit card department. I am not satisfied with the credit limit, but they have promised that they will increase credit limit, I use thus card for shopping online and for usages .
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Best one"
      0.5 4.0/5 "Great!"
      I am holding the Standard chartered bank credit card from the last 4.5 years of time. Response was fine one for me with them and the customer service is also best one. Credit limit value was not much good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Having the Standard Charted Bank lifestyle card for past 7years, but I don't use this card much. I am happy with the credit limit. I have benefits with this card, If I go purchase the clothing in the lifestyle store. I would say this card has come along with my salaried account. I would say it is average card to use. There is no annual fee with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Better card to useq"
      0.5 5.0/5 "Blown Away!"
      I hold a Standard Charted bank platinum rewards card for past 6 years. I use this card for all purchases and for bill payments. The credit limit is Rs,40,00 and I am satisfied with it. There is no annual fee with this card. The additional charges and the rate of interest is low with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Doesn't act per commitment"
      0.5 1.0/5 "Really Bad"
      Standard Chartered Bank as far as my experience goes very rarely act on their commitment. I was actually promised a Credit Card with high credit limit, but when the card came in I was offered lesser limit. I felt they should atleast have the courtesy to inform me about the same.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using SCB credit card from last 3 years, the services provided by SCB is comparatively good. I also get offers like EMI and cashback but i do not avail it. It is very good card to use. I use this card for personal use like shopping and dining and when it comes to credit limit, it is satisfactory.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Standard Chartered Bank and i can clearly say that it has been an excellent experience with them. The service and response from them has been pretty good all throughout the time that i have the credit card and the offers and charges have been the same as promised initially.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      My credit card was taken with Standard Chartered Bank. I earn reward points and cash back offers when I use for online purchase. The customer service is good, they update me about the offers. I got a 24/7 helpline number to reach the customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Hidden charges and high rate of interest "
      0.5 2.0/5 "Expected more"
      I hold a credit card with Standard Chartered Bank and i would say that they are not as flexible with the due dates for payments and also have hidden charges that i personally am not comfortable with. Their rate of interest is also on a higher scale.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 12, 2017
    • Standard Chartered Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard chartered Bank for the last 15 years and i would like to say that i am very happy with the services and the response that i receive from them. I am satisfied with the credit limit given to me and have had no major issues with them. I appreciate the initiative taken by them to resolve any small concern that arises.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 11, 2017
    • Standard Chartered Bank Credit Card
      "Everything has to be improved"
      0.5 1.0/5 "Really Bad"
      Standard Chartered is decreasing the credit limit without my confirmation, I spoke with their customer care executive but still they were reducing the limit. At the time of getting the card, they told there was no annual fee now a days they taking Rs.700 on yearly basis.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 11, 2017
    • Standard Chartered Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      I have titanium Standard Chartered credit card, where I go for grocery shopping I will get some reward points, I could points into voucher. I am holding this SCB just for three months they gave me some complementary offers based on that credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 11, 2017
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