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  • Standard Chartered Platinum Elite Credit Card

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    Standard Chartered is synonymous with trust and wealth and is a multinational financial services and banking company with headquarters in London. Explore the best that Standard Chartered has to offer with the Standard Chartered Platinum Elite Credit Card. Combining elegance and sophistication for those who love to live a little luxuriously, the Platinum Elite Card comes with its own set of benefits and features that makes it ideal for everyone looking to live life differently. With benefits and offers involving the best of restaurants and lounges, the usage of this credit card also results in reward points that can be redeemed for a bunch of fantastic gifts.

    Benefits of the Standard Chartered Bank Platinum Elite Credit Card:

    Revel in Luxury:

    The Standard Chartered Platinum Elite Credit Card provides membership to over 6000 lounges all over the world and is complimentary. However, a nominal usage fee is charged which is $27 for every member.

    Golfing Benefits:

    Standard Chartered Platinum Elite Credit Cardholders have access to more than 2000 golf courses around the globe. This is inclusive of 20 of the best golf courses within India.

    Fine Dining Decadence:

    Standard Chartered Platinum Elite provides the Dining Plus Card which in turn unlocks access to various luxurious restaurants, the best that the world has to offer.

    Features of the Standard Chartered Platinum Elite Credit Card:

    Unique Rewards Program:

    Standard Chartered presents one of the best rewards program available through which customers can redeem their earned reward points for fantastic and exciting gifts available in the Standard Chartered Rewards Catalogue.

    Golfing Privileges:

    Golfing is a sport for the elite. Celebrate the exclusivity of golf through the Standard Chartered Platinum Elite Credit Card that offers access to some of the best courses in the world and in India such as The Grand Greens, Aamby Valley Sahara Lake City, Agra Golf Club and many more.

    Platinum Gourmet:

    Standard Chartered’s Dining Plus is a treat for all food aficionados and has the best offers available from various restaurants. Exclusive dining offers along with a discount of 30% at all leading restaurants in more than 65 cities across the country and at more than 400 restaurants and cafes around the globe including the very best, such as Crepe Station and Cafe Royal.

    Rewards and Redemption:

    Based on the amount spent, Standard Chartered Platinum Elite Credit Card users receive reward points that can be redeemed for a plethora of exciting gifts.

    Documents required and Eligibility:


    The following documents are required in order to procure a Standard Chartered Platinum Elite Credit Card

    • Identity Proof(any one)
      • Photo Pan Card
      • Photo Ration Card
      • Passport
      • Voter’s ID
    • Address proof(any one)
      • Telephone Bill
      • Electricity Bill
      • Rental Agreement
      • Medical/Life Insurance Policy
      • Passport
      • Apartment Allotment Letter


    Standard Chartered Credit Cards can be availed on the basis of the age and annual income of the applicant, life insurance policy among other requirements.

    Fees and Charges:

    Joining Fee

    Rs. 4995

    Annual Fee

    Rs. 6000 is charged as the annual fee for the first year

    Renewal Fee

    From the second year onwards, a fee of Rs. 6000 is charged

    Supplementary Card fee

    There is no charge for the first year.

    Supplementary Card

    There is no additional charge for the second year.

    Multiple Card Fee

    Rs. 6000

    Late Charge

    If payment is missed for 2 months consecutively,Rs. 100 is charged

    Late Payment Charges

    Based on the outstanding balance, fee is charged

    Overlimit fee

    2.5% of the overlimit amount or Rs. 500 per instance (Minimum is Rs 500)

    Rewards Handling Charges

    Rs. 99 is charged towards courier and handling fee for redemption of reward charges. Platinum Elite, Emirates Elite and Inner Circle Platinum Card holders will not attract these fee.

    Cash Advance Fee

    Rs. 300 or 3% of the the amount withdrawn, for every transaction. Apart from this, for withdrawals that are done using the teller facility at any of the Standard Chartered branches, an additional Rs. 500 will be charged.

    Cheque Pickup

    Rs. 90

    Statement Retrieval

    If over 2 months, then Rs. 100 for each statement

    Chargeslip Request

    For each chargeslip, Rs. 225 is charged


    A minimum of Rs. 500 or 2.5% of the overlimit amount

    Overseas transaction

    3.5% transaction fee is charged. Included are the charges that are paid out to MasterCard/Visa for conversion of overseas transaction into INR.

    Cheque/Cash Pickup

    For card accounts that are overdue, Rs. 100 will be charged.

    Replacing the card

    Rs. 100

    Surcharge - Petrol

    2.5% of the transaction charge or Rs.10, whichever is the higher amount

    Surcharge - Railway Ticket at the counter

    Rs. 30 plus 2.5% of the transaction amount

    Standard Chartered Platinum Elite Credit Card FAQs:

    1. Is there a joining fee charged while procuring the Credit Card?

      Yes, there is a joining fee of Rs. 4995 that is charged.

    2. How long does credit card approvals take?

      Once all documents are approved and processed, it takes about 9 days approximately for the card to be approved.

    3. Is there any fee charged for late payments?

      Yes, fee is charged based on the total amount that is due. The table below gives further details.

      Total Amount Due

      Fee Charged

      < or = Rs. 500

      Rs. 100

      Rs. 501 - Rs. 2000

      Rs. 350

      Rs. 2001 - Rs. 4000

      Rs. 500

      Rs. 4001 - Rs. 20,000

      Rs. 750

      > Rs. 20000

      Rs. 800

    4. What is the minimum amount due each month?

      The minimum amount each month will either be 5% of the outstanding statement, Rs. 250 or the total of all interest, installments billed, fees and other charges along with the amount that is over limit and 1% of the principal amount. The amount that is the highest amongst the above will be considered as the minimum amount that is due every month.

    5. What is the interest free credit period that is allowed?

      Based on the payment due date, the grace period can vary between 18-48 days or 25-55 days.

    Other Top Credit Card by Standard Chartered Bank


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    Standard Chartered Platinum Elite Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Good for landmark purchase"
      0.5 3.0/5 "Satisfactory"
      There is no annul fee for this credit card. I will use this card one or two times in a year. They have tie up with landmark. When i purchase in landmark only i will use this credit card. The main reason i take this card for landmark. I never called the customer care services so far. I won't use this card much.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 19, 2018
    • Standard Chartered Bank
      Standard Chartered Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I have got this standard chartered card for 1 year before. I have got the credit limit of 1.35 lakhs and I'm very much happy about it. They are not charging anything for the credit card. I'm not much interested about the plans and benefits of the credit card. I don't face any issues with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2018
    • Standard Chartered Bank Credit Card
      "Decent Card"
      0.5 5.0/5 "Blown Away!"
      The card is supported by most of the merchants. No cost EMI is available in online purchase. I dint get any cashback offers so far. They offered me a credit limit of Rs. 1.5 lakhs. I have called the customer care once, it took minimal time to connect with the customer care executive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2018
    • Standard Chartered Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have used this account from 2015 and it has been an average experience which they had been providing so far. The services has not been up to the mark. It has been very hard in converting to the EMI options. Their customer service also should be improved and was not satisfactory.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 30, 2018
    • Standard Chartered Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      With SCB platinum credit card I got lot of vouchers , reward points and cash back offers. I use this card for more than 3years. I use this card for shopping, fuel and for other usages. I would say it is handy to use and I am satisfied with the credit limit. It is a zero annual free card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 28, 2017
    • Standard Chartered Bank Credit Card
      "Good to have a card with SCB"
      0.5 4.0/5 "Great!"
      I got Standard Charted bank Platinum Elite card. I use this card for past 8 years. I get benefits like rewards points, cash back offers with this card. If yearly I made a purchase of Rs.1laksh my annual fee will be waived off. The rate of interest is nominal with this card. I am satisfied with the credit limit and with their service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 15, 2017
    • Standard Chartered Bank Credit Card
      0.5 0.5/5 "Unacceptable"
      Standard Chartered is a pathetic bank to deal with. Despite being a priority banking customer the service that was provided was to the lowest level. The priority banking managers never respond to your emails and calls appropriately, in case the do pick your call by mistake and hear you out then the call back from them regarding the update on the issue forever never comes. The customer care is the worst that I have ever experienced and they force you to accept something that you are unwilling to. They screw up your transactions and you are unnecessarily charged for something that is their mistake and upon calling for a solution, you get a response that the issue is resolved and the same occurs over and over again. I have an issue unresolved for the past 10 months now. They lack a proper ATM network and branches as well. If they offer you anything, please do not take it, as the promises made will never be kept.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 08, 2017
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