Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 Standard Chartered Platinum Elite Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    4,995
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Standard Chartered Platinum Elite Credit Card is Rated as "Satisfactory" by 3 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Standard Chartered Platinum Elite Credit Card

    Standard Chartered is synonymous with trust and wealth and is a multinational financial services and banking company with headquarters in London. Explore the best that Standard Chartered has to offer with the Standard Chartered Platinum Elite Credit Card. Combining elegance and sophistication for those who love to live a little luxuriously, the Platinum Elite Card comes with its own set of benefits and features that makes it ideal for everyone looking to live life differently. With benefits and offers involving the best of restaurants and lounges, the usage of this credit card also results in reward points that can be redeemed for a bunch of fantastic gifts.

    Benefits of the Standard Chartered Bank Platinum Elite Credit Card:

    Revel in Luxury:

    The Standard Chartered Platinum Elite Credit Card provides membership to over 6000 lounges all over the world and is complimentary. However, a nominal usage fee is charged which is $27 for every member.

    Golfing Benefits:

    Standard Chartered Platinum Elite Credit Cardholders have access to more than 2000 golf courses around the globe. This is inclusive of 20 of the best golf courses within India.

    Fine Dining Decadence:

    Standard Chartered Platinum Elite provides the Dining Plus Card which in turn unlocks access to various luxurious restaurants, the best that the world has to offer.

    Features of the Standard Chartered Platinum Elite Credit Card:

    Unique Rewards Program:

    Standard Chartered presents one of the best rewards program available through which customers can redeem their earned reward points for fantastic and exciting gifts available in the Standard Chartered Rewards Catalogue.

    Golfing Privileges:

    Golfing is a sport for the elite. Celebrate the exclusivity of golf through the Standard Chartered Platinum Elite Credit Card that offers access to some of the best courses in the world and in India such as The Grand Greens, Aamby Valley Sahara Lake City, Agra Golf Club and many more.

    Platinum Gourmet:

    Standard Chartered’s Dining Plus is a treat for all food aficionados and has the best offers available from various restaurants. Exclusive dining offers along with a discount of 30% at all leading restaurants in more than 65 cities across the country and at more than 400 restaurants and cafes around the globe including the very best, such as Crepe Station and Cafe Royal.

    Rewards and Redemption:

    Based on the amount spent, Standard Chartered Platinum Elite Credit Card users receive reward points that can be redeemed for a plethora of exciting gifts.

    Documents required and Eligibility:

    Documents:

    The following documents are required in order to procure a Standard Chartered Platinum Elite Credit Card

    • Identity Proof(any one)
      • Photo Pan Card
      • Photo Ration Card
      • Passport
      • Voter’s ID
    • Address proof(any one)
      • Telephone Bill
      • Electricity Bill
      • Rental Agreement
      • Medical/Life Insurance Policy
      • Passport
      • Apartment Allotment Letter

    Eligibility:

    Standard Chartered Credit Cards can be availed on the basis of the age and annual income of the applicant, life insurance policy among other requirements.

    Fees and Charges:

    Joining Fee

    Rs. 4995

    Annual Fee

    Rs. 6000 is charged as the annual fee for the first year

    Renewal Fee

    From the second year onwards, a fee of Rs. 6000 is charged

    Supplementary Card fee

    There is no charge for the first year.

    Supplementary Card

    There is no additional charge for the second year.

    Multiple Card Fee

    Rs. 6000

    Late Charge

    If payment is missed for 2 months consecutively,Rs. 100 is charged

    Late Payment Charges

    Based on the outstanding balance, fee is charged

    Overlimit fee

    2.5% of the overlimit amount or Rs. 500 per instance (Minimum is Rs 500)

    Rewards Handling Charges

    Rs. 99 is charged towards courier and handling fee for redemption of reward charges. Platinum Elite, Emirates Elite and Inner Circle Platinum Card holders will not attract these fee.

    Cash Advance Fee

    Rs. 300 or 3% of the the amount withdrawn, for every transaction. Apart from this, for withdrawals that are done using the teller facility at any of the Standard Chartered branches, an additional Rs. 500 will be charged.

    Cheque Pickup

    Rs. 90

    Statement Retrieval

    If over 2 months, then Rs. 100 for each statement

    Chargeslip Request

    For each chargeslip, Rs. 225 is charged

    Overlimit

    A minimum of Rs. 500 or 2.5% of the overlimit amount

    Overseas transaction

    3.5% transaction fee is charged. Included are the charges that are paid out to MasterCard/Visa for conversion of overseas transaction into INR.

    Cheque/Cash Pickup

    For card accounts that are overdue, Rs. 100 will be charged.

    Replacing the card

    Rs. 100

    Surcharge - Petrol

    2.5% of the transaction charge or Rs.10, whichever is the higher amount

    Surcharge - Railway Ticket at the counter

    Rs. 30 plus 2.5% of the transaction amount

    Standard Chartered Platinum Elite Credit Card FAQs:

    1. Is there a joining fee charged while procuring the Credit Card?

      Yes, there is a joining fee of Rs. 4995 that is charged.

    2. How long does credit card approvals take?

      Once all documents are approved and processed, it takes about 9 days approximately for the card to be approved.

    3. Is there any fee charged for late payments?

      Yes, fee is charged based on the total amount that is due. The table below gives further details.

      Total Amount Due

      Fee Charged

      < or = Rs. 500

      Rs. 100

      Rs. 501 - Rs. 2000

      Rs. 350

      Rs. 2001 - Rs. 4000

      Rs. 500

      Rs. 4001 - Rs. 20,000

      Rs. 750

      > Rs. 20000

      Rs. 800

    4. What is the minimum amount due each month?

      The minimum amount each month will either be 5% of the outstanding statement, Rs. 250 or the total of all interest, installments billed, fees and other charges along with the amount that is over limit and 1% of the principal amount. The amount that is the highest amongst the above will be considered as the minimum amount that is due every month.

    5. What is the interest free credit period that is allowed?

      Based on the payment due date, the grace period can vary between 18-48 days or 25-55 days.

    Other Top Credit Card by Standard Chartered Bank

    Standard Chartered Platinum Elite Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Life Time Free Credit Card"
      0.5 5.0/5 "Blown Away!"
      My organization provided Standard Chartered salary account and also a credit card. Credit limit is nominal it is fine for me. Its a life time free platinum credit card, I am getting good reward points which is used to buy the products in online store.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Standard Chartered Bank Credit Card
      "Services are good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard Chartered Bank and the banking services are good. There are good deals and offers and there are no charges related. There are a lot of offers online too, and my transactions goes through smoothly. The limit is good too.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Standard Chartered Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am happy with the services provided by Standard Chartered Bank. I hold a credit card and it has been a very good experience till date. They are providing me with the normal offers. I also have a decent credit limit. There are also no charges, it is free for life.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have the standard chartered bank credit card and am using it from the last three years of time. Customer service is an excellent one with them and I have not faced any issues with them till now.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Standard Chartered Bank Credit Card
      "Good to Approach"
      0.5 4.0/5 "Great!"
      I am yet to get the Standard Chartered credit card, Recently I applied through their executive, customer interaction is good. The executive called and approved the credit card on time without any activation fee and also there are no annual charges which is applicable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • Standard Chartered Bank Credit Card
      "Exellent card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Platinum card with Standard charted bank for past 6years. I use this card for mobile payments, shopping , grocery, online purchases and for bill payments. I am satisfied with the credit limit. There is no annual fee with this card.
      Was this review helpful? 0
      , greater noida
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Good experience with STANDARD CHARTERED BANK credit card . I have earned reward points for every purchasing on my credit card, I used to make payment through online.They are very transparent in transactions statements, no hidden charges.But I wish standard Chartered bank should improve offers on credit card, because I didn't receive any offers on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      The experience at Standard Chartered Bank for the credit card is good. The customer services are satisfactory and it is a better experience. There are no hassles in my statements and also in the offers. The credit limit is also good. They provide better services for this product.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have the Standard charted bank visa credit card for past 4years. The customer support is good with Standard charted bank credit card department. I am not satisfied with the credit limit, but they have promised that they will increase credit limit, I use thus card for shopping online and for usages .
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Best one"
      0.5 4.0/5 "Great!"
      I am holding the Standard chartered bank credit card from the last 4.5 years of time. Response was fine one for me with them and the customer service is also best one. Credit limit value was not much good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Having the Standard Charted Bank lifestyle card for past 7years, but I don't use this card much. I am happy with the credit limit. I have benefits with this card, If I go purchase the clothing in the lifestyle store. I would say this card has come along with my salaried account. I would say it is average card to use. There is no annual fee with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Better card to useq"
      0.5 5.0/5 "Blown Away!"
      I hold a Standard Charted bank platinum rewards card for past 6 years. I use this card for all purchases and for bill payments. The credit limit is Rs,40,00 and I am satisfied with it. There is no annual fee with this card. The additional charges and the rate of interest is low with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Doesn't act per commitment"
      0.5 1.0/5 "Really Bad"
      Standard Chartered Bank as far as my experience goes very rarely act on their commitment. I was actually promised a Credit Card with high credit limit, but when the card came in I was offered lesser limit. I felt they should atleast have the courtesy to inform me about the same.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using SCB credit card from last 3 years, the services provided by SCB is comparatively good. I also get offers like EMI and cashback but i do not avail it. It is very good card to use. I use this card for personal use like shopping and dining and when it comes to credit limit, it is satisfactory.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Standard Chartered Bank and i can clearly say that it has been an excellent experience with them. The service and response from them has been pretty good all throughout the time that i have the credit card and the offers and charges have been the same as promised initially.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      My credit card was taken with Standard Chartered Bank. I earn reward points and cash back offers when I use for online purchase. The customer service is good, they update me about the offers. I got a 24/7 helpline number to reach the customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Hidden charges and high rate of interest "
      0.5 2.0/5 "Expected more"
      I hold a credit card with Standard Chartered Bank and i would say that they are not as flexible with the due dates for payments and also have hidden charges that i personally am not comfortable with. Their rate of interest is also on a higher scale.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 12, 2017
    • Standard Chartered Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard chartered Bank for the last 15 years and i would like to say that i am very happy with the services and the response that i receive from them. I am satisfied with the credit limit given to me and have had no major issues with them. I appreciate the initiative taken by them to resolve any small concern that arises.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 11, 2017
    • Standard Chartered Bank Credit Card
      "Everything has to be improved"
      0.5 1.0/5 "Really Bad"
      Standard Chartered is decreasing the credit limit without my confirmation, I spoke with their customer care executive but still they were reducing the limit. At the time of getting the card, they told there was no annual fee now a days they taking Rs.700 on yearly basis.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 11, 2017
    • Standard Chartered Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      I have titanium Standard Chartered credit card, where I go for grocery shopping I will get some reward points, I could points into voucher. I am holding this SCB just for three months they gave me some complementary offers based on that credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 11, 2017
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.