Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Standard Chartered Platinum Elite Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    4,995
    Response Time : Within 30 minutes
    What you'll love
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    Fee Details
    Standard Chartered Platinum Elite Credit Card is Rated as "Satisfactory" by 3 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Standard Chartered Platinum Elite Credit Card

    Standard Chartered is synonymous with trust and wealth and is a multinational financial services and banking company with headquarters in London. Explore the best that Standard Chartered has to offer with the Standard Chartered Platinum Elite Credit Card. Combining elegance and sophistication for those who love to live a little luxuriously, the Platinum Elite Card comes with its own set of benefits and features that makes it ideal for everyone looking to live life differently. With benefits and offers involving the best of restaurants and lounges, the usage of this credit card also results in reward points that can be redeemed for a bunch of fantastic gifts.

    Benefits of the Standard Chartered Bank Platinum Elite Credit Card:

    Revel in Luxury:

    The Standard Chartered Platinum Elite Credit Card provides membership to over 6000 lounges all over the world and is complimentary. However, a nominal usage fee is charged which is $27 for every member.

    Golfing Benefits:

    Standard Chartered Platinum Elite Credit Cardholders have access to more than 2000 golf courses around the globe. This is inclusive of 20 of the best golf courses within India.

    Fine Dining Decadence:

    Standard Chartered Platinum Elite provides the Dining Plus Card which in turn unlocks access to various luxurious restaurants, the best that the world has to offer.

    Features of the Standard Chartered Platinum Elite Credit Card:

    Unique Rewards Program:

    Standard Chartered presents one of the best rewards program available through which customers can redeem their earned reward points for fantastic and exciting gifts available in the Standard Chartered Rewards Catalogue.

    Golfing Privileges:

    Golfing is a sport for the elite. Celebrate the exclusivity of golf through the Standard Chartered Platinum Elite Credit Card that offers access to some of the best courses in the world and in India such as The Grand Greens, Aamby Valley Sahara Lake City, Agra Golf Club and many more.

    Platinum Gourmet:

    Standard Chartered’s Dining Plus is a treat for all food aficionados and has the best offers available from various restaurants. Exclusive dining offers along with a discount of 30% at all leading restaurants in more than 65 cities across the country and at more than 400 restaurants and cafes around the globe including the very best, such as Crepe Station and Cafe Royal.

    Rewards and Redemption:

    Based on the amount spent, Standard Chartered Platinum Elite Credit Card users receive reward points that can be redeemed for a plethora of exciting gifts.

    Documents required and Eligibility:

    Documents:

    The following documents are required in order to procure a Standard Chartered Platinum Elite Credit Card

    • Identity Proof(any one)
      • Photo Pan Card
      • Photo Ration Card
      • Passport
      • Voter’s ID
    • Address proof(any one)
      • Telephone Bill
      • Electricity Bill
      • Rental Agreement
      • Medical/Life Insurance Policy
      • Passport
      • Apartment Allotment Letter

    Eligibility:

    Standard Chartered Credit Cards can be availed on the basis of the age and annual income of the applicant, life insurance policy among other requirements.

    Fees and Charges:

    Joining Fee

    Rs. 4995

    Annual Fee

    Rs. 6000 is charged as the annual fee for the first year

    Renewal Fee

    From the second year onwards, a fee of Rs. 6000 is charged

    Supplementary Card fee

    There is no charge for the first year.

    Supplementary Card

    There is no additional charge for the second year.

    Multiple Card Fee

    Rs. 6000

    Late Charge

    If payment is missed for 2 months consecutively,Rs. 100 is charged

    Late Payment Charges

    Based on the outstanding balance, fee is charged

    Overlimit fee

    2.5% of the overlimit amount or Rs. 500 per instance (Minimum is Rs 500)

    Rewards Handling Charges

    Rs. 99 is charged towards courier and handling fee for redemption of reward charges. Platinum Elite, Emirates Elite and Inner Circle Platinum Card holders will not attract these fee.

    Cash Advance Fee

    Rs. 300 or 3% of the the amount withdrawn, for every transaction. Apart from this, for withdrawals that are done using the teller facility at any of the Standard Chartered branches, an additional Rs. 500 will be charged.

    Cheque Pickup

    Rs. 90

    Statement Retrieval

    If over 2 months, then Rs. 100 for each statement

    Chargeslip Request

    For each chargeslip, Rs. 225 is charged

    Overlimit

    A minimum of Rs. 500 or 2.5% of the overlimit amount

    Overseas transaction

    3.5% transaction fee is charged. Included are the charges that are paid out to MasterCard/Visa for conversion of overseas transaction into INR.

    Cheque/Cash Pickup

    For card accounts that are overdue, Rs. 100 will be charged.

    Replacing the card

    Rs. 100

    Surcharge - Petrol

    2.5% of the transaction charge or Rs.10, whichever is the higher amount

    Surcharge - Railway Ticket at the counter

    Rs. 30 plus 2.5% of the transaction amount

    Standard Chartered Platinum Elite Credit Card FAQs:

    1. Is there a joining fee charged while procuring the Credit Card?

      Yes, there is a joining fee of Rs. 4995 that is charged.

    2. How long does credit card approvals take?

      Once all documents are approved and processed, it takes about 9 days approximately for the card to be approved.

    3. Is there any fee charged for late payments?

      Yes, fee is charged based on the total amount that is due. The table below gives further details.

      Total Amount Due

      Fee Charged

      < or = Rs. 500

      Rs. 100

      Rs. 501 - Rs. 2000

      Rs. 350

      Rs. 2001 - Rs. 4000

      Rs. 500

      Rs. 4001 - Rs. 20,000

      Rs. 750

      > Rs. 20000

      Rs. 800

    4. What is the minimum amount due each month?

      The minimum amount each month will either be 5% of the outstanding statement, Rs. 250 or the total of all interest, installments billed, fees and other charges along with the amount that is over limit and 1% of the principal amount. The amount that is the highest amongst the above will be considered as the minimum amount that is due every month.

    5. What is the interest free credit period that is allowed?

      Based on the payment due date, the grace period can vary between 18-48 days or 25-55 days.

    Other Top Credit Card by Standard Chartered Bank

    Standard Chartered Platinum Elite Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Standard chartered platinum credit card service was good ,the customer support was awesome. The rate of interest and the charges was good with Standard chartered credit card service,credit limit they offered me was very good it was a good experience with Standard chartered bank credit card service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2017
    • Standard Chartered Bank Credit Card
      "Satisafctory"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with STANDARD CHARTER bank 4-5 years back . They have offered titanium International card and the credit limit was 48,000 which was not satisfactory . The validity is up to 2022 and I have 24/7 helpline number. The customer service and responses provided by SCB is really good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2017
    • Standard Chartered Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      Credit limit value is fine one for me with the Standard chartered bank credit card and the online portal is moderate one too. Standard chartered bank credit card customer service is fine one with the Standard chartered bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • Standard Chartered Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Standard Chartered Bank from last 14 years, the credit card services is very good comparatively. They did not charge any annual fee at the time of getting this credit card. I get good offers like loans with low rate of interest and EMI conversions. I have a credit limit of Rs 1.06 lakhs which is comparatively less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • Standard Chartered Bank Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Standard Chartered Bank. for past few years.It has a good limit to transact with the card lakhs.Phone banking always do respond on time.Net banking and mobile App is convenient to use.I do get many offers for shopping at online stores.I pay an annul fees of 500 however its waived off if i spend 30,000 in a year.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 13, 2017
    • Standard Chartered Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Standard Chartered Bank credit card from last 10 years, the experience was good so far with this credit card. There is no annual fee charged for this credit card. I get offers like buy 1 get 1 movie ticket and 2 complimentary lounge access. I use this credit card for general purpose and the credit limit is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2017
    • Standard Chartered Bank Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I am having the Standard chartered bank credit card and am using it from the last two to three years of time. I would like to say that the response is very good. I am happy with the Standard chartered bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • Standard Chartered Bank Credit Card
      "Better"
      0.5 4.5/5 "Excellent!"
      I do hold Standard chartered bank credit card and am using it from the last two to three years of time. I would like to say that the credit limit value is good one for me, also am happy with them. I dont have any issues with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 11, 2017
    • Standard Chartered Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Standard chartered bank credit card department was good ,also the interest rate and the charges was good with Standard chartered. The customer support was good and some time they provide me with good offers I wont use it much still it was a average service from Standard chartered credit card department.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • Standard Chartered Bank Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card with Standard Chartered Bank. I am using it for almost 20 years. The reward points and online options are not good. I make the payment through online banking. It was average service with SCB. They don't charge annual fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The service was good with Standard chartered platinum credit card service but they lack in response and intimations for my payment also Standard chartered credit service have lot of hidden charges ,customer support was good it was totally a good experience with Standard chartered platinum credit card service.
      Was this review helpful? 1
      , noida
      Reviewed on Dec 08, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered Bank provides good services on credit card when compared to all other credit cards. I am using this credit card from last 8 months.This is a lifetime free credit card. I get offers like 5% cash back on utility bills. I use net banking for making payments and there are no hidden charges on any transactions. The credit limit is less and this credit card is recommendable.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 08, 2017
    • Standard Chartered Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with Standard Charted Bank.They have given good limit on the card,the service is good and give prompt response.Net banking is good to perform transactions.I wont recommend the bank as they don't have enough branches loacted at my place.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • Standard Chartered Bank Credit Card
      "They can do it better"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered is charging high rate of interest, after the bill generation they are giving only 10 days to make the payment. But offers are really good for dinning, shopping, restaurant and they got tie up with many merchandise and e commerce sites.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 08, 2017
    • Standard Chartered Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a platinum reward card with STANDARD CHARTERED BANK. My current limit is 45000. For the past 2 years i am using this card. I have not checked for the reward points with the card. There is no offers on online website with this card and i have not seen any offers.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 06, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with Standard Chartered Bank from last 4 years and it is a good card to use. This is a lifetime free credit card and i have a cash limit of Rs 25000 in this credit card. There are no offers like cash back and reward points in this credit card. I use this credit card for online purchase and for dining purpose, the credit limit is sufficient and i use net banking for making payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 06, 2017
    • Standard Chartered Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I have been using Standard Chartered Bank's Credit Card for about 4-5 Years and the experience with it has been good. The Credit Limit offered by them is quite good. I have been getting decent offers from most of the ecommerce purchase site that I usually visit.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 06, 2017
    • Standard Chartered Bank Credit Card
      "Looking for better credit limits and offers"
      0.5 3.0/5 "Satisfactory"
      I am not happy with Standard Chartered, they are not giving good offers and also they offered me less credit limit. I have been using Standard Chartered credit card for past 2.5 years, still I could see any benefits on card. I would like to suggest them to improve on offers and credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2017
    • Standard Chartered Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have taken credit card with SCB was good. I am using the card for past 6 to 7 years. The credit limit was satisfactory. It is not a life time free credit card. The reward points and cash back offers are fantastic. The card is used for everything.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 05, 2017
    • Standard Chartered Bank Credit Card
      "convenient to use."
      0.5 4.0/5 "Great!"
      I have taken a credit card with Standard chartered bank.I don't have an annual fees to hold this card.The bank has given a good limit,its sufficient to use, i am happy with the service of the bank,the phone banking service is good and online service is easy to access.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 05, 2017
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