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    Standard Chartered Platinum Elite Credit Card

    We found 1 Standard Chartered Platinum Elite Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
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    Response Time Within 30 minutes
    What you'll love
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    Fee Details

    Standard Chartered Platinum Elite Credit Card is Rated as "Unacceptable" by 1 Users

    Fees & Charges

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    Overview:

    Standard Chartered is synonymous with trust and wealth and is a multinational financial services and banking company with headquarters in London. Explore the best that Standard Chartered has to offer with the Standard Chartered Platinum Elite Credit Card. Combining elegance and sophistication for those who love to live a little luxuriously, the Platinum Elite Card comes with its own set of benefits and features that makes it ideal for everyone looking to live life differently. With benefits and offers involving the best of restaurants and lounges, the usage of this credit card also results in reward points that can be redeemed for a bunch of fantastic gifts.

    Benefits of the Standard Chartered Bank Platinum Elite Credit Card:

    Revel in Luxury:

    The Standard Chartered Platinum Elite Credit Card provides membership to over 6000 lounges all over the world and is complimentary. However, a nominal usage fee is charged which is $27 for every member.

    Golfing Benefits:

    Standard Chartered Platinum Elite Credit Cardholders have access to more than 2000 golf courses around the globe. This is inclusive of 20 of the best golf courses within India.

    Fine Dining Decadence:

    Standard Chartered Platinum Elite provides the Dining Plus Card which in turn unlocks access to various luxurious restaurants, the best that the world has to offer.

    Features of the Standard Chartered Platinum Elite Credit Card:

    Unique Rewards Program:

    Standard Chartered presents one of the best rewards program available through which customers can redeem their earned reward points for fantastic and exciting gifts available in the Standard Chartered Rewards Catalogue.

    Golfing Privileges:

    Golfing is a sport for the elite. Celebrate the exclusivity of golf through the Standard Chartered Platinum Elite Credit Card that offers access to some of the best courses in the world and in India such as The Grand Greens, Aamby Valley Sahara Lake City, Agra Golf Club and many more.

    Platinum Gourmet:

    Standard Chartered’s Dining Plus is a treat for all food aficionados and has the best offers available from various restaurants. Exclusive dining offers along with a discount of 30% at all leading restaurants in more than 65 cities across the country and at more than 400 restaurants and cafes around the globe including the very best, such as Crepe Station and Cafe Royal.

    Rewards and Redemption:

    Based on the amount spent, Standard Chartered Platinum Elite Credit Card users receive reward points that can be redeemed for a plethora of exciting gifts.

    Documents required and Eligibility:

    Documents:

    The following documents are required in order to procure a Standard Chartered Platinum Elite Credit Card

    • Identity Proof(any one)
      • Photo Pan Card
      • Photo Ration Card
      • Passport
      • Voter’s ID
    • Address proof(any one)
      • Telephone Bill
      • Electricity Bill
      • Rental Agreement
      • Medical/Life Insurance Policy
      • Passport
      • Apartment Allotment Letter

    Eligibility:

    Standard Chartered Credit Cards can be availed on the basis of the age and annual income of the applicant, life insurance policy among other requirements.

    Fees and Charges:

    Joining Fee

    Rs. 4995

    Annual Fee

    Rs. 6000 is charged as the annual fee for the first year

    Renewal Fee

    From the second year onwards, a fee of Rs. 6000 is charged

    Supplementary Card fee

    There is no charge for the first year.

    Supplementary Card

    There is no additional charge for the second year.

    Multiple Card Fee

    Rs. 6000

    Late Charge

    If payment is missed for 2 months consecutively,Rs. 100 is charged

    Late Payment Charges

    Based on the outstanding balance, fee is charged

    Overlimit fee

    2.5% of the overlimit amount or Rs. 500 per instance (Minimum is Rs 500)

    Rewards Handling Charges

    Rs. 99 is charged towards courier and handling fee for redemption of reward charges. Platinum Elite, Emirates Elite and Inner Circle Platinum Card holders will not attract these fee.

    Cash Advance Fee

    Rs. 300 or 3% of the the amount withdrawn, for every transaction. Apart from this, for withdrawals that are done using the teller facility at any of the Standard Chartered branches, an additional Rs. 500 will be charged.

    Cheque Pickup

    Rs. 90

    Statement Retrieval

    If over 2 months, then Rs. 100 for each statement

    Chargeslip Request

    For each chargeslip, Rs. 225 is charged

    Overlimit

    A minimum of Rs. 500 or 2.5% of the overlimit amount

    Overseas transaction

    3.5% transaction fee is charged. Included are the charges that are paid out to MasterCard/Visa for conversion of overseas transaction into INR.

    Cheque/Cash Pickup

    For card accounts that are overdue, Rs. 100 will be charged.

    Replacing the card

    Rs. 100

    Surcharge - Petrol

    2.5% of the transaction charge or Rs.10, whichever is the higher amount

    Surcharge - Railway Ticket at the counter

    Rs. 30 plus 2.5% of the transaction amount

    Standard Chartered Platinum Elite Credit Card FAQs:

    1. Is there a joining fee charged while procuring the Credit Card?

      Yes, there is a joining fee of Rs. 4995 that is charged.

    2. How long does credit card approvals take?

      Once all documents are approved and processed, it takes about 9 days approximately for the card to be approved.

    3. Is there any fee charged for late payments?

      Yes, fee is charged based on the total amount that is due. The table below gives further details.

      Total Amount Due

      Fee Charged

      < or = Rs. 500

      Rs. 100

      Rs. 501 - Rs. 2000

      Rs. 350

      Rs. 2001 - Rs. 4000

      Rs. 500

      Rs. 4001 - Rs. 20,000

      Rs. 750

      > Rs. 20000

      Rs. 800

    4. What is the minimum amount due each month?

      The minimum amount each month will either be 5% of the outstanding statement, Rs. 250 or the total of all interest, installments billed, fees and other charges along with the amount that is over limit and 1% of the principal amount. The amount that is the highest amongst the above will be considered as the minimum amount that is due every month.

    5. What is the interest free credit period that is allowed?

      Based on the payment due date, the grace period can vary between 18-48 days or 25-55 days.

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  • Standard Chartered Platinum Elite Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "A perfect bank in service"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the Standard chartered bank from the last four years of time, also I got the loan from them. They are wonderful and they are providing the better services to the customers. I mean to say that they are unique.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Standard Chartered Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      Standard Chartered bank has offered me a credit card which is free for lifetime. The customer services are good as the bills reach me on time and without any extra charges. The bank needs to improve on the offers and the credit limit. It is good but they can do better in that.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Standard Chartered Bank Credit Card
      "Wonderful "
      0.5 3.0/5 "Satisfactory"
      I do have credit card of Standard chartered bank and the credit limit value is around 20000 Rupees. I used to get the offers, however I am not expecting much offers from them. Customer service is good one with them. On the same lines, It would be nice, if they give some extension with respect to number of days in making the payment.
      Was this review helpful? 0
      , chennai
      Reviewed on May 19, 2017
    • Standard Chartered Bank Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I am having credit card with the Standard chartered bank as of now. I am getting the high reward points and the cash back and am using this credit card from the last five years of time. There are no hassles with this Standard chartered bank credit card. Processing charges are less while compare with others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Standard Chartered Bank Credit Card
      "Credit card services are good"
      0.5 4.0/5 "Great!"
      Once I had credit card with Standard Chartered Bank but later on I closed the card because I was using too many cards at that time. The rate of interest is very normal and after CITI bank, SCB is the second best for credit card services. Services are quite ok with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 17, 2017
    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I am glad to use the services of Standard chartered bank for my credit card. The services are good. The response is good too. They had given me a chargable card for 750 yearly If you spend 60000 rupees in a year the yearly fee amount would get waived offf. They had sanctioned a good credit limit of 1.20 laks, Its been just two months since I had got this card need to explore more.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2017
    • Standard Chartered Bank Credit Card
      "So far so good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard chartered bank and the offers on the card is good. There are continuous on going offers and I am always informed about it. There are no charges taken for the card and the statements has always been clear without extra charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2017
    • Standard Chartered Bank Credit Card
      "Good Card and Points system"
      0.5 4.0/5 "Great!"
      the credit card acceptability is good and the points system is also very good. The best part is the cash back allowed for several transactions. We can use the cash back for credit card payment. The EMI conversion is very easy and the interest rate is also quite favorable.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 12, 2017
    • Standard Chartered Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      SCB has been perfect in the credit card services. Though I no longer use the card the features and offers on it was at par with other banks. There were no charges taken and the limit was good. The customer services was also up to the mark in the statements.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 11, 2017
    • Standard Chartered Bank Credit Card
      "Not Happy"
      0.5 2.0/5 "Expected more"
      Standard Chartered Bank is used to collect unnecessary charges for the credit card. I am fed up in using this card only because of unnecessary charges and I am facing some issues as well with the bank. Hence I stopped to use this card and planning to stop the services as well.
      Was this review helpful? 2
      , bangalore
      Reviewed on May 11, 2017
    • Standard Chartered Bank Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I use credit card with Standard Chartered Bank which is a life time free card. The credit limit is quite good. I will not give any chance for the bank to collect more amount as interest rate because I use to make the payment promptly. I have no issues on my credit card till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 10, 2017
    • Standard Chartered Bank Credit Card
      "Transparent Process"
      0.5 5.0/5 "Blown Away!"
      Earlier I was holding a Standard Chartered credit card then I closed it, by paying the entire payment. Now recently I had taken personal loan by SCB. They had done the fast process and they requested me to apply for the credit card with zero processing fee...
      Was this review helpful? 0
      , bangalore
      Reviewed on May 10, 2017
    • Standard Chartered Bank Credit Card
      "Useful Card"
      0.5 5.0/5 "Blown Away!"
      I use this card to redeem the points and for recharge and other uses. I got the credit limit of 1.5lakhs and I am happy with the credit limit. With this card I can also with draw Rs.35000 as cash. I am holding this card for about past 2 years. I pay the credit bill through SBI, it is easy and convenient. Over all I would like to say it is a useful card.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 09, 2017
    • Standard Chartered Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      While dispatching the Standard chartered Bank platinum credit card, I have faced lot of hiccups. Credit limit value can be increased but am not bother about it. Response and other aspects are really fine, also online services are working in great way.
      Was this review helpful? 0
      , chennai
      Reviewed on May 05, 2017
    • Standard Chartered Bank Credit Card
      "Not reliable"
      0.5 2.0/5 "Expected more"
      I would like to say Standard chartered bank credit card did not work well, because I have not got the proper services and offer from them.. I am with them from the last ten years of time and the credit limit value is too lesser . As a customer, I would like to say that they need to improve their services.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 05, 2017
    • Standard Chartered Bank Credit Card
      "Not recommendable"
      0.5 1.0/5 "Really Bad"
      I earlier used the credit card from SCB and I closed the same because they were not good in the offers and also they were not transparent in the statements as well. The bank has also spoiled my reputation continuioulsy by showing a outstanding though I had cleared it a year back and that in turn affected my credit score.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 03, 2017
    • Standard Chartered Bank Credit Card
      "Needs to improvement on customer satisfaction"
      0.5 4.0/5 "Great!"
      Standard Charted credit card is free of cost, but after one year they would start leving some hidden charges. When I was converting amount into EMI, charges were really high compared to other banks. Offers are nominal as per the market and it is not so attractive.
      Was this review helpful? 0
      , bhilwara
      Reviewed on May 02, 2017
    • Standard Chartered Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I am very much satisfied with Standard Chartered credit card as they had offered me around 30 thousand rupees of limit. SCB is good in terms of offers they used to give reward points on everyspending. It has been a hassle free experience till date. Billing is also very transparent and the limit offered too is satisfactory and it is a life time free credit card.
      Was this review helpful? 1
      , mumbai
      Reviewed on May 02, 2017
    • Standard Chartered Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SCB and I am satisfied with the offers I get on my card. The credit limit is also good and it is enhanced as well. The billing cycle is very convenient as the statements are clear and I receive them on time. The points could also be redeemed without hassles.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 28, 2017
    • Standard Chartered Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      I had no issues with SCB for the credit card as they are clear in the charges and I am not charged anything more. They also have quite a lot of options for me and there has never been any difficulties with the bank. The customer services and response is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 27, 2017
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