Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Standard Chartered DigiSmart Credit Card

  • We found 1 Standard Chartered DigiSmart Credit Card
    1st Year Fee
    Joining Perks
    What you'll love
    Fee Details

    Standard Chartered Bank (SCB) offers the DigiSmart Credit Card which can be used for shopping online, and also to enjoy attractive offers on dining, shopping, groceries, etc. You can apply for this credit card by visiting the official website of Standard Chartered Bank and filling the application form and submitting the required documents. The bank will verify the form and the documents and if they are found to be correct, the credit card will be sent to your communication address.

    Key Features of the Standard Chartered DigiSmart Credit Card

    • Get supplementary credit cards for family members.
    • Enjoy the benefits of a contactless credit card.
    • Make secure online transactions through 3D OTP verification.
    • Enjoy instant digital payment solutions.
    • Enjoy the advantages of online banking and mobile banking.
    • Pay any transaction worth more than Rs.5,000 in the form of easy EMI through the ‘Kuch Bhi on EMI’ feature.
    • Earn more through Standard Chartered 360° rewards programme.
    • Avail easy loans on your credit card of up to Rs.5 lakh for a tenure of 12 months to 60 months.
    • Enjoy the benefits of easy credit card balance transfer.
    • Convert your entire transactions (up to Rs.5 lakh) into easy EMIs.

    Benefits of Standard Chartered DigiSmart Credit Card

    • On ordering from Zomato, get a 10% discount, up to a maximum of Rs.750 per month.
    • You will be able to enjoy 10% off on your grocery shopping from Grofers on no minimum amount. The maximum discount you will be able to enjoy is up to Rs.1,000 and the offer is valid up to five transactions per month.
    • You can enjoy discounts on domestic flights, domestic hotels, and international flights at
    • Enjoy 20% discount on Myntra subject to a maximum of Rs.700 per month.
    • Get 15% cashback on your Ola bookings. The maximum cashback you will be able to enjoy will be up to Rs.600.
    • Enjoy BOGO offer on Inox every weekend subject to a discount of Rs.400 per month.

    Eligibility Criteria for Standard Chartered DigiSmart Credit Card

    There are certain eligibility criteria you will have to fulfil to use this credit card:

    • Your age should be between 18 years and 62 years, if you are a salaried person.
    • If you are self-employed, your age should be between 18 years and 67 years.
    • You must reside in the same city from where the bank will issue you your credit card.
    • You will have to agree to policy and credit checks by the lender.
    • If you already have another credit card issued by Standard Chartered Bank, you cannot apply for this credit card.

    Documents Required for Standard Chartered DigiSmart Credit Card

    Given below is the list of documents you will have to submit while applying for a Standard Chartered DigiSmart Credit Card:

    • Proof of identity such as PAN Card, Aadhaar Card, Voter ID, etc.
    • Proof of address such as Passport, utility bill, driving licence, etc.
    • One month’s salary slip. (salaried)
    • 2 years’ ITR (self-employed)
    • A recent passport size photograph of yours.
    • Latest income tax returns with computation of income, proof of business continuity, certified financials if you are a self-employed professional or a self-employed businessman.

    Standard Chartered DigiSmart Credit Card Fees and Charges

    Type of Charge Amount
    Joining Fee Nil
    Monthly Fee Rs.49 - Waived on monthly spends of Rs.5,000 or more in the next calendar month
    Supplementary Card Rs.49 - Waived on monthly spends of Rs.5,000 or more in the next calendar month
    Late Fee Charge Rs.100
    Late Payment Charges
    • Less than or equal to Rs.100 - Nil
    • Rs.101 to Rs.500 - Rs.100
    • Rs.501 to Rs.5,000 – Rs.500
    • Rs.5,001 to Rs.10,000 – Rs.700
    • Rs.10,001 to Rs.25,000 – Rs.800
    • More than Rs.25,000 – Rs.1,200
    Over Limit Fees 2.5% of over limit amount or Rs.500 per instance
    Rewards Handling Charges Rs.99
    Cash Advance Fee 3% of cash withdrawal, subject to a minimum of Rs.300
    Overseas Transactions 3.5%
    Cheque Bounce Charges Rs.500
    Cash Repayment Fee Rs.299

    How to Apply for Standard Chartered DigiSmart Credit Card Online?

    Given below are the steps to follow to apply for Standard Chartered DigiSmart Credit Card online:

    • Visit the official website of Standard Chartered Bank.
    • Click on ‘Our Products’ on the home page, under which you will find ‘Credit Card’.
    • Under the ‘Credit Card’ section click on ‘DigiSmart Credit Card’.
    • You will be directed to the product page where you will have to click on the ‘Apply Now’ option available.
    • Select where you are an existing customer of Standard Chartered Bank or not. Click on ‘Yes’ if you are an existing customer, otherwise click ‘No’.
    • If you select ‘Yes’, you will be asked a set of questions such as whether you have an existing SCB debit card or credit card. If you select ‘No’ you will be asked if you have availed any card or loans from the bank previously. Answer the questions by selecting either ‘Yes’ or ‘No’.
    • In the next step, select the city in which you reside and then enter your email ID and mobile number.
    • If you are not an existing customer, the bank will ask for your date of birth, source of income, and gross fixed monthly income.
    • Click on ‘Proceed’.

    You can apply for the SCB DigiSmart Credit Card by visiting the nearest branch of the bank along with all the necessary documents. A representative from the bank will help you with the process of applying for this credit card.

    FAQs on Standard Chartered DigiSmart Card

    1. How can I avail discounts and offers on the DigiSmart credit card for online shopping?

      If you are shopping on Grofers, Yatra, and Zomato, then you will have to enter the promocode ‘DIGISMART’ to avail the discounts and offers and make the payment using your DigiSmart Credit Card. If you are using your DigiSmart Credit Card to shop on Ola, INOX, and Myntra, then you will not be required to use any promo code.

    2. I have cancelled my existing SCB credit cards. Can I now apply for the DigiSmart Credit Card?

      Yes, if you do not hold any Standard Chartered credit card and have cancelled any card issued to you previously by the bank, you can apply for the DigiSmart Credit Card.

    3. Is the credit card offer on Ola applicable for all rides?

      No, this credit card offer on Ola is applicable only on cab rides and not on Ola auto, bikes, and pool rides.

    4. Can I produce my bank or credit card statement as proof of address?

      Yes, you can produce your bank or credit card statement as proof of address as long as it mentions your communication address.

    5. I have lost my DigiSmart Credit Card. What should I do?

      If you lose your DigiSmart Credit Card, you must immediately get in touch with the bank’s customer care executive and request for the card to be blocked.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.