SBI Credit Cards for Airport Lounge Access
SBI credit card lounge access gives eligible cardholders free entry to domestic and international airport lounges, with SBI Card PRIME and SBI Card ELITE offering the widest benefits among the 15-plus eligible SBI cards. Visit limits, lounge networks and authorisation charges vary by card, so check the comparison table below before you fly.
We found 2 Credit Cards
Reward Points On Every ₹ 100 Spent
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Fee Details
- 1st Year - ₹ 2,999 + Taxes (effectively free with joining perk worth ₹ 3,000)
- 2nd Year Onwards - ₹ 2,999 + Taxes. (Waived on annual spends of ₹3 lakhs)
Joining Perks
- E-gift voucher worth ₹ 3,000 from popular brands
Rewards
- Utility bills & birthday spends: ₹ 100 = 20 points*
- Dining, grocery, department stores & movies: ₹ 100 = 10 points
- Others: ₹ 100 = 2 points
Documents
- PAN card
- Aadhaar number
What you'll love
Up to 20 reward points for every ₹ 100 spent. Total points earned is based on spend category
4 free visits to international Priority Pass airport lounges & 8 free visits to airport lounges in India
Annual fee waiver on yearly spends of ₹ 3 lakhs
Milestone benefits: E-gift vouchers on achieving quarterly and yearly spends of ₹ 50,000 & ₹ 5 lakhs respectively.
1% fuel-surcharge waiver across petrol bunks on transactions between ₹ 500 & ₹ 4,000, up to ₹ 250 per statement cycle
₹3,000 e-gift voucher on annual fee payment, making card effectively free
Visa Offer: Amazon Pay/Swiggy/Zomato voucher of up to ₹750 on activating new card with min. transaction of ₹300**
Think about
*Reward point accrual for utility bill payments applies only to autopay registrations made on or before 31st Mar 2021
*Reward points on birthday spends valid for one day before, on and one day after the birthday (capped at 2,000 points per year)
**Limited validity. T&C apply
Free Movie Tickets Worth ₹ 6,000 Every Year
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Fee Details
- 1st Year - ₹ 4,999 + Taxes (effectively free with joining perk worth ₹ 5,000)
- 2nd Year Onwards - ₹ 4,999 + Taxes. (Waived on annual spends of ₹10 lakhs)
Joining Perks
- E-gift voucher worth ₹ 5,000 from popular brands
Rewards
- Dining, department stores & grocery: ₹100 = 10 points
- International spends: ₹100 = 2 points
- Others: ₹ 100 = 2 points
Documents
- PAN card
- Aadhaar number
What you'll love
Free movie tickets worth ₹ 6,000 every year
Lowest forex mark-up of 1.99% on international spends
Complimentary domestic airport lounge visits via Visa/Mastercard/American Express
Earn up to 50,000 bonus points, worth ₹ 12,500, based on yearly spends
Complimentary Priority Pass membership, valid for 2 years
Annual-fee waiver based on yearly spends
1% fuel-surcharge waiver at petrol bunks on transactions between ₹500 & ₹4,000, up to ₹250 per statement cycle
6 complimentary international airport lounge visits yearly
2 complimentary domestic airport lounge visits every quarter*
Exclusive Concierge Service
₹5,000 e-gift voucher on annual fee payment, making card effectively free
Visa Offer: Amazon Pay/Swiggy/Zomato voucher of up to ₹750 on activating new card with min. transaction of ₹300*
Think about
*Limited validity. T&C apply
Top SBI Credit Cards for Airport Lounge Access
SBI offers airport lounge access on more than 15 credit cards. The list of cards along with the airport lounge privileges offered on them is provided below.
Credit Card | Domestic Lounge Access | International Lounge Access |
BPCL SBI Card Octane | 4 per year | Nil |
SBI Card Pulse | 4 per year (1 per quarter) | Nil |
SBI Prime Credit Card | 8 per year | 4 per year (max 2 per quarter, outside India) |
SBI Elite Credit Card | 8 per year (2 per quarter) | 6 per year (max 2 per quarter, outside India) |
Note: Lounge Entry Authorisation: To enter a participating domestic lounge you must present your SBI credit card and let it authorise on the lounge's POS terminal. Rs.2 is charged and not refunded on Visa and RuPay cards, while Mastercard places a temporary Rs.25 hold that is never debited. If you have used up your complimentary visits the transaction simply declines.
Most of these cards also include a complimentary Priority Pass membership worth US $99, so eligible SBI cardholders are not charged separately to join the programme before using their complimentary lounge visits.
Beyond these four, other SBI credit cards that carry domestic or international lounge access include SBI Card MILES, KrisFlyer SBI Card, Club Vistara SBI Card and Air India SBI Platinum Card.
Key Benefits of SBI Lounge Access Credit Cards
Transform your travel days from stressful to serene. With an eligible SBI credit card, you can unlock a world of comfort and convenience at airports across the globe.
Benefit | How You Can Enjoy It |
Ultimate Comfort & Relaxation | Escape the noisy, crowded departure halls. Unwind in a quiet, air-conditioned space with comfortable seating while you wait to board. |
Complimentary Lounge Visits | Your ticket to luxury is on us. Many SBI cards provide a set number of free lounge visits each month, quarter, or year at little to no cost. |
Free Food & Beverages | Indulge in a wide selection of complimentary refreshments. From light snacks and full meals to a variety of drinks, you can refuel before your flight. |
Productivity on the Go | Stay connected with complimentary Wi-Fi and use dedicated workspaces to catch up on emails or prepare for meetings. It's your office away from the office. |
Global Access for Travelers | Your benefits aren't limited to India. Premium cards offer international lounge access, making your overseas trips just as comfortable. |
- Two Lounge Lists Since 10 January 2026: SBI Card now splits its domestic lounge network into two sets, so the lounges open to you depend on which card you hold. Set A cards, including BPCL SBI Card OCTANE and the SELECT range, reach 16 lounges, while Set B cards such as SBI Card PRIME and KrisFlyer SBI Card reach around 30. The revision applies to cards with an annual fee of Rs.1,499 and Rs.2,999 whose lounge programme is run by the network partners.
List of Airport Lounges Covered under Domestic Airport Lounge Program
Priority Pass Applies Outside India Only: Complimentary Priority Pass visits on SBI cards count only at lounges outside India. Priority Pass visits to domestic lounges, and to international lounges located within India, are charged at US $27 plus taxes per visit, and the same fee applies to every guest you bring.
Visa Domestic Lounge Programme
The domestic and international airport lounges where SBI Visa and Mastercard credit cards are accepted are listed below:
Mastercard
City | Airport Name | Outlet | Terminal Type |
Ahmedabad | Sardar Vallabhbhai Patel International Airport | The Lounge | Domestic |
Bangalore | Kempegowda International Airport | 080 Lounge | Domestic |
Blr Lounge | Domestic | ||
Chennai | Chennai International Airport | Travel Club Lounge | International |
Travel Club Lounge A | Domestic | ||
Travel Club Lounge B | Domestic | ||
Goa | New Goa International Airport | Encalm Lounge | Domestic |
Hyderabad | Rajiv Gandhi International Airport | Encalm Lounge | International |
Domestic | |||
Kochin | Cochin International Airport | Earth Lounge | Domestic |
International | |||
Kolkata | Netaji Subhash Chandra Bose International Airport | Travel Club Lounge | Domestic |
International | |||
Mumbai | Chhatrapati Shivaji International Airport | Travel Club Lounge | Domestic |
Adani Lounge | Domestic | ||
Loyalty Lounge | International | ||
New Delhi | Indira Gandhi International Airport | Encalm Lounge | Domestic |
Domestic | |||
International | |||
Domestic | |||
Pune | Pune International Airport | Earth Lounge | Domestic |
Visa
City | Airport Name | Lounge name | Terminal type | Opening timings |
Bangalore | Kempegowda International Airport | 080 Domestic Lounge | Domestic | 24 hours everyday |
Above Ground Level Lounge | International | |||
Chennai | Chennai International Airport | Travel Club Lounge | Domestic | 24 hours everyday |
International | ||||
Agartala | Agartala Airport | Primus Lounge | Domestic | 24 hours everyday |
Prayagraj | Prayagraj Airport | Zesto Executive Lounge | Domestic | 07:00 to 22:30 daily |
Amritsar | Sri Guru Ram Dass Jee International Airport | Costa Coffee | Domestic | 24 hours everyday |
Bagdogra | Bagdogra International Airport | Take Off Bar | Domestic | 05:30 to 18:45 daily |
Chandigarh | Chandigarh International Airport | Primus Lounge | Domestic | 24 hours everyday |
Bhubaneswar | Biju Patnaik International Airport | Bird Lounge | Domestic | 04:00 to 23:00 daily |
Cochin | Cochin International Airport | Earth Lounge | Domestic | 24 hours everyday |
International | ||||
Goa | Manohar International Airport | Good Times Bar | Domestic | 06:00 to 23:00 everyday |
Dabolim International Airport | Domestic | 06:00 – 22:00 everyday | ||
Coimbatore | Coimbatore International Airport | BlackBerry Lounge | Domestic | 06:00 to 21:30 everyday |
Guwahati | Lokpriya Gopinath Bordoloi Airport | Primus Lounge | Domestic | 24 hours everyday |
Hyderabad | Rajiv Gandhi International Airport | Encalm Lounge | Domestic | 24 hours everyday |
International | ||||
Delhi | Indira Gandhi International Airport | Encalm Lounge | Domestic (T1) | 24 hours everyday |
Plaza Premium Lounge | Domestic (T2 or T3) | |||
Kolkata | Netaji Subhas Chandra Bose International Airport | Travel Club Lounge | Domestic | 24 hours everyday |
International | ||||
Jaipur | Jaipur International Airport | Primus Lounge | Domestic | 24 hours everyday |
Mumbai | Chhatrapati Shivaji Maharaj International Airport | Loyalty Lounge | Domestic | 24 hours everyday |
Travel Club Lounge | International | |||
Lucknow | Chaudhary Charan Singh International Airport | Primus Lounge | Domestic | 24 hours everyday |
Pune | Pune International Airport | Earth Lounge | Domestic | 24 hours everyday |
Varanasi | Lal Bahadur Shastri International Airport | Zesto Executive Lounge | Domestic | 06:00 to 22:00 everyday |
Trivandrum | Trivandrum International Airport | Earth Lounge | Domestic | 24 hours everyday |
Summary
SBI credit card lounge access gives eligible cardholders complimentary entry to domestic and international airport lounges, with SBI Card PRIME and SBI Card ELITE offering the highest number of visits among the 15-plus eligible cards. Benefits range from BPCL SBI Card OCTANE's basic domestic access to ELITE's combined domestic and international Priority Pass visits. Compare the cards above and check your card's authorisation charge before you head to the airport lounge.
FAQs on SBI Credit Cards for Airport Lounge Access
1.What is SBI credit card lounge access?
SBI credit card lounge access is a benefit that lets eligible SBI cardholders enter airport lounges for free or against a small authorisation charge. It covers domestic lounges across India and, on select cards, international lounges through the Priority Pass programme. The exact number of visits and lounges depends on which SBI credit card you hold.
2.Which SBI credit cards offer airport lounge access?
More than 15 SBI credit cards offer airport lounge access, including BPCL SBI Card OCTANE, SBI Card PULSE, SBI Card PRIME and SBI Card ELITE. Other eligible cards include SBI Card MILES, KrisFlyer SBI Card, Club Vistara SBI Card and Air India SBI Platinum Card. Domestic and international visit entitlements differ by card, as shown in the comparison table above.
3.Does the SBI Card PRIME offer lounge access?
Yes, the SBI Card PRIME offers both domestic and international airport lounge access to its cardholders. Domestic visits use the Visa/Mastercard lounge network, while international visits use the Priority Pass programme outside India. The exact number of complimentary visits is listed in the comparison table above.
4.Does the SBI Card ELITE offer lounge access?
Yes, the SBI Card ELITE offers airport lounge access at both domestic and international lounges. It provides a higher number of complimentary visits than most other SBI lounge access cards, split between the domestic network and the Priority Pass programme abroad. See the comparison table above for the current visit limits.
5.How do I use my SBI credit card to access an airport lounge?
To use SBI credit card lounge access, present your eligible SBI credit card at the lounge reception or POS terminal for authorisation. Lounge staff validate the card electronically before granting entry, and a small authorisation charge may apply depending on the card network. If your complimentary visits for the period are already used, the transaction will not go through.
6.How long can I stay at an airport lounge with my SBI credit card?
Most airport lounges allow SBI credit card lounge access users to stay for up to three hours per visit. Some lounges extend this to four or five hours depending on their own policy. Check with the specific lounge for its exact stay duration.
7.Is SBI credit card lounge access available to supplementary cardholders?
SBI credit card lounge access is primarily meant for the primary cardholder. Supplementary or add-on cardholders may not be eligible unless the specific card's terms and conditions state otherwise. Check your card's terms before assuming a supplementary card carries the same lounge benefit.
8.Are there any additional charges for SBI credit card lounge access?
Yes, charges can apply once your complimentary SBI credit card lounge access visits are used up or when you bring a guest. Domestic lounge entry also involves a small authorisation charge that varies by card network, shown in the note under the comparison table above. Review your card's terms for the exact charges that apply to you.
9.Can I transfer my SBI credit card lounge access benefit to someone else?
No, SBI credit card lounge access is non-transferable and can only be used by the eligible cardholder. It cannot be shared with or used by anyone other than the cardholder named on the account. Bringing a guest along may attract an additional charge.
10.Is food available for free at SBI credit card lounge access lounges?
Yes, most domestic airport lounges covered under SBI credit card lounge access provide complimentary food and beverages. The specific spread depends on the individual lounge rather than the card. Premium offerings and refreshments can vary from one lounge to another.
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