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  • IndusInd Bank Platinum Aura Edge Visa Credit Card

  • We found 1 IndusInd Bank Platinum Aura Edge Visa Credit Card
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    The Platinum Aura Edge credit card by IndusInd Bank is a premium credit card offering top-notch benefits and offers in various categories such as travel, lifestyle, dining and shopping. The card comes with a joining fee of Rs.500.

    Features and Benefits of IndusInd Bank Platinum Aura Edge Credit Card

    Concierge Benefits Get access to 24x7 concierge services with a credit card to make reservations at restaurants, book flights or hotels, and more.
    Fuel Benefits With the Platinum Aura Edge Credit Card, you can enjoy 1% waiver on fuel surcharge at all the petrol stations across India.
    Auto Assist
    • Roadside Repair Service
    • Emergency Supply of Fuel
    • Flat Tyre Service Battery Service
    Contactless Benefits The Platinum Aura Edge credit card offered by IndusInd Bank is a chip-based contactless card. You can make payments that are secure, convenient, and fast.

    Travel Benefits of IndusInd Bank Platinum Aura Edge Credit Card

    Priority Pass Program

    Enjoy the travel offers and get access to over 600 VIP airport lounges across the world with the complimentary Priority Pass program.

    Annual Membership Priority Pass Cost Annual Benefit
    Priority Pass Membership $99 x 2 $198 (approx. Rs.9900)

    Travel Plus Program

    Program Travel Insurance Lounge Usage Enrolment Fees Annual Saving
    Travel Plus Yes Maximum of 8 lounge visits per year of value $27 Rs.5,000 per annum Approx. Rs.12,960

    Travel Insurance

    IndusInd Bank in association with ICICI Lombard General Insurance Company Limited offers the following insurance cover:

    Insurance Cover Sum Assured (up to)
    Lost baggage Rs.1,00,000
    Delayed baggage Rs.25,000
    Loss of passport Rs.50,000
    Lost ticket Rs.25,000
    Missed connection Rs.25,000

    IndusInd Bank Platinum Aura Edge Credit Card Reward Points

    Platinum Aura Edge Shop Plan

    Spend Categories Savings points on Rs 100 spent
    Shopping in departmental stores 4 savings points
    Purchase of consumer durables or electronic items 2 savings points
    Restaurant bills 1.5 savings points
    Books 1.5 savings points
    All other spends 0.5 savings points

    *1 savings point = Rs.0.50 or 0.5 airline mile

    Platinum Aura Edge Home Plan

    Spend Categories Savings points on Rs 100 spent
    Grocery shopping 4 savings points
    Cellphone bills 2.5 savings points
    Electricity bills 2.5 savings points
    Insurance premium 1.5 savings points
    Medical spends 1.5 savings points
    All other spends 0.5 savings points

    *1 savings point = Rs.0.50 or 0.5 airline mile

    Platinum Aura Edge Travel Plan

    Spend Categories Savings points on Rs 100 spent
    Hotel expenses 4 savings points
    Airline tickets 2.5 savings points
    Car rental expenses 1.5 savings points
    Rail tickets 1.5 savings points
    All other spends 0.5 savings points

    Platinum Aura Edge Party Plan

    Spend Categories Savings points on Rs 100 spent
    Restaurant bills 4 savings points
    Shopping in departmental stores 2 savings points
    Payments in bars and pubs 2 savings points
    Movie tickets 1.5 savings points
    All other spends 0.5 savings points

    How to Apply for IndusInd Bank Platinum Aura Edge Credit Card?

    The application process for the IndusInd Bank Platinum Aura Edge Credit Card on BankBazaar is quick, easy, and hassle-free. Follow the steps mentioned below to apply for this credit card:

    • Go to the website of BankBazaar.
    • Click on the link that says Credit Cards.
    • Select ‘IndusInd Bank Platinum Aura Edge Credit Card’ from the wide range of credit cards and click on ‘Check Eligibility’. You will be redirected to a different page. Answer the simple questions to check your eligibility for this credit card.
    • If you stand eligible for the IndusInd Bank Platinum Aura Edge Credit Card, click on the link that says ‘Instant Apply’.
    • Duly fill the application form and submit it.

    IndusInd Bank Platinum Aura Edge Credit Card Fees and Charges

    Type of Charge Fee
    Joining fee Rs.500
    Annual Fee NIL
    Add-on credit card fee NIL
    Finance charges
    • 3.83% monthly
    • 46% per annum
    Late payment fees
    • Outstanding balance up to Rs.100- Nil
    • For Rs.101 to Rs.500 - Rs.100
    • From Rs.501 to Rs.1,000- Rs.350
    • From Rs.1,001 to Rs.10,000- Rs.550
    • From Rs.10,001 to Rs.25,000- Rs.800
    • From Rs.25,001 to Rs.50,000- Rs.1,100
    • Above Rs.50,000- Rs.1,300
    Over limit charges 2.5% of Over Limit Amount subject to a minimum of Rs.500
    Returned cheque Rs.250
    Cash advance charges 2.5% of the advance amount subject to a minimum of Rs.300 (waived off for PIONEER Heritage, PIONEER Legacy and Legend Credit Card)
    Balance Enquiry Charges on Non-IndusInd Bank ATMs Rs.25
    Machine Surcharge at ATMs Passed at applicable rates to customer
    Outstation Cheque Processing Fee Please note that the outstation cheques only from IndusInd Bank locations can be accepted
    Foreign Currency Mark-up 1.8%
    Cash Payment Fee at IndusInd Bank Branch Rs.100
    Duplicate Statement Request Rs.100
    Re-issue/Replacement Rs.100
    Charge-slip Request Rs.300

    Eligibility Criteria for IndusInd Bank Platinum Aura Edge Credit Card

    Age The applicant must be at least 18 years old.
    Nationality He or she must be a citizen of India.
    Employment status The applicant must be either salaried or self-employed.
    Credit Score The applicants who hold a good credit score have a higher change of being eligible for the card.

    Documents Required for IndusInd Bank Platinum Aura Edge Credit Card

    Proof of Address Identity Proof Income Proof
    Ration Card Voter ID Salary Slip
    Aadhaar Card Aadhaar Card Form 16
    Voter ID Driving Licence IT Returns
    Passport - -

    IndusInd Bank Platinum Aura Edge Credit Card FAQs

    1. What is Contactless Payment?

      The contactless payment feature allows you to make secure and safe payments. Only tap your card at merchant outlets that accept contactless cards. These payments terminals must be NFC enabled.

    2. Will I get a charge slip for the transactions that I make?

      Contactless payment is done to reduce hassles. The merchant will be asking you if you need the charge slip. If you need it, ask the retailer to give you the charge slip. If you do not need a charge slip, then the retailer will not give it you.

    3. How should I know that the payment is successful?

      When all the four green indicators are displayed, you get the confirmation that the transaction has been made successfully.

    4. Is the IndusInd Bank Platinum Aura Edge Credit Card a chip card?

      Yes, the IndusInd Bank Platinum Aura Edge Credit Card is a chip- based card that provides advanced security and safety with every transaction that you make.

      

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