IndusInd Bank Platinum Aura Edge Master Credit Card

IndusInd Bank is one of the top banks across the globe that offers great financial services and products to its customers. If you wish to enjoy a premium lifestyle, you must get special treatment. The Platinum Aura Edge credit card offered by IndusInd Bank offers lucrative privileges in dining, travel, living and lifestyle. Along with this, you can also avail the payWave feature which allows you to carry out contactless transactions at different merchant outlets.

Highlights:

• Enjoy exclusive privileges as welcome benefits.
• Avail priority pass membership and make all your travel a soothing experience.
• Enjoy pre-trip assistance.

Benefits of IndusInd Bank Platinum Aura Edge Credit Card:

The Platinum Aura Edge credit card offered by IndusInd Bank comes with several benefits. These are as follows:

• Shopping Plan – The Platinum Aura Edge Shop Plan helps you to manage your money and allows to save substantially. You can also earn savings points when you spend using your IndusInd Bank Platinum Aura Edge credit card. These points can be later converted to air miles or they can be used by clearing your credit card outstanding balance.

• Home Plan – The Platinum Aura Edge Home Plan allows you to enjoy the flexibility for saving money while you purchase different things for your home. Every time you spend using your IndusInd Platinum Aura Edge credit card, you earn points that can be   redeemed for airline miles or against the outstanding dues on your credit card.

• Travel Plan – All your travel needs are taken care of under this plan. Every time you spend using your IndusInd Platinum Aura Edge credit card, you earn points that can be   redeemed for airline miles or against the outstanding dues on your credit card.

•  Party Plan – With the Platinum Aura Edge Party Plan you can take part in all the socializing and partying activities that is demanded by your lifestyle. Every time you spend using your IndusInd Platinum Aura Edge credit card, you earn points that can be   redeemed for airline miles or against the outstanding dues on your credit card.

• Bon Vivant – Enjoy eclectic flavours and experience a charming journey with Bon Vivant.

Features of IndusInd Bank Platinum Aura Edge Credit Card:

The Platinum Aura Edge credit card offered by IndusInd Bank has several features to offer to its customers. They are as follows:

Aura Edge Welcome

• Accor Plus Program – This particular program allows you to enjoy expansive programs for lifestyle, dining and travel. Enjoy different styles and destinations at more than 600 hotels, apartments and resorts across seventeen different countries. The privileges that you can enjoy are as follows:

• The members of this program can halve their bills at more than 800 restaurants and hotels. Discount of 15% is available on drinks in Asia and 50% discount can be availed on dining across the entire region of Asia Pacific.
• Avail access to the Global Sales by Accor Hotels and enjoy the promotions before they go out to the masses. Enjoy savings of up to 50% on hotel accommodation with the Red Hot Rooms. You can also enjoy an additional discount of 10% at all participating hotels in Asia Pacific region.
• As a primary member of the Accor Plus program, you can avail a complimentary stay for one night in any standard room of Accor Hotels. This facility can be availed through Stay Plus benefit.
• Since you are a member of the Accor Plus program, you will be eligible for the Silver Membership in the Le Club Accor Hotels. The points that you earn can be used for stays at any of the 2,800 Accor Hotels across the globe.

• Raymonds – You can choose from a wide range of exciting products offered by Raymonds.
• Marks and Spencer – Purchase luxury food items. Home products and clothes from Marks and Spencer using your IndusInd credit card and enjoy great benefits.
• United Colors of Benetton – UCB is one of the top brands for apparels in India with above 106 stores spread across 45 different cities.

Aura Edge Travel

• Priority Pass Program – Enjoy several travel offers and avail access to more than 600 airport lounges across the world. Also get a chance to visit international lounges every year in India.
• Value offering – The cost of priority pass membership stands at USD99 x 2. The annual benefits is USD 198 which is Rs 9,900 is Indian currency.

• Travel Plus – This bank understands all your travel needs and offers a unique program for travel assistance. This program is known as Travel Plus. Under this particular program, you can avail waivers on the charges of lounge usage.

• Travel Insurance Cover – ICICI Lombard is tied up with IndusInd Bank and card holders can avail insurance coverage under this program.

Aura Edge Concierge

• Hotel Reservation – The concierge service will take care of all your reservation needs. Finest hotels will be booked by the concierge for you so that your stay is comfortable and pleasurable.
• Pre-trip Assistance – You do not have to worry about getting some pre-trip assistance anymore. The concierge service will provide you with all sorts of information that you might need before you start your journey. The information will include details about important landmarks, weather, transport, etc.
• Flight Booking – The concierge service will ensure that your flight tickets are booked so that you can travel to the desired location without any hassle.
• Entertainment and Sports Booking – The concierge service will be more than happy to make reservations on your behalf if you wish to book any event, may that be sports or a play. It will ensure that you don’t miss out on the things that you love.
• Exclusive Bookings – If your interests lie in talk shows or workshops, the concierge service will ensure that your tickets are booked. You will also get relevant and important information about these sessions.
• Flowers and Gifts – When you need some help in sending flowers or arranging a gift for someone special, the concierge service will always be there to assist you. May it be a bottle of French wine or a Swiss watch, the concierge service will ensure that it is delivered to the people you love.

Aura Edge Freedom

 With Platinum Aura Edge Freedom you can enjoy waiver of surcharge on fuel at all the petrol stations across India. The waiver that you can avail is 2.5%.

Aura Edge Auto Assist

The auto assist program ensures that your journey is smooth and safe. Several things may interrupt your journey by road. However, IndusInd Platinum Aura Edge Auto Assist will never let any such interruption hamper your journey.  May it be a flat tire or a sudden vehicle breakdown, the auto assist will always be there to help you.

• Roadside Repair Service – When your vehicle breaks down due to any electrical damage or mechanical damage, Auto Assist will arrange a mechanic who will repair your vehicle at the location of breakdown.
•  Emergency Supply of Fuel – If your car breaks down on the road due to insufficient fuel in the tank, the Auto Assist team will ensure that fuel gets delivered to you at your break down location.
• Flat Tyre Service – In case the tyres of your car gets flattened, a mechanic will be sent by Auto Assist to the location to fix your car.
• Keys locked inside – If you misplace the keys of the car or keep them inside the vehicle and lock it by mistake then a locksmith will be sent to assist you by the Auto Assist team.
• Battery Service – If the battery of work car runs out the Auto Assist will ensure that a service provider of batteries comes down to the location of the car break down and fixed the battery problem.
• Emergency towing Assistance – In case your vehicle needs towing, then towing service will be arranged by Auto Assist for your car. It will be taken to a repair shop.
• Accident management and Medical Assistance – In case of an accident or any emergency, Auto Assist will help you in all ways possible. May it be transmitting a message, arranging medical assistance or vehicle towing service, Auto Assist will always be by your side.
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Aura Edge Assurance

• Total Protect – Under the Total Protect Program, you will not have to bother about any fraudulent activity. You can avail protection amount equal to your credit limit. This feature is also available with the additional cards or supplementary cards. Total protect offers coverage from the following things:

• Transactions that are unauthorised after theft or loss of card has been reported. Avail insurance cover from 48 hours ago from the time you report the theft or loss of your card.
• In case your card details are stolen to use on other plastic cards, you can avail insurance coverage under this plan.

• Air Accident Coverage – The insurance coverage that you can avail with the IndusInd bank Platinum Aura Edge Credit Card for personal air accident is Rs 25 lakh. This insurance coverage comes in as a complimentary benefit.

Contactless Card

The Platinum Aura Edge credit card offered by IndusInd Bank is a chip based contactless card. With the help of this particular card, you can you can make payments that are secure, convenient and fast. All you need to do is tap the credit card at those merchant locations which accept contactless cards. This card can also be used at locations which accept payments by standard cards. With this particular card, you can buy good at several merchant outlets, book for travel, but from e-commerce website and withdraw cash too. The perks of the contactless features are as follows:

•  Faster payment at merchant outlets that accept Contactless payments.
• Shop at above 10 lakh outlets in India. Across the globe, there are more than 30 million outlets where you can use this credit card.
• Use your IndusInd card for purchasing movie tickets, payment of utility bills, travel, etc.
• All your online transactions are safe.

How to apply?

The application process for the IndusInd Bank Platinum Aura Edge Credit Card on BankBazaar is quick, easy and hassle free. Follow the steps mentioned below to apply for this credit card:

• Go to the website of BankBazaar.
• Click on the link that says ‘Credit Cards’.
• Select ‘IndusInd Bank Platinum Aura Edge Credit Card’ from the wide range of credit cards and click on ‘Check Eligibility’. You will be redirected to a different page. Answer the simple questions to check your eligibility towards this credit card.
• If you stand eligible for the IndusInd Bank Platinum Aura Edge Credit Card, click on the link that says ‘Instant Apply’.
• Duly fill the application form and submit it.

Frequently Asked Questions:

What is Contactless Payment?

The contactless payment feature allows you to make secure and safe payments. Only tap your card at merchant outlets that accept contactless cards. These payments terminals must be NFC enabled.

How close should the card be to the card reader?

The card must be within a range of 4 cm from the card reader.

Will I get a charge slip for the transactions that I make?

Contactless payment is done to reduce hassles. The merchant will be asking you if you need the charge slip. If you need it, ask the retailer to give you the charge slip. If you do not need a charge slip, then the retailer will not give it you.

How should I know that the payment is successful?

When all the four green indicators are displayed, you get the confirmation that the transaction has been made successfully.

Is the IndusInd Bank Platinum Aura Edge Credit Card a chip card?

Yes, the IndusInd Bank Platinum Aura Edge Credit Card is a chip based card that provides advanced security and safety with every transaction that you make.