Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IndusInd Bank Platinum Aura Edge Master Credit Card

    The Platinum Aura Edge Master credit card by IndusInd Bank is a premium card offering top-notch benefits and offers in various categories such as travel, lifestyle, dining and shopping. The card comes with no annual fee and an interest rate of 3.83% per month or 46% per annum.
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    Benefits of IndusInd Bank Platinum Aura Edge Credit Card:

    The Platinum Aura Edge credit card offered by IndusInd Bank comes with several benefits. These are as follows:

    • Shopping Plan – The Platinum Aura Edge Shop Plan helps you to manage your money and allows to save substantially. You can also earn savings points when you spend using your IndusInd Bank Platinum Aura Edge credit card. These points can be later converted to air miles or they can be used by clearing your credit card outstanding balance.
    Categories Savings Points (per Rs 100)
    Shopping at various departmental stores 4 points
    Purchase of electronic items or consumer durables 2 points
    Bills at restaurants 1.5 points
    Books 1.5 points
    All other expenses on your Platinum Aura Edge credit card 0.5 points
    • Home Plan – The Platinum Aura Edge Home Plan allows you to enjoy the flexibility for saving money while you purchase different things for your home. Every time you spend using your IndusInd Platinum Aura Edge credit card, you earn points that can be   redeemed for airline miles or against the outstanding dues on your credit card.
    Categories Savings Points (per Rs 100)
    Shopping for grocery 4 points
    Bills for cell phone 2.5 points
    Bills for electricity 2.5 points
    Premium for insurance 1.5 points
    Medical expenses 1.5 points
    All other expenses on your Platinum Aura Edge credit card 0.5 points
    • Travel Plan – All your travel needs are taken care of under this plan. Every time you spend using your IndusInd Platinum Aura Edge credit card, you earn points that can be   redeemed for airline miles or against the outstanding dues on your credit card.
    Categories Savings Points (per Rs 100)
    Expenses for hotels 4 points
    Flight tickets 2.5 points
    Expenses for car rentals 1.5 points
    Tickets for railway 1.5 points
    All other expenses on your Platinum Aura Edge credit card 0.5 points
    •  Party Plan – With the Platinum Aura Edge Party Plan you can take part in all the socializing and partying activities that is demanded by your lifestyle. Every time you spend using your IndusInd Platinum Aura Edge credit card, you earn points that can be   redeemed for airline miles or against the outstanding dues on your credit card.
    Categories Savings Points (per Rs 100)
    Bills at restaurants 4 points
    Shopping at different stores 2 points
    Payments at pubs or bars 2 points
    Tickets for movies 1.5 points
    All other expenses on your Platinum Aura Edge credit card 0.5 points

    Features of IndusInd Bank Platinum Aura Edge Credit Card:

    The Platinum Aura Edge credit card offered by IndusInd Bank has several features to offer to its customers. They are as follows:

    Aura Edge Travel

    • Priority Pass Program – Enjoy several travel offers and avail access to more than 600 airport lounges across the world. Also get a chance to visit international lounges every year in India.
    • Value offering – The cost of priority pass membership stands at USD99 x 2. The annual benefits is USD 198 which is Rs 9,900 is Indian currency.
    Membership (Annual) Cost of Priority Pass Benefit (Annual)
    Priority Pass US$99 x 2 US$198 (Rs 9,900 approximately)
    • Travel Plus – This bank understands all your travel needs and offers a unique program for travel assistance. This program is known as Travel Plus. Under this particular program, you can avail waivers on the charges of lounge usage.
    Program name Travel Insurance Lounge use Fee for enrolment Savings (Annual)
    Travel Plus Program Yes 8 lounge usage per year (maximum). The value is $27 Rs 5,000 Rs 12,960 (approx.)
    • Travel Insurance Cover – ICICI Lombard is tied up with IndusInd Bank and card holders can avail insurance coverage under this program.
    Insurance Coverage Assured Sum
    Delayed baggage Rs 25,000
    Lost Baggage Rs 100,000
    Missed connection Rs 25,000
    Loss of Passport Rs 50,000
    Ticket lost Rs 25,000

    Aura Edge Concierge

    • Hotel Reservation – The concierge service will take care of all your reservation needs. Finest hotels will be booked by the concierge for you so that your stay is comfortable and pleasurable.
    • Pre-trip Assistance – You do not have to worry about getting some pre-trip assistance anymore. The concierge service will provide you with all sorts of information that you might need before you start your journey. The information will include details about important landmarks, weather, transport, etc.
    • Flight Booking – The concierge service will ensure that your flight tickets are booked so that you can travel to the desired location without any hassle.
    • Entertainment and Sports Booking – The concierge service will be more than happy to make reservations on your behalf if you wish to book any event, may that be sports or a play. It will ensure that you don’t miss out on the things that you love.
    • Exclusive Bookings – If your interests lie in talk shows or workshops, the concierge service will ensure that your tickets are booked. You will also get relevant and important information about these sessions.
    • Flowers and Gifts – When you need some help in sending flowers or arranging a gift for someone special, the concierge service will always be there to assist you. May it be a bottle of French wine or a Swiss watch, the concierge service will ensure that it is delivered to the people you love.

    Aura Edge Freedom

    With Platinum Aura Edge Freedom you can enjoy 1% waiver on fuel surcharge at all the petrol stations across India.

    Petrol Surcharge Waiver Savings on a monthly basis Savings (Annual)
    Fuel usage on a monthly basis @ Rs 8,000 Rs 200 Rs 2,400

    Aura Edge Auto Assist

    The auto assist program ensures that your journey is smooth and safe. Several things may interrupt your journey by road. However, IndusInd Platinum Aura Edge Auto Assist will never let any such interruption hamper your journey.  May it be a flat tire or a sudden vehicle breakdown, the auto assist will always be there to help you.

    • Roadside Repair Service – When your vehicle breaks down due to any electrical damage or mechanical damage, Auto Assist will arrange a mechanic who will repair your vehicle at the location of breakdown.
    •  Emergency Supply of Fuel – If your car breaks down on the road due to insufficient fuel in the tank, the Auto Assist team will ensure that fuel gets delivered to you at your break down location.
    • Flat Tyre Service – In case the tyres of your car gets flattened, a mechanic will be sent by Auto Assist to the location to fix your car.
    • Keys locked inside – If you misplace the keys of the car or keep them inside the vehicle and lock it by mistake then a locksmith will be sent to assist you by the Auto Assist team.
    • Battery Service – If the battery of work car runs out the Auto Assist will ensure that a service provider of batteries comes down to the location of the car break down and fixed the battery problem.
    • Emergency towing Assistance – In case your vehicle needs towing, then towing service will be arranged by Auto Assist for your car. It will be taken to a repair shop.
    • Accident management and Medical Assistance – In case of an accident or any emergency, Auto Assist will help you in all ways possible. May it be transmitting a message, arranging medical assistance or vehicle towing service, Auto Assist will always be by your side.

    Aura Edge Assurance

    • Total Protect – Under the Total Protect Program, you will not have to bother about any fraudulent activity. You can avail protection amount equal to your credit limit. This feature is also available with the additional cards or supplementary cards. Total protect offers coverage from the following things:
    • Transactions that are unauthorised after theft or loss of card has been reported. Avail insurance cover from 48 hours ago from the time you report the theft or loss of your card.
    • In case your card details are stolen to use on other plastic cards, you can avail insurance coverage under this plan.
    • Air Accident Coverage – The insurance coverage that you can avail with the IndusInd bank Platinum Aura Edge Credit Card for personal air accident is Rs 25 lakh. This insurance coverage comes in as a complimentary benefit.

    Contactless Card

    The Platinum Aura Edge credit card offered by IndusInd Bank is a chip based contactless card. With the help of this particular card, you can you can make payments that are secure, convenient and fast. All you need to do is tap the credit card at those merchant locations which accept contactless cards. This card can also be used at locations which accept payments by standard cards. With this particular card, you can buy good at several merchant outlets, book for travel, but from e-commerce website and withdraw cash too. The perks of the contactless features are as follows:

    •  Faster payment at merchant outlets that accept Contactless payments.
    • Shop at above 10 lakh outlets in India. Across the globe, there are more than 30 million outlets where you can use this credit card.
    • Use your IndusInd card for purchasing movie tickets, payment of utility bills, travel, etc.
    • All your online transactions are safe.

    How to apply?

    The application process for the IndusInd Bank Platinum Aura Edge Credit Card on BankBazaar is quick, easy and hassle free. Follow the steps mentioned below to apply for this credit card:

    • Go to the website of BankBazaar.
    • Click on the link that says ‘Credit Cards’.
    • Select ‘IndusInd Bank Platinum Aura Edge Credit Card’ from the wide range of credit cards and click on ‘Check Eligibility’. You will be redirected to a different page. Answer the simple questions to check your eligibility towards this credit card.
    • If you stand eligible for the IndusInd Bank Platinum Aura Edge Credit Card, click on the link that says ‘Instant Apply’.
    • Duly fill the application form and submit it.

    Frequently Asked Questions:

    1. What is Contactless Payment?

      The contactless payment feature allows you to make secure and safe payments. Only tap your card at merchant outlets that accept contactless cards. These payments terminals must be NFC enabled.

    2. How close should the card be to the card reader?

      The card must be within a range of 4 cm from the card reader.

    3. Will I get a charge slip for the transactions that I make?

      Contactless payment is done to reduce hassles. The merchant will be asking you if you need the charge slip. If you need it, ask the retailer to give you the charge slip. If you do not need a charge slip, then the retailer will not give it you.

    4. How should I know that the payment is successful?

      When all the four green indicators are displayed, you get the confirmation that the transaction has been made successfully.

    5. Is the IndusInd Bank Platinum Aura Edge Credit Card a chip card?

      Yes, the IndusInd Bank Platinum Aura Edge Credit Card is a chip based card that provides advanced security and safety with every transaction that you make.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Credit Card Reviews

    • IndusInd Bank Credit Card
      "Good Card"
      0.5 3.0/5 "Satisfactory"
      No reason for selecting the credit card from Indusind bank. Their reward point system is good but i don't receive any cashbacks. 2 months ago, i have started using this card. I have availed the EMI conversion facility and the charges are high. I never faced any issue on this card till now. I'm receiving hard copy of the statement to my residential address.
      Was this review helpful? 3
      , kolkata
      Reviewed on Mar 16, 2020
    • IndusInd Bank
      IndusInd Bank Credit Card
      "Good Card"
      0.5 4.5/5 "Excellent!"
      I just got the credit card offer from Indusind bank and i opted it. Right now i haven't got any offer because they don't sent any kind of offer notification to me. They told that its a life time free maintenance card. They have given me a limit of Rs. 1 lakh anyway its not a big issue for me. The card is easy to access in all the places.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 10, 2020
    • IndusInd Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      In Indusind bank, they will not charge any annual fee so that i had applied for the credit card. They have provided me a limit of Rs. 50000 which I'm satisfied. They don't send any messages regarding the offer. I never converted my purchase into EMI. Indusind bank customer care service is good because its easy to connect with them.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Mar 10, 2020
    • IndusInd Bank Credit Card
      "Nice card"
      0.5 5.0/5 "Blown Away!"
      In Flipkart EMI option Indusind bank is providing 12% interest rate where all other banks are offering 16% hence i was looking for the credit card from Indusind bank. Just 1 month ago, i got the card without any hassles. Documentation process was uploaded through online after that their executive came to my place for verification also.
      Was this review helpful? 1
      , kolkata
      Reviewed on Mar 08, 2020
    • IndusInd Bank Credit Card
      "Not happy with the services"
      0.5 1.0/5 "Really Bad"
      I have got the credit card from Indusind bank but after that they have deactivated my card. They said as per their terms and conditions are not met hence they have canceled my card. After getting the call, they have informed me the same through phone call. I chose the Indusind bank because of the no annual fee.
      Was this review helpful? 2
      , kolkata
      Reviewed on Mar 06, 2020
    • IndusInd Bank Credit Card
      "Yet to explore the card"
      0.5 5.0/5 "Blown Away!"
      There is no annual fee on my Indusind bank credit card and the reward points can be re-imbursed with money option. They have given me a credit limit of Rs. 1 lakh. I am not yet contacted the customer care service till now and not even a transaction made from this card because i don't get a chance to use it.
      Was this review helpful? 3
      , lucknow
      Reviewed on Mar 06, 2020
    • IndusInd Bank Credit Card
      "Fine Card"
      0.5 4.0/5 "Great!"
      There was an offer provided to me from Indusind bank and i just opted it. I haven't used the credit card yet and i haven't received the pin number as well. They have provided me a decent enough credit limit. As they have promised, there is no annual fee. I haven't seen any kind of offer notifications till now. They said that they will send the pin number in 1 week but it does not happened.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 06, 2020
    • IndusInd Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have not utilized full credit limit of Indusind bank. I just got an offer from this bank. They have offered me a limit of Rs. 75,000 and they have not charged me any kind of annual fee because they said its a life time free credit card. There is a charge of Rs. 25 for balance inquiry hence they won't send any notification whenever I do purchase.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 06, 2020
    • IndusInd Bank Credit Card
      "Annual fee maintenace free card"
      0.5 5.0/5 "Blown Away!"
      Last week only i have received the credit card from Indusind bank and i have done the transaction of Rs. 1000 in online and i have not swiped the card till now. There is no any reason for availing this card. They informed me about the offers while i purchased the card. No annual fee on this card. I have not got any kind of welcome gift.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 05, 2020
    • IndusInd Bank Credit Card
      "Not good service"
      0.5 1.0/5 "Really Bad"
      I have applied my Indusind bank credit card, their executive contacted me and saying that they were coming to my place for verification and i said people is not available then the executives were saying that the card will get canceled hence i have accepted to cancel the card. Then their call centre people contacted me and they came for verification and the next day they came to place for audit hence i have asked them to cancel the card.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 01, 2020
    • IndusInd Bank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      Any specific reason is not available for choosing the credit card from Indusind bank and they are not providing any offers to the customer. In wats app, i have uploaded all the documents but they were asking me a PAN card copy which is a visible which is not available with me thats the reason my card got rejected.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 28, 2020
    • IndusInd Bank Credit Card
      "Need to improve the call centre response"
      0.5 3.0/5 "Satisfactory"
      When i am opening the mobile app, its asking me to enter the customer id. They have not informed me about the bill due date and bill cycle information because of this i have not yet using this card. To know about all these information, IVR is keep on talking and its not easy to reach out with the customer care people. I have received a welcome kit but there is no information regarding to use the app.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 28, 2020
    • IndusInd Bank Credit Card
      "Need to improve the services"
      0.5 1.0/5 "Really Bad"
      I received a call from Indusind bank and they have not informed me about the limit when I asked about the same they said after receiving the card only I come to know about it hence blindly I cannot get the card without knowing the limit hence I rejected the credit card from my end. Since Its free card, so I accepted their offer. If they are giving a larger limit, I can take it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 28, 2020
    • IndusInd Bank Credit Card
      "Benefits are good"
      0.5 4.0/5 "Great!"
      I have not received Indusind bank credit card because they didn't maintain proper communication with the customer. I have my account in Indusind bank thats the reason i applied for their card because its a life time free and no need to pay the charges annually.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 27, 2020
    • IndusInd Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for selecting this card. Documentation process was bit slow but anyway its okay for me. I have different card with the better credit limit when i compared with this card. I have got the welcome letter along with the credit card. I'm satisfied with the bill due date and bill cycle.
      Was this review helpful? 1
      , pune
      Reviewed on Feb 11, 2020
    • IndusInd Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      It was easy for me to get the card because of the easy processing that's the reason I have opted INDUSIND bank credit card. I applied the card but they haven't provide the card by saying that i don't have any income proof but in company they are ready to provide in letter head but this bank people are not accepting it and another reason is that i have applied the credit card before 2 months.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 31, 2020
    • IndusInd Bank Credit Card
      "Customer care people are not fulfiling the requirement"
      0.5 2.0/5 "Expected more"
      I get the offer like good credit limit and movie ticket and they said there is no opening charges so that i had applied the credit card from Indusind bank. Weekly twice they will collect the documents from my end after that there is no proper response from Indusind and they don't do follow up with the customer regarding the rejection also.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jan 30, 2020
    • IndusInd Bank Credit Card
      "Policy is good in Indusind bank"
      0.5 1.0/5 "Really Bad"
      I have applied INDUSIND bank credit card, the executive has called me and denied to provide the card because they asked me to provide the landline number which is not a valid reason because I have already existing credit card also with different banks and they haven't asked me any land line number.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jan 30, 2020
    • IndusInd Bank Credit Card
      "Average Card"
      0.5 3.0/5 "Satisfactory"
      I heard about the offers provided by Indusind bank card so that i have applied for this card. Indusind bank called me for the verification one time, i told them that i am in out of station after that they never follow up with me. No one called me to collect the documents also. If they are improving the customer communication, it would be fine.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jan 29, 2020
    • IndusInd Bank Credit Card
      "Need to improve the services"
      0.5 1.0/5 "Really Bad"
      I just want to take the credit card for paying the bill and it will be useful when i make the retail expenses. No one contacted me from the customer care service regarding the card rejection. I don't see any benefits on this card. I didn't get any verification call from Indusind bank.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 29, 2020
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