Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IndusInd Bank Pioneer Heritage Credit Card

    The Pioneer Heritage Credit Card by IndusInd Bank is a premium credit card which is specially curated for the customers who have a higher annual income. This card offers a wide range of top-tier benefits across different categories such as travel, lifestyle, entertainment, etc. The Pioneer Heritage Credit Card comes with a joining fee of Rs.90,000.

    Key Features of IndusInd Bank Pioneer Heritage Credit Card

    • Welcome benefit from Oberoi Hotels with a staying experience.
    • Welcome gift of Luxe Gift Card which gives you access to more than 30 global premium brands.
    • 2.5 reward points on every Rs.100 spent on international spends.
    • Get 4 free golf games every month and 4 free golf lessons every month.
    • Buy one movie ticket and get the other one absolutely free at Bookmyshow.

    Features and Benefits of the IndusInd Bank Pioneer Heritage Credit Card

    Welcome Benefits
    • Choose from a range of hotels from Oberoi Hotels for a stay experience.
    • Get a Luxe gift card giving you access to products from more than 30 premium global brands.
    Reward Point Benefits
    • 1 reward for every Rs.100 spent on domestic spends.
    • 2.5 reward points for every Rs.100 spent on international spends.
    Entertainment Benefits
    • Buy one movie ticket and get the other one absolutely free at Bookmyshow.
    • Get 3 free tickets in a month.
    • The price of the free ticket is capped at Rs.200 per ticket.
    • 20% off or a discount of Rs.350 for every two tickets purchased for non-movie events booking.
    Golf Benefits
    • Get 4 free golf games every month and 4 free golf lessons every month.
    • Enjoy complimentary golf lessons and games at leading golf courses in Pune, Hyderabad, Chennai, Bangalore, Mumbai, and Delhi NCR.
    Travel Benefits

    International Travel

    • Complimentary LoungeKey membership with international lounge access to around 850 lounges at more than 400 airports in more than 120 countries.
    • 2 free visits per calendar quarter.

    Domestic Travel

    • 2 free visits per calendar quarter.
    • Get access to select airport lounges that are affiliated with Mastercard® Lounge Programme.
    Concierge Benefits
    • 24x7 access to concierge assistance for hotel reservations, flight booking, sports, and entertainment bookings.
    Insurance Benefits
    • Personal Air Accident Cover of up to Rs.2.5 crore.
    • Total Protect applicable on the IndusInd Bank Pioneer Heritage Credit Card.
    Dining Benefits
    • Avail a discount of up to Rs.3,000 on the total bill amount at partner restaurants.
    Fuel Benefits
    • Fuel surcharge waiver of 1% on transactions amounting between Rs.400 and Rs.4,000

    IndusInd Bank Pioneer Heritage Credit Card Limit

    The credit limit on the IndusInd Bank Pioneer Heritage Credit Card is assigned by the bank. IndusInd Bank takes several factors before assigning a credit card limit such as the credit score of the card, credit utilisation ratio, and your repayment habits of past debts.

    IndusInd Bank Pioneer Heritage Credit Card Fees and Charges

    Type of Fee Amount
    Joining fee Rs.90,000
    Annual fee Rs.25,000
    Finance charge 2.99% per month
    Add-on card fee NIL
    Overlimit charges NIL
    Late payment fee NIL
    Cash advance charges Waived
    Return cheque fee Rs.250
    Balance enquiry charges on non-IndusInd Bank ATMs Rs.25
    Card replacement Rs.1,000
    Duplicate statement request Rs.100 per statement
    Emergency cash advance $95
    Emergency card replacement Rs.5,000
    Railway booking surcharge As applicable
    Foreign currency mark-up 1.8%
    Charge slip request Rs.300
    Fuel surcharge 1% surcharge waived for transactions between Rs.400 and Rs.4,000.
    Cash Payment Fee at IndusInd Bank Branch Rs.100
    Guest Usage Charges at Lounge Up to $27 per person per visit

    Eligibility Criteria for the IndusInd Bank Pioneer Heritage Credit Card

    Employment status The applicant should be salaried or self-employed.
    Nationality The primary applicant must be a citizen of India.
    Credit Score A good credit score may increase the chances of getting the application approved.
    Age He or she must be at least 18 years old.

    Documents Required for the IndusInd Bank Pioneer Heritage Credit Card

    Identity Proof Income Proof Proof of Address
    Voter ID IT Returns Aadhaar Card
    Driving Licence Salary Slip Ration Card
    Aadhaar Card Form 16 Voter ID
    - - Passport

    IndusInd Bank Pioneer Heritage Credit Card FAQs

    1. What can I do if my IndusInd Bank Pioneer Heritage Credit Card is misplaced or stolen?

      In case of loss or misplacement of the credit card, you can call the IndusInd Bank credit card customer care and report the case after which your card will be blocked and a new one will be dispatched to your registered address.

    2. Is there an annual fee for the IndusInd Bank Pioneer Heritage Credit Card?

      The annual fee will be reversed if your spends during the period on the card account is more than Rs.10 lakh.

    3. Is there an interest-free period given on the credit card?

      Yes, an interest-free period of up to 50 days is given on the IndusInd Bank Pioneer Heritage Credit Card.

    4. What does the feature of ‘Total Protect’ entail on the IndusInd Bank Pioneer Heritage Credit Card?

      With the Total Protect feature, you will be insured for a sum up to the credit limit of your card and covers unauthorised transactions if your card was lost or misplaced. This feature will also cover you for any kind of counterfeit fraud on your credit card.

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