The Pioneer Heritage Credit Card by IndusInd Bank is a premium credit card which is specially curated for the customers who have a higher annual income. This card offers a wide range of top-tier benefits across different categories such as travel, lifestyle, entertainment, etc. The Pioneer Heritage Credit Card comes with a joining fee of Rs.90,000.
|Reward Point Benefits||
The credit limit on the IndusInd Bank Pioneer Heritage Credit Card is assigned by the bank. IndusInd Bank takes several factors before assigning a credit card limit such as the credit score of the card, credit utilisation ratio, and your repayment habits of past debts.
|Type of Fee||Amount|
|Finance charge||2.99% per month|
|Add-on card fee||NIL|
|Late payment fee||NIL|
|Cash advance charges||Waived|
|Return cheque fee||Rs.250|
|Balance enquiry charges on non-IndusInd Bank ATMs||Rs.25|
|Duplicate statement request||Rs.100 per statement|
|Emergency cash advance||$95|
|Emergency card replacement||Rs.5,000|
|Railway booking surcharge||As applicable|
|Foreign currency mark-up||1.8%|
|Charge slip request||Rs.300|
|Fuel surcharge||1% surcharge waived for transactions between Rs.400 and Rs.4,000.|
|Cash Payment Fee at IndusInd Bank Branch||Rs.100|
|Guest Usage Charges at Lounge||Up to $27 per person per visit|
|Employment status||The applicant should be salaried or self-employed.|
|Nationality||The primary applicant must be a citizen of India.|
|Credit Score||A good credit score may increase the chances of getting the application approved.|
|Age||He or she must be at least 18 years old.|
|Identity Proof||Income Proof||Proof of Address|
|Voter ID||IT Returns||Aadhaar Card|
|Driving Licence||Salary Slip||Ration Card|
|Aadhaar Card||Form 16||Voter ID|
In case of loss or misplacement of the credit card, you can call the IndusInd Bank credit card customer care and report the case after which your card will be blocked and a new one will be dispatched to your registered address.
The annual fee will be reversed if your spends during the period on the card account is more than Rs.10 lakh.
Yes, an interest-free period of up to 50 days is given on the IndusInd Bank Pioneer Heritage Credit Card.
With the Total Protect feature, you will be insured for a sum up to the credit limit of your card and covers unauthorised transactions if your card was lost or misplaced. This feature will also cover you for any kind of counterfeit fraud on your credit card.
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