ICICI Bank offers multiple credit card options to its customers and one such card is ICICI Coral RuPay credit card which is an entry level card that enables users to build their credit score. The card offers reward points in multiple categories, such as gadgets, lifestyle, travel and many more. The card also provides insurance coverage of Rs.2 lakh, discounts on BookMySHow and INOX, and complimentary airport and railway lounge access per quarter. Read on to know more details about ICICI Coral RuPay credit card.
The features and benefits offered by the ICICI Coral RuPay Credit Card are as follows:
The fees and charges of ICICI RuPay Coral credit card are as follows:
Type of fee | Fee amount |
Joining Fee | Rs. 500 plus GST |
Annual Fee | Rs. 500 plus GST |
Finance Charges | 3.75% per month | 45% per annum |
Late Payment Charges | For outstanding amount: Less than Rs. 100: Nil Rs. 100 to Rs. 500: Rs. 100 Rs. 501 to Rs. 5,000: Rs. 500 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,000 More than Rs. 50,000: Rs. 1,200 |
Note: The Coral RuPay credit card is available as a lifetime free option for current ICICI Bank customers who already hold an active credit card from the bank.
Details regarding savings on spending made using ICICI Coral RuPay credit card are given in the table below:
On-going benefits and savings on yearly spends of Rs.3.60 lakh | Savings |
25% discount on movie tickets with BookMyShow and Inox* | Rs.2,400 |
Cash rewards on annual spend of Rs 3,00,000# | Rs.1,400 |
Milestone rewards on a spend of Rs.3 lakh | Rs.750 |
Access to Airport Lounge | Rs.4,000 |
On spending Rs.5,000 every month on fuel, a fuel surcharge waiver of 1.00% is offered by the card. | Rs.600 |
Complimentary access to Railway Lounge in India | Rs.2,000 |
Total Savings | Rs.11,150 |
The below mentioned documents are required to apply for ICICI RuPay Coral Credit Card:
Here are the eligibility criteria to apply for a ICICI Coral RuPay Credit Card:
Criteria | Eligibility |
Age |
|
Nationality | Indian national |
Annual income | Eligibility for credit card and credit limit depends on the annual income of the applicant |
Here are the steps to link the ICICI Coral RuPay credit card to the iMobile Pay application:
Here are the details about how to apply for ICICI Coral RuPay credit card:
Yes, it is safe to make transactions using ICICI RuPay Coral credit card.
A 2.50% is charged by ICICI bank on the advanced amount or a minimum of Rs. 300 (whichever is higher) as credit card cash withdrawal charges.
In case of lost or stolen credit card, you should report it immediately to ICICI bank customer care.
You can get 2 movie tickets per month across BookMyShow and Inox with this credit card.
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