ICICI Bank Credit Card are aimed at providing customers, an enriching spending experience and payment flexibility. For people who want a rewarding credit card that also ensures safe transactions, chip cards are the best. Every time an EMV chip card is used for a transaction, the card chip generates a unique transaction code that can never be reused giving a new dimension to transaction security.
ICICI Platinum Chip VISA Credit Card not only provides security and flexibility but also comes with an array of lifestyle and shopping reward benefits.
ICICI Chip credit cards comes with countless benefits that makes spending more rewarding for the cardholders. Here are some of the features that comes with a Platinum Chip Visa Card, making it the best of its kind.
The fees and charges for the ICICI Bank platinum chip VISA card is as follows.
How to Redeem the ICICI Bank PAYBACK Points?
The PAYBACK points can be easily redeemed online or by calling the ICICI bank's credit card customer care. You can visit the PAYBACK website to view the complete list of partners and redemption centres. You will be able to redeem your PAYBACK points against partner brands and online shops.
On the BankBazaar.com homepage, select the credit cards option from the top pane. You have the option to group cards by bank or by category. Select the required credit card from the bank or based on the category. BankBazaar's easy questionnaire will help you shortlist the credit cards based on your spending and usage pattern. You can also check if you are eligible for an ICICI Platinum Chip VISA Credit Card with BankBazaar's interactive tool. To apply instantly, just click on the "Apply" button.
You will be required to swipe your card and enter your PIN number to complete transactions at merchant outlets. The PIN is not needed for online transactions using the ICICI Chip credit card.
The processing of an application for ICICI credit cards may take up to 21 working days.
Yes. Cardholders can give standing instructions to pay credit card bills through their bank accounts directly.
No. Under RBI guidelines, you have to surrender the card to the issuing bank before travelling abroad as an emigrant.
An over-limit charge of 2.5% of the amount by which the credit limit is exceeded will be charged to the card.
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