Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • ICICI Bank HPCL Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      ICICI bank has been very good in their services. They are very responsive too. They have normal offers on the credit card I use. They have a good reward point system. The fee is waived as I use the limit as per the criteria the limit they have offered me is 29000 thousand which Iam not satisfied initially i was holding corral credit card that time they have just offered 25000 limit is the only concern i have with icici rest all is outstanding.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 22, 2017
    • ICICI Bank Credit Card
      "Criteria need to be improved "
      0.5 2.0/5 "Expected more"
      When I have applied for ICICI bank platinum Chip Visa credit card, they gave good response but they have rejected my application saying that I am not having the ICICI bank savings account. The ICICI bank Credit card criteria need to be customer centric. I never got any benefit from ICICI bank credit card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 22, 2017
    • ICICI Bank Credit Card
      "Nice Experience"
      0.5 4.0/5 "Great!"
      I got a credit card of ICICI Bank and there are no issues in using my card. There are the regular features on the cash back and discounts deals. I also get reward points and the accumulated points can be converted to the shopping deals and this can be done through online.
      Was this review helpful? 0
      , shimla
      Reviewed on Aug 22, 2017
    • ICICI Bank Credit Card
      "Deal is good"
      0.5 4.0/5 "Great!"
      ICICI bank has also offered me a credit card and the process to receive the same was smooth. It was a on time process and the credit limit is also decent. The customer support services are appreciated. The deals on shopping is much and the transactions are smooth.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 22, 2017
    • ICICI Bank Credit Card
      "Good. Can do better"
      0.5 3.5/5 "Pretty good"
      I hold a credit card of ICICI bank and it is a average experience. They could provide more offers online, especially when a customer wants to use it for shopping , it would be better if they have more deals. There is a nominal charge and the fee is levied annually.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2017
    • ICICI Bank Credit Card
      "Wonderful"
      0.5 4.0/5 "Great!"
      I am having the credit card with the ICICI bank and their response is good and I have not faced any issues with them till now. Customer service aspects are fair one, also they are immediate one. I am happy with the ICICI bank credit card and the payment modes are really fine.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 22, 2017
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 4.0/5 "Great!"
      The ICICI credit card has the low credit limit, it would be great if they can increase the credit limit in future. They do it automatically because they do track the usage of spending. I hold the Coral visa card for past 2 years. I use this card for all kind of purchases and for all online transactions as well. I am getting the benefit of rewards points, cash back offers with this coral Visa card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 22, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I hold a platinum chip card from ICIC bank I got it very recently. The customer service is good with ICICI bank. The service which is given by ICICI bank is very good. The credit card service is very good from ICICI bank. I would say the ICICI bank gives good response to the customers.
      Was this review helpful? 0
      , lucknow
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      ICICI bank credit card is the one ,which am having from the last four years of time.I would like to say that the response is good one with the ICICI bank credit card.Customer service is good one and its instant too. Online payment services are feasible too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "They should give easy access"
      0.5 3.5/5 "Pretty good"
      ICICI was not upto the mark, If I want to track the credit card details in ICICI, its difficult to get user id and password. But other banks are offering the log in id to check credit card details through online. But ICICI was not good, they should work on it.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am having ICICI bank Coral visa credit card for more than 5 years. The customer service is very good with ICICI bank. I use this card for shopping, for petrol usage, and for other purchases. I am not satisfied with the credit limit, still they can increase the limit as per the customers requirement. I pay the Annual fee of Rs.499 every year.
      Was this review helpful? 0
      , hubli
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "Very Disappointed"
      0.5 1.0/5 "Really Bad"
      I had ICICI credit card earlier, their interest rate was high on monthly dues and customer service was not helpful, they mostly weren't available. In term of offers also they were not upto the mark. Quality of ICICI card is cheap the plastic type is very bad.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "More Advantage"
      0.5 4.0/5 "Great!"
      ICICI bank provides the maximum reward points for my credit card. I could not match ICICI bank with other banks on this reward points, because they are liberate. Gaining reward points is a good thing, more than that, the bank has excellent options for redemption. I can convert it as cash or I can make use this on shopping or for recharge.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      Having the ICICI bank platinum Chip Visa credit card for 1 year. I use this card for Online shopping , petrol usage, utility bill payments with this ICICI bank chip card. I pay the annual fee of Rs.1000 every year, The reward points, cash back offers are available with this card. I am satisfied with the credit limit.
      Was this review helpful? 0
      , rohtak
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "Its Convenient"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI credit card for more than third years. Offers are really good. They are giving petrol surcharges, other than that they giving rewards points for every spend. I could also redeem the reward points into mobile wallet by Mobiquick application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I am using a credit card from ICICI bank from last four months of time for this credit card I had applied many time then they have approved it, the worst part of this card is without informing they debit the amount later they inform, when I receieved the card the limit was 20000 ruppes later i can see they have added an insurance in my card for 10000 and now my limit is 10000, what kind of service is this, again later when I cancelled this insurance they have charged 6000 rupees and reverted back 4000 rupees. Very worst bank ever.
      Was this review helpful? 0
      , amritsar
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "Great Job"
      0.5 5.0/5 "Blown Away!"
      I am holding ICICI bank credit card and I would like to say it is the best one. ICICI bank is providing the instant and prompt response too. Responsiveness is really good one with the ICICI bank credit card and their payment modes are really good, also they used to intimate on the instant basis before the due date itself.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • ICICI Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      When I took ICICI credit card they gave me complimentary voucher worth Rs.3000 before eight months and also they gave me sufficient credit limit. I have selected ICICI coral credit card because I have option to get cash back for fuel filling and for Rs.100 spent they gives me two reward points.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 19, 2017
    • ICICI Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      ICICI Bank has been good in the process for a credit card. I have not yet explored on it since I recently got the card. There was a joining fee for the card and the limit the bank has offered me is not that great but I am happy about the fast process in receiving it.
      Was this review helpful? 0
      , shyamnagar
      Reviewed on Aug 19, 2017
    • ICICI Bank Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Coral credit card, every month they provide me four movie tickets free, other than that they also offers me pre approved loan with nominal interest . Initially my credit limit was Rs.26,000 now it is Rs. 1 lakh its sufficient, they upgraded it based on my performance.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 19, 2017
    Common Loader Icon

    ICICI Bank HPCL Coral American Express Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI HPCL Coral American Express Card

    The ICICI Bank HPCL Coral American Express Credit Card is designed to give you maximum fuel benefits. Fuel is expensive and can take a toll on our pockets, but with this card, you can keep you fuel costs in check by earning cash back while enjoying fuel surcharge waivers. Another great benefit is accelerated rewards which you can redeem for fuel at any HPCL petrol station.

    ICICI HPCL Coral American Express Card Benefits

    PAYBACK Points:

    You are entitled to earn PAYBACK points on every retail transaction. Earn 6 PAYBACK points for every Rs. 100 you spend on fuel at any HPCL station. Collect 2000 points to get Rs. 500 worth fuel. Earn 2 PAYBACK points on any other retail transaction.

    Cashback:

    Fill up your fuel tank at any HPCL pump and you will earn 2.5% cashback and 1% savings on fuel surcharges.

    Entertainment:

    Get Rs 100 discount on 2 movie tickets in a month when you buy tickets on bookmyshow.com. There are a limited number of tickets available per day under this scheme. The discount is available on first come first serve basis.

    Culinary Treats program:

    You can save 15% at more than 800 participating restaurants. You can visit the culinary treats website or download the app from the Apple Store and Google Play.

    Exclusive American Express benefits

    American Express Connect:

    Customers can enjoy a number of benefits across categories such as lodging, retail, dining and shopping with a number of merchants.

    Epay:

    Through Epay, cardholders can make easy online payments for their utility bills in a secure and convenient manner.

    American Express ezeClick:

    The American Express ezeClick is a quicker, secure and smarter online payment solutions.

    ICICI HPCL Coral American Express Card Features

    Microchip embedded:

    The ICICI Bank HPCL Coral American Express Credit Card is embedded with a microchip that enhances security and prevents counterfeiting and duplicate cards. The card has an added layer of security which is the PIN (Personal Identification Number). The PIN is required when you make transactions at merchant outlets. Online transactions do not require the PIN. For added security on the internet, register for 3D Secure (American Express Safekey).

    Annual fee waiver:

    Spend Rs. 50,000 or more annually on your ICICI Bank HPCL Coral American Express Credit Card and the annual fee of Rs. 199 will be waived for the year.

    Attractive interest:

    Get interest rates as low as 1.25% per month. This is determined based on credit history, purchase and repayment behaviour, loyalty and so on. The maximum interest you can incur is 3.50% per month in case of defaults. Enjoy interest-free grace periods of 18-48 days.

    Important Fees and Charges of ICICI HPCL Coral American Express Card

    Charge   Amount
    Joining Fee   Rs. 199 + GST
    Annual Fee   Rs. 199 + GST. Waived for the first year.
    Supplementary Card   Nil
    Interest   1.25%-3.50%
    Interest on overdue cash advance and extended credit   3.40% per month (40.80% annualized).

    Other Fees and Charges ICICI HPCL Coral American Express Card

    Charge Amount
    Cash advance transaction fee 2.5% of transaction amount, or a minimum of Rs. 300.
    Reward redemption Rs. 99 will be charged for handling and courier of redemption requests. For online and in-store redemptions at PAYBACK Online Partner Brands, Rs. 25 is charged.
    Dial a loan transaction fee 3% of the loan amount, subject to a minimum of Rs. 300.
    Cheque or cash pick up Rs. 100
    Cheque return 2% of the total amount payable, subject to a minimum of Rs. 250.
    Auto-Debit return fee 2% of the total amount payable, subject to a minimum of Rs. 250.
    Cash payment at bank branch Rs. 100
    Outstation cheque processing charge 1% of the cheque amount, subject to a minimum of Rs. 100.
    Card replacement Rs. 100
    Chargeslip request Rs. 100
    Surcharge on railway booking 1.80% of the transaction amount for online bookings. 2.5% for any other booking.
    Fuel surcharge 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.

    Late Payment Charges of ICICI HPCL Coral American Express Card

    Total Amount Due Charges
    Up to Rs. 99 Nil
    Rs. 100 - Rs. 500 Rs. 100
    Rs. 500 - Rs. 10000 Rs. 500
    Rs. 10000 - Rs. 20000 Rs. 600
    Above Rs. 20000 Rs. 700

    ICICI HPCL Coral American Express Credit Card FAQs:

    1. How long does it take to process a credit card application?

      Once ICICI receives your application and all required documentation, it can take up to 21 working days to process.

    2. How do I pay my credit card bill?

      You can pay your credit card bill in the following ways:

      • Drop a cheque in the drop boxes provided at the ICICI bank branches and ATMs.
      • Pay by cash at the ICICI bank branches.
      • Auto-debit facility which is available to all ICICI Bank account holders.
      • Schedule payments through internet banking or through the customer care center.
      • If you do not hold an ICICI bank account, you can still pay from another bank online through the Click to pay option.
    3. What are the steps to take in case of lost or misplaced card?

      In case your card is lost, misplaced or damaged, kindly inform ICICI Bank on their Customer Care line. The card will be blocked and a new card will be issued. You will receive the card within 7 days.

    4. What is the minimum amount due?

      The minimum amount due is the amount that you absolutely have to pay by the due date. If you choose to pay the minimum amount and carry forward the outstanding balance, interest will be charged on the amount carried forward and any subsequent purchases.

    5. How is the minimum amount due calculated?

      5% of the total amount outstanding will be the minimum amount due. ICICI reserves the right to change the minimum amount due at its discretion.

    Top Credit Cards by American Express:

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.