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  • ICICI Bank HPCL Coral American Express Credit Card

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    ICICI Bank HPCL Coral American Express Credit Card

    ICICI HPCL Coral American Express Card

    The ICICI Bank HPCL Coral American Express Credit Card is designed to give you maximum fuel benefits. Fuel is expensive and can take a toll on our pockets, but with this card, you can keep you fuel costs in check by earning cash back while enjoying fuel surcharge waivers. Another great benefit is accelerated rewards which you can redeem for fuel at any HPCL petrol station.

    ICICI HPCL Coral American Express Card Benefits

    PAYBACK Points:

    You are entitled to earn PAYBACK points on every retail transaction. Earn 6 PAYBACK points for every Rs. 100 you spend on fuel at any HPCL station. Collect 2000 points to get Rs. 500 worth fuel. Earn 2 PAYBACK points on any other retail transaction.

    Cashback:

    Fill up your fuel tank at any HPCL pump and you will earn 2.5% cashback and 1% savings on fuel surcharges.

    Entertainment:

    Get Rs 100 discount on 2 movie tickets in a month when you buy tickets on bookmyshow.com. There are a limited number of tickets available per day under this scheme. The discount is available on first come first serve basis.

    Culinary Treats program:

    You can save 15% at more than 800 participating restaurants. You can visit the culinary treats website or download the app from the Apple Store and Google Play.

    Exclusive American Express benefits

    American Express Connect:

    Customers can enjoy a number of benefits across categories such as lodging, retail, dining and shopping with a number of merchants.

    Epay:

    Through Epay, cardholders can make easy online payments for their utility bills in a secure and convenient manner.

    American Express ezeClick:

    The American Express ezeClick is a quicker, secure and smarter online payment solutions.

    ICICI HPCL Coral American Express Card Features

    Microchip embedded:

    The ICICI Bank HPCL Coral American Express Credit Card is embedded with a microchip that enhances security and prevents counterfeiting and duplicate cards. The card has an added layer of security which is the PIN (Personal Identification Number). The PIN is required when you make transactions at merchant outlets. Online transactions do not require the PIN. For added security on the internet, register for 3D Secure (American Express Safekey).

    Annual fee waiver:

    Spend Rs. 50,000 or more annually on your ICICI Bank HPCL Coral American Express Credit Card and the annual fee of Rs. 199 will be waived for the year.

    Attractive interest:

    Get interest rates as low as 1.25% per month. This is determined based on credit history, purchase and repayment behaviour, loyalty and so on. The maximum interest you can incur is 3.50% per month in case of defaults. Enjoy interest-free grace periods of 18-48 days.

    Important Fees and Charges of ICICI HPCL Coral American Express Card

    Charge   Amount
    Joining Fee   Rs. 199 + GST
    Annual Fee   Rs. 199 + GST. Waived for the first year.
    Supplementary Card   Nil
    Interest   1.25%-3.50%
    Interest on overdue cash advance and extended credit   3.40% per month (40.80% annualized).

    Other Fees and Charges ICICI HPCL Coral American Express Card

    Charge Amount
    Cash advance transaction fee 2.5% of transaction amount, or a minimum of Rs. 300.
    Reward redemption Rs. 99 will be charged for handling and courier of redemption requests. For online and in-store redemptions at PAYBACK Online Partner Brands, Rs. 25 is charged.
    Dial a loan transaction fee 3% of the loan amount, subject to a minimum of Rs. 300.
    Cheque or cash pick up Rs. 100
    Cheque return 2% of the total amount payable, subject to a minimum of Rs. 250.
    Auto-Debit return fee 2% of the total amount payable, subject to a minimum of Rs. 250.
    Cash payment at bank branch Rs. 100
    Outstation cheque processing charge 1% of the cheque amount, subject to a minimum of Rs. 100.
    Card replacement Rs. 100
    Chargeslip request Rs. 100
    Surcharge on railway booking 1.80% of the transaction amount for online bookings. 2.5% for any other booking.
    Fuel surcharge 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.

    Late Payment Charges of ICICI HPCL Coral American Express Card

    Total Amount Due Charges
    Up to Rs. 99 Nil
    Rs. 100 - Rs. 500 Rs. 100
    Rs. 500 - Rs. 10000 Rs. 500
    Rs. 10000 - Rs. 20000 Rs. 600
    Above Rs. 20000 Rs. 700

    ICICI HPCL Coral American Express Credit Card FAQs:

    1. How long does it take to process a credit card application?

      Once ICICI receives your application and all required documentation, it can take up to 21 working days to process.

    2. How do I pay my credit card bill?

      You can pay your credit card bill in the following ways:

      • Drop a cheque in the drop boxes provided at the ICICI bank branches and ATMs.
      • Pay by cash at the ICICI bank branches.
      • Auto-debit facility which is available to all ICICI Bank account holders.
      • Schedule payments through internet banking or through the customer care center.
      • If you do not hold an ICICI bank account, you can still pay from another bank online through the Click to pay option.
    3. What are the steps to take in case of lost or misplaced card?

      In case your card is lost, misplaced or damaged, kindly inform ICICI Bank on their Customer Care line. The card will be blocked and a new card will be issued. You will receive the card within 7 days.

    4. What is the minimum amount due?

      The minimum amount due is the amount that you absolutely have to pay by the due date. If you choose to pay the minimum amount and carry forward the outstanding balance, interest will be charged on the amount carried forward and any subsequent purchases.

    5. How is the minimum amount due calculated?

      5% of the total amount outstanding will be the minimum amount due. ICICI reserves the right to change the minimum amount due at its discretion.

    Top Credit Cards by American Express:

    ICICI Bank HPCL Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the credit card from the ICICI BANK. It is a very good card to use and i am using the card which is more comfortable to use. I am getting the offers as well as the the reward points from my credit card. obviously i am happy with the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2018
    • ICICI Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've been using the ICICI Platinum Chip credit card for a while. It is a Lifetime free card, The experience is good. I am an employee of the ICICI. It don't have any commendable offers. Overall it is as useful as any other credit cards you can find in the market.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the ICICI BANK credit card since 1 year. Documentation i have done through the doorsteps. Limit i am not satisfied with my credit card. I use for the multiple purpose. EMI is easy to convert from my credit card. I am happy holding the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2018
    • ICICI Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI bank 3 years back. They have offered coral card and the benefits are reward points . The credit limit was 48,000 which is satisfactory . Its a chargeable card.Their customer service and responses was good.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Jun 23, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      My credit card was taken with ICICI bank 3 years back. They have offered platinum card and the give credit limit was 36,000 which is not satisfactory . The customer service and responses were good but the benefits are not good when comparing INDUSIND Bank and it is a chargeable card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 23, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      My credit card was taken with ICICI Bank 3 years back. They have offered coral card and the give credit limit was 68,000 which is satisfactory .The customer service and responses was up to the mark. The benefits are free movie tickets and reward points but i coud'nt use it since they are giving offers when i try to utilize.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2018
    • ICICI Bank Credit Card
      "Good experience"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with ICICI bank 1 year back. I hold corral card and the credit limit was 25,000 which is satisfactory . The customer service and responses was good. The benefits are reward points and cash back offers . The annul fee is very nominal.
      Was this review helpful? 0
      , delhi
      Reviewed on Jun 23, 2018
    • ICICI Bank Credit Card
      "Go for Buy 1 + Get 1 offer"
      0.5 4.0/5 "Great!"
      There are annual charges for all the cards. They have a movie offers buy 1+ get 1. They gave me a credit limit of 1.5 lakhs. Whoever loves for the movie, then this is the best card for them. I don't find any hassle free services from the ICICI coral card.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Good Credit card"
      0.5 3.5/5 "Pretty good"
      I'm using this card for more than 1 year. This is my 1st credit card ever. I'm not much interested about the offers and features. I never faced any issues so far by using this card. I'm happy to say that i have got a satisfied credit limit. Its been a very good brand in the market.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I had been using the card for a while and the card has a credit limit which is less than i expected. There has not been good offers with the card which i had expected. The services which they had been providing o far had been okay and there has not been much issues faced with the banking services of them so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the ICICI Visa credit card for the past 2 Years. The limit is 45000 it is not very good. I am getting regular reward points with the card. This is as good as any other card you can find in the market with no commendable benefits. Overall they need to provide more offers and benefits to their customers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Good Services from ICICI"
      0.5 3.0/5 "Satisfactory"
      They have offered me a credit limit of 30000 which is very less. I never asked them to increase the credit limit. Its almost 3 years i'm using this card. They are charging Rs. 500 as annual fee. They told me that i have to spend 1 lakhs every year to waive off the annual fee. Their is no much offers in this card. I'm not really happy about the card.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Time to time offers are coming in ICICI credit card. I used to pay the annual fee of Rs. 150. They have offered me a credit limit of 1.50 Lakhs. Overall, the experience of ICICI credit card is very nice. Its totally a hassle free service over there.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Right Service"
      0.5 1.0/5 "Really Bad"
      I have recently taken this card and i had not yet been using this card. The card has been good with the credit limit and the benefits and the features and there has not been any issues faced with them so far. The process in getting the card also had been very good as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I was just looking for a good card and the process in getting the card has been very much easy and fast and the card has reached on time as well. The credit limit with the card has been okay but i was expecting more limit with the card. I have started using the card and i have already made 5-6 transactions as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      They are charging Rs. 499 as annual fee and it will not waived. If i want to waived off the annual fee then i will use for more than 1.5 lakhs. Only buy 1+ Get 1 bookmyshow.com facility is available and i avail that facility also. As of now i don't see the cashback offers. The 1st statement is not still generated yet. As of now i did not face any issue in this card. This is my 1st credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding the card for the last ten years and it had been a very good service which they had been providing so far. There has not been any kind of issues faced with the banking services which they had been providing so far. It has been a life time free card and there also had been good features with the card as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Fine with the Card"
      0.5 5.0/5 "Blown Away!"
      Their is no annual fee for this credit card. I'm using this ICICI platinum chip card is about 1 year. I never faced any issues with the ICICI. The customer care service is excellent. I have used this card several times in most of the outlets. For booking of railway tickets in IRCTC, Air tickets in that i will get some cashback offers. I used to get buy 1 + get 1 from this card. I never used this card for online purchase.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My credit card was taken with CITI Bank 3.5 years back. They have offered coral card and the credit limit was satisfactory . The benefits are free movie tickets and offers in restaurant ., The customer service and responses was up to the mark. Its a life tie free card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      Limit is not satisfied with my credit card that they have given. Service is good what they have provided to me. It is a life time free card so that i have to pay no charges annually. I am using since 3 months.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2018
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