Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The ICICI Bank HPCL Coral American Express Credit Card is designed to give you maximum fuel benefits. Fuel is expensive and can take a toll on our pockets, but with this fuel credit card, you can keep you fuel costs in check by earning cash back while enjoying fuel surcharge waivers. Another great benefit is accelerated rewards which you can redeem for fuel at any HPCL petrol station.
PAYBACK Points:
Cashback:
Entertainment:
Culinary Treats program:
American Express Connect:
Epay:
American Express ezeClick:
Microchip embedded:
Annual fee waiver:
Attractive interest:
| Charge | Amount |
|---|---|
| Joining Fee | Rs. 199 + GST |
| Annual Fee | NIL |
| Supplementary Card | Nil |
| Interest | 1.25%-3.50% |
| Interest on overdue cash advance and extended credit | 3.40% per month (40.80% annualized). |
| Charge | Amount |
|---|---|
| Cash advance transaction fee | 2.5% of transaction amount, or a minimum of Rs. 300. |
| Reward redemption | Rs. 99 will be charged for handling and courier of redemption requests. For online and in-store redemptions at PAYBACK Online Partner Brands, Rs. 25 is charged. |
| Dial a loan transaction fee | 3% of the loan amount, subject to a minimum of Rs. 300. |
| Cheque or cash pick up | Rs. 100 |
| Cheque return | 2% of the total amount payable, subject to a minimum of Rs. 250. |
| Auto-Debit return fee | 2% of the total amount payable, subject to a minimum of Rs. 250. |
| Cash payment at bank branch | Rs. 100 |
| Outstation cheque processing charge | 1% of the cheque amount, subject to a minimum of Rs. 100. |
| Card replacement | Rs. 100 |
| Chargeslip request | Rs. 100 |
| Surcharge on railway booking | 1.80% of the transaction amount for online bookings. 2.5% for any other booking. |
| Fuel surcharge | 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable. |
| Total Amount Due | Charges |
|---|---|
| Up to Rs. 99 | Nil |
| Rs. 100 - Rs. 500 | Rs. 100 |
| Rs. 500 - Rs. 10000 | Rs. 500 |
| Rs. 10000 - Rs. 20000 | Rs. 600 |
| Above Rs. 20000 | Rs. 700 |
Once ICICI receives your application and all required documentation, it can take up to 21 working days to process.
Firstly, you have to drop a cheque in the drop boxes available at the ICICI Bank branch and Automated Teller Machines (ATMs). You can also pay cash at the branch. Other than this, auto debit facility is available to the ICICI Bank account holders. You can also schedule payment through intermet banking or customer care. If you do not hold an ICICI bank account, you can still pay from another bank online through the Click to pay option.
In case your card is lost, misplaced or damaged, kindly inform ICICI Credit Card Customer Care. The card will be blocked and a new card will be issued. You will receive the card within seven days.
The minimum amount due is the amount that you absolutely have to pay by the due date. If you choose to pay the minimum amount and carry forward the outstanding balance, interest will be charged on the amount carried forward and any subsequent purchases.
5% of the total amount outstanding will be the minimum amount due. ICICI reserves the right to change the minimum amount due at its discretion.
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