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  • ICICI Bank HPCL Coral American Express Credit Card

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    ICICI Bank HPCL Coral American Express Credit Card

    ICICI HPCL Coral American Express Card

    The ICICI Bank HPCL Coral American Express Credit Card is designed to give you maximum fuel benefits. Fuel is expensive and can take a toll on our pockets, but with this card, you can keep you fuel costs in check by earning cash back while enjoying fuel surcharge waivers. Another great benefit is accelerated rewards which you can redeem for fuel at any HPCL petrol station.

    ICICI HPCL Coral American Express Card Benefits

    PAYBACK Points:

    You are entitled to earn PAYBACK points on every retail transaction. Earn 6 PAYBACK points for every Rs. 100 you spend on fuel at any HPCL station. Collect 2000 points to get Rs. 500 worth fuel. Earn 2 PAYBACK points on any other retail transaction.

    Cashback:

    Fill up your fuel tank at any HPCL pump and you will earn 2.5% cashback and 1% savings on fuel surcharges.

    Entertainment:

    Get Rs 100 discount on 2 movie tickets in a month when you buy tickets on bookmyshow.com. There are a limited number of tickets available per day under this scheme. The discount is available on first come first serve basis.

    Culinary Treats program:

    You can save 15% at more than 800 participating restaurants. You can visit the culinary treats website or download the app from the Apple Store and Google Play.

    Exclusive American Express benefits

    American Express Connect:

    Customers can enjoy a number of benefits across categories such as lodging, retail, dining and shopping with a number of merchants.

    Epay:

    Through Epay, cardholders can make easy online payments for their utility bills in a secure and convenient manner.

    American Express ezeClick:

    The American Express ezeClick is a quicker, secure and smarter online payment solutions.

    ICICI HPCL Coral American Express Card Features

    Microchip embedded:

    The ICICI Bank HPCL Coral American Express Credit Card is embedded with a microchip that enhances security and prevents counterfeiting and duplicate cards. The card has an added layer of security which is the PIN (Personal Identification Number). The PIN is required when you make transactions at merchant outlets. Online transactions do not require the PIN. For added security on the internet, register for 3D Secure (American Express Safekey).

    Annual fee waiver:

    Spend Rs. 50,000 or more annually on your ICICI Bank HPCL Coral American Express Credit Card and the annual fee of Rs. 199 will be waived for the year.

    Attractive interest:

    Get interest rates as low as 1.25% per month. This is determined based on credit history, purchase and repayment behaviour, loyalty and so on. The maximum interest you can incur is 3.50% per month in case of defaults. Enjoy interest-free grace periods of 18-48 days.

    Important Fees and Charges of ICICI HPCL Coral American Express Card

    Charge   Amount
    Joining Fee   Rs. 199 + GST
    Annual Fee   Rs. 199 + GST. Waived for the first year.
    Supplementary Card   Nil
    Interest   1.25%-3.50%
    Interest on overdue cash advance and extended credit   3.40% per month (40.80% annualized).

    Other Fees and Charges ICICI HPCL Coral American Express Card

    Charge Amount
    Cash advance transaction fee 2.5% of transaction amount, or a minimum of Rs. 300.
    Reward redemption Rs. 99 will be charged for handling and courier of redemption requests. For online and in-store redemptions at PAYBACK Online Partner Brands, Rs. 25 is charged.
    Dial a loan transaction fee 3% of the loan amount, subject to a minimum of Rs. 300.
    Cheque or cash pick up Rs. 100
    Cheque return 2% of the total amount payable, subject to a minimum of Rs. 250.
    Auto-Debit return fee 2% of the total amount payable, subject to a minimum of Rs. 250.
    Cash payment at bank branch Rs. 100
    Outstation cheque processing charge 1% of the cheque amount, subject to a minimum of Rs. 100.
    Card replacement Rs. 100
    Chargeslip request Rs. 100
    Surcharge on railway booking 1.80% of the transaction amount for online bookings. 2.5% for any other booking.
    Fuel surcharge 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.

    Late Payment Charges of ICICI HPCL Coral American Express Card

    Total Amount Due Charges
    Up to Rs. 99 Nil
    Rs. 100 - Rs. 500 Rs. 100
    Rs. 500 - Rs. 10000 Rs. 500
    Rs. 10000 - Rs. 20000 Rs. 600
    Above Rs. 20000 Rs. 700

    ICICI HPCL Coral American Express Credit Card FAQs:

    1. How long does it take to process a credit card application?

      Once ICICI receives your application and all required documentation, it can take up to 21 working days to process.

    2. How do I pay my credit card bill?

      You can pay your credit card bill in the following ways:

      • Drop a cheque in the drop boxes provided at the ICICI bank branches and ATMs.
      • Pay by cash at the ICICI bank branches.
      • Auto-debit facility which is available to all ICICI Bank account holders.
      • Schedule payments through internet banking or through the customer care center.
      • If you do not hold an ICICI bank account, you can still pay from another bank online through the Click to pay option.
    3. What are the steps to take in case of lost or misplaced card?

      In case your card is lost, misplaced or damaged, kindly inform ICICI Bank on their Customer Care line. The card will be blocked and a new card will be issued. You will receive the card within 7 days.

    4. What is the minimum amount due?

      The minimum amount due is the amount that you absolutely have to pay by the due date. If you choose to pay the minimum amount and carry forward the outstanding balance, interest will be charged on the amount carried forward and any subsequent purchases.

    5. How is the minimum amount due calculated?

      5% of the total amount outstanding will be the minimum amount due. ICICI reserves the right to change the minimum amount due at its discretion.

    Top Credit Cards by American Express:

    ICICI Bank HPCL Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 4.0/5 "Great!"
      The banking service is good with the ICICI bank credit card department. I have got the ICICI bank platinum chip credit card around 5 months ago. The customer support is excellent with the ICICI bank. I am not satisfied with the credit limit, it would be great if they can increase the credit limit in future.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 12, 2017
    • ICICI Bank Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card ICICI bank.I am comfortable to use this card .Net banking is user friendly to use.Phone banking service is prompt and call get connected immediately.I make card payment through online.I get the best offers for shopping .
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      With ICICI bank I got the ICICI bank platinum chip credit card based on my salaried account. The customer support is good with the ICICI bank credit card department. The interest rate is on average side. I am not using this card much. I am having good credit limit with this card and I am satisfied with it. There is annual fee of Rs,499 I have paid to this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I do have ICICI bank credit card from the last five to six years of time. I would like to say that the online banking services are good one with them. I have not faced any hiccups with the ICICI bank till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      The Air port lounges facility is available with the ICICI bank Rubyx visa credit card, and I use the ICICI bank credit cards from past 10 years and this card got upgraded around 2 year ago. I use this card for fuel , shopping , restaurants and for online purchases . I am not satisfied with the credit limit and I have requested them to increase the credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with ICICI bank . The credit limit was 92,000 which was satisfied and I hold coral International card. The charges are very high than other banks in the market. The validity of the card is up to 2025 and I have 24/7 helpline number .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I am having the ICICI bank credit card and the response is fine one for me with them. I would like to say that the customer service is good one with the ICICI bank credit card. I am happy with the ICICI bank credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The offers and benefits are good with icici credit card department ,I used to receive bookmyshow,flip kart and amazon offers and the charges were fine when compared to other credit service providers , it was an awesome experience with ICICI credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I wont use my icici credit card much ,still the service was very good with icici. The customer support was very good with icici and the interest and charges was good with icici but they provide me some online offers but I wont use their offers much it was a average service from icici credit card department.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I already have a salary account with icici the process was very easy with icici. They never ask for any documents also they provide me with good offers and benefits and the customer support was good it was a good experience with icici savings account service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      I feel ICICI credit card department should keep up their words they said they offer me a credit limit of thrice than my salary which comes to 1k but they lack in that but the customer service was good and offers and benefits are good with ICICI it was a average service that I received on my ICICI platinum credit card service.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Good to hold"
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI bank 3 years back . They have offered me a Coral International card and Its a pay back points. The credit limit was 90,000 which was satisfactory . The charges are bit high in case of late payment . My overall experience was pretty good.
      Was this review helpful? 2
      , chennai
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI bank and I hold coral International card. The credit limit was 75,000 which was satisfactory . The customer service and responses was up to the mark. The rate of interest and charges are average in the market. My overall experience was excellent so Its recommendable.
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Credit limit enhancement"
      0.5 3.0/5 "Satisfactory"
      I have been using CORAL credit card with ICICI. I am using it for few months. They are providing buy one get one movie ticket option for monthly. The credit limit was 50K which was not satisfactory and comparatively CITI is offering good limit. It is a life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Not bad"
      0.5 2.0/5 "Expected more"
      I have my credit card with ICICI bank 2 months back. The credit limit was 45,000 which was not satisfactory and I hold coral International card . Here the payment option is very convenient for account holder but its discus for non account holders. I am not satisfied with the customer service since I could not reach them whenever I try .
      Was this review helpful? 0
      , perambalur
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      I am having the ICICI bank credit card and am using it from the last two years of time. I would like to say that the offers are really good one with the ICICI bank credit card. Everything is good one with the ICICI bank credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was my salary account with icici so the process and service from icici was convenient for me also they provide me good offers and benefits through flipkart ,amazon and more. The customer support was good it was a good experience with icici credit card service.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 08, 2017
    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      ICICI bank coral credit card service was the best ,I used to get regular intimations regarding my payments ,the response was good also they provide me with good offers, it was a good experience which I received on my ICICI Coral credit card..
      Was this review helpful? 1
      , noida
      Reviewed on Dec 08, 2017
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      ICICI bank provides very good services on credit cards when compared to all other credit card. I am using this credit card from more than 1.5 years. I have a credit limit of Rs 30000 and cash limit of Rs 6000. I use net banking for making payments and there are no hidden charges on any transactions.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 08, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with ICICI bank from last 2 years, the credit card services are good in ICICI bank comparatively. They did not charge any annual fee at the time of getting this credit card. Offers like reward points and cash back are good in this credit card. I use this credit card for shopping and the credit limit is sufficient.
      Was this review helpful? 1
      , bareilly
      Reviewed on Dec 08, 2017
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