Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank HPCL Coral American Express Credit Card

    ICICI HPCL Coral American Express Card

    The ICICI Bank HPCL Coral American Express Credit Card is designed to give you maximum fuel benefits. Fuel is expensive and can take a toll on our pockets, but with this card, you can keep you fuel costs in check by earning cash back while enjoying fuel surcharge waivers. Another great benefit is accelerated rewards which you can redeem for fuel at any HPCL petrol station.

    ICICI HPCL Coral American Express Card Benefits

    PAYBACK Points:

    You are entitled to earn PAYBACK points on every retail transaction. Earn 6 PAYBACK points for every Rs. 100 you spend on fuel at any HPCL station. Collect 2000 points to get Rs. 500 worth fuel. Earn 2 PAYBACK points on any other retail transaction.

    Cashback:

    Fill up your fuel tank at any HPCL pump and you will earn 2.5% cashback and 1% savings on fuel surcharges.

    Entertainment:

    Get Rs 100 discount on 2 movie tickets in a month when you buy tickets on bookmyshow.com. There are a limited number of tickets available per day under this scheme. The discount is available on first come first serve basis.

    Culinary Treats program:

    You can save 15% at more than 800 participating restaurants. You can visit the culinary treats website or download the app from the Apple Store and Google Play.

    Exclusive American Express benefits

    American Express Connect:

    Customers can enjoy a number of benefits across categories such as lodging, retail, dining and shopping with a number of merchants.

    Epay:

    Through Epay, cardholders can make easy online payments for their utility bills in a secure and convenient manner.

    American Express ezeClick:

    The American Express ezeClick is a quicker, secure and smarter online payment solutions.

    ICICI HPCL Coral American Express Card Features

    Microchip embedded:

    The ICICI Bank HPCL Coral American Express Credit Card is embedded with a microchip that enhances security and prevents counterfeiting and duplicate cards. The card has an added layer of security which is the PIN (Personal Identification Number). The PIN is required when you make transactions at merchant outlets. Online transactions do not require the PIN. For added security on the internet, register for 3D Secure (American Express Safekey).

    Annual fee waiver:

    Spend Rs. 50,000 or more annually on your ICICI Bank HPCL Coral American Express Credit Card and the annual fee of Rs. 199 will be waived for the year.

    Attractive interest:

    Get interest rates as low as 1.25% per month. This is determined based on credit history, purchase and repayment behaviour, loyalty and so on. The maximum interest you can incur is 3.50% per month in case of defaults. Enjoy interest-free grace periods of 18-48 days.

    Important Fees and Charges of ICICI HPCL Coral American Express Card

    Charge   Amount
    Joining Fee   Rs. 199 + GST
    Annual Fee   Rs. 199 + GST. Waived for the first year.
    Supplementary Card   Nil
    Interest   1.25%-3.50%
    Interest on overdue cash advance and extended credit   3.40% per month (40.80% annualized).

    Other Fees and Charges ICICI HPCL Coral American Express Card

    Charge Amount
    Cash advance transaction fee 2.5% of transaction amount, or a minimum of Rs. 300.
    Reward redemption Rs. 99 will be charged for handling and courier of redemption requests. For online and in-store redemptions at PAYBACK Online Partner Brands, Rs. 25 is charged.
    Dial a loan transaction fee 3% of the loan amount, subject to a minimum of Rs. 300.
    Cheque or cash pick up Rs. 100
    Cheque return 2% of the total amount payable, subject to a minimum of Rs. 250.
    Auto-Debit return fee 2% of the total amount payable, subject to a minimum of Rs. 250.
    Cash payment at bank branch Rs. 100
    Outstation cheque processing charge 1% of the cheque amount, subject to a minimum of Rs. 100.
    Card replacement Rs. 100
    Chargeslip request Rs. 100
    Surcharge on railway booking 1.80% of the transaction amount for online bookings. 2.5% for any other booking.
    Fuel surcharge 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.

    Late Payment Charges of ICICI HPCL Coral American Express Card

    Total Amount Due Charges
    Up to Rs. 99 Nil
    Rs. 100 - Rs. 500 Rs. 100
    Rs. 500 - Rs. 10000 Rs. 500
    Rs. 10000 - Rs. 20000 Rs. 600
    Above Rs. 20000 Rs. 700

    ICICI HPCL Coral American Express Credit Card FAQs:

    1. How long does it take to process a credit card application?

      Once ICICI receives your application and all required documentation, it can take up to 21 working days to process.

    2. How do I pay my credit card bill?

      You can pay your credit card bill in the following ways:

      • Drop a cheque in the drop boxes provided at the ICICI bank branches and ATMs.
      • Pay by cash at the ICICI bank branches.
      • Auto-debit facility which is available to all ICICI Bank account holders.
      • Schedule payments through internet banking or through the customer care center.
      • If you do not hold an ICICI bank account, you can still pay from another bank online through the Click to pay option.
    3. What are the steps to take in case of lost or misplaced card?

      In case your card is lost, misplaced or damaged, kindly inform ICICI Bank on their Customer Care line. The card will be blocked and a new card will be issued. You will receive the card within 7 days.

    4. What is the minimum amount due?

      The minimum amount due is the amount that you absolutely have to pay by the due date. If you choose to pay the minimum amount and carry forward the outstanding balance, interest will be charged on the amount carried forward and any subsequent purchases.

    5. How is the minimum amount due calculated?

      5% of the total amount outstanding will be the minimum amount due. ICICI reserves the right to change the minimum amount due at its discretion.

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    ICICI Bank HPCL Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      ICICI gives good support to the customer, but the charges are bit higher for the late payment. The credit limit is very sufficient, I am using this card around 1.5 year. Whenever I use my card they are providing the points for fuel purpose its good.
      Was this review helpful? 0
      , virudhunagar
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold ICICI bank credit card from long time, they have not charged me annual fee, i am happy with the credit limit which they have given to me good credit limit, i am happy with their service, they use give good offers in shopping, movie tickets etc.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I have taken the credit card with the ICICI BANK and the card limit is good i have been using the card since from last few years and the documentation process was simple with fast to get the credit card. There was satisfactory offers with this credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I use Kotak mahindra bank credit card from long time, They have been charging me annual fee but waiver option is available , i am happy with the credit limit which they have given to me, they use to give good offers in airport lounge, their service was prompt, my experience with this card was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the ICICI BANK CREDIT CARD for the last three months, the services which they had provided so far has been good. I am happy with the credit limit with this card and there is some added features with this card like reward points and cash back offers. I had been using the card at times for shopping and for other purposes.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold ICICI bank credit card from long time, They have not charged me annual fee , i am happy with the credit limit which they have given to me, i am very much happy with the service , they use to give good offers based on my requirement. Their overall service is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has almost been two years since i am using the ICICI BANK CREDIT CARD, the services with them has always been good. I am satisfied with the Credit limit with this card and it is having some added benefits as well, like reward points & cash back offers. I am using the card for most of my basic purchases & shopping.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I do have a Coral credit card and using it for last 6 months. The credit limit is good and they have offered me 85K. There is no need to pay annual fee. Am getting discounts on online transactions and also reward points are good. I have enabled auto debit so it is easy to repay the outstanding amount.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 3.0/5 "Satisfactory"
      I do have a platinum credit card with ICICI BANK and using for last 2 to 3 years. I am not happy with the service because they have given very low limit of 30K where my other cards are above 1L. I have been using the card for shopping and get payback points.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am having this ICICI Bank Credit Card for the past 5months .I am using this card so far it is a chargeable card .The Credit limit was good .There was cash back offers and reward points .The agent explained the process clearly and i have directly applied online .
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 20, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is life time free card no need any annual charges and in this card cash back offer last one years above I have ICICI bank credit card and I am satisfied with credit limit 1.20L , and their customer service is good and response is also good , I am happy with this credit card,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the savings account with the ICICI BANK since from last 15 years there are no charges applicable for the debit card and also the sms charges with this bank. the online banking is good with no issues and hassle free to use. The customer service is good.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the HDFC BANK they have given the satisfactory credit limit also the card has the sufficient offers. The customer service is good with no issues i have faced with this card it is user friendly to access, overall the service is good.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      I am using the credit card with ICICI BANK since from last two years the credit limit with this card is lower limit with no hike so far. I am not getting no offers with this card it is good and the customer service is also not good with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I hold ICICI bank credit card from long time, They have given me good service so far, they have not charged me any hidden charges , their mobile application is good, they have not charged me annual fee, they have given me good credit limit based on my requirements.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I've a Credit card with the ICICI bank.The card has got cash back offers, reward points and even i use to get good discounts on shopping . I never had any problems with their services. The credit limit they offers was really good . It is good card .
      Was this review helpful? 2
      , new delhi
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I've been using the ICICI BANK credit card for the past one years. Customer support team was good and their response is good . Everything was good with them, they have offers and discounts. I can convert this card into EMI . I never had any issues with the card and their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The best feature with the ICICI BANK credit card is that i am getting good offers in CROMA purchase. It is a life time free card, also they have provided with satisfactory credit limit and it is with good offers and it is user friendly card to access.
      Was this review helpful? 0
      , thane
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I took ICICI bank credit card from long time, They have not charged me annual fee , the credit limit which they have given me in this card was good, i am happy with the limit, i use to get good offers in airport lounge and in many more, their overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2019
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      ICICI bank credit card I have one card last six month ,and in this card cash back offer and other offer I got , I am not satisfied with credit limit , and their customer service is not much good , and this is life time free card , but I am not much happy with this credit card,
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 19, 2019
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