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  • ICICI Bank HPCL Coral American Express Credit Card
    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Coral American Express Credit Card

    ICICI HPCL Coral American Express Card

    The ICICI Bank HPCL Coral American Express Credit Card is designed to give you maximum fuel benefits. Fuel is expensive and can take a toll on our pockets, but with this card, you can keep you fuel costs in check by earning cash back while enjoying fuel surcharge waivers. Another great benefit is accelerated rewards which you can redeem for fuel at any HPCL petrol station.

    ICICI HPCL Coral American Express Card Benefits

    PAYBACK Points:

    You are entitled to earn PAYBACK points on every retail transaction. Earn 6 PAYBACK points for every Rs. 100 you spend on fuel at any HPCL station. Collect 2000 points to get Rs. 500 worth fuel. Earn 2 PAYBACK points on any other retail transaction.

    Cashback:

    Fill up your fuel tank at any HPCL pump and you will earn 2.5% cashback and 1% savings on fuel surcharges.

    Entertainment:

    Get Rs 100 discount on 2 movie tickets in a month when you buy tickets on bookmyshow.com. There are a limited number of tickets available per day under this scheme. The discount is available on first come first serve basis.

    Culinary Treats program:

    You can save 15% at more than 800 participating restaurants. You can visit the culinary treats website or download the app from the Apple Store and Google Play.

    Exclusive American Express benefits

    American Express Connect:

    Customers can enjoy a number of benefits across categories such as lodging, retail, dining and shopping with a number of merchants.

    Epay:

    Through Epay, cardholders can make easy online payments for their utility bills in a secure and convenient manner.

    American Express ezeClick:

    The American Express ezeClick is a quicker, secure and smarter online payment solutions.

    ICICI HPCL Coral American Express Card Features

    Microchip embedded:

    The ICICI Bank HPCL Coral American Express Credit Card is embedded with a microchip that enhances security and prevents counterfeiting and duplicate cards. The card has an added layer of security which is the PIN (Personal Identification Number). The PIN is required when you make transactions at merchant outlets. Online transactions do not require the PIN. For added security on the internet, register for 3D Secure (American Express Safekey).

    Annual fee waiver:

    Spend Rs. 50,000 or more annually on your ICICI Bank HPCL Coral American Express Credit Card and the annual fee of Rs. 199 will be waived for the year.

    Attractive interest:

    Get interest rates as low as 1.25% per month. This is determined based on credit history, purchase and repayment behaviour, loyalty and so on. The maximum interest you can incur is 3.50% per month in case of defaults. Enjoy interest-free grace periods of 18-48 days.

    Important Fees and Charges of ICICI HPCL Coral American Express Card

    Charge   Amount
    Joining Fee   Rs. 199 + GST
    Annual Fee   Rs. 199 + GST. Waived for the first year.
    Supplementary Card   Nil
    Interest   1.25%-3.50%
    Interest on overdue cash advance and extended credit   3.40% per month (40.80% annualized).

    Other Fees and Charges ICICI HPCL Coral American Express Card

    Charge Amount
    Cash advance transaction fee 2.5% of transaction amount, or a minimum of Rs. 300.
    Reward redemption Rs. 99 will be charged for handling and courier of redemption requests. For online and in-store redemptions at PAYBACK Online Partner Brands, Rs. 25 is charged.
    Dial a loan transaction fee 3% of the loan amount, subject to a minimum of Rs. 300.
    Cheque or cash pick up Rs. 100
    Cheque return 2% of the total amount payable, subject to a minimum of Rs. 250.
    Auto-Debit return fee 2% of the total amount payable, subject to a minimum of Rs. 250.
    Cash payment at bank branch Rs. 100
    Outstation cheque processing charge 1% of the cheque amount, subject to a minimum of Rs. 100.
    Card replacement Rs. 100
    Chargeslip request Rs. 100
    Surcharge on railway booking 1.80% of the transaction amount for online bookings. 2.5% for any other booking.
    Fuel surcharge 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.

    Late Payment Charges of ICICI HPCL Coral American Express Card

    Total Amount Due Charges
    Up to Rs. 99 Nil
    Rs. 100 - Rs. 500 Rs. 100
    Rs. 500 - Rs. 10000 Rs. 500
    Rs. 10000 - Rs. 20000 Rs. 600
    Above Rs. 20000 Rs. 700

    ICICI HPCL Coral American Express Credit Card FAQs:

    1. How long does it take to process a credit card application?

      Once ICICI receives your application and all required documentation, it can take up to 21 working days to process.

    2. How do I pay my credit card bill?

      You can pay your credit card bill in the following ways:

      • Drop a cheque in the drop boxes provided at the ICICI bank branches and ATMs.
      • Pay by cash at the ICICI bank branches.
      • Auto-debit facility which is available to all ICICI Bank account holders.
      • Schedule payments through internet banking or through the customer care center.
      • If you do not hold an ICICI bank account, you can still pay from another bank online through the Click to pay option.
    3. What are the steps to take in case of lost or misplaced card?

      In case your card is lost, misplaced or damaged, kindly inform ICICI Bank on their Customer Care line. The card will be blocked and a new card will be issued. You will receive the card within 7 days.

    4. What is the minimum amount due?

      The minimum amount due is the amount that you absolutely have to pay by the due date. If you choose to pay the minimum amount and carry forward the outstanding balance, interest will be charged on the amount carried forward and any subsequent purchases.

    5. How is the minimum amount due calculated?

      5% of the total amount outstanding will be the minimum amount due. ICICI reserves the right to change the minimum amount due at its discretion.

    Top Credit Cards by American Express:

    ICICI Bank HPCL Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      I have been using this Credit Card for a while now and it has quite a lot of advantages in it. The limit offered by them in the card is an average one. Their rate of interest is quite low compared to my other card. They have offered Insta Loan on the basis of this Credit card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 17, 2018
    • ICICI Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and there are good offers on the card. There is a good limit of one lakh and the customer services are good and the response is also on time. They contacted me on time and informed me the details. There are cash back and rewards well. Overall no issues with the bank for the overall experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.5/5 "Pretty good"
      I use the ICICI bank Platinum chip credit card when there is promotional offers like cash back , amazon festive and etc. Basically I use this card for shopping, online purchases and for other usages. I use it for the additional back up purpose.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Convenient card"
      0.5 4.0/5 "Great!"
      I have a credit card with ICICI Bank. I use Coral card for the last few months. The credit limit was minimal but I don't have any issues. They have disbursed the card on committed time. There is no annual fee for the first year and the charges applicable from the second year.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      The mobile application of the ICICI bank is very good to use and it is very helpful to do the bill payments on time,. I use the ICICI BANK PLATINUM CHIP CREDIT CARD for more than 3 years. The customer support service is very good with the ICICI BANK credit card department.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the Ferrari Credit card from the ICICI bank. The customer support service and the response is good with the ICICI bank. The credit limit value is good with this card and I am satisfied with it. The rate of interest and the charges are average with the ICICI bank cards.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Convenient card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI bank and my current limit is 5 lakhs. I am satisfied with my limit. I have received reward points and cash back with the card. Its a convenient card to use. The customer service and response with the card is really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Good Crdit Card to Hold"
      0.5 5.0/5 "Blown Away!"
      ICICI is better than HSBC, I am using coral credit card, they have good offers. Time to time they redeem the new offers on the card. ICICI charges are high for the transaction and also they have annual fee around Rs. 500. Remaining all good in ICICI.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Best"
      0.5 5.0/5 "Blown Away!"
      Using ICICI bank credit card for the past seven years. ICICI bank credit card is very good to use. I am okay with the limit which they given to me. The benefits are very good with the ICICI Bank credit card. The customer service and response is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I have a platinum credit card with Icici,the service is good with Icici. The customer support is good and they offer me with credit limit of 30k which is comfortable for me. They also provide me with online offers of 10 to 15 % of converting. It is totally a excellent experience with Icici credit card department.
      Was this review helpful? 0
      , noida
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Looking for Better Features"
      0.5 2.0/5 "Expected more"
      ICICI wont give good limit, I took it before 2.5 years. But still I didn't much better credit limit. But ICICI payment gate is convenient, once I make they payment it reflects on same day. ICICI gives grace period of 45 days. I am okay with the due date as well, only concern about service and offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      More than 2 years I use the ICICI bank Platinum chip credit card. I use this card for online purchases, bill payments, restaurants bills and for other usages. I am satisfied with the credit limit value, they have increased the credit limit value with this card and happy with it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken from ICICI BANK. I am using Coral card for around one year. The credit limit was sufficient. It is a life time free credit card. I never got any discounts. I make the payment through ICICI net banking which was convenient.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a ICICI bank credit card ,this is my first card and its the one of the oldest card with me.I ma not happy with the limit as its very low they had increased the limit but still not satisfied.I am very much comfortable to make card payment through online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI bank credit card from the last one month of time. I have felt that the customer service is good one for me with them and the response is also fine one. Credit limit value is around twenty thousand Rupees. I am really happy with them till now.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Okay"
      0.5 4.0/5 "Great!"
      I have used the ICICI bank credit card for four years of time and I have not used it much. Its solely the purpose of my limits. I have not faced any such issues with them till now. Everything is better one for me with the ICICI bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I also bank with ICICI Bank for the credit card and I use this card for all the online purchases and online shopping. It is also easy to make my payments from my savings account. The limit is good and there has been no inconvenience till date. Good overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I owned a credit card from Icici,the service is good with Icici credit card team. The customer support is prompt and the credit limit is 20k with Icici. The online portal is good, it was totally a average service from Icici credit card department.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is good even on the credit card services. They provide the best of offers and there are no issues while using the card. The credit limit is good and customer services are also perfect. The statements are clear and in all there are no hassles.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 14, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 6 months, i am happy with the credit card services, it is good when compared to all other credit cards. There is no annual fee charged for this credit card. I get offers like buy 1 get 1 movie tickets in this credit card. I use net banking for making payments and i have a credit limit of Rs 45000 in this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
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