Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • ICICI Bank HPCL Coral American Express Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Coral American Express Credit Card

    ICICI HPCL Coral American Express Card

    The ICICI Bank HPCL Coral American Express Credit Card is designed to give you maximum fuel benefits. Fuel is expensive and can take a toll on our pockets, but with this card, you can keep you fuel costs in check by earning cash back while enjoying fuel surcharge waivers. Another great benefit is accelerated rewards which you can redeem for fuel at any HPCL petrol station.

    ICICI HPCL Coral American Express Card Benefits

    PAYBACK Points:

    You are entitled to earn PAYBACK points on every retail transaction. Earn 6 PAYBACK points for every Rs. 100 you spend on fuel at any HPCL station. Collect 2000 points to get Rs. 500 worth fuel. Earn 2 PAYBACK points on any other retail transaction.

    Cashback:

    Fill up your fuel tank at any HPCL pump and you will earn 2.5% cashback and 1% savings on fuel surcharges.

    Entertainment:

    Get Rs 100 discount on 2 movie tickets in a month when you buy tickets on bookmyshow.com. There are a limited number of tickets available per day under this scheme. The discount is available on first come first serve basis.

    Culinary Treats program:

    You can save 15% at more than 800 participating restaurants. You can visit the culinary treats website or download the app from the Apple Store and Google Play.

    Exclusive American Express benefits

    American Express Connect:

    Customers can enjoy a number of benefits across categories such as lodging, retail, dining and shopping with a number of merchants.

    Epay:

    Through Epay, cardholders can make easy online payments for their utility bills in a secure and convenient manner.

    American Express ezeClick:

    The American Express ezeClick is a quicker, secure and smarter online payment solutions.

    ICICI HPCL Coral American Express Card Features

    Microchip embedded:

    The ICICI Bank HPCL Coral American Express Credit Card is embedded with a microchip that enhances security and prevents counterfeiting and duplicate cards. The card has an added layer of security which is the PIN (Personal Identification Number). The PIN is required when you make transactions at merchant outlets. Online transactions do not require the PIN. For added security on the internet, register for 3D Secure (American Express Safekey).

    Annual fee waiver:

    Spend Rs. 50,000 or more annually on your ICICI Bank HPCL Coral American Express Credit Card and the annual fee of Rs. 199 will be waived for the year.

    Attractive interest:

    Get interest rates as low as 1.25% per month. This is determined based on credit history, purchase and repayment behaviour, loyalty and so on. The maximum interest you can incur is 3.50% per month in case of defaults. Enjoy interest-free grace periods of 18-48 days.

    Important Fees and Charges of ICICI HPCL Coral American Express Card

    Charge   Amount
    Joining Fee   Rs. 199 + GST
    Annual Fee   Rs. 199 + GST. Waived for the first year.
    Supplementary Card   Nil
    Interest   1.25%-3.50%
    Interest on overdue cash advance and extended credit   3.40% per month (40.80% annualized).

    Other Fees and Charges ICICI HPCL Coral American Express Card

    Charge Amount
    Cash advance transaction fee 2.5% of transaction amount, or a minimum of Rs. 300.
    Reward redemption Rs. 99 will be charged for handling and courier of redemption requests. For online and in-store redemptions at PAYBACK Online Partner Brands, Rs. 25 is charged.
    Dial a loan transaction fee 3% of the loan amount, subject to a minimum of Rs. 300.
    Cheque or cash pick up Rs. 100
    Cheque return 2% of the total amount payable, subject to a minimum of Rs. 250.
    Auto-Debit return fee 2% of the total amount payable, subject to a minimum of Rs. 250.
    Cash payment at bank branch Rs. 100
    Outstation cheque processing charge 1% of the cheque amount, subject to a minimum of Rs. 100.
    Card replacement Rs. 100
    Chargeslip request Rs. 100
    Surcharge on railway booking 1.80% of the transaction amount for online bookings. 2.5% for any other booking.
    Fuel surcharge 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.

    Late Payment Charges of ICICI HPCL Coral American Express Card

    Total Amount Due Charges
    Up to Rs. 99 Nil
    Rs. 100 - Rs. 500 Rs. 100
    Rs. 500 - Rs. 10000 Rs. 500
    Rs. 10000 - Rs. 20000 Rs. 600
    Above Rs. 20000 Rs. 700

    ICICI HPCL Coral American Express Credit Card FAQs:

    1. How long does it take to process a credit card application?

      Once ICICI receives your application and all required documentation, it can take up to 21 working days to process.

    2. How do I pay my credit card bill?

      You can pay your credit card bill in the following ways:

      • Drop a cheque in the drop boxes provided at the ICICI bank branches and ATMs.
      • Pay by cash at the ICICI bank branches.
      • Auto-debit facility which is available to all ICICI Bank account holders.
      • Schedule payments through internet banking or through the customer care center.
      • If you do not hold an ICICI bank account, you can still pay from another bank online through the Click to pay option.
    3. What are the steps to take in case of lost or misplaced card?

      In case your card is lost, misplaced or damaged, kindly inform ICICI Bank on their Customer Care line. The card will be blocked and a new card will be issued. You will receive the card within 7 days.

    4. What is the minimum amount due?

      The minimum amount due is the amount that you absolutely have to pay by the due date. If you choose to pay the minimum amount and carry forward the outstanding balance, interest will be charged on the amount carried forward and any subsequent purchases.

    5. How is the minimum amount due calculated?

      5% of the total amount outstanding will be the minimum amount due. ICICI reserves the right to change the minimum amount due at its discretion.

    Top Credit Cards by American Express:

    ICICI Bank HPCL Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with ICICI bank 15 days back. The credit limit was 50,000 and they have offered platinum domestic card. I have no idea about the charges and interest rate .The validity of the card is 2022 and I have 24/7 helpline number also. The customer service and responses was good so my overall experience was not bad.
      Was this review helpful? 0
      , haldwani
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Bad"
      0.5 2.0/5 "Expected more"
      I have my credit card with ICICI bank which was taken 4 months back. The credit limit is just 20,000 so I am not satisfied with it . The validity of my card is 2021. The charges are really high in case of late payment. I have platinum International card .The customer service is very good and responsiveness is good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Dissatisfied service"
      0.5 2.0/5 "Expected more"
      I had a bad experience with ICICI because they are not transparent on the credit card bills, they charge me very heavy and they won't give clear information about the fee. I have been using this ICICI for three years but they are customer oriented.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Remarkable service"
      0.5 5.0/5 "Blown Away!"
      Remarkable service provided by ICICI Bank for the credit card. The bank is customer friendly I am holding this ICICI credit card for a period of 6 months . It is a Master Credit cared. The benefits that I receive from this card are as follows, dining and jewelry purchase etc. On an average I get 5% discount regularly.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using ICICI credit card from last 3 years, the services provided by ICICI credit card is good when compared to all other credit cards. They did not charge any annual fee at the time of getting this credit card. I also get good offers like cash back, reward points and EMI options. I am also satisfied with the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am using Platinum credit card with ICICI Bank. The credit limit was ok, its not satisfactory. I use net banking of ICICI bank for online transaction. There are reward points and cash back offers. The annual charges applicable on this card. I pay through online.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using ICICI credit card from last 10 months, the services provided by ICICI credit card is good when compared to all other credit cards. I get good offers like cash back and reward points. I use this card for shopping, dining and booking tickets. There was no annual fee charged at the time of getting this card and i am also satisfied with the credit limit
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "GOOD ONE"
      0.5 5.0/5 "Blown Away!"
      From the past one year I am using the platinum credit card of ICICI Bank .its a good Customer service from their end , they gave me a credit limit of 40K and cash withdraw option of 10K I get cash back offers . If I spend more than 10K i am year the annual fee will be waived off . It a good experience over all .
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      It was a good experience from ICICI regarding my credit card service, there response was very good . With a very good customer service and also the offers from ICICI is good and regular for my ICICI coral card ,it was a good service from ICICI.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have a ICIC coral card the service is very excellent ,I never contacted ICICI customer service as I never get any issue with ICICI service ,I used to get good and regular offers from ICICI for my credit card . To conclude, it was a remarkable service that I received from ICICI.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 21, 2017
    • ICICI Bank Credit Card
      "average service"
      0.5 2.0/5 "Expected more"
      I feel the service of ICICI for my credit card service is average ,customer service is fine ,but they have not increased my credit limit till ,now and there is no offers from ICICI ,not customer oriented they have improve their service more.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      It was the first credit card which I started to use in the beginning it was 20 was my credit limit but after some time they increased my limit with 5 more but there is no offers from ICICI till now also the customer service is good with ICICI ,I would say the service from ICICI is very good for my credit card service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My credit card was taken with ICICI bank. The credit limit was 25,000 which is very low than other banks so I have requested them to increase my credit limit still there is no satisfactory reply from them so I am not satisfied with the customer service and responses . I have no idea about the charges and interest rates here . The validity of the card is till 2022.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "GOod to hold"
      0.5 5.0/5 "Blown Away!"
      I am not using ICICI credit card that much because I am using HDFC credit card frequently for all transaction. But I used to get petrol surcharges on ICICI credit card and also they are providing good cash back offers in some websites, I am fine with that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Looking for best offer"
      0.5 3.0/5 "Satisfactory"
      ICICI gave me the credit limit of Rs.40,000 they haven't increase the limit in one and half year but I am a prompt payer of ICICI. They should increase the limit and should increase the offer. Bank not communicating anything about the offers as well
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I am getting good discounts on petrol surcharges, movie tickets, hotel, restaurant, shopping, dining with my ICICI credit card. I am satisfied with the credit limit it was around Rs.80,000 but still its is less. I am looking for a better enhancement.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      My credit card is with ICICI Bank and the offers on the card is good. The customer support team is also helpful when I reach out with any clarifications. The credit limit is satisfactory and there are rewards on my card and I can redeem the points too.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI bank 7 years back. The credit limit was 20,000 which was satisfactory, The customer service and responsiveness was up to the mark .I hold the platinum HP card and Its an International card. The benefits are reward points and discounts on fuel purchase. The validity of the card is till 2024. I have 24/7 helpline number and my overall experience was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      Though I am a existing customer of ICICI Bank the bank did not give me any offers from the on start of me using my credit card. Once they realized that I started to use the card of Amex they increased my credit limit and they started to provide regular offers.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 20, 2017
    • ICICI Bank Credit Card
      "Good but service should be improved"
      0.5 4.0/5 "Great!"
      I have basic credit card from ICICI card, some website gives good cash back offer not all website. I don't want to go for enhance of credit card to avoid the annual fee. I am fine with credit limit, which they offered me for the basic transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.