Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank Coral American Express Credit Card

    Add a sparkle to your wallet with the “Coral” credit card. Brighten up your everyday shopping with distinctive privileges offered on India’s only transparent credit card. With excellent joining benefits, 50% rewards on online transactions, dining discounts, entertainment benefits, lounge access, etc., the ICICI Bank Coral American Express Credit Card is a must have card for individuals looking to get the best out of life. ICICI customers can enjoy a bouquet of travel and dining privileges specially offered by American Express, when they globe trot frequently. The card also carries a powerful PAYBACK rewards program, with an exceptional rewards catalogue available for redemption of rewards points.

    Benefits of an ICICI Bank Coral American Express Credit Card:

    The ICICI Bank Coral American Express Credit Card offers amazing benefits to customers along with outstanding deals and offers.

    Joining Benefits:

    As a welcome offer, ICICI Bank offers a Provogue tie to new customers procuring the ICICI Bank Coral American Express Credit Card.

    Annual Fee Reversal:

    After the completion of an anniversary year, if the total spend on retail purchases is Rs. 1, 25,000 or above, then the annual fees for the following year will be reversed by ICICI Bank.

    Secure Transactions:

    Every purchase transaction done with an ICICI Bank Coral American Express Credit Card is safe and secure as the card comes with an embedded microchip and also requires the PIN number to be entered for PoS transactions. Online purchases are protected by 3D Secure - American Express SafeKey and Verified by Visa (VbV). These extra safety measures safeguard the card against counterfeit, fraud and duplication, while performing various transactions.

    Save on Fuel:

    ICICI Bank Coral American Express Credit Card holders can get a surcharge waiver of 2.5% on fuel spends with a maximum purchase amount of Rs. 4000 at HPCL petrol bunks.

    Features of an ICICI Bank Coral American Express Credit Card:

    American Express Privileges:

    American Express ezeClick -Introduced by the American Express network, the American Express ezeClick is a secure online payment system for Coral card holders. Customers have to just enter a single user ID when they make online payments and do not have to enter all the card details to complete a transaction. Protected by American Express Safekey, Express ezeClick simplifies the online purchase process hugely for users and also provides a secure platform to transact.

    Lounge Access - ICICI Bank Coral American Express Credit Card members can get up to eight complimentary lounge access at various airports across India. Any visits above that limit will be charged by the respective airport lounge authorities.

    American Express Selects - American Express Selects offers some of the best dining, entertainment, travel and shopping deals from across the globe to ICICI Bank Coral American Express Credit Card customers. Card holders can enjoy special offers, preferential rates and other exciting discounts from fine dining restaurants and hotels from around the world.

    Shopping Connection - Bringing the world to your doorstep! Customers can shop at top European and American online shopping sites and the product delivered at their doorstep. Card holders have to register with any one of the ICICI’s shipping partners to enjoy savings and convenient shipping solutions. ICICI also waives off the initial set-up fee for card holders.

    The following offers from shipping partners are available to customers -

    MyUS.com - Customers can get discounts on shipping for up to 30% along with a free two year membership.

    eshopex -Registration gets customers a complimentary $15 Amazon gift card. With no annual fees, card holders can get two months’ worth free storage and 10% to 30% savings on shipping.

    bongo - Customers can save 50% on the first shipment and 20% for every shipment after that.

    Global Dining Program:

    This program from American Express offers exciting discounts on dining from top restaurants across the world. ICICI Bank Coral American Express Credit Card holders can get special offers from various restaurants inclusive of 20% discount on dining bills, complimentary desserts, a complimentary bottle of wine and a complimentary appetizer from the restaurant’s menu card.

    PAYBACK Rewards Program:

    ICICI Bank offers the PAYBACK rewards program to ICICI Bank Coral American Express Credit Card holders with a bouquet of rewards and redemption options. Customers can earn PAYBACK points on every single purchase transaction. Extra PAYBACK points can be got when transactions are done at PAYBACK Partner Brands. The PAYBACK rewards program includes partners like HPCL, Big Bazaar, MakeMyTrip.com and many more, along with 50 other online partners.

    • Card holders can earn 4 PAYBACK rewards points for every Rs. 100 spent on groceries, dining and for purchases done at supermarkets.
    • 3 PAYBACK rewards points can be got for every Rs. 100 spent on online purchases.
    • 2 PAYBACK rewards points can be got for every Rs. 100 spent on all other purchases.
    • Redemptions can be done from over 600 rewards available in the PAYBACK catalogue, online or at a PAYBACK Partner Brand store
    ICICI Culinary Treats Program:

    ICICI Bank Coral American Express Credit Card members can enjoy exceptional dining privileges and save on their dining bills with discount of up to 15% at select restaurants, worldwide.

    Entertainment Offers:

    Card holders can get 1 ticket free for every movie ticket bought on BookMyShow.com using the ICICI Bank Coral American Express Credit Card. Customers can get up to two complimentary tickets in a month, with one ticket priced up to Rs 250.

    Eligibility:

    Salaried employees, self-employed businessmen, salaried doctors and professionals can easily qualify for an ICICI Bank Coral American Express Credit Card.

    Fees & Charges:

    Annual Fees

    NIL - First Year

    From the Second Year - Rs 500 plus service tax

    Joining Fees Rs 1250
    Add-on Card - Annual Fees NIL
    Overdue Interest on Extended Credit

    Monthly - 3.40%

    Annually - 40.80%

    Interest Rates - On Total Amount Due 1.25% to 3.50% per month
    Interest Rate - Cash Advance

    Monthly - 3.40%

    Annually - 40.80%

    Transaction Fee - Dial-a-draft 3% of the draft amount or a minimum of Rs 300
    Interest Free Period 18 to 48 days
    Transaction Fee - Cash Advance 2.5% of the advance amount or a minimum of Rs 300
    Card Replacement Fee Rs 100
    Auto-Debit return fee / Return of cheque 2% of the total amount due or a minimum of Rs 250.
    Over limit Fee 2.5% of the over limits amount or a minimum of Rs 500
    Request for Duplicate statements Rs 100
    Late Payment Charges:
    Total Amount Due Charges for Late Payments
    Below Rs 100 NIL
    Between Rs 100 and Rs 500 Rs 100
    Between Rs 500 and Rs 10000 Rs 500
    Between Rs 10000 and Rs 20000 Rs 600
    Above Rs 20000 Rs 700

    ICICI Coral American Express Credit Card FAQs:

    1. What is the minimum amount due that has to be paid by an ICICI Bank Coral American Express Credit Card holder every month?

      ICICI Bank Coral American Express Credit Card holders are required to pay a minimum amount of 5% of the total amount due as in mentioned in the credit card statement.

    2. Does an ICICI Bank Coral American Express Credit Card carry the self-set limit feature?

      Yes, the ICICI Bank Coral American Express Credit Card offers the self-set limit feature where customers can determine their monthly spending limit for their add-on credit cards. Any transaction amount above this limit will be declined by ICICI Bank.

    3. How long does it take for an ICICI Bank Coral American Express Credit Card application to be processed by ICICI Bank?

      ICICI Bank might take up to 21 days to process an ICICI Bank Coral American Express Credit Card application.

    4. Can ICICI Bank Coral American Express Credit Card customers use the auto debit facility?

      ICICI Bank Coral American Express Credit Card holders can avail the auto debit facility and set standing instructions to make bill payments towards the minimum amount that is due or the total amount pending on their cards, from their savings accounts.

    5. Can ICICI Bank Coral American Express Credit Card holders keep their credit cards if they immigrate abroad?

      No, ICICI Bank credit cards are generally issued to residents of India and card holders have to surrender their cards before they emigrate.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    ICICI Bank Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "Need to increase the Credit Limit"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI credit card for 3 and half years, its a good one to use, but while applying they provided credit limit as 15 thousands post that they increase to 25 only, i would like to suggest to provide more credit limit, mean while the customer service was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I bank with ICICI Bank for a credit card. The customer services and response is good and there are good offers as well. Just that the credit limit is less. Else there are no hassles while using the card. The transactions are smooth and easy and no issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold ICICI bank credit card for long time, They have given me good offers in airport lounge, shopping movie tickets etc, They have not charged me annual fee in this card , it is life time free credit card,They have given me good credit limit. Their overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Satisfied with the card"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and there are good deals on the card. The customer services and response is good and there are no issues with the bank. There is a good credit limit as well. It has been a hassle free experience overall for me.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Eight months I have been ICICI credit card, its has life time free benefits and they upgraded the card features but the drawback is the limit they gave me only Rs. 30,000. The charges are very nominal, I am not getting any cash back based on the spend.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have a CORAL credit card with ICICI BANK and its almost 15 years. Its is easy to access and am happy with the benefits. There is no annual fee for my credit card. The credit limit is very high. It has option for flexi pay but never tried it. I use this card for multi purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I have taken the ICICI Bank credit card just for the sake of getting it. It has a annual fee of 200 only. But the expenditure to waive off that 200 is 50K, which is too much. I do not use it much. When ever I used it, there were no hassles. In all no hassles.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Lesser credit limit"
      0.5 3.0/5 "Satisfactory"
      In ICICI, I make my 75 % of the card bill to them . I maintain good track record with ICICI service . But they also never bothered to increase my credit limit . I requested them for two or three times but those customer care people have never responded for my request .
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using icici Bank credit card last 2 years . Service provided by icici Bank is good and their response is good . This is life time free card i used for multipurpose .After approval card i got after 3 days I satisfied with credit limit 50k and cash back and rewards point offer in this card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using the ICICI Bank Credit Card from the year of 2015 and the services with them has been good. There is some good benefits in using this card like cash back offers and i am using the card for all sort of purposes. There are no annual charges with this card and i am satisfied with the credit limit which is offered on this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Good card for the reward points"
      0.5 4.5/5 "Excellent!"
      More than 2.5 years I have been using more ICICI credit card, the service is very transparent. They gave me Rs. 1.5 lakh of imit its satisfactory, I am holding life time free credit card, I used to track the credit card information through netbanking. But one time they charged me over limit fee then I raised request but they didn't consider it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "No hassles"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is good in the credit card features. I been using the card and there are no hassles whilst using the card. The credit limit is fine. The customer support and response is good and there are good benefits on the card and the billing is good too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I took ICICI bank credit card from long time, They have not been charging annual fee as it is life time free credit card, They have given me good offers in bookmyshow.com, They have given me good credit limit as i have expected, their overall service is good so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      Service provided by icici Bank is good and their response is good .I am using icici Bank credit card last one and half years This is chargeable 500 rupees , i used for multipurpose .After approval card i got after 3 days I satisfied with limit 66k and cash back and rewards point offer in this card .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Long back I got the ICICI coral credit card , that card for the international purpose and also it good for foreign transaction but I didn't use it for long time. Hence the bank called me and gave me another card its good for the online and offline shopping.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has almost been ten years since i am using the ICICI BANK CREDIT CARD, the services with them has been good. It is a life time free card and i am happy with the credit limit with this card. There is some added benefits with this card like reward points and also cash back offers. I am using the card for on-line as well as off-line purchases.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • ICICI Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      This is life time free card no need any annual charges and in this card cash back offer but not much sometime got cash back last five month above I have ICICI bank credit card and I am satisfied with credit limit 45K and their customer service is good and response is also good , I am happy with this credit card,
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 23, 2019
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been six years since i am using the ICICI BANK CREIDT CARD, the services of them has been good where there has been some very good offers they are providing as well. I am happy with the credit limit with this card and i am using the card for all sort of purposes like shopping. There is a good cash back offer which i am getting through this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 23, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I bought ICICI BANK Credit card . There is no joining fee at the time of getting he card . The rate at which they provide rewards is also very good.They do run cash back offers on Amazon and Flipkart. Overall it is a useful card to have. I use this card for multipurpose .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I've been using the ICICI BANK credit card for a while.They don't have any commendable offers and promotions. The interest rates seems to be Reasonable. They are ready to increase my credit limit but i am happy with what i have and they gave me 44000 of credit limit .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 23, 2019
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.