Add a sparkle to your wallet with the “Coral” credit card. Brighten up your everyday shopping with distinctive privileges offered on India’s only transparent credit card. With excellent joining benefits, 50% rewards on online transactions, dining discounts, entertainment benefits, lounge access, etc., the ICICI Bank Coral American Express Credit Card is a must have card for individuals looking to get the best out of life. ICICI customers can enjoy a bouquet of travel and dining privileges specially offered by American Express, when they globe trot frequently. The card also carries a powerful PAYBACK rewards program, with an exceptional rewards catalogue available for redemption of rewards points.
The ICICI Bank Coral American Express Credit Card offers amazing benefits to customers along with outstanding deals and offers.Joining Benefits:
As a welcome offer, ICICI Bank offers a Provogue tie to new customers procuring the ICICI Bank Coral American Express Credit Card.Annual Fee Reversal:
After the completion of an anniversary year, if the total spend on retail purchases is Rs. 1, 25,000 or above, then the annual fees for the following year will be reversed by ICICI Bank.Secure Transactions:
Every purchase transaction done with an ICICI Bank Coral American Express Credit Card is safe and secure as the card comes with an embedded microchip and also requires the PIN number to be entered for PoS transactions. Online purchases are protected by 3D Secure - American Express SafeKey and Verified by Visa (VbV). These extra safety measures safeguard the card against counterfeit, fraud and duplication, while performing various transactions.Save on Fuel:
ICICI Bank Coral American Express Credit Card holders can get a surcharge waiver of 2.5% on fuel spends with a maximum purchase amount of Rs. 4000 at HPCL petrol bunks.
American Express Privileges:
American Express ezeClick -Introduced by the American Express network, the American Express ezeClick is a secure online payment system for Coral card holders. Customers have to just enter a single user ID when they make online payments and do not have to enter all the card details to complete a transaction. Protected by American Express Safekey, Express ezeClick simplifies the online purchase process hugely for users and also provides a secure platform to transact.
Lounge Access - ICICI Bank Coral American Express Credit Card members can get up to eight complimentary lounge access at various airports across India. Any visits above that limit will be charged by the respective airport lounge authorities.
American Express Selects - American Express Selects offers some of the best dining, entertainment, travel and shopping deals from across the globe to ICICI Bank Coral American Express Credit Card customers. Card holders can enjoy special offers, preferential rates and other exciting discounts from fine dining restaurants and hotels from around the world.
Shopping Connection - Bringing the world to your doorstep! Customers can shop at top European and American online shopping sites and the product delivered at their doorstep. Card holders have to register with any one of the ICICI’s shipping partners to enjoy savings and convenient shipping solutions. ICICI also waives off the initial set-up fee for card holders.
The following offers from shipping partners are available to customers -
MyUS.com - Customers can get discounts on shipping for up to 30% along with a free two year membership.
eshopex -Registration gets customers a complimentary $15 Amazon gift card. With no annual fees, card holders can get two months’ worth free storage and 10% to 30% savings on shipping.
bongo - Customers can save 50% on the first shipment and 20% for every shipment after that.
Global Dining Program:
This program from American Express offers exciting discounts on dining from top restaurants across the world. ICICI Bank Coral American Express Credit Card holders can get special offers from various restaurants inclusive of 20% discount on dining bills, complimentary desserts, a complimentary bottle of wine and a complimentary appetizer from the restaurant’s menu card.PAYBACK Rewards Program:
ICICI Bank offers the PAYBACK rewards program to ICICI Bank Coral American Express Credit Card holders with a bouquet of rewards and redemption options. Customers can earn PAYBACK points on every single purchase transaction. Extra PAYBACK points can be got when transactions are done at PAYBACK Partner Brands. The PAYBACK rewards program includes partners like HPCL, Big Bazaar, MakeMyTrip.com and many more, along with 50 other online partners.
ICICI Bank Coral American Express Credit Card members can enjoy exceptional dining privileges and save on their dining bills with discount of up to 15% at select restaurants, worldwide.Entertainment Offers:
Card holders can get 1 ticket free for every movie ticket bought on BookMyShow.com using the ICICI Bank Coral American Express Credit Card. Customers can get up to two complimentary tickets in a month, with one ticket priced up to Rs 250.
Salaried employees, self-employed businessmen, salaried doctors and professionals can easily qualify for an ICICI Bank Coral American Express Credit Card.
NIL - First Year
From the Second Year - Rs 500 plus service tax
|Joining Fees||Rs 1250|
|Add-on Card - Annual Fees||NIL|
|Overdue Interest on Extended Credit|
Monthly - 3.40%
Annually - 40.80%
|Interest Rates - On Total Amount Due||1.25% to 3.50% per month|
|Interest Rate - Cash Advance|
Monthly - 3.40%
Annually - 40.80%
|Transaction Fee - Dial-a-draft||3% of the draft amount or a minimum of Rs 300|
|Interest Free Period||18 to 48 days|
|Transaction Fee - Cash Advance||2.5% of the advance amount or a minimum of Rs 300|
|Card Replacement Fee||Rs 100|
|Auto-Debit return fee / Return of cheque||2% of the total amount due or a minimum of Rs 250.|
|Over limit Fee||2.5% of the over limits amount or a minimum of Rs 500|
|Request for Duplicate statements||Rs 100|
|Total Amount Due||Charges for Late Payments|
|Below Rs 100||NIL|
|Between Rs 100 and Rs 500||Rs 100|
|Between Rs 500 and Rs 10000||Rs 500|
|Between Rs 10000 and Rs 20000||Rs 600|
|Above Rs 20000||Rs 700|
ICICI Bank Coral American Express Credit Card holders are required to pay a minimum amount of 5% of the total amount due as in mentioned in the credit card statement.
Yes, the ICICI Bank Coral American Express Credit Card offers the self-set limit feature where customers can determine their monthly spending limit for their add-on credit cards. Any transaction amount above this limit will be declined by ICICI Bank.
ICICI Bank might take up to 21 days to process an ICICI Bank Coral American Express Credit Card application.
ICICI Bank Coral American Express Credit Card holders can avail the auto debit facility and set standing instructions to make bill payments towards the minimum amount that is due or the total amount pending on their cards, from their savings accounts.
No, ICICI Bank credit cards are generally issued to residents of India and card holders have to surrender their cards before they emigrate.