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  • ICICI Bank Coral American Express Credit Card
    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Coral American Express Credit Card

    Add a sparkle to your wallet with the “Coral” credit card. Brighten up your everyday shopping with distinctive privileges offered on India’s only transparent credit card. With excellent joining benefits, 50% rewards on online transactions, dining discounts, entertainment benefits, lounge access, etc., the ICICI Bank Coral American Express Credit Card is a must have card for individuals looking to get the best out of life. ICICI customers can enjoy a bouquet of travel and dining privileges specially offered by American Express, when they globe trot frequently. The card also carries a powerful PAYBACK rewards program, with an exceptional rewards catalogue available for redemption of rewards points.

    Benefits of an ICICI Bank Coral American Express Credit Card:

    The ICICI Bank Coral American Express Credit Card offers amazing benefits to customers along with outstanding deals and offers.

    Joining Benefits:

    As a welcome offer, ICICI Bank offers a Provogue tie to new customers procuring the ICICI Bank Coral American Express Credit Card.

    Annual Fee Reversal:

    After the completion of an anniversary year, if the total spend on retail purchases is Rs. 1, 25,000 or above, then the annual fees for the following year will be reversed by ICICI Bank.

    Secure Transactions:

    Every purchase transaction done with an ICICI Bank Coral American Express Credit Card is safe and secure as the card comes with an embedded microchip and also requires the PIN number to be entered for PoS transactions. Online purchases are protected by 3D Secure - American Express SafeKey and Verified by Visa (VbV). These extra safety measures safeguard the card against counterfeit, fraud and duplication, while performing various transactions.

    Save on Fuel:

    ICICI Bank Coral American Express Credit Card holders can get a surcharge waiver of 2.5% on fuel spends with a maximum purchase amount of Rs. 4000 at HPCL petrol bunks.

    Features of an ICICI Bank Coral American Express Credit Card:

    American Express Privileges:

    American Express ezeClick -Introduced by the American Express network, the American Express ezeClick is a secure online payment system for Coral card holders. Customers have to just enter a single user ID when they make online payments and do not have to enter all the card details to complete a transaction. Protected by American Express Safekey, Express ezeClick simplifies the online purchase process hugely for users and also provides a secure platform to transact.

    Lounge Access - ICICI Bank Coral American Express Credit Card members can get up to eight complimentary lounge access at various airports across India. Any visits above that limit will be charged by the respective airport lounge authorities.

    American Express Selects - American Express Selects offers some of the best dining, entertainment, travel and shopping deals from across the globe to ICICI Bank Coral American Express Credit Card customers. Card holders can enjoy special offers, preferential rates and other exciting discounts from fine dining restaurants and hotels from around the world.

    Shopping Connection - Bringing the world to your doorstep! Customers can shop at top European and American online shopping sites and the product delivered at their doorstep. Card holders have to register with any one of the ICICI’s shipping partners to enjoy savings and convenient shipping solutions. ICICI also waives off the initial set-up fee for card holders.

    The following offers from shipping partners are available to customers -

    MyUS.com - Customers can get discounts on shipping for up to 30% along with a free two year membership.

    eshopex -Registration gets customers a complimentary $15 Amazon gift card. With no annual fees, card holders can get two months’ worth free storage and 10% to 30% savings on shipping.

    bongo - Customers can save 50% on the first shipment and 20% for every shipment after that.

    Global Dining Program:

    This program from American Express offers exciting discounts on dining from top restaurants across the world. ICICI Bank Coral American Express Credit Card holders can get special offers from various restaurants inclusive of 20% discount on dining bills, complimentary desserts, a complimentary bottle of wine and a complimentary appetizer from the restaurant’s menu card.

    PAYBACK Rewards Program:

    ICICI Bank offers the PAYBACK rewards program to ICICI Bank Coral American Express Credit Card holders with a bouquet of rewards and redemption options. Customers can earn PAYBACK points on every single purchase transaction. Extra PAYBACK points can be got when transactions are done at PAYBACK Partner Brands. The PAYBACK rewards program includes partners like HPCL, Big Bazaar, MakeMyTrip.com and many more, along with 50 other online partners.

    • Card holders can earn 4 PAYBACK rewards points for every Rs. 100 spent on groceries, dining and for purchases done at supermarkets.
    • 3 PAYBACK rewards points can be got for every Rs. 100 spent on online purchases.
    • 2 PAYBACK rewards points can be got for every Rs. 100 spent on all other purchases.
    • Redemptions can be done from over 600 rewards available in the PAYBACK catalogue, online or at a PAYBACK Partner Brand store
    ICICI Culinary Treats Program:

    ICICI Bank Coral American Express Credit Card members can enjoy exceptional dining privileges and save on their dining bills with discount of up to 15% at select restaurants, worldwide.

    Entertainment Offers:

    Card holders can get 1 ticket free for every movie ticket bought on BookMyShow.com using the ICICI Bank Coral American Express Credit Card. Customers can get up to two complimentary tickets in a month, with one ticket priced up to Rs 250.

    Eligibility:

    Salaried employees, self-employed businessmen, salaried doctors and professionals can easily qualify for an ICICI Bank Coral American Express Credit Card.

    Fees & Charges:

    Annual Fees

    NIL - First Year

    From the Second Year - Rs 500 plus service tax

    Joining Fees Rs 1250
    Add-on Card - Annual Fees NIL
    Overdue Interest on Extended Credit

    Monthly - 3.40%

    Annually - 40.80%

    Interest Rates - On Total Amount Due 1.25% to 3.50% per month
    Interest Rate - Cash Advance

    Monthly - 3.40%

    Annually - 40.80%

    Transaction Fee - Dial-a-draft 3% of the draft amount or a minimum of Rs 300
    Interest Free Period 18 to 48 days
    Transaction Fee - Cash Advance 2.5% of the advance amount or a minimum of Rs 300
    Card Replacement Fee Rs 100
    Auto-Debit return fee / Return of cheque 2% of the total amount due or a minimum of Rs 250.
    Over limit Fee 2.5% of the over limits amount or a minimum of Rs 500
    Request for Duplicate statements Rs 100
    Late Payment Charges:
    Total Amount Due Charges for Late Payments
    Below Rs 100 NIL
    Between Rs 100 and Rs 500 Rs 100
    Between Rs 500 and Rs 10000 Rs 500
    Between Rs 10000 and Rs 20000 Rs 600
    Above Rs 20000 Rs 700

    ICICI Coral American Express Credit Card FAQs:

    1. What is the minimum amount due that has to be paid by an ICICI Bank Coral American Express Credit Card holder every month?

      ICICI Bank Coral American Express Credit Card holders are required to pay a minimum amount of 5% of the total amount due as in mentioned in the credit card statement.

    2. Does an ICICI Bank Coral American Express Credit Card carry the self-set limit feature?

      Yes, the ICICI Bank Coral American Express Credit Card offers the self-set limit feature where customers can determine their monthly spending limit for their add-on credit cards. Any transaction amount above this limit will be declined by ICICI Bank.

    3. How long does it take for an ICICI Bank Coral American Express Credit Card application to be processed by ICICI Bank?

      ICICI Bank might take up to 21 days to process an ICICI Bank Coral American Express Credit Card application.

    4. Can ICICI Bank Coral American Express Credit Card customers use the auto debit facility?

      ICICI Bank Coral American Express Credit Card holders can avail the auto debit facility and set standing instructions to make bill payments towards the minimum amount that is due or the total amount pending on their cards, from their savings accounts.

    5. Can ICICI Bank Coral American Express Credit Card holders keep their credit cards if they immigrate abroad?

      No, ICICI Bank credit cards are generally issued to residents of India and card holders have to surrender their cards before they emigrate.

    ICICI Bank Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I started using the ICICI BANK CORAL CREDIT CARD around 5 years ago. The customer support service is good with the ICICI bank. I use this ICICI BANK CORAL CREDIT CARD for shopping , online purchases and for other bill payments. I am satisfied with the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have opened a savings account with ICICI bank,the account is active for last eight years.The daily withdrawal limit is 50,000 through an ATM.there is limitation to number of withdrawal.I have no hidden charges or technical issues faced till date.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been banking with ICICI bank for past ten years of time.The limit on the card is 48,000.They offered credit limit increase but i did not avail that offer.Net banking is very comfortable to make payments.I have an EMI option in this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I had a credit card with ICICI bank,the limit on the card is 30,000.I have been using this card for last two years,i had closed it three years ago because of no proper service and low limit.I felt the card was not much convenient to use.Net banking was quite comfortable to make payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      ICICI bank has disbursed the ICICI bank coral platinum credit card within 20 tp 25 days of time. The customer support service was good with the ICICI bank . The credit limit value is average with this ICICI bank coral platinum credit card, still I am satisfied with the limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      Around for the past 10 years, I use the ICICI VISA PLATINUM CHIP CREDIT CARD . The customer support service is good with the ICICI bank. I use this card for shopping , online purchases and for other bill payments. I am satisfied with the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card for last eight months of time,The card is accepted in all outlets,the limit on the card is64,000,i rarely use this card.i have no annual fees to use tit,i don't get nay offers till date.i get good rewards points for every purchase.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with ICICI bank from last 1.5 years, the credit card services are pretty good when compared to all other credit cards. I paid an annual fee of Rs 500 for this credit card. I get offers like buy 1 get 1 movie tickets in this credit card. I use net banking for making payments and i have a credit limit of Rs 1 lakh in this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      The experience at ICICI Bank is good and there are no issues in using the credit card. The customer services and response is good. There are good offers on the card and the credit limit is also good. It is a smooth process and in all I do not have any inconvenience.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Looking for Better Credit Limit"
      0.5 4.5/5 "Excellent!"
      I am holding ICICI credit card around one year but the credit limit is very low. I tried reaching their customer service but there was no response, it would be great if they enhance the limit based on the transaction. I have life time free credit card from ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with ICICI Bank for the savings account and the banking process is good. There are no hassles and they have a good net banking facility. There are no charges taken for the transactions. The phone banking is also good and it is easy to connect with.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      There were good offers on the credit card of ICICI Bank and the customer services are also good too. The credit limit was not up to the mark. Else the experience is good. They are responsive when ever I reach out to them with a query. Satisfactory overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.5/5 "Pretty good"
      I am holding the ICICI bank Rubyx Visa credit card for the past 9 months. I have paid Rs.2800 as the annual fee, The credit limit value is good with this ICICI bank Rubyx visa credit card and I am satisfied with it. The hidden charges are high with this card and there is no transparency in the ICICI bank credit card process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am using ICICI bank credit card from the last eight years to ten years of time. Customer service is very good and their responsiveness too. I would like to say that the credit limit value is an average one for me with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "looking for better credit limit"
      0.5 1.0/5 "Really Bad"
      I am using ICICI bank credit card from last 6 months, the credit card services are not up to the mark in this bank. An annual fee of Rs 300 has to be paid every year for this credit card. I did not find any offers and benefit in this credit card. I have a credit limit of Rs 20000 which is less this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 22, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      Its been more than 10 years I use the ICICI bank platinum coral credit card. The credit limit value is good with this ICICI bank platinum coral credit card. I use this card for online purchases, bill payments and for other usages. I get better benefits with this ICICI bank platinum coral credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 21, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Using the ICICI bank platinum credit card . The customer support service is good with the ICICI bank. The credit limit value is good with the ICICI bank platinum credit card and I am satisfied with it. This card is good to use from the ICICI bank platinum credit card .
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 21, 2018
    • ICICI Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      ICICI credit card service is good, they are providing pay back points according to the total points. I can purchase anything through pay back site. Customer service is good, they are friendly and helpful. Its a life time free credit card it has a good lower limit other credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI credit card for last 10 years. I use CORAL credit card. I get good benefits and discounts on the card. The interest rate was average for the credit card. There is no annual fee for this card. I am not satisfied with the credit limit, I would appreciate if they can increase my limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • ICICI Bank Credit Card
      "Charges should be waived off"
      0.5 2.0/5 "Expected more"
      ICICI is not upto the mark, they charge more fee on the credit card transaction. They never waive off any penalty and more over they wont respond to the customer's query. Finally I have close the credit card by paying all the outstanding dues.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
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