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  • ICICI Bank Coral American Express Credit Card

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    ICICI Bank Coral American Express Credit Card

    Add a sparkle to your wallet with the “Coral” credit card. Brighten up your everyday shopping with distinctive privileges offered on India’s only transparent credit card. With excellent joining benefits, 50% rewards on online transactions, dining discounts, entertainment benefits, lounge access, etc., the ICICI Bank Coral American Express Credit Card is a must have card for individuals looking to get the best out of life. ICICI customers can enjoy a bouquet of travel and dining privileges specially offered by American Express, when they globe trot frequently. The card also carries a powerful PAYBACK rewards program, with an exceptional rewards catalogue available for redemption of rewards points.

    Benefits of an ICICI Bank Coral American Express Credit Card:

    The ICICI Bank Coral American Express Credit Card offers amazing benefits to customers along with outstanding deals and offers.

    Joining Benefits:

    As a welcome offer, ICICI Bank offers a Provogue tie to new customers procuring the ICICI Bank Coral American Express Credit Card.

    Annual Fee Reversal:

    After the completion of an anniversary year, if the total spend on retail purchases is Rs. 1, 25,000 or above, then the annual fees for the following year will be reversed by ICICI Bank.

    Secure Transactions:

    Every purchase transaction done with an ICICI Bank Coral American Express Credit Card is safe and secure as the card comes with an embedded microchip and also requires the PIN number to be entered for PoS transactions. Online purchases are protected by 3D Secure - American Express SafeKey and Verified by Visa (VbV). These extra safety measures safeguard the card against counterfeit, fraud and duplication, while performing various transactions.

    Save on Fuel:

    ICICI Bank Coral American Express Credit Card holders can get a surcharge waiver of 2.5% on fuel spends with a maximum purchase amount of Rs. 4000 at HPCL petrol bunks.

    Features of an ICICI Bank Coral American Express Credit Card:

    American Express Privileges:

    American Express ezeClick -Introduced by the American Express network, the American Express ezeClick is a secure online payment system for Coral card holders. Customers have to just enter a single user ID when they make online payments and do not have to enter all the card details to complete a transaction. Protected by American Express Safekey, Express ezeClick simplifies the online purchase process hugely for users and also provides a secure platform to transact.

    Lounge Access - ICICI Bank Coral American Express Credit Card members can get up to eight complimentary lounge access at various airports across India. Any visits above that limit will be charged by the respective airport lounge authorities.

    American Express Selects - American Express Selects offers some of the best dining, entertainment, travel and shopping deals from across the globe to ICICI Bank Coral American Express Credit Card customers. Card holders can enjoy special offers, preferential rates and other exciting discounts from fine dining restaurants and hotels from around the world.

    Shopping Connection - Bringing the world to your doorstep! Customers can shop at top European and American online shopping sites and the product delivered at their doorstep. Card holders have to register with any one of the ICICI’s shipping partners to enjoy savings and convenient shipping solutions. ICICI also waives off the initial set-up fee for card holders.

    The following offers from shipping partners are available to customers -

    MyUS.com - Customers can get discounts on shipping for up to 30% along with a free two year membership.

    eshopex -Registration gets customers a complimentary $15 Amazon gift card. With no annual fees, card holders can get two months’ worth free storage and 10% to 30% savings on shipping.

    bongo - Customers can save 50% on the first shipment and 20% for every shipment after that.

    Global Dining Program:

    This program from American Express offers exciting discounts on dining from top restaurants across the world. ICICI Bank Coral American Express Credit Card holders can get special offers from various restaurants inclusive of 20% discount on dining bills, complimentary desserts, a complimentary bottle of wine and a complimentary appetizer from the restaurant’s menu card.

    PAYBACK Rewards Program:

    ICICI Bank offers the PAYBACK rewards program to ICICI Bank Coral American Express Credit Card holders with a bouquet of rewards and redemption options. Customers can earn PAYBACK points on every single purchase transaction. Extra PAYBACK points can be got when transactions are done at PAYBACK Partner Brands. The PAYBACK rewards program includes partners like HPCL, Big Bazaar, MakeMyTrip.com and many more, along with 50 other online partners.

    • Card holders can earn 4 PAYBACK rewards points for every Rs. 100 spent on groceries, dining and for purchases done at supermarkets.
    • 3 PAYBACK rewards points can be got for every Rs. 100 spent on online purchases.
    • 2 PAYBACK rewards points can be got for every Rs. 100 spent on all other purchases.
    • Redemptions can be done from over 600 rewards available in the PAYBACK catalogue, online or at a PAYBACK Partner Brand store
    ICICI Culinary Treats Program:

    ICICI Bank Coral American Express Credit Card members can enjoy exceptional dining privileges and save on their dining bills with discount of up to 15% at select restaurants, worldwide.

    Entertainment Offers:

    Card holders can get 1 ticket free for every movie ticket bought on BookMyShow.com using the ICICI Bank Coral American Express Credit Card. Customers can get up to two complimentary tickets in a month, with one ticket priced up to Rs 250.

    Eligibility:

    Salaried employees, self-employed businessmen, salaried doctors and professionals can easily qualify for an ICICI Bank Coral American Express Credit Card.

    Fees & Charges:

    Annual Fees

    NIL - First Year

    From the Second Year - Rs 500 plus service tax

    Joining Fees Rs 1250
    Add-on Card - Annual Fees NIL
    Overdue Interest on Extended Credit

    Monthly - 3.40%

    Annually - 40.80%

    Interest Rates - On Total Amount Due 1.25% to 3.50% per month
    Interest Rate - Cash Advance

    Monthly - 3.40%

    Annually - 40.80%

    Transaction Fee - Dial-a-draft 3% of the draft amount or a minimum of Rs 300
    Interest Free Period 18 to 48 days
    Transaction Fee - Cash Advance 2.5% of the advance amount or a minimum of Rs 300
    Card Replacement Fee Rs 100
    Auto-Debit return fee / Return of cheque 2% of the total amount due or a minimum of Rs 250.
    Over limit Fee 2.5% of the over limits amount or a minimum of Rs 500
    Request for Duplicate statements Rs 100
    Late Payment Charges:
    Total Amount Due Charges for Late Payments
    Below Rs 100 NIL
    Between Rs 100 and Rs 500 Rs 100
    Between Rs 500 and Rs 10000 Rs 500
    Between Rs 10000 and Rs 20000 Rs 600
    Above Rs 20000 Rs 700

    ICICI Coral American Express Credit Card FAQs:

    1. What is the minimum amount due that has to be paid by an ICICI Bank Coral American Express Credit Card holder every month?

      ICICI Bank Coral American Express Credit Card holders are required to pay a minimum amount of 5% of the total amount due as in mentioned in the credit card statement.

    2. Does an ICICI Bank Coral American Express Credit Card carry the self-set limit feature?

      Yes, the ICICI Bank Coral American Express Credit Card offers the self-set limit feature where customers can determine their monthly spending limit for their add-on credit cards. Any transaction amount above this limit will be declined by ICICI Bank.

    3. How long does it take for an ICICI Bank Coral American Express Credit Card application to be processed by ICICI Bank?

      ICICI Bank might take up to 21 days to process an ICICI Bank Coral American Express Credit Card application.

    4. Can ICICI Bank Coral American Express Credit Card customers use the auto debit facility?

      ICICI Bank Coral American Express Credit Card holders can avail the auto debit facility and set standing instructions to make bill payments towards the minimum amount that is due or the total amount pending on their cards, from their savings accounts.

    5. Can ICICI Bank Coral American Express Credit Card holders keep their credit cards if they immigrate abroad?

      No, ICICI Bank credit cards are generally issued to residents of India and card holders have to surrender their cards before they emigrate.

    ICICI Bank Coral American Express Credit Card Reviews

    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holing the credit card with the ICICI BANK but i sue this card seldom with this credit card because the reason is that the credit limit what they have offered is very lower with this credit card. The offers also i get seldom which is lower with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK from past four years as the card is easy also it is user friendly to access. The credit limit what they have offered is satisfactory with this card added on that the service is very good with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Icici bank for credit card for last 1 years . They used to increase the credit limit based on time to time basis . There is additional charges that too gets waived off after contacting their customer service . Am getting good rewards points for certain transaction too .
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "IVR system needs to be develop"
      0.5 5.0/5 "Blown Away!"
      ICICI call center response time too long they need to work on it, the application is very good and the service of the bank is very polite I am fine with the bank not call centers. I have zero balance account with ICICI as my salary account its fine.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I bank with ICICI Bank for the credit card and there are good deals on the card. The credit limit is fine and the transactions are smooth. The statements are clear and the billing is convenient too. Overall it has been a satisfactory experience.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 1.0/5 "Really Bad"
      For last 11months am using Icici credit card. There customer service and response is good . Am satisfied with the credit limit which they have provided to me in starting as its been based on my salary , they said they will be increasing the limit after 6 month , but still there is no response from them. There is no annual charges for the card .There is no additional charge for the transaction which I make .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI BANK , i am holding this card for past 2 year . They offered me ICICI PLATINUM Credit card . They offered 2.70lakh of credit limit and i am happy with that . Benefit is nothing . I am not so happy with this card because no benefits .
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with ICICI BANK , i am holding this card for past 3 year . They offered very low credit limit it is 35000. They provide me with ICICI CORRAL credit card . So fast it has been a good experience with the card and their services.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have been using the ICICI bank credit card for last 1 years. They have given me a credit limit of Rs. 50000 and i have no issues with it. There is no particular offers from ICICI. The service has been provided by ICICI is good and I'm satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using ICICI bank credit card from last 15-20 years, there was no annual fee charged for this credit card. The features and benefits are very good in this credit card. I am happy with the credit limit provided by ICICI bank credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Services need to be more proactive"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and there are no charges for the card. The credit limit is fine and there are no issues for the statements too. They need to work on the services. I can get connected easily but they do not sort out my queries.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have been using a ICICI credit card for Last 4 years, They have increased my credit limit upto Rs. 1.80 Lakhs according to my usage. This is a life time free card. I have not availed any of the offers for last 3 months even though i have received lots of notifications.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the credit card with the ICICI BANK from past 6-7 years as the card is user friendly card to use. There is a rewards points offers with this card added on that they are providing with the EMI conversion which is hassle free process to convert it.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI Bank. I do not use the card much as there are no offers on the card. So when ever I get a 10% flipkart offer, I use the card at that moment. It is a life time free card. The bank can provide more deals when compared to the banks.
      Was this review helpful? 0
      , thane
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I have cancelled my ICICI credit card they gave me good experience, they gave me the credit card limit around Rs. 50,000. There is no draw back I have many card that is the reason I have closed the card, Its life time free card. The customer service is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and the offers are good. The customer support and response is fine. There are good deals and the statements are clear and sent to me on time. Overall no issues while using the card. The credit limit is also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 14, 2018
    • ICICI Bank Credit Card
      "Response should be proactive"
      0.5 1.0/5 "Really Bad"
      I have not get the credit card, one time I got the sms stating my card was dispatched but there was no response. The person came to collected the documents then no reply. There was no processing fee on the credit card. I done all the process but I didn't get the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Process should be easy"
      0.5 3.0/5 "Satisfactory"
      I just applied the card with ICICI, the offers are fine with them. I am not sure about complete offers which is available on my card, the credit limit is low they need to enhanced the limit based on my usage. They have taken long time to dispatched the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI credit card for while, they have not charged any annual fee with this card and i am happy with my credit limits which they have given me in this card , the best part is they give good discounts, offers in maximum products..
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card, they have not charged any annual fee in this card and it is life time free credit card and i am happy with my credit limit in this card,there offers is good they provide me good cash back and discounts in card, overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2018
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