ICICI Bank Coral American Express Credit Card

Lounge Access: In case you spend Rs.5,000 or more every calendar quarter, 1 complimentary lounge access at certain airports will be provided.

Entertainment: In case you purchase at least two movie tickets on Inox and BookMyShow, a 25% discount (maximum of Rs.100) will be provided per transaction.

ICICI Culinary Treats Program: ICICI Bank Coral American Express Credit Card members can enjoy exceptional dining privileges and save on their dining bills at select restaurants.

Eligibility for ICICI Bank Coral American Express Credit Card

Salaried employees, self-employed businessmen, salaried doctors and professionals can easily qualify for an ICICI Bank Coral American Express Credit Card.

Fees & Charges for ICICI Bank Coral American Express Credit Card

Charge	Amount
Annual Fees	NIL - First Year, From the Second Year – Rs.500 plus service tax
Joining Fees	Rs.500 plus GST
Add-on Card - Annual Fees	NIL
Overdue Interest on Extended Credit	Monthly - 3.40%, Annually - 40.80%
Interest Rate - Cash Advance	Monthly - 3.40%, Annually - 40.80%
Transaction Fee - Dial-a-draft	3% of the draft amount or a minimum of Rs.300
Interest Free Period	18 to 48 days
Transaction Fee - Cash Advance	2.5% of the advance amount or a minimum of Rs.500
Card Replacement Fee	Rs.100
Auto-Debit return fee / Return of cheque	2% of the total amount due (minimum of Rs.500)
Over limit Fee	2.5% of the over limits amount or a minimum of Rs.550
Request for Duplicate statements	Rs.100

Late Payment Charges

Total Amount Due	Charges
Below Rs.100	NIL
Between Rs.100 and Rs.500	Rs.100
Between Rs.501 and Rs.5,000	Rs.500
Between Rs.5,001 and Rs.10,000	Rs.750
Between Rs.10,001 and Rs.25,000	Rs.900
Between Rs.25,001 and Rs.50,000	Rs.1,000
Above Rs.50,000	Rs.1,200

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on ICICI Coral American Express Credit Card

• What is the minimum amount due that has to be paid by an ICICI Bank Coral American Express Credit Card holder every month?

    ICICI Bank Coral American Express Credit Card holders are required to pay a minimum amount of 5% of the total amount due as in mentioned in the credit card statement.  

• Does an ICICI Bank Coral American Express Credit Card carry the self-set limit feature?

  Yes, the ICICI Bank Coral American Express Credit Card offers the self-set limit feature where customers can determine their monthly spending limit for their ICICI add-on credit cards. Any transaction amount above this limit will be declined by ICICI Bank.  

• How long does it take for an ICICI Bank Coral American Express Credit Card application to be processed by ICICI Bank?

  ICICI Bank might take up to 21 days to process an ICICI Bank Coral American Express Credit Card application.

• Can ICICI Bank Coral American Express Credit Card customers use the auto debit facility?

  ICICI Bank Coral American Express Credit Card holders can avail the auto debit facility and set standing instructions to make bill payments towards the minimum amount that is due or the total amount pending on their cards, from their savings accounts.

• Can ICICI Bank Coral American Express Credit Card holders keep their credit cards if they immigrate abroad?

    No, ICICI credit cards are generally issued to residents of India and card holders have to surrender their cards before they emigrate.