The HSBC Spencer's Happy Ties Card has been launched by HSBC in conjunction with Spencer's Retail. This is an international credit card that not only offers a viable substitute for cash, but also acts as a license to earn you discounts and rewards on every spend made at Spencer's Retail.
There are three variants of this card:
And each of these cards earn progressively higher rewards points on spends made at Spencer's and at other merchants.
HSBC is not currently accepting applications for this card, as they have discontinued it according to the official website.
This information is also unavailable for a discontinued card.
Depending on the variant of the card chosen by the customer, up to 14 points can be earned on every Rs.100 spent at Spencer's retail, and up to 4 points on every Rs.100 spent elsewhere.
The customer is liable to pay for all purchases and spends that have occurred till the time of registering the complaint with HSBC. The best thing to do when a cardholder realises that his/her card is missing is to report it to the bank immediately.
Spencer's has joined hands with HSBC to launch this card, which means that they will treat their customers in a very special way by offering them exclusive deals, vouchers, packages, reward point bonuses - cardholder specific discounts are also a possibility that hasn't been ruled out.
While the base interest rate on which the card functions cannot be changed, customers can take some proactive steps in order to ensure that they don't end up paying double or triple the amount they’ve spent. Balance transfers and the facility whereby purchases can be converted into EMIs are two innovative ways in which HSBC allows customers to protect themselves from high interest rates.
Yes, cash can be withdrawn from any of over 1 million ATMs present all over the world.
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